Chapter 531: Lao Lai sells his house to pay off his debts

Thinking about this, Chen Wen didn't bother to care about Old Man Wang's eyes, and said lightly: "I bought it for 500,000 yuan!"

Chen Wen deliberately erased the fraction of 60,000, and the number of 500,000 was enough.

Old man Wang asked, "Do you know how much my three courtyards are worth?"

Chen Wen said: "But I heard it in detail. ”

Old man Wang began to slowly tell Chen Wen about his courtyard. Chen Wen knew that the old man was reluctant to give up on the house, so he patiently listened to his story.

The last time I came back was at night, Chen Wen entered from the gate of the side courtyard, and only saw the main courtyard, thinking that it was the courtyard of the second entrance.

Yesterday, Chen Wen rescued the dying old man Wang, and only then did he see the whole picture of the courtyard and a backyard.

Old man Wang first introduced the area, the main courtyard is 400 square meters, the backyard is 200 square meters, the partial courtyard is 150 square meters, and the total area is 750 square meters.

Chen Wen thought in his heart, the front yard he bought was 150 square meters, and the area of Old Man Wang's big yard was five times that of the front yard.

As for the price, Chen Wen also estimated that his yard was an old blank, and the figure he just said to Old Man Wang was 500,000 yuan, and if Old Man Wang's yard was also a blank, it would be worth 2.5 million.

But in this yard, the house is renovated and finely decorated, and the open-air part is garden-level, so the price in it is expensive.

The dilapidated yard that my sister bought for 400,000 yuan two years ago is now worth 800,000 yuan after renovation and fine decoration.

Not long ago, Chen Wen bought the same dilapidated yard near that sister's house, which cost 500,000 yuan, and if the same renovation and fine decoration were done immediately, it would be worth 800,000 yuan. However, Chen Wen's dilapidated yard is a street house in Nanluoguxiang, and it has great potential to be renovated in the future.

The estimated value of Old Man Wang's yard is 2.5 million according to the rough, and it is 2 million according to the dilapidated yard at a discount.

The value of the yard from dilapidated yard to finely decorated yard is 1.6 times to double, so Chen Wen quickly made an estimate that Old Man Wang's yard should be in the early 4 million.

Coupled with some humanistic factors, the Fuwangfu brand and furniture furnishings, the total price of 4.5 million is more acceptable to Chen Wen.

Old man Wang said: "My yard is worth at least four million hundreds of thousands, hmph, if it weren't for the situation, I wouldn't want to sell it until I died." ”

Chen Wen doesn't like to hear this kind of nonsense at all.

He thought to himself, you just ruined yourself in this courtyard, you don't have that strength yourself, and you invested your life savings to play in the courtyard, and even ruined your business.

In his heart, Chen Wen still said politely: "Okay, there's no point in lamenting the situation." Listen to what you mean, are you willing to sell?"

Old man Wang said: "I owe several families more than 4 million, and I have accumulated some interest in the past two years. I don't know exactly how many numbers there are. You need to talk to them face-to-face. ”

Chen Wen smiled slightly: "Then open the door and invite them to come in and talk." ”

Old man Wang was bored for a while, stared at Chen Wen's eyes and asked, "Boy Chen, what you said yesterday, give me an extra 100,000 yuan in pension money, can you really do it?"

Chen Wen nodded.

Old man Wang sighed and said, "Okay, I'll invite them in now, and let's talk to them together." ”

Chen Wen said: "Open the door slowly, let's leave your house over the wall first, and then come in through the main entrance, so as not to let those people ponder!"

Old man Wang laughed: "You are really better than a monkey!"

Chen Wen sneered: "You don't come! Sister Tang, let's go." ”

Climbing over the wall and returning to his house, and then out of the front yard door, Chen Wen and Tang Jin turned right and then right, and came to the gate of Old Man Wang's yard.

The group of creditors looked at the handsome man and the beautiful woman, with curious expressions on their faces, they knew that Chen Wen and Tang Jin were the owners of the courtyard next door to Old Man Wang.

Chen Wen knocked on the knocker, and after a while, Old Man Wang opened the door from the inside.

The creditors suddenly became lively, rushed forward with a shout, and grabbed the old man's clothes.

"Hey, don't do anything, you have something to talk about. Old man Wang was afraid of being beaten, so he hurriedly shouted at his position.

"You dead old man, you owe our family two million, do you want to hide and be a turtle with a shrunken head!" shouted a woman in her fifties.

