On the first day of the new year, I wish you all the best, everything will go well in the new year, everything will be prosperous, everything will go well, all your wishes will come true, and the most important thing is to make a fortune!

......

The first draft of the Banking Act of 1933 has been prepared, and the separation of commercial and investment banks has become a foregone conclusion.

Commercial banks are prohibited from engaging in the business of 'trading stocks and securities,' and are not allowed to underwrite the issuance of any stocks and securities, and commercial banks' affiliated enterprises are prohibited from 'mainly engaged' in the issuance, listing, underwriting, offering or distribution of securities.

Securities companies are prohibited from engaging in banking business, essentially blocking all possibilities.

In addition, if bank deposits are federally guaranteed and depositors are compensated by the federal government in the event of a bank failure, it is possible to eliminate depositor panic and reduce the probability of a run.

As a result, the Federal Deposit Insurance Corporation (FDIC), a special institution for guaranteeing the savings funds of banks, came into being.

Financial institutions such as commercial banks, investment banks, and trusts must first deposit a certain amount of funds in the Federal Deposit Insurance Corporation before starting business.

The more private capital a financial institution absorbs in the market, including bank savings, the higher the amount of collateral it has to pay.

According to the results of the negotiation, the bill stipulates that deposits below $5,000 will be compensated in full, and the excess will be compensated proportionally.

In other words, if there is another Great Depression, then depositors with deposits of less than $5,000 will not need to worry about whether the banks they deposit money will fail.

Because no matter how many companies fail, the Federal Deposit Insurance Corporation will pay the full amount, and not a penny will be less.

As for the extra savings of the middle class and wealthy classes above 5,000 US dollars, they can only ask for more blessings, and the federal government only needs to ensure the basic livelihood of citizens.

In fact, the people all over the world are the same, but as long as there is a bite to eat, even if the life is tight, at least social stability can be guaranteed.

That's what the federal government wants to make sure that even if it were to do it again, most people will have something to eat, and there won't be another Great Depression.

So far in the Great Depression, more than 100,000 people have died of hunger and cold, and the exact number is believed to be counted after the economy improves.

Not to mention the fact that nearly a million women and girls have taken to the streets to make ends meet, contracting diseases, unplanned pregnancies, being disabled or dying in disputes.

When everything is back on track, their ordeal has just begun, and the faces they have lost in the face of life and death must be picked up in the same way.

"In the next two years, the divorce rate and marriage rate will both fall. Li Zitao said expressionlessly.

What can be done, what should be done, he has already done, maintaining relief stations in various places, adding mobile aid stations from time to time, recruiting unemployed people on a large scale, and donating money.

He did these things more seriously, put more into it, and did more than anyone else.

Even the "unemployment assistance plan" that the federal government wanted to implement, Roosevelt, who was busy in the dark, had to call him personally to learn from him.

"I will communicate with the Women's Protection Joint Relief Society to help them return to normal life. Mary said as she lay on the couch and rested her head on his lap.

Mary knew how he felt, he was always like this, he seemed indifferent to everything, but in fact he knew it all in his heart.

Especially in the recent area of charity, Mary found that he had quietly gotten up in the middle of the night several times to go to the study to look at the relevant data and adjust the focus of the foundation.

"Unemployment benefits can be introduced in the second half of the year, and the review will be very strict, looking to see if there are volunteers who are willing to provide guidance. ”

The unemployment assistance plan has just been introduced, the economic situation is a mess, money is used everywhere, and there will certainly be no relaxation in the review side, and having volunteers to help will prevent them from wasting time by bringing the wrong information or filling out the wrong form.

"The cooperation between Care Funds and SPCCS is becoming more and more tacit, and according to SPCCS survey records, the proportion of child abuse cases in major cities has dropped by 23.6 percent this year...... "Mary stopped working for most of her time after becoming pregnant, but she still keeps asking about the development of Care Funds International."

Whenever information about child abuse is received, Care Funds investigators and lawyers are now the first to come to the door.

They will investigate whether there is abuse and then assess the extent of the child's trauma before deciding whether to take custody of the parents.

The practice of direct deprivation of guardianship is somewhat cruel and arbitrary.

Some bear children are just undereducated, and if they are taken away from their parents because of a slight lesson after a mistake, it will be detrimental to their development.

Seeing that his wife was getting more and more energetic as he talked, he couldn't wait to leave here immediately and devote himself to work together, Li Zitao held her hand and kissed her lightly and said, "You should worry about your stomach, are you ready?"

"With Lison and Philancipus here, do you still need to worry?" said Mary with a grin, and she valued the child in her belly more than anyone else.

For this reason, she also called Philancipia, who was looking at the house in Chicago's waterfront mansion, in advance, and was responsible for taking care of her in the hospital with her personal maid.

"That's good, the results will come down in a few days, and I will go to the hospital every day to accompany you. Li Zitao stroked his wife's long hair, and his affectionate and serious movements made Mary close her eyes and enjoy the quiet warmth of this moment.

......

......

In mid-March, the weather warms up and the sea breeze makes you feel refreshed.

The only benefit of the Great Depression was that the exhaust gases emitted by cruise ships, cars, and factories were greatly reduced, making the air much better.

Los Angeles, American Trust and Savings Bank.

Sanille, wrapped in a caramel-colored trench coat, strutted in the direction of the conference room, and her expressionless face made the staff around her retreat.

Since Roosevelt came to power, the winds in the banking world have become more and more bizarre, and even the practitioners are not clear.

However, Washington's position is very firm that the federal government will intervene in the market and will not allow the market economy to continue to decline.

This made the businessmen both happy and worried, and it will take time to prove how far Washington's intervention will go, and what role it will play in the development of various industries.

Compared with the worried businessmen outside, the trust bank is also stormy.

originally thought that the introduction of strong reinforcements would be able to enter a vigorous development after getting rid of the scandal, but who knew that after just a few months of tranquility, the original reinforcements would become internal enemies.

Syllable.

The door to the conference room was pushed open by the assistant, and Sanielle stepped into it without stopping, walking straight towards the main seat, without even looking at the shareholders present.

Such a performance of no one in the eyes made the faces of the only four shareholders present dark, but they were a little helpless.

They have received the news that now more than 52 percent of the shares in Li Zitao's hands have been held, and what can his representative do if he sits in the main position?

Seeing Saniril sit down, Tagoki Anni couldn't help but say, "Ms. Sanilier, what does Mr. Li mean?"

Sanielle put his hands on the table, looked at the shareholders present, and said with a slight smile on the corner of his mouth: "The boss wants to get all the shares in your hands, you can make an offer!"