It's hard to fully understand a lot of things that you haven't experienced, and that's how these second generations are. If you haven't been in contact with it, you will subjectively have an impression of Gao Yanei or Wang Laohu, which is obviously the result of being influenced by literary works. In fact, most people are often influenced by literary works in their specific cognition of certain things.

After really coming into contact, Fang Yu found that these people actually had good cultivation, and they all received a good education. This is very helpless, first of all, these people have a high starting point, and secondly, they have received a better education than you.

This is already very unfair, and many years later, there are still people who want to engage in independent enrollment in colleges and universities to avoid the college entrance examination.

They chatted very lively, and Fang Yu was a little distracted when he heard it, and he didn't mean to join. It seems to be actively separating itself.

"You won't be bored, will you?" Yun Jue noticed that Fang Yu was a little in a daze, and asked softly.

"No, I'm thinking about it. Fang Yu replied softly, and Gongsun Yue on the side quipped: "I want to be intimate and wait to go home, I will be grinding my ears and temples in public." We're all single, you're pretty much done. ”

"You go on, I'm listening to the educated very much. Fang Yu smiled and waved his hand, motioning for them to continue.

Gongsun Yue asked a woman opposite: "Gao Ping, what's going on with the reform of your system?"

Gao Ping's appearance can be described in four words: mediocre appearance, the person seems very quiet, and when he heard that he was named, he said lightly: "There are many problems in the banking system, freezing three feet is not a day's cold, it is difficult to reform, and major surgery must be performed." I don't know the specific plan, my level is too low, this is a matter of decision by the upper leadership. ”

At this time, Yun Jue's shoulder bumped Fang Yu: "I remember that you mentioned the problem of the bank to me. ”

Gao Ping's ears on the other side were very sharp, and he immediately looked over and said, "What, you are still discussing the bank?"

Fang Yu was named, so he naturally wanted to support Yun Jue's face, nodded and said casually: "How can anyone who does business not take out a loan." That's all I need for a loan, so I'll talk a little bit about it, and I don't know much about the banking system. A few words of nonsense. ”

Gao Ping's eyes showed a kind of banter, and she smiled and didn't give up: "Just talk nonsense, there are no outsiders anyway." ”

"The problems of the domestic banking system are not difficult to solve because of the advantages of the system. As soon as Fang Yu opened his mouth, everyone was calm, they were all looking like they were watching a good show, but they didn't expect Fang Yu to express himself so confidently.

Fang Yu could probably see that Gao Ping on the other side was actually a very arrogant person, judging from the look and tone of her eyes when she spoke, she was still a cadre. The eyes of the two collided, and Gao Ping seemed to want to suppress Fang Yu, but she didn't expect to encounter an extremely confident look and a pair of deep eyes.

"No, our system has advantages? What advanced foreign experience do we need to learn?" Gongsun Yue asked casually.

"Why doesn't our system have an advantage, and the economic crisis has not happened in our country, right? The Asian financial turmoil, the whole of Asia has been swept in, and China has stood still, and this is the result of the superiority of the system. Besides, learning from the advanced experience of the West is only to act in accordance with the laws of the market. Doing this now is beneficial to developed countries led by the United States, so there is no problem. When one day it feels that Huaxia is developing too fast, Mi Guo will definitely be the first to jump out and break this set of rules. ”

Everyone had a ghostly expression, where did this guy come from?

Fang Yu smiled calmly, lit a cigarette, and leaned back on the chair to look at the copper pot that was about to be extinguished.

"You better talk about the bank first, Xiaoyue, don't interrupt, listen to him, and see if it makes sense. Gao Ping became serious, and her eyes became much sharper. seems to want to see through Fang Yu and make him ugly.

"Let's talk about the problem of banks first, in the past, banks were more like ATMs for local governments, the government had no money, and state-owned enterprises needed money for reform. If the current non-performing assets continue to exist within the banks, the reform of the banking system will be an empty word. What to do? Set up a new company, divest the non-performing assets, re-inject capital, and finally go public. ”

Before the words fell, Gao Ping had already asked: "Strip off non-performing assets and re-inject funds, what do you say lightly?"

"Let me ask you, are banks state-owned enterprises, and do the vast majority of non-performing assets come from state-owned enterprises?" replied in seconds.

The imposing Gao Ping was dumbfounded, her eyes rolled and rolled, and finally found that things seemed to be really able to do this. The only drawback is that the executor may be found fault with in the future, because the question of how to value non-performing assets is easy to be picked on. From that point of view, this is a risk.

"Where is the source of funds?" Gongsun Yue blurted out, and then was met with the neat and caring eyes of Gao Ping and Fang Yu.

Gongsun Yue was not stupid, and after quickly understanding, he looked at Gao Ping and said, "What do you mean, this method is feasible?"

Gao Ping shook her head: "I don't know, it's theoretically feasible." According to this logic, it is really an institutional advantage. ”

Sun Changcai smiled and said, "Isn't this an administrative order? This has nothing to do with the market economy, right?"

Fang Zhen glanced at this guy and said, "Have you read history? What did Roosevelt do during the Great Depression? Isn't it an executive order? State intervention in the economy? Hoover is liberal, and the result?"

"Wait a minute, then how do you explain the problem of the disintegration of the Su-1 Union?" the other person asked, and Fang Yu forgot what his name was.

"The development of heavy industry is the only way for any country to succeed in modernization, because it is the foundation of survival. The problem of the Su-1 Union is that when heavy industry has developed to the extreme, it has missed the opportunity for economic transformation. The root cause of this problem lies in the Great Patriotic War, the Soviet Union lost almost a generation, which led to a gap in the age of the leaders in the seventies, a long period of advanced leaders, the implementation of conservative economic policies, and the delay in finding a suitable successor. And in our country, in the same period, the great man made the decision to reform and open up. ”

"Wait a minute, my mind is a little messy. "Another one who was called stupid.

Fang Yu didn't mean to stop at all, and continued to make up for it: "We have a tradition of learning from history, and powerful countries in history are often systems with higher organizational capabilities. The key to the rapid recovery of the United States from the Great Depression lies in Roosevelt's state intervention policy. The current term is called macroeconomic control. In the past few years, the so-called Four Little Tigers, during the period of rapid development, were all centralized governments. ”

"Wait a minute, you seem to have forgotten about Port City. Gongsun Yue seemed to have caught Fang Yu's language disease.

Fang Yu rolled his eyes: "Don't take the Hong Kong Governor as a cadre! In the colonial port city, the Hong Kong Governor could be aware of anything without consulting London. In addition, the prosperity of the port city is because the mainland needs this window, and when there is a window that can be replaced, the decline of the port city is inevitable. In fact, the current port city is not as good as before. ”

The scene finally fell silent, and everyone was speechless.