"She's not stupid, she's just immature. Sun Xiang patted Dr. Xiao Yuan on the shoulder and comforted, "No one is born with the ability to know right and wrong, right and wrong, these are slowly learned in the setbacks of life."

In ancient times, a girl at the age of fourteen or fifteen had to get married, and at the age of seventeen or eighteen, she had to have children, and by the time she was twenty years old, she might already be the mother of several children, and of course she would know a lot.

However, most of the modern people in their twenties have not completely escaped the protection of their parents, and they are ignorant of life and the world. This is a problem of the times, not An An's fault alone.

You think she's stupid, but what I see is a child with a heart for her parents, a kind person who doesn't want to borrow money from those around her even if she is in a desperate situation. ”

After listening to Sun Xiang's words, Dr. Xiao Yuan nodded seriously and said, "Brother Sun, what you said makes sense. Listening to you, I feel much better. What should I do, find a lawyer for her or call the police directly? But An An didn't seem to agree with me calling the police, and she woke up yesterday and told me that it was all her own fault that she was greedy for vanity and wanted to get rich overnight. ”

Sun Xiang affirmed: "It is rare for a person to be able to realize his mistakes. Knowing mistakes can be corrected, and good is great, and only in such setbacks can people learn to grow. Moreover, it's not entirely her fault, she's just a student who knows almost nothing about society, and the other party is a routine that has been tempered by countless practices, which is not a fair height in itself. ”

"Then that's it?" Dr. Yuan asked, "Although I can take out 500,000 yuan, I feel unforgivable when I think of the despicable behavior of the Shande Company." ”

"Of course it's unforgivable!" Sun Xiang's eyes looked cold, "I told them that I would visit them today." ”

