Chapter 0124: The United National Bank Crisis
Rejecting the monk's proposal again, Li Zitao closed his eyes and pretended to sleep, thinking about the follow-up development.
In fact, what he wants to do most now is to find a noble woman to marry him.
Ahem...... The slip of the tongue is to marry a noble woman and let her marry her.
If there is a layer of aristocratic status, why is Li Zitao picked peaches by the big guys, it is all green and beautiful knives!
"This Qiu Laozi remembered. Li Zitao gritted his teeth and chirped.
Regarding the gold card that Wise handed over to him, Li Zitao didn't plan to use it now, the most important thing was that Salted Fish was unwilling.
It's a salted fish, but why don't you want to be the saltiest one?
Bearing the name of Habsburg, it seems that it has been earned now, but who knows how many people are secretly wondering how to knock on the black bricks of the old Habsburg family.
The enemies of the old Ha family are absolutely indispensable, otherwise why are those prominent families in the imperial period all living up now, it is not that they are afraid of settling accounts after the autumn.
"Boss, Ben is waiting for you at the club. "It was late at night when I arrived in Chicago, and it was the little elk who came to pick me up.
"If it wasn't urgent, I wouldn't have waited until now.
"The United National Bank of Chicago has a problem with its finances and they are looking for help. ”
Hearing the little elk's report, Li Zitao's spirit suddenly perked up, "The opportunity has come." ’
If you want to build a consortium, an independent financial entity is indispensable, and without your own financial pillar, you can only be slowly infiltrated by capital in the end and make a wedding dress for others.
Li Zitao has been looking for a suitable target, but this target is not easy to find.
Yes, in every city now, every day, there are banks going bankrupt, some high-quality resources are being integrated and reorganized, and some banks are stepping up time for mergers and acquisitions to survive.
But in Li Zitao's view, these industries are not enough, these industries have a certain value, but if you want to say where it is important, you will find that it has no temptation.
Chicken ribs are all standard chicken rib industries.
It takes a lot of manpower, material resources and resources to buy these banks, and in the end, all you end up with is useless data and business that no one will buy.
United National Bank, one of the first banks in Chicago and the second largest bank in the Midwest, has a large number of high-quality customers and connections, as well as a large number of high-quality collateral.
What's more, the United National Bank has the right to issue state bonds.
Local bonds are bonds issued by local governments or public bodies, mainly for the construction of schools, hospitals, ports, tunnels, public facilities, etc.
U.S. law exempts interest income from bond purchases from federal income tax, while state law also exempts it from taxation.
It can be said that bonds are one of the most favored investment methods for the wealthy, commercial banks, and large enterprises.
"Ben, tell me about the specifics. Coming to the office quickly, Li Zitao said hurriedly before he sat down.
"Boss, the United National Bank suffered a run on the disaster site, although it survived with strong funds. ”
"But as the disaster worsens and the withdrawal of large savings becomes more frequent, the rate of private company bankruptcies continues to rise, disconnecting their funds. ”
On the one hand, the savings funds are decreasing, and on the other hand, the bad debts of the collateral assets continue to rise, and the property that was once valued at 10,000 US dollars is now only a few hundred US dollars in value.
And even if it's a few hundred dollars, no one will buy it now.
This series of chain reactions pushed the Chicago United National Bank into the abyss.
"How long can it last?" asked Li Zitao.
"Three days, they can hold out for three more days at most before they declare bankruptcy. ”
"How many people know about this?"
"We, and Aiken. ”
"The Chicago consortium is interested in it?"
"Yes, it happened so quickly that the board of directors of Union Bank has been in a state of conflict, and when they make a good decision, there is no time to notify so many buyers. ”
"In other words, only the two of us are ready-made. "Snatching meat from the mouth of the Chicago consortium, Li Zitao has to consider this possibility.
"Boss, this is a rare opportunity, Union Bank's assets are benign, they have excellent customers, huge channels, and bond issuance rights......"
"But we don't have any advantages. "Everyone knows that things are good, and the key is that it is the local tyrants and financial monsters who are bidding now.
If you put it in front of ordinary people, Li Zitao, a local tyrant, is a big mountain, but in front of a financial monster like a consortium, he is at most a mound.
"No, we have a stronger advantage than First Bank. Ben smiled mysteriously and said, "The board of directors of Union Bank is more inclined to us." ”
"Why?" Li Zitao was a little confused.
Regardless, accepting the acquisition of First National Bank was the best option for them, and what made them make such a decision?
"Boss, they like the way you treat your subordinates. Speaking of this, I couldn't help but cover my face and want to complain.
The surprisingly lazy style of his own boss has become an advantage, and there must be something wrong with this world.
"Ha......" Li Zitao didn't know whether to be happy or sad.
This can also be an advantage, is this an unintentional planting of willows and willows?
"Then what are you waiting for, let the think tank move quickly. Li Zitao said decisively.
