The crude oil wealth management product in Luo Jun's mouth is actually a futures transaction, which is basically a bet between long and short on the platform of Zhongguang Bank.

Long, it is bullish, and short, it is bearish.

If an investor wants to buy crude oil futures, there are two camps of bullish and bearish in it. If the oil price rises, the bearish client will lose money and subsidize his own money to the bullish client, conversely, if the oil price falls, the bearish client will make money, and the bullish client will lose money.

Zhongguang Bank's role between the two can be seen as an intermediary, he aggregates bullish customers, and then buys futures on the exchange, and by earning fees on both sides, he can make money regardless of whether the futures are rising or falling.

However, futures trading is different from stock trading. As long as you see the direction of the wind, you will definitely make money in stock trading. But that's not the case with futures trading.

What is right in cognition is not necessarily right, and what is wrong can be right.

Futures trading is actually a game between bulls and bears, and it is a showdown of real money. Whoever has more money is the right one, and whoever is the winner in the end.

"I'm more cautious about investing. Lin Dingqiang replied: "So I still want to understand first." ”

Luo Jun knew that Lin Dingqiang had earned 2 billion, and if he came to buy crude oil for financial management, he would be an ironclad big customer. Treat large customers in a different way.

He hurriedly asked Xiao Wang, who was still pouring wine, to take out two copies of the DM list and agreement for the introduction of crude oil financial management from his pocket and put them on the table, "Look at the two, if you don't understand something, call me, I will definitely know it." ”

"President Luo, you're doing a good job in this business!" Li Shaoyun said jokingly: "You all have the materials with you!"

Luo Jun said humbly: "Create a little performance for the industry." If you are interested, you can give it a try. ”

"Okay," Li Shaoyun didn't study the details, and slapped the board directly on the wine table, "I believe in President Luo, this time it's still the same." I'll give you the money, and you take care of it for me. Earn money, I'll invite you to drink!"

"No problem!" Luo Jun responded.

......

After three rounds of drinking, Lin Dingqiang finally did not indicate on the spot whether he wanted to play or not, he always remembered a rule, that is, don't take what you say at the wine table seriously.

The five didn't drink much, three bottles of white wine and two bottles of red wine. By the time the show ended, it was almost 8:50 p.m.

After sending a few people away, Lin Dingqiang returned to the private room again, saw Wei Jinghan still waiting, and said, "People are gone, you go up and rest." ”

Wei Jinghan drank a little three taels, and it seemed that there was nothing wrong, "Master, aren't you going up?"

"I go out for a walk and get some air. Lin Dingqiang responded.

Wei Jinghan nodded, "Early tomorrow morning, I will go to Baidao, and I will stay for half a month." Master, you have to pay attention to your body. ”

"Okay, you should also be safe. Lin Dingqiang paused and said to Xi Tao: "Xiao Tao, you send Miss Wei upstairs." ”

"Okay, Boss. ”

Lin Dingqiang glanced at the information of the wealth management products left on the seat, picked it up, and hurried towards the gate of the hotel.

After standing at the gate for about ten minutes, Lin Dingqiang heard the exhaust sound of the calf from a distance, and with the sound of the waves, his heart was also fluctuating, and he couldn't wait to see the people in the car immediately.

After the familiar vehicle stopped in front of him, Lin Dingqiang came to the driver's seat before the doorman, and said earnestly: "Welcome Miss Xin Qing." ”

Xin Qing opened the car door, took a pair of Valentino fruit-colored high heels from the passenger seat, replaced the board shoes on her feet, and said with a smile: "The chairman came to pick me up in person, why am I embarrassed?"

"The chairman's wife is here, the chairman is naturally sensible!" Lin Dingqiang stretched out his hand and took out Xin Qing, looking at the blue and white skirt, he was in a particularly good mood.

Xin Qing leaned in and sniffed, "Drinking?"

"Drink. Entertainment. ”

"Good behave~" Xin Qing grabbed Lin Dingqiang's arm, handed the key to the doorman, and said, "When I came over just now, I saw a big Ferris wheel, do you want to go and sit down?"

"Stopped eating?" Lin Dingqiang asked.

Xin Qing responded: "I'm sitting and eating." ”

"Let's go!"

Lin Dingqiang originally wanted to take a car, but Xin Qing should have been driving a sports car for a long time, and felt that his legs were more comfortable than riding in a car, so he simply strolled the streets of Jincheng with Xin Qing.

During the day, Jincheng is full of energy and makes everyone feel the beauty of life, but at night, there is a different feeling, which is a sense of mystery. As a romantic city, when the lights are on, the whole city is shrouded in gold, and the Eye of Jincheng is also lit up, reflecting on the surface of the Haihe River below, and the body and reflection form two huge rings.