Sun Xiang told Yuan Shaogang about the call he received from Shande Company yesterday, and the two of them simply went together.

~~~~~~

Shande Finance Company is located on an office building on a busy commercial street, and when the two arrived, it was already afternoon.

Several female customer service agents with sweet voices were talking on the phone from the seats, listening to the content of the conversation, obviously introducing the countless advantages of so-and-so's entrepreneurial project.

In another room, the customer service has become a big man with three big and three rough. These big men scolded on the phone, and all kinds of threats must be collected.

Dong Zhenhai, the company's boss, approached Sun Xiang and Yuan Shaogang in the manager's office, and when he learned that the two were here to deal with An An's debt affairs, this shrewd businessman became tired of it.

"Ah, that girl at Marina University, isn't it? He extinguished the cigarette, took out a thick stack of contracts from his desk, flipped through them, and said, "A total of 434,500 yuan, and if you don't want a fraction, it's 434,000." How are you going to pay, cash or transfer?"

Yuan Shaogang sneered and asked: "I just want to ask today, how can the principal of 8,000 yuan be rolled over to 430,000 yuan in six months?

Dong Zhenhai threw An An's tight contract on the table, and snorted in his nose: "This friend, can be eaten indiscriminately, don't talk nonsense." We are a regular financial company, and everything is done in accordance with the law, where do we have to cut off the loan?"

"Heh!" Dr. Xiao Yuan jumped up angrily, "The state stipulates that no matter what kind of loan, the annual interest shall not exceed 36 percent, but you will calculate it for me, how can 8,000 yuan be calculated to 430,000 yuan." ”

Dong Zhenhai smiled contemptuously, he knocked on the partition of the glass, and in the collection office next to him, four big men rushed in. After this guy came in, he didn't speak, just sat on the sofa opposite the two of them with his arms crossed, staring at Sun Xiang and Yuan Shaogang with unkind eyes.

The number of people is superior, Dong Zhenhai is even more confident, he picked up the contract again, and talked eloquently: "Our Shande Finance Company, of course, cannot violate the laws and regulations of the country. An An's loan interest is indeed only 36% annualized.

However, she also borrowed more than 8,000 yuan. ”

Yuan Shaogang took the loan contract and looked at it, the thick contract of hundreds of pages, of course, could not immediately see what the way was. Dong Zhenhai pretended to be kind and pointed out to Yuan Shaogang that the so-called "service fee" clause was written in the small print under one of the terms.

It turned out that every time An'an borrowed, Shande Company would charge a high service fee. Not only borrowing, but even every dunning, every extension, and every so-called "entrepreneurial guidance" are charged.

An An signed the contract in a daze, how did she know that there was such a deep doorway here. Moreover, Shande Company deliberately made the contract such a thick one, just to prevent someone from looking down one by one and finding that the service fee was too much.

These service fees were included in An An's loan, and of course, they were rolled over to 430,000 yuan until today.

"So, our business is completely legal. Dong Zhenhai leaned into his boss's chair and lit another cigarette. He took a puff and sprayed the cigarette on Dr. Xiao Yuan's face, "The text of our contract has been reviewed by three professional legal firms, and it is absolutely and completely legal. So far, more than a dozen clients have sued me, but unfortunately they have lost all of them. In the end, not only did you have to pay back a lot of money, but you also had to pay off the legal fees and attorney's fees. ”

"So the two gentlemen, are you planning to sue me?" Dong Zhenhai laughed.

Yuan Shaogang's hands were shaking, he carefully looked at An An's detailed list of constraints, and calculated them very clearly, and he could hardly find any loopholes. But

"How can there be such a high service fee. Dr. Yuan shouted unconvinced, "Moreover, she is still a student, how can you lend her so much money?"

"Did I ask her to borrow it?!" Dong Zhenhai tore away his hypocritical smile and shouted frantically, "I think the service fee is expensive, she can not accept it! Did I stop her from seeing the contract here? The hand is on herself, did I drag her hand and force her to sign it!"

Dr. Xiao Yuan was speechless, he was ten thousand unconvinced, but he didn't know how to refute it.

Sun Xiang asked calmly: "An An said that you forced her to take a photo and let her pay her debts, which is always illegal." ”

Dong Zhenhai glared and said: "This gentleman, this is a legal society, and you have to talk about evidence." Do you have proof?"

Sun Xiang smiled indifferently: "I have no evidence." ”

"Heh!" Dong Zhenhai stretched out his finger and pointed at Sun Xiang, then turned back and reprimanded the four subordinates on the sofa, "Did someone of you do something behind my back to take fruit photos and force people to pay their debts?"

The four subordinates immediately stood up, pretending to be sincerely frightened and said, "Boss, absolutely not, how can we do such a thing!"

"Well, you don't dare. If there is, I will know about it, and I will expel you all immediately!"

After pretending to reprimand his subordinates, Dong Zhenhai asked again: "So, two gentlemen, I don't know if there are any questions." If not, make the payment to your account. Oh, it's half past four, and the bank closes in half an hour, so if it's not cash, you'll have to hurry. ”

Yuan Shaogang still wanted to argue, but at this time, Sun Xiang stood up and ordered: "Xiao Yuan, transfer the money to them." ”

"But..."

Yuan Shaogang was definitely unwilling, but he saw Sun Xiang's unquestioning eyes and nodded.

"Okay, Brother Sun, I'll listen to you. ”

After some formalities, Dr. Xiao Yuan reluctantly transferred all the 434,000 yuan to the repayment account of Shande Company. Originally, there was a tail of 500 yuan, but Dong Zhenhai was very generous to get rid of this fraction.

When the two walked out of Shandeok Company, Dr. Xiao Yuan sighed. On the one hand, he feels sorry for the money, although the income of Wang'an Hospital is very high, but this is also almost a year's salary.

On the other hand, I feel so angry in my heart!

Very angry!

Sun Xiang's face was calm, and he couldn't see any fluctuations. He stood outside the door of the office building and looked up. This building is obviously a gathering place for a large number of loan companies, and on the glass curtain wall, "XXX Finance Company", "XXX Financial Management Company", and "XXX Guarantee Company" are flashing with lights, densely covering the entire exterior wall of the floor.

There is a constant stream of people coming and going, and there are mainly two kinds of people. A suit and leather shoes, clean and neat, with an arrogant smile. is like Dong Zhenhai one by one.

On the other hand, the eyes are frightened, glazed, or longing. It's like An An one by one.

Sun Xiang sighed and asked, "Xiao Yuan, tell me, are there many companies like Shande Finance?"

Dr. Xiao Yuan replied sullenly: "Of course, there are many, it should be said, as much as a cow's hair." Now in these days, who else can suck blood and make money better than them? I don't understand, knowing that if you borrow it, you will never be able to turn over, why do these people choose to borrow money from them!"

"Xiao Yuan, let me ask you a question. Sun Xiang asked, "If someone points a gun at you and makes you choose to kill your father or your own mother, or your whole family will die." In this case, should you kill your father or kill your mother?"

"I'm going to choose to kill the bastard who forced me to make this choice. Dr. Yuan replied.

Sun Xiang smiled: "That's right. Human nature cannot stand the test, this is the original sin of mankind, and it cannot be avoided. And the real sinner is the one who provides the option. ”

"Brother Sun, why are you saying this?"

"Heh, you'll find out soon. ”

Doctor Xiao Yuan's eyes lit up: "Brother Sun, you are trying to get that Dong Zhenhai, right?" I know that according to the rules of the rivers and lakes, this kind of thing cannot be called to the police, and Brother Sun must have a lot of wild ways to cook this Dong Zhenhai, right.

My brother grandson in society, people are ruthless!"

Dr. Xiao Yuan praised Sun Xiang in various ways, making Sun Da laugh. He knew that Sun Xiang must have some way, and maybe he could not only avenge An An's revenge, but also get his money back.

But Sun Xiang's path is obviously beyond Dr. Yuan's imagination.