"Our family is more than 400,000 yuan, ruined in your hands, what do you say!" an old man who was slightly younger than the old man Wang shouted with a cane.

"I don't think this dead old man has any money, doesn't he have this yard, let's settle it in the court!" a man in his thirties spoke.

The crowd was gossiping, so it wasn't lively.

It took a lot of time for Old Man Wang to explain that he was willing to sell the house to pay off the debt, and invited the creditors to come in and talk in detail.

A moment later, Old Man Wang and all the creditors sat down in the hall of the north room of the main courtyard, Chen Wen also fished out a chair, and Tang Jin stood behind him, holding Chen Wen's shoulder.

The negotiations lasted for more than three hours, more than half of which was spent on blaming each other, and only half of the time was spent after arguing and arguing to discuss specific figures.

The result is not complicated.

The principal amount of the debt owed by Old Man Wang is 4.13 million, and there are a total of 8 debts, which belong to 8 merchants.

The time span of the 8 bonds is the past few years, some early and some later, and the duration of interest accumulation varies.

Including the principal and interest, Old Man Wang owes a total of 4.45 million debts.

A week ago, eight creditors jointly submitted an indictment to the court, accusing Mr. Wang of failing to repay his debts.

As soon as Chen Wen heard this name, he wanted to laugh, this is "Lao Lai"! However, he doesn't know if this word has become popular in recent years, probably not.

The creditors have submitted indictments, and the court needs to take time to verify the authenticity of the relevant accounts, and so far no seizure order and summons have been issued to the old man Wang.

Although the court is still busy with audits, creditors estimate that the time is not far off.

Before the summons came down, the creditors were afraid that Old Man Wang would run away if he got the news, so on the afternoon of the day he submitted the indictment, they began to use 24-hour shifts to block the door and imprison Old Man Wang.

After repeated tug-of-war and tug-of-war, Old Man Wang, the creditors and Chen Wen reached several consensuses.

First, Old Man Wang sold the yard to Chen Wen for 4.45 million, and at the same time transferred the real estate certificate to Chen Wen's name.

Second, Old Man Wang used the money from the sale of the house to pay off the 4.45 million arrears and interest of 8 creditors.

Third, the creditors went to the court to withdraw the lawsuit, and the litigation fees and attorney fees incurred when they submitted the indictment before were not borne by Old Man Wang.

Since the lawsuit has not yet started, the third two money creditors have only paid a small part of the upfront, and they are already satisfied with being able to get back the majority of the arrears and interest, and the tens of thousands of yuan in litigation fees and lawyer fees are evenly spread over 8, which is all small money and completely negligible.

The old man on crutches said: "The miscellaneous expenses of a family of thousands of yuan should be regarded as inviting someone to dinner, and we should not care too much about the small money!"

The charter was agreed, and the next step was the agenda.

It was already past two o'clock in the afternoon, and I couldn't finish so many complicated procedures today.

The creditors consulted with Old Man Wang, and Old Man Wang negotiated with Chen Wen, and everyone will meet at Old Man Wang's house early tomorrow morning.

The 8 creditors will bring the lawyer who fights the economic lawsuit to come, and first accompany the old man Wang and Chen Wen to the housing authority to handle the real estate delivery, and after the old man Wang gets Chen Wen's 4.45 million, he will settle the accounts with the creditors separately.

After the discussion of the important matter, the mood of the creditors also stabilized, and they left the courtyard of the old man Wang.

In order to prevent accidents, the creditors left two people and continued to guard outside the door of the old man's house, and another person came to replace him in the evening.

Chen Wen and Tang Jin said goodbye to Old Man Wang and made an appointment to meet tomorrow morning.

Leaving Old Man Wang's house, Chen Wen found a public phone and contacted a friend who helped him keep his money.

After buying the yard last time, Chen Wen still had 450,000 yuan left in his friend's place, and Chen Wen transferred 6.7 million through the finance company a few days ago, so his current cash in the imperial capital is 7.15 million.

Chen Wen entrusted a friend to bring 4.6 million cash to Arrow Factory Hutong at 8 o'clock tomorrow morning.

The extra 150,000 yuan is because Chen Wen takes into account that there are relevant taxes and fees when the real estate transaction is made.

Chen Wen also told that the amount of money is relatively large, and it is necessary to hire a security company.

Friends say that this is a small thing and he will solve it.