Xin Qing asked curiously, "What are you holding in your hand?"

Lin Dingqiang then remembered the information, "When I was having dinner just now, President Luo of Zhongguang Bank gave it. It is said to be a financial product of crude oil. ”

Xin Qing stretched out her hand, "I'll take a look." ”

Lin Dingqiang handed the information to Xin Qing, Xin Qing looked at it while walking, first learned what kind of financial product this was from the DM list, and then looked at the rules from the subscription agreement.

About fifteen minutes later, Xin Qing laughed as she held the two pages.

"What's wrong?"

"Isn't it funny to buy futures in a different way?" Xin Qing asked rhetorically.

After Lin Dingqiang heard and saw it, he also felt that this financial product was very similar to futures trading, but he didn't point it out on the table.

"This financial management is linked to the crude oil of the United States and the United Kingdom, because the China Banking and Insurance Regulatory Commission does not allow banks to sell futures products, but there is demand in the market, so it has given birth to such a four-like thing. Xin Qing returned the things to Lin Dingqiang and said eloquently.

"What's wrong?" Lin Ding asked puzzled.

Xin Qing slowed down and patiently explained: "You have not been exposed to foreign futures markets, so you don't understand that the futures market in the early morning is more lively than the domestic stock market." According to this agreement, the customer has to pledge 100% of the margin, and in the case of no leverage on the surface, the long transaction, as long as the crude oil does not fall to the negative number, the bank will not lose money, at most the customer's principal will be lost. ”

Lin Dingqiang listened carefully, Xin Qing was right, he was also an old man in the circle, but there were still many things he didn't understand about the international futures trading market.

"It's scary without leverage. Xin Qing continued: "Assuming that there is really a short sniper, he only needs to pay 5 yuan to pry 100 yuan, and the customers really need to contribute 100 yuan." There is no leverage for speculating in futures, unless you are really rich. ”

"And then?"

"Futures trading has the risk of losing positions, although this financial management is not defined as futures, but it is actually similar. Since you bought it, you have to take the risk. Xin Qing paused, and then said: "There is not a word on his leaflet that mentions futures, but the actual trading rules are still the trading rules of Europe and the United States. Trading in China closes at 10 p.m., but trading in the international market does not stop because of the domestic market. ”

Lin Dingqiang immediately understood what Xin Qing meant, "That is to say, if after 10 o'clock, crude oil really falls, you can only watch?"

"That's right. Xin Qing stroked her sideburns and said with a smile: "Do you think Xiaobai can really win the battle-hardened European and American futures traders by luck? ”

"Sss

[The selection has taken effect, the reward will be delivered to the Hundred Islands International Airshow in 10 days, please go and pick up the plane by yourself]

After choosing, Lin Dingqiang threw the information into the trash can and said happily: "Let's go, let's go ride the Ferris wheel!"

......

By the time the two of them came to the Eye of Jincheng, it was almost half past ten. The lights of this large ring were still on, but when Lin Dingqiang went to the ticket office, he found that it was past business hours.

"Closes at 9 o'clock. Lin Dingqiang said in a low voice, then looked at Xin Qing, and said regretfully: "I can't sit down." ”

Xin Qing pouted, "After walking such a long way in vain, my feet are worn out." ”

"Why is it worn out?" Lin Dingqiang said distressedly: "Sit down quickly, let me see." ”

Xin Qing sat on the steps, Lin Dingqiang half-squatted in front of him, untied the tight rivet straps, and gently took off his high heels, and sure enough, he saw two pink marks on the heels.

Lin Ding blew strongly, "Does it still hurt?"

"It hurts. Xin Qing replied with a smile, her eyes full of coquettishness, "You blow again." ”

Lin Dingqiang blew two more mouthfuls, "Don't wear these shoes next time." ”

"Valentino who hasn't been fed with blood isn't called Valentino. Xin Qing said jokingly: "Every pair of shoes is a history of blood and tears." ”

Lin Ding responded domineeringly: "Shit! After returning to the capital, I'll find someone to customize a pair for you." Don't let you shed any more blood and tears. ”

"Okay. Then I want to be unique in the world!" Xin Qing said expectantly.

"No problem!" said Lin Ding strongly, "and where are we going now?"

Xin Qing's eyes rolled and asked tentatively, "Shall we go drinking?"

Lin Dingqiang felt that since he didn't sit on the Ferris wheel, he agreed to Xin Qing's request, and said with a smile: "Yes! But we have to go back to the hotel to drink!"

"What?"

