"Big brother, it's really wrong!"

"You're really thinking too much!"

"No, big brother, didn't we say that we took out a loan to buy a house? How did it become 80 million taels and buy a house in full?"

"Forehead ......"

That's right!

Be weak and forget about business!

He also thought that Teddy's discovery of half of the people in the Tailu Bridge was natural......

Ge Xiaotian ignored the little star and lit a cigar given by Lao Hong to hide his embarrassment, "Eighty million, it's a bit difficult!"

"Where's the difficulty?"

"Loan!" Ge Xiaotian took out a pen and paper, "According to the calculation of 20% of the down payment, you can probably buy ...... A house of 400 million yuan, a loan of 320 million, can you take it?"

"Wo Cao!" Teddy was shocked, "Why do I buy so much?"

"That's it, I'll settle the account for you!" Ge Xiaotian took out a new piece of paper again.

Teddy suddenly had a bad feeling.

In the past, every time I saw my eldest brother take out a pen and paper, there would always be people bleeding profusely.

And today, it's your turn again!

Forehead......

Why add another one?

"Big brother, don't say it!"

"No, let me give you a pinch first, you say I'll cheat you!"

"No, how is it possible, my eldest brother never cheats me!"

"You listen first!" Ge Xiaotian put down his cigar, "Let's start talking in the early nineties, let's take Xiangxian as an example!"

"In 93, the average salary per capita was 260 yuan, and the house price was 100 yuan. ”

"In 94, the average salary per capita was 360, and the house price was about 200 yuan. ”

"In 95, the average salary per capita was 420, and the house price was ...... At that time, the economy was in crisis, and it didn't rise much. ”

"The economic crisis lasted until '98, during which wages and housing prices increased by dozens of dollars a year. ”

"Until 99, the average salary per capita was 580 yuan, and the house price was 700 yuan. ”

"At this point, you should be able to feel that housing prices have exceeded the average wage!"

"This year, the price of wages and prices, we are all doing engineering, you should also understand!"

"In other words, in the millennium, the average salary per capita will rise to 680, or even 700, and the house price will break 1,000!"

"According to this trend, in the future, the per capita wage will increase by 100 per year, but the house price will increase by 200, or even 300! Well, you have to set a formula!" Ge Xiaotian opened his laptop, created a form, and entered the data.

"However, you have to take into account that in the next year, China may join the WTO, and many places will begin to integrate with international standards. ”

"In other words, after 05 years, the per capita salary will not be raised by a hundred per year, but by three hundred, or five hundred!"

"In 10 years, the average salary per capita can reach 2,500. ”

"In 15 years, the per capita salary may exceed 4,000!"

"At this point, let's go back and look at the house prices. ”

"Wages are rising, prices are rising, costs are rising dramatically, and land is getting more and more expensive......"

"In 05 years, the house price of Xingyue Bay in Xiangxian County will break 15,000. ”

"In 10 years, it will break four thousand five!"

"In 15 years, it will rise to six thousand, or even seven thousand!"

"I won't talk about it later, tens of thousands are possible!"

"You've taken out a loan to buy a house now, and you need to pay it back every month on average, well, do the math...... Loan 200,000, 20-year term, 6.02 interest rate reduced by 10%, 5.42, 130,000 interest, a total of 330,000, equal principal and interest, monthly payment of almost 1,307!"

"By comparison, ten years later, the per capita salary will be 2,050, and the house price will be 4,500! 120 square meters, 540,000!"

"Carry it for ten years, sell it, you can earn 110,000 yuan in one set!"

"Of course, you can also not sell, rent!"

"According to the current development, employment, environment, etc. of Xiang County, ten years later, the per capita wage and housing price will definitely be more than the number we estimated, 120 square meters, how can you also pay 1,500 yuan of rent a month. ”

"So, then you don't have to pay the mortgage, the rent will be worth the loan!"

"In another three or five years, wages will rise, prices will rise, rents will rise, but the mortgage will still be about 1,000 yuan, you will make pure money!"

After Ge Xiaotian finished speaking, he listed the house prices and wages in the past 20 years, pointed to the huge gap above, dragged the form into the trash, and then emptied it.

Then pick up the white paper next to it, turn on the lighter and light it.

Asking Teddy to buy a house is not that his house can't be sold.

It's about feeling ......

Datai is rich!

Pen, ink, paper, inkstone, Meilan bamboo chrysanthemum, the face is not just needed, it is a high-paid class, since you meet a rich person, why not slaughter?

Ge Xiaotian picked up the cigar and took a sip, slowly exhaled it, looked at Teddy and the little star, and nodded his head, "Only people with great wisdom can see through this law, ordinary people, I don't tell them!"

The latter two looked at each other......

There is a kind of king eight looking at mung beans......

it!

Ge Xiaotian was shocked, there would be no sparks, right?

"I'll buy it!" Teddy didn't hesitate for long, gritting his teeth and pulling out his phone.

