“......”

“......”

In the east corner of the fourth floor of Fuqing Building, in an office of less than 50 square meters, a needle drop was suddenly heard.

Gu Yu's eyes widened, and her surprise was completely beyond words.

Wen Ye's movements on his hands also paused, and he subconsciously looked at Liu Xi.

Fang Nian also raised his head and looked over.

Facing a few glances, Liu Xi said quickly: "It's just a little thought, no, don't worry." ”

Although he spoke quickly, he stumbled in the end.

Fang Nian looked interested, and said, "Okay, I'll finish reading Wen Mi's draft first." ”

"I've sent it to the shared folder. Wen Ye hurriedly said.

Although the frontier company is small, it has all kinds of organs.

A simple LAN file sharing on a Windows system, as a secretary, Wen Ye was ready early.

Fang Nian clicked on the mapping Z disk on the computer he used, and the first file was the draft.

"70% of the shares? It's too high, have you told Zhang Rui?"

Wen Ye replied: "This is what Zhang Rui and they meant, because the entrepreneurial direction is provided by you, so they think that according to the pure labor force, each accounts for 15%. ”

Hearing this, Fang Nian said in a calm tone: "Now such a share distribution is not conducive to the development of the enterprise. ”

"Entrepreneurship is the process of realizing 100% of dreams, although I provide the direction of entrepreneurship, but I need Zhang Rui to inject their own dreams;

Before they started, they sold 70% of their dreams, and it will be very difficult to go through financing development in the future, and Frontier Angels do not have such a high stake.

Tell Zhang Rui that I will lend him another 500,000 yuan privately, and reasonably stipulate the repayment period, anyway, the frontier angel only accounts for 30% of the shares at most, and let them find a way to make up the remaining small part. ”

Fang Nian is borrowing Lei Ran's years of experience in angel investment:

Invest a small amount of money and borrow at most twice as much money.

Because this is a real angel cast for Fang Nian.

Bifang's development situation is not clear, there are ACM champions every year, how many can make excellent software independently?

Zhang Rui: They are college students who have not graduated.

Have entrepreneurial passion and are willing to realize their dreams.

Considering that they had no money in their hands, Fang invested 500,000 yuan a year and borrowed another 500,000 yuan, but they had to figure out their own way for the last small vacancy.

This is also the first threshold that Fang Nian deliberately left for Zhang Rui and Zhang Xinliang.

How to persuade family, relatives and friends to solve the vacancy of 150,000 is their business.

After listening to what Fang Nian said, Wen Ye understood and said apologetically: "I thought you were going to take care of everything, I will immediately revise the draft and communicate with Zhang Rui and them." ”

After a pause, Wen Ye asked again: "But what if Zhang Rui and they don't dare to take risks?"

"Don't you think you're asking a stupid question?" Fang Nian glanced at Wen Ye.

Wen Ye didn't dare to make a sound, she knew she had asked a stupid question.

In this case, Zhang Rui, why don't they dare to take risks, aren't they 'favored' enough?

There is nothing, and I have already got 1 million in my hands, but if I still have some ideas, I will not back down at this time.

Fang Nian said in a calm tone: "I never give anyone a life, and investment is not charity, understand?"

"Understood!" Wen Ye hurriedly said.

Wen Ye quickly communicated with Zhang Rui and them.

The result is very simple, Zhang Rui and Zhang Xinliang finally realized the excitement brought by entrepreneurship.

finally understood the true meaning of the first step in Fang Nian's mouth:

With 1 million in his hand, he had to use his credit from childhood to persuade his family to lend him money.

............

Fang Nian leaned back on the swivel chair and looked at Liu Xi: "The business is done, Liu Xi, what is the little idea you wanted to say just now?"

Wen Ye and Gu Yu also looked over.

Liu Xi lowered his head and said in a weak voice: "During this time, I have sorted out the historical financial data of the greedy and fun, and also sorted out all the financial data of the frontier company. ”

"All of the two companies?" Wen Ye was stunned, "Aren't you still attending a training institution?"

Liu Xi replied: "I took the time to sort it out." ”

Wen Ye subconsciously spit out two words: "Awesome." ”

"Did you find anything?" Fang Nian asked seriously.

