Chapter 388: Utilitarian
Jiang Yun led Yin Hong into the office, and after meeting, Yin Hong said with shame on her face: "Mr. Fang, I'm really sorry, my ability is limited." Having said that, Fang Yu got up with a smile and greeted: "Manager Yin, don't say that, just lend 50 million to Yuanda under pressure, and I have to thank you." The responsibility for this is not yours, in fact, you are risking your professional life. ”
Yin Hong's eyes turned red when he said this, and he shook Fang Yu's hand vigorously and said, "Mr. Fang has a good reputation, even if it is a risk, I think it is worth it." Speaking of this, the red phone rang, and after answering it in front of Fang Zhen, he showed a look of surprise: "Really?"
Hanging up the phone, Yin Hong's face was relaxed: "The above is relieved, and the loan has been approved." ”
This was expected, and Fang Yu was still very grateful: "Thank you for your hard work, Manager Yin." ”
"Mr. Fang said this, it was too out-of-the-box. Yin Hong wiped the tears from the corners of her eyes, she had been under too much pressure recently. The above does not approve special loans, and this amount was originally fought for by Fang Zhen. As soon as this loan is broken, something big will happen if it is not done well, in order not to let the capital chain of Yuanda put too much pressure, a month ago he took the risk of lending 50 million to Yuanda. At that time, Fang Yu was still in the Special Administrative Region.
"In this way, don't call me Mr. Fang, just call me Fang Yu, how about I cheekily call you Sister Yin?" Fang Yu smiled and drew the relationship closer, who is a true friend and who is a simple interest relationship, this incident is clear at a glance.
"That's a good relationship, I'll earn a brother for nothing. Yin Hong smiled happily, and Fang Yu smiled and said, "I'll earn a sister!"
Jiang Yun excitedly sent Yin Hong away, and Fang Yu called Fang Lishu to instruct: "Adjust it, in the future, all large sums of money will go to Manager Yin's side, even if it is a little troublesome." The loans of other banks have also been transferred out, and 1.8 million yuan can be left nearby to facilitate the payment of wages. ”
Fang Lishu naturally obeyed the order, and said in a low voice before leaving: "My ability is insufficient, and now the company is getting bigger and bigger, it is better to hire a more capable person to be the person in charge of the financial department." ”
Fang Zhen shook his head: "The treasurer can only be you, and I don't worry about others." If you have to worry about the people below, you can ask the personnel department to recruit a deputy to help, it doesn't matter if you are older, you can base yourself on experience, you can follow along. ”
The financial department is the most important position, so the person in charge must be loyal. Fang Lishu's ability is probably average, but she can't stand her loyalty to the other party. Fang scumbag was still wondering if to let Fang Lishu violate the family planning policy and pay a fine again. That's how she can die.
This thought also flashed away, and this still depends on whether Fang Lishu has a subjective desire.
Obviously, Fang Yu didn't treat himself as a moral gentleman. Isn't it just the right to mate in the world? This is the instinct of animal genetic inheritance. The bend is not in it!
Two days later, Qin Lili came to the door, not unexpected at all, seeing Fang Yu, Qin Lili's face turned white.
"Mr. Fang, is Yuanda Company in urgent need of money, how can it transfer huge sums of money one after another. "The word huge money, it depends on who says it, Qin Lili says that it is a huge amount of money, then it cannot be less than five million.
"Well, the building construction project needs money, and I let the finances go away. What's wrong?" Fang Yu asked very calmly, Qin Lili was ashamed, so her anxious face turned white. Seeing Fang Zhen's attitude, he sighed and said, "Mr. Fang, my current position is limited in my hands. To put it mildly, it is difficult to be caught in the middle. ”
Fang Yu smiled and didn't speak, and didn't point out the things that Jiang Yun couldn't contact when he called some time ago. To put it mildly, this woman just wasn't optimistic that Fang Yu would be able to survive at that time.
"Mr. Fang, in the past, your company was in need, but I tried my best to do it. Qin Lili explained euphemistically, what does this woman say, she is much more utilitarian than Yin Hong. This is Fang Yu's least favorite place, utilitarianism is no problem, is there anything that can't be explained clearly on a phone call?
"Yuanda is in your company's account, isn't there still more than two million dollars that have not been transferred?" Fang Yu asked with a smile, Qin Lili paused for a moment, and almost didn't tell the truth: Aren't you just worried that you will transfer away?
"This, Mr. Fang, I'll invite you to a meal when you have time, let's have a good chat?" Qin Lili undoubtedly came with a task, and the bank work looked glamorous, but in fact it was very stressful. Especially in the past few years, several commercial banks have carried a bunch of bad debts, and they broke out collectively in 97, and the scene is called a wonderful scene.
Later, I still relied on the state to support the bottom, how to get to the bottom? Hehe, don't talk about it.
All in all, such a high-quality customer as Yuanda must not be lost. If you can transfer the money in your account this year, you will be able to transfer foreign exchange tomorrow. It's obvious, just look at the bank where the money goes to. This circle is not big, when Yin Hong ventured to the top, some people in the circle said a lot of cool things, waiting to see the jokes.
Banks are the most skilled at this kind of thing. Why don't banks do those small loans for early consumption? Do they have to give up the market to some financial companies? Isn't it easy to get bad debts?
Banks are normally willing to lend money to wealthy people. The poorer they are, the less they can borrow. You all have the experience of going to the bank to deposit money and being recommended for various financial management, this financial product is no problem, forget it, if there is a real problem, who do you see is responsible for you?
"It's easy to talk about eating, and you can decide when you have time. Yuanda Company has business dealings with your bank, so don't think too much about it. "Fang Yu didn't plan to do things absolutely, but as for the large amount of money flowing in China, he would definitely not go through Qin Lili's account. The reason why foreign exchange is not moving for the time being is that it is more convenient for the Bank of China to deal with it.
Of course, Qin Lili knew that Yuanda also borrowed money from the bank, and the amount was not small. The question is, do you dare to cut it off for others? Do you dare to urge it? If Fang Yu can resist this time, it means that they will be able to repay you when it expires, and as long as you urge the loan, there will be no mention of future cooperation.
"Okay then!" Qin Lili calmed down, knowing that the other party had left room for improvement. When she said goodbye politely, Qin Lili still said: "Mr. Fang, tell me the truth, I ......." Alas, forget it, don't talk about it. ”
Qin Lili couldn't continue, and Fang Yu didn't seem to want to hear it, so she sent people out with a smile.
The moment the door was closed, Qin Lili sighed leisurely, and Fang Zhen inside the door sneered.
Fang Lishu came after a while: "Qin Lili is very unhappy." ”
"A phone call is polite and two-sentence, even if it is a false and aggrieved explanation, okay? She still has a face. Fang Lishu's anger couldn't help it, Fang Lishu was going to help say a few words, but when she heard this, she shook her head and said, "Forget it, I will cooperate in the future." There are still a lot of loans approved above by Qin Lili that have not been approved. ”