It is impossible for Lin Mingzhen to lend money to Hu Mingchen completely because of the so-called feelings, let alone him, even Xu Tiancai is unlikely. They are a private economy, even if they are emotional, they must have some grasp or protection, and it is impossible to repay the loan that is obviously impossible to recover, otherwise it will be impossible to live with their own future.

Therefore, Hu Mingchen has to give Lin Mingzhen a cover no matter what, and he can't let him have worries.

In the past two days, Hu Mingchen has been thinking about how to persuade Lin Mingzhen, thinking about it, this is what he wants to highlight. He himself knew that Phoenix Mountain would be developed, but others didn't know, and even the secretary and mayor of the city didn't know if they had that idea in their heads.

"Then if you take out a loan, is it to buy land, or to engage in breeding? This is different, if you focus on breeding, you have to build a chicken pen and pigsty, you have to buy other facilities and cubs, and you have to hire people and buy feed, and the money is spent on this, and the land you can buy will naturally be less. And vice versa, if a large amount of land is bought, it will be difficult to raise chickens and pigs. The two are inherently contradictory. Lin Mingzhen lit a cigarette, leaned back in the chair, took a comfortable puff and asked slowly.

Lin Mingzhen's question seems casual, but it is a difficult question to answer. As he said, there is a contradiction between the two themselves, and it is not easy to be compatible well, and if you don't get it right, you will show your feet, which will affect his tendencies.

"Uncle Lin, I admit that what you said is true to a certain extent, but ...... Not really. I know you can't have it both ways, but it's not impossible to balance the two. The land must be bought, and the chickens and pigs must be raised. There are two modes of raising pigs and chickens, one is captivity, all in the enclosure, this way is naturally as you said, the investment is expensive, but there is another way of breeding, that is, free-range. If you are free-range, you don't need to invest too much in facilities, as long as there is a fence to enclose it......" Hu Mingchen was worthy of turning his brain quickly, and temporarily thought of an emergency explanation.

"Then what do you mean is that your company is free-range? Just build a fence and raise it?" Lin Mingzhen asked in a skeptical tone.

Hu Jianqiang, who was sitting next to him, was still secretly admiring and happy for Hu Mingchen's ability to adapt to emergencies, but before the joy passed, Lin Mingzhen immediately added a follow-up question.

And this question, it seems a little unoptimistic, Hu Jianqiang felt that if he answered by himself, it was estimated that it would be difficult to satisfy the other party.

If you admit that it is just a fence, it proves that the so-called breeding is a bit fake, and there is no such breeding method in Liangcheng at present.

"Uncle Lin, of course not, if it's just a wall, it's too child's play. We plan to combine the two, to have a circle, but also to have an empty space for activities. A completely free-range approach requires a large area, even a mountain, and the reality is basically impossible for us. So we'll combine captivity and free-range. Captivity helps to grow meat, which will use some feed, but giving livestock a certain space to move around and allowing them to eat more lettuce and even grass can make the meat better. Only the combination of the two can better comply with and occupy the market. While ensuring the health of our livestock, we don't raise our prices, and because of our scale, we even have room to lower our prices downward, so we don't worry about sales. Hu Mingchen didn't have time to think seriously and in detail, so he replied immediately.

If Hu Mingchen can't answer it immediately, it means that they haven't thought about and weighed this question, which will make Lin Mingzhen have doubts and doubts.

Therefore, regardless of whether he passed the test or not, Hu Mingchen at least wanted Lin Mingzhen to know that they were not improvised, but had a plan or plan. To get his money, you have to trust him.

Lin Mingzhen did not immediately comment on Hu Mingchen's answer, but took two puffs of cigarette in succession, as if to gauge how feasible Hu Mingchen's content was.

"Your plan seems to be doable, but ...... The risk is not small, you know, it is in the mountains. After half a ring, Lin Mingzhen said slowly.

"There are some risks, but they can be overcome and they don't make much of an impression at all. It is a little inconvenient in the mountains, but the cost can be relatively saved. The pros and cons depend on how to look at it. Hu Mingchen, who knew what to expect, also responded slowly.

"Brother genius, your name is Xu Tiancai, but in comparison, you don't seem so genius, what do you think of what Xiao Chen said?" Lin Mingzhen smiled and turned his head to look at Xu Tiancai.

"Don't you just want to implicate me as well as Hu Mingchen, you just say it, why are you joking with my name, I don't know anything about raising pigs and chickens, I haven't raised or studied it, it's not good to comment, you better watch it yourself." Xu Tiancai didn't want to affect Lin Mingzhen's judgment, so he simply pushed it clean in two sentences.

Xu Tiancai is really not good at agreeing or opposing now, if he opposes it, he will offend Hu Mingchen and Hu Jianqiang, and even in Wang Zhan's place in the future, it may not be too good-looking. But if they agree a lot, in case they really can't pay back the money in the future, they will be complained by Lin Mingzhen if they don't make trouble, which will affect the relationship between the two of them.