He has always valued Liu Xi.

Last year's tidying up, let a greedy and fun financial manager go to sing the iron curtain tears.

Liu Xi nodded and continued: "The current business of the frontier company is mostly focused on the frontier angel investment, and the capital ratio is even more so;

According to the general classification, frontier companies are now considered investment enterprises.

Based on the financial knowledge training I received recently, I made a simple financial model after a simple combing and referring to the conventional plans of the same type of enterprises. ”

Hearing this, Fang Nian got up from the swivel chair and walked towards Liu Xi's workstation.

Wen Ye is the same as Gu Yu.

Liu Xiqing's weak voice continued to sound: "It mainly includes some basic content such as financial statements, financial forecasts, key financial indicators, sensitivity analysis, etc., using Excel as the carrier, using the basic mathematical four operations, and the results are ......."

"Probably looks like this......"

Saying that, Liu Xi opened an Excel spreadsheet, and he could clearly see that there were more than a dozen tables in total.

Then Liu Xi explained simply: "Most of the Chinese I use is a little non-compliant, and the industry is generally used to using English." ”

Also, there is also an English version. ”

After seeing this form, Wen Ye whispered: "It took a lot of effort to read comfortably." ”

"This is the financial model, I seem to have seen something like it, but it's like a glare of garbled characters. Gu Yu also whispered.

Fang Nian praised sincerely: "Just this typesetting and reading comfort are worthy of promotion and salary increase!"

Fang Nian has naturally heard and seen the financial model.

But like Liu Xi, who is so pleasing to the eye, from the description to the content, is simple and neat, he has never seen it once.

I don't know if it's a financial industry regulation that must be, anyway, all the financial models that Fang Nian has seen are all in English, and even the report statistics must be in total.

Including table naming rules, it is all in English, Financial, Model, obviously Excel supports Chinese, Fang Nian thought at that time, is it so difficult to write the four words "financial model"?

After Fang Nian returned to life, how did he get the foundation of English?

It's not that after making a fortune, the inferiority complex caused trouble, and I forced myself to learn......

"Although the frontier company has only been established for a long time, and the historical data is only one quarter, the amount of funds transferred in and out is very large, and there is a need to establish a financial model. Liu Xi continued to explain.

"At present, the reference value of this model is not very high. ”

Wen Ye and Gu Yu were both stunned, but Fang Nian was very calm.

Sure enough, Liu Xi then said quickly: "No, but this is not what I want to say. ”

Speaking of this, Liu Xi quickly glanced at Fang Nian.

"According to the company's historical financial data, investment trends, investment amounts, rate of return and other reference coefficients, I did a simple four-point analysis through Excel and obtained some results. ”

Fang Nian asked curiously, "What is the analysis?"

"It seems that everyone will also call this kind of computational analysis a model, which is probably a corporate financial risk assessment model. Liu Xi replied.

As he spoke, Liu Xi opened another form.

"This is also a little thing I found after referring to the financial data of the past nearly a year and comparing all the financial data of cutting-edge companies with the same analysis method. ”

Then, Liu Xi said quickly:

"There are five companies at the frontier, and the current capital business is frontier, frontier projects, and frontier angels, in addition to the frontier, the current business types are all investment transactions......

"The cutting-edge project made a one-time investment in Fudan University's cognitive framework research project, while the LTE algorithm research project of Shanghai Jiao Tong University adopted a batch investment plan......"

"Frontier Angel has invested in Greedy Fun, Xiaomi Technology, Meituan, NetDragon Wireless and the ongoing Bifang, in addition, through investing in Greedy Fun, it holds shares in three overseas companies, namely Eyedentity, Riot and Mojang. ”

"According to the comparison, the overall investment plan of the frontier company is very problematic and extremely risky;

Based on these data, and with reference to the previous capital injections of Frontier Companies, the estimated analysis based on this table shows that Frontier Corporations are expected to go bankrupt in 45 days. ”

After speaking, Liu Xi looked back at Fang Nian.

Fang Nian's gaze stayed on the computer screen.

Comfortable reading, clear entries, even the numbers seem to become elegant and beautiful.

The display of dynamic results is particularly thrilling.