"It's a bit difficult, 400 million real estate, 80 million down payment, 320 million loans, it is estimated that no bank will approve a mortgage for you!"

"It's okay, I'll give my godmother a call!"

"Huh?" Ge Xiaotian just took a sip of his cigar and didn't spit it out, when he heard the word 'godmother' at first glance, he almost choked on tears, "Your godmother?"

"That's right, the president of Dongshan National Bank!"

“......”

You bull break!

No wonder in another time and space, Datai Construction is getting bigger and bigger in the real estate industry......

If Tiancheng and their grandfathers go to the death, they may not be able to win.

After all, Datai has never been short of money from beginning to end!

30 million smashed Xiang County, 30 million smashed Liang County, why do you have to spend 50 million project funds to build roads?

By the way, the first loan of 50 million was ...... by the cardholder

MMP, maybe not because the bank has no quota at the end of the year, but because of this!

"Why do you look at me weirdly?"

Teddy couldn't withstand the scrutiny of the eldest brother and the starlet, "It's not that I recognize! It's the daughter that my grandfather recognized when I was a child, and they can't have children......"

"Wait!" Ge Xiaotian felt that he had discovered a shocking secret, "Your two grandfathers can't have children, so you?"

"Old man!" Teddy rolled his eyes, "My dad was frail and sickly, he married my mom at the age of fifteen, but I died before I was born, and when I was three years old, my mom commanded the engineering truck, and the foundation pit suddenly collapsed...... Also went. ”

"......" Ge Xiaotian patted him on the shoulder, brother, your story is a bit fake, it can't really be adopted, right?

"I was only three years old at the time, and my grandfather was in the bank, so I was very busy...... Oh, and at that time, there was no construction by Datai, and they were both public officials. In order to take care of me, she took a daughter and helped take care of me until I was in the fifth grade of elementary school. When the two grandfathers retired, they felt that their godmother's future was delayed, so they tried to send her to the bank...... Later, the two grandfathers established Datai Road Bridge, and they needed to advance money to repair the road, and the loan was equal to the business...... Well, in those years, it happened that the reform and opening up, Datai Road and Bridge developed rapidly, the godmother was very capable, and the two grandfathers used to have a very high position in the bank, so she slowly promoted to her current position......"

In the end, Teddy's face was serious, and his expression was very serious, "I'm not raised, I'm my own!"

"Hmm!" Ge Xiaotian nodded with the little star.

"Really!"

"Hmm!"

Teddy: "......"

Ge Xiaotian patted his shoulder again, "I'll talk to your two grandfathers about the acquisition of Datai, you make a phone call, let's talk online!"

"Okay!"

..................

According to the information collected by Liang County Xiaozeng.

After Datai Construction withdrew from Liang County, many personnel were transferred to Datai Road and Bridge, and the construction project was almost paralyzed.

The two old foxes also thought about regrouping, recruiting workers and technicians, and contracting construction business, so as to win a piece of land with a good geographical location.

However, the technical personnel of Liang County were exhausted by Tiancheng, and the two projects of Shangpin Construction Engineering were urgently needed, so they were recruited from Tai City, so that Datai Construction could not get enough manpower in a short time.

No one can start work, and the contracted business is put on hold, and it becomes a loss-making business.

If the machinery is not used, sooner or later it will rust, and the maintenance fee of tens of millions of steel giants is not cheap......

Land demolition compensation is another sum of money......

No matter how rich Datai is, he can't bear such a mess.

Therefore, seeing that the Datai Road Bridge came to life, and got the three roads of Tiancheng (Sancha Township to the UFO Stadium, Xiangxian Railway Station to the hub plan and then to the Crescent Square, the Canal Ancient Town National Highway to the Lotus Sports Center), there is no need to worry about the future development, and now Tiancheng wants to take over the construction of Datai, and the two old foxes are naturally indispensable.

After chatting for a long time, the price was about the same as what Teddy said.

However, due to the real estate offset funds, the acquisition procedures are very cumbersome, with experience funds, audits, and it is necessary to ask the finance department to set up a special team to go over.

How to handle the mortgage in the future, it is necessary to ask the Planning Department, the Finance Department, and Datai Road and Bridge to discuss with ICBC.

Moreover, the two old foxes are also at the foot of Dongyue Mountain in Tai City, and won a piece of land to sign a progress contract, with a total area of 500 acres!

Datai Construction was acquired, what will happen to this project in the future...... I also need Director Sun to talk to the leaders over there.

However, there is little hope.

Liang County returned to Ji, Tiancheng has pitted others.

Let it be!

In general, Tiancheng pays ...... No, it's selling!

Sell almost ten buildings, in exchange for Datai construction and 30 million funds, and it is possible to get a high-quality land with a total area of 500 acres in Tai City.

It's really cool for a while, and I've been pitting all the time......

Ge Xiaotian was a little reluctant, "Xiaodi, big brother will definitely build you a magic car that can rely on inertia to drift through corners!"

Teddy grinned, his eyes widened, and his face was full of surprise, "Inertial drift?