Therefore, Xu Tiancai's best thing to do is to push two, five or six, anyway, he had agreed with Hu Mingchen before, he was only responsible for making Lin Mingzhen out, and he was not responsible for talking about it, it was completely a matter between them. This is a bit like Hu Jianqiang promised to help Wang Zhan, he is only responsible for asking Chen Jianbo and Cao Wangcai out for them to meet and talk, and how to talk is their mutual business.

Seeing that Hu Jianqiang didn't help him speak, he scolded him in his heart for not being authentic. What kind of favor are you doing, of course you have to help talk, isn't it that the meal that cost a lot of money today is in vain?

Hu Mingchen is not a wave, Xu Tiancai has no evaluation, and he has no reaction in turn. Xu Tiancai is willing to help say yes, that's his love, if he doesn't want to say it, it's not people's fault. In that case, why should we rejoice or rejoice, there is no need for that at all. If you don't get an undeserved expression on your face, it will have a bad effect.

So Hu Mingchen sat there lightly, with a smile on his face, not happy, not sad.

"You're really slippery. Mr. Hu, how much do you plan to cost for this project?" Lin Mingzhen teased Xu Tiancai, and then asked Hu Jianqiang jumpingly.

"Ah...... Oh, the more the merrier, no matter what, it will cost hundreds of thousands. Hu Jianqiang didn't expect Lin Mingzhen to suddenly ask himself, and he couldn't react for a while, and replied after glancing at Hu Mingchen.

Before eating this meal, Hu Mingchen and Hu Jianqiang discussed that if they could take out a loan, 500,000 yuan would be the best, and the worst would not be less than 100,000. That's why Hu Jianqiang said a vague number of hundreds of thousands.

"Hundreds of thousands, hehe, 110,000 is hundreds of thousands, 990,000 is also hundreds of thousands, isn't it possible that you don't have a planning budget? Without a planning budget, there will be no income evaluation to a certain extent?" Hu Jianqiang's answer seemed that Lin Mingzhen was not very satisfied, and he felt a little perfunctory.

"Uncle Lin, of course there is all this, our target is 500,000, if you can lend me 500,000, we can ensure that we pay it off within two years, because whether it is raising chickens or pigs, the yield will not be less than 25 percent, according to two allocations a year, four allocations can be made in two years, so there is no problem in paying off in two years. Of course, when doing it specifically, it can't be sold one by one, it must be sold every day, and it must be added every day, but in general, it's no problem to dial four times in two years, it's just the bottom line. Hu Mingchen hurriedly took over the conversation and said.

If Hu Mingchen still has a little confidence in what he said in the previous words, this explanation is really nonsense. The key is that he has to deal with it, and he can't just let Lin Mingzhen continue to be suspicious.

Lin Mingzhen nodded contemplatively: "Don't think about 500,000 yuan, more than ten times your registered amount, this is not in line with the principle of proportionality, besides, you are the first time to take out a loan, and the credit foundation has not yet been established, so it is impossible to give you 500,000 at once." ”

As soon as he heard Lin Mingzhen say this, Hu Mingchen's heart suddenly rejoiced, he could say this, it means that there is a play.

"Hehe, that's just our needs, how much can we borrow, isn't it up to you Uncle Lin? Anyway, you are Uncle Xu is a good friend, what do you say. Hu Mingchen said with a shy face.

"You are clever, and you pushed it all to me at once, so do you know the rules of the loan?" Lin Mingzhen sat up straight and looked at Hu Mingchen with a smile and asked.

"I haven't taken out a loan, so I have no experience, but I heard that there should be a 10% handling fee, Uncle Lin, isn't it? If so, we can collect how we want, we don't have any problems at all. Hu Mingchen said half-truthfully.

It is true that Hu Mingchen has not taken out a loan, but the handling fee, that is, the so-called rebate is not ten percent as far as he knows, that is too much, he knows that it is five percent, which means that the loan is one million, and only 950,000 can be obtained, and everyone knows where the five percent went.

But Hu Mingchen deliberately said that it was 10 percent, which has his meaning.

"You don't have any experience, but you still know a lot. Okay, since it was introduced by my brother, then I will find a way to get 270,000 yuan for you, tomorrow, take all the information of your company, and write an application to our unit to find me, if it is fast, the payment will be sent to your company account in ten days. Lin Mingzhen was stunned for a moment, and then made a promise that was not bad for Hu Mingchen.

Hu Mingchen knew very well that when he said 270,000 yuan, he actually gave a loan of 300,000 yuan, but 30,000 yuan had already been deducted according to 10 percent.

In fact, he was able to get a loan of 300,000 yuan, or Hu Mingchen deliberately recognized the result of a 10% handling fee, otherwise, according to Lin Mingzhen's calculations, a maximum of 100,000 yuan would be given.