"Go to the executive lounge!" Lin Dingqiang nodded Xin Qing's forehead with his hand, "You little girl, what do you think about all day long?"

Xin Qing chuckled: "I didn't think about anything!

"Good. Lin Dingqiang turned around and turned his back to Xin Qing, "Come up." ”

Xin Qing pounced on Lin Dingqiang's body, wrapped his arms around his neck, Lin Dingqiang picked up the high heels on the ground and stood up, "Hello passenger, welcome to the No. 11 special car." Where are you going?"

"Go to the Executive Lounge!" Xin Qing pointed at the orchid and pointed in the direction she came, "Let's go!"

"Please hold the driver tight," Lin Ding forcibly checked and adjusted his posture, "The journey will start immediately." ”

Xin Qing smiled from ear to ear, and said in Lin Dingqiang's ear: "You have to drive well! ”

"What reward?"

"Guia La Bruna, little flowers. Xin Qing said shyly.

Lin Dingqiang came to his senses when he heard this, but he was still not satisfied, and asked, "Then what did I say?"

"Bring it! I hate it!" Xin Qing twisted Lin Dingqiang, "Let's go!"

Under the reflection of the lights, Lin Dingqiang carried Xin Qing on his back and ran on the streets of Jincheng at the fastest speed, the lights stretched the shadows of the two very long, and the quietly flowing Haihe River on the side recorded the laughter and laughter of the two, it seemed that at this moment, the two returned to the original appearance.

He is no longer a billionaire, she is no longer a college professor, just a young couple who love each other.

After returning to the gate of the hotel, Xin Qing patted Lin Dingqiang on the back, "Lao Lin, let me down." ”

"No, it's not there yet. Lin Ding said stubbornly: "As your exclusive driver, you have the obligation and responsibility to deliver you to your destination safely." ”

Xin Qing was about to laugh, her face was hot, she didn't feel it on the street just now, but as soon as she walked into the bright lobby, she felt that everyone was looking at her.

Lin Dingqiang carried Xin Qing on his back as always, and after entering the elevator, he said, "Press the 15th floor." ”

After Xin Qing pressed the floor, seeing that there was no one in the elevator, she cleared her throat and said strangely: "Ahem, your No. 11 special car is more comfortable than Maverick." ”

"Heh, the calf only has a few dollars?" Lin Dingqiang quipped: "You are now sitting in a car of tens of billions." ”

"Poor mouth!"

Bite.

The elevator door slowly opened, and after Lin Dingqiang walked out, he put Xin Qing down, "You have reached your destination, remember the five-star praise." ”

Xin Qing was barefoot, intervened in her hands, and said with a smile: "You just let you stand on the ground like this, and you still want five-star praise?"

"Negligent, negligent. Lin Dingqiang hurriedly squatted down, put the high heels in his hand, and grabbed Xin Qing's ankle, "Come and lift your feet." ”

Just as Xin Qing was about to enjoy the five-star service, a waiter came over, and Xin Qing immediately said, "Lao Lin, someone is here." ”

The fun of the little couple couldn't be seen by others, so Lin Dingqiang quickly stood up and straightened his clothes.

The waiter said, "Hello sir, I'm sorry, we're already resting here." ”

Lin Dingqiang looked at his watch for the first time, it was almost half past eleven, and the business hours written on the signboard of the executive lounge were indeed closed at ten o'clock in the evening.

"It's closed again?" Lin Dingqiang wiped the sweat on his forehead, seeing that the waiter didn't lie to himself, but he always felt that he couldn't live up to Xin Qing, "Can you help, let's have a glass of wine and leave." ”

At this moment, a person walked out from behind the bar, "Xiao Zhou, what's the matter?"

"Manager Li, these two guests want to drink. ”

Lin Dingqiang looked at the person in front of him, and instantly remembered who this was, "Li Yingyue?"

The former purser was also taken aback after seeing Lin Dingqiang, but then returned to his usual professionalism, "Xiao Zhou, you go and rest first." I'm here to serve these two VIPs. ”

Li Yingyue noticed Xin Qing's bare feet again, and when she looked at the high heels next to her, as a woman, she naturally knew Valentino's pain, "Miss, please wait a moment." I'll pick up your slippers for you. ”

"Good. Xin Qing nodded, "Thank you." ”

"You're welcome, this is what I have to do. Li Yingyue replied with a smile.

After Li Yingyue and Xiao Zhou left, Xin Qing asked curiously, "Lao Lin, who is this?"

"Old classmate, it turned out to be the purser of Hainan Airlines. Lin Dingqiang explained: "The last time she took her plane, she said she wouldn't fly. I didn't expect to be a manager here!"