Fang Nian held his chin in his right hand and asked calmly, "Have you ever analyzed greed and fun by the way?"

"Yes, the results are in this table. Liu Xi moved his right index finger lightly, "But there is no reference value, because the financial data for April is the focus, and no one has this part of the data now." ”

At this time, Fang Nian saw the result and looked interesting.

"Oh, even if there is no game platform, just purely referring to historical financial data and investment valuation, and other dimensions, greedy for fun will grow again in 10 months?"

Without waiting for Liu Xi to answer, Fang Nian asked again: "Do you have any suggestions for improvement for the frontier?"

Liu Xi pursed his lips and said uncertainly: "Yes." ”

"Tell me about it. Fang Nian made a gesture.

Liu Xi's tone became serious: "Although the planning of Frontier Angel is angel investment, and all previous investments can be regarded as angel investment, but because it is angel investment, the risk is extremely high, of course, this is a normal phenomenon;

However, there are some small problems with the previous investment objects of Frontier Angel. ”

After a pause, Liu Xi said: "The reference coefficient of the return on investment cycle should be added, the return on investment factor of the market industry should be added, and the investment intention should be reasonably allocated." ”

"For example, all the investments are in Internet companies now, and according to the previous plan, the future investment direction will also be all in the Internet, which is no problem, but it is not appropriate to put it on the current frontier angels, and it should be slightly adjusted;

Secondly, Frontier Angel does not hold investment funds like other investment companies, and all the money of Frontier Angel is your own, which can be adjusted here to reduce operational risks. ”

After listening to Liu Xi's words, Fang Nian said with admiration: "Amazing, really amazing!"

"I inexplicably think that putting you in a cutting-edge company is a condescending talent, but I definitely can't let you go, I have to get a raise!"

Liu Xi was stunned: "Ah, I just did a simple risk analysis, I am a ......"

"Don't say it, you have to get a raise!" Fang Nian interrupted Liu Xi's words, "The frontier needs you too much." ”

He was afraid of being pricked in the heart.

Although the calculations used are very simple, addition, subtraction, multiplication and division, and it is not necessary to add the square and the power.

But how simple is the risk calculation?

After a pause, Fang Nian said calmly: "I have seen these situations, and the future frontier angels do need to conduct pre-investment investigation and analysis, and invest in accordance with certain rules;

However, there will be a period of extensive development, because in the next year or two, I should only invest in acquaintances, or acquaintances of acquaintances. ”

"Secondly, about the risk of bankruptcy, there is no need to worry, we are already working to solve the problem of shortage of funds, but it will not be solved by raising funds, so I can't tell you about it first. ”

"Finally, I hope that Liu Xi can dabble more broadly in the future, such as trying to understand investment analysis after you think that you have finished learning a branch content and have free time. ”

Liu Xi sighed: "I, I try my best, but this seems to be the content of the master's level." ”

"It's okay, I have studied some of the philosophy content of the master's and doctoral stages on my own. Fang Nian waved his hand and said with a nonchalant expression.

In my heart: "I'll just read the book casually~"

Wen Ye and Gu Yu on the side couldn't say a word.

It's full of like, 'Who am I, where am I, what am I supposed to do, am I trash?'

knows that Liu Xi is a scholar, but when the scholar is at this point, they are really unprepared.

Reluctantly accepted Liu Xi's academic tyrant, good guy, her boss has already begun to let her accept master's level knowledge!

What's even more outrageous is that his boss is self-learning philosophy at the master's and doctoral stages?

The most outrageous thing is that they don't feel the risk calculated by Liu Xi through risk assessment, but the boss has taken it into account early.

"Liu Xi, Liu Xi. ”

"Forever dripping gods. ”

Listening to Wen Ye and Gu Yu's low murmurs, Fang Nian was not surprised, this was the huge gap between geniuses and ordinary people.

Liu Xi is a risk analysis from the level of financial data, which gave Fang Nian a wake-up call.

In the matter of investment, there is always a day when the 'memory book' is exhausted, and the establishment of an investment model must be carried out.

Only now it seems that there is no need to worry, there are ready-made geniuses.

The CFO's scope of business covers investment analysts, and that's fine, right?