"Okay, tomorrow morning we will have a preliminary exchange of views with the board of directors of Union Bank, they don't have much time, I believe there will be results in the afternoon. ”
After thinking about it, Ben said, "The next morning at the latest." ”
"Do it. "Li Zitao is not a muddy person.
Since it was decided to snatch food from the mouth of the Chicago consortium, it must be swallowed in the stomach, and it would be a loss to stir up the tiger's whiskers and not lose the slightest benefit.
"By the way, how is BMW's share acquisition?" Li Zitao is still concerned about his 'don't touch me'!
"At the moment, we have only acquired 13% of the shares, and Rush personally leads the team in country D, and I believe that there will be good news soon. ”
For this acquisition, the Blue and White Chamber of Commerce allocated 20 million capital.
"That's good. Li Zitao smiled proudly.
"I drive a BMW, don't touch me. "Local tyrants.
"I made it. "Li Zitao.
In the future, the cars that local tyrants will use to show off their wealth are all built by his company, and what could be more capable of beeping than this.
"By the way, this is a Jeep and Tailwind document. Ben pulled the papers out of his bag.
"Let the chief designers of the two companies come to my office tomorrow morning for a meeting. After Ben left, Li Zitao locked himself in his office for a night.
The little elk stayed until midnight, and fell asleep on the table in a daze.
"Jesse. Early in the morning, Li Zitao opened the office door in high spirits.
"Ah~~" The dazed little elk who was still sleeping stood up, rubbed his eyes, and said with a languid look: "Boss." ”
"Alright, go wash your face and have someone bring breakfast to my office. Seeing her pitiful appearance, Li Zitao also gave up the idea of morning exercise.
Returning to the room, Li Zitao moved his shoulders in the office.
After drawing drawings for a night and scrapping hundreds of pieces of paper, he finally got to draw everything he needed.
There are more than a dozen drawings on the table, which contain Wrangler, Hummer, and classic supercars that licked the screen in front of the computer in their previous lives.
Lamborghini, Ferrari, GTR, Bugatti, Aston Martin.
Li Zitao didn't expect them to design and produce now, but they could register these names and appearances first.
Wait until the time and technology are ripe, and then invest in research and development as soon as possible.
After all, for this era, even if it is built, there is no place to run, so is it possible to let the supercar raise dust in the uneven ground covered with gravel?
Then he has to be ready to scrap a supercar in two days, and he can't do that if he has money!
"Boss, your breakfast, the designers of both companies have arrived. The little elk walked in with a McDonald's grocery bag.
"Let them in. He took a burger out of the bag, opened the package and walked to the couch as he ate it.
“boss。 Two middle-aged men with some hair loss walked in with a restrained expression.
"Sit, do you want some burgers?" Li Zitao raised the food bag in his hand.
"Thank you boss, I already ate it when I came, the same McDonald's. One of them laughed.
"Me too. Another said.
"Well, let's introduce ourselves, after all, it's the first time we've met. Li Zitao sat on the sofa and nibbled on a hamburger.
"Boss, my name is Offley, and I'm the chief designer of Jeep. ”
"My name is Karen, and I'm the chief designer of Shunfeng, and the most popular Shunfeng 3 was my design, and it sold 5,400 units. ”
Hearing Karen say this, Li Zitao raised his eyelids and looked at them, and nodded quietly.
"After the merger of the two companies, I want to set up a pioneer technology R&D experimental center, focusing on the research and development and breakthrough of automobiles. ”
Picking up the 'happy water' and squeaking, Li Zitao handed them the drawings on the table.
“...... Geniuses, bosses, who painted these geniuses' designs, they, they're not just cars, they're works of art, they're miracles......"
Why, it's a miracle at every turn, why is your miracle so worthless!
Li Zitao wanted to scold his mother on the surface, but he was happy in his heart, this was all his design, "Why am I so talented?"
"These are my sketches, they are just sketches, there are many things that don't make sense, and you need to figure them out for yourself. ”
Li Zitao provided a lot of suggestions, which he couldn't express in drawings, hearsay, and experience seen in the forum scan.
What aerodynamics, non-load-bearing architecture, suspension hydraulics, four-wheel drive, some ideas about the chassis.
These ideas are all fragmented, like missing pieces of a puzzle, but they can't be said to be useless, at least they have opened up their perception of the car.
"Boss, with these clear goals, we are confident that we will be able to build a real product soon. Cullen affirmed.
Too often, it's not technology that limits creation, it's the human imagination.
"Very well, starting today, Karen is the director of the R&D center, and Offley is the deputy director, and I hope to hear the good news from you soon. ”
Li Zitao assigned the positions of the two by name, although he was not familiar with Shunfeng, and he had not even heard of it in his previous life.
But the fact that Cullen was able to build a best-selling car is enough to show his ability.
"You can take the drawings back and study them first, and the location of the new factory will be determined soon. Regarding the automotive R&D center, Li Zitao has some new ideas.