"That party always calls me Ah Hong, and my friends call me that. Yin Hong didn't think too much about it, handsome guy, you won't lose money if you are friends, it's comfortable to look at. Fang Zhen's original intention was to have a good relationship, so he naturally pushed the boat down the river, revealing a helpless look: "Alas, my friends all call me a worm, so it's a bit of a loss to call me so." ”

Hearing the nickname "bug", Yin Hong couldn't help laughing, she had been holding back her joy before, and this would burst out together. Fang Yu sat with a smile on his face, and Yin Hong on the opposite side was already lying on the table with a smile, holding his stomach with one hand, and smashing the table with the other. The mouth was interrupted: "It's so funny." ”

finally laughed enough, Yin Hong had to wipe her tears with a tissue and blow her nose, feeling that she was embarrassed, and her face was as red as a glow.

"It's all your fault, bug. Yin Hong rolled her eyes charmingly, a woman of this age has a good style, and she talks coquettishly, which is not tempting. Fortunately, Fang Yu was well-informed and full of concentration, but he only contracted his pupils slightly.

Fang Yu shrugged his shoulders innocently and spread his hands: "I was wrong, I shouldn't tell the truth." ”

Yin Hong wanted to laugh again, but finally held back and said, "Okay, don't think about that You Chenglong thing." What he means, I guess I still want to make a little money from you, after all, the companies on the list, what is going on, even if you don't understand it at the beginning, you will understand it later. I guess he's regretting it now, and he can only succeed for a while, not to mention that he hasn't succeeded. ”

"Sister Hong thinks how much loan should I apply for?" Fang Yu did not call Ah Hong directly, but changed his intimate title, Yin Hong was secretly comfortable when she heard it, and thought about it: "Ten million, after all, your company was included in the list because of foreign exchange earning, and ten million is a more suitable number." ”

Fang Zhen secretly wrote down this favor, and the conclusion given by the insiders is meaningful for reference.

"Then I'll submit an application for 10 million. Fang Yu was sure, Yin Hong nodded and said, "No problem, in the other branch, you go back and make up an application of 10 million." ”

Fang Yu was stunned for a moment: "Why did Sister Hong say this?" Yin Hong smiled: "I don't have a younger brother, I can be called sister by you, I can be regarded as earned." The matter is very simple, the loan of the broad company was taken over by me. Ten million is my maximum authority. ”

Yin Hong didn't explain the process clearly, and Fang Yu nodded without asking, "Okay, I know." ”

Yin Hong looked at Fang Yu's reaction and felt very comfortable, this kind of person didn't seem to speak so sweetly, but if something really found him, it could really solve the problem. Fang Yu really helped a lot in the matter of export houses, a villa of 300,000 US dollars, or the kind with a small garden, buy one get one free. The funds came out of the small treasury, but the money earned was Yin Hong, and her benefit was a small villa, and it was a huge amount of money to sell it directly when she got it.

Without Fang Zhen's help, this opportunity could not be seized at all, and Fang Zhen did not take this opportunity to be sent to the door. Is it really that Fang Yu doesn't want to make this money? Not necessarily, Yin Hong judged that it was Fang Yu who did this, which was equivalent to leaving the opportunity to make money to her, the manager. Things are done beautifully, and the benefits of your own side are only happy to be realized.

The details are really not for outsiders, Yin Hong felt that Fang Yu must have understood the trick, so he didn't have to explain it superfluously. Now this 10 million loan, in fact, Fang Yu may not need it, but he still borrowed. She still has a number of business scales, so there is no need to borrow so much.

Does Fang Yu really not need a loan? No, in the current situation, in Fang Yu's view, the more loans the better. The interest-free loan of 10 million, plus the 10 million on the side of the branch, and the extra 10 million in Fang Yu's hand, are intended to take a piece of land in Shuijiazui through the relationship of Secretary Tao, where the land is not expensive now, and take a piece of land to build an office building for three or five years. You can achieve financial freedom by collecting rent, let alone wait for 20 years to sell it and make a happy salted fish.

There are too many benefits here, and in the future, there will be a real shortage of money for emergencies, and with an office mortgage, you can get a billion in minutes.

"The financial health of Yuanda Company, and now there are interest-free loans, anyway, thank you for being a sister. Yin Hong thought that she had seen it clearly, and Fang Yu knew that she had a misunderstanding, but she didn't explain it specifically. To put it mildly, the bank's money is not borrowed for nothing. I didn't want to borrow money before, because the timing was not called. To develop quickly, you still need a loan.

"To be honest, the company has now entered a stage of rapid development, and loans are still very important. Fang Zhen told the truth.

Yin Hong smiled and waved her hand: "Sister knows, three years, one cent per year, not too much, right?"

Fang Yu shook his head when he heard this: "It's not too much, Sister Hong is vigorously supporting the little brother's business." ”

When Yin Hong heard him say this, her heart suddenly became happy, and she rolled her eyes and said, "Okay, don't be so polite." Having said that, Yin Hong still has a lot of information in her heart, and the flowing water of Yuanda Company is there. That is, it has suffered the loss of private enterprises, and if it is a state-owned enterprise, a loan of 30 to 50 million yuan is not a particularly difficult thing to do.

The two were close, and they naturally fell in love when they chatted, and after the food came up, Yin Hong didn't say that he wanted to drink, and Fang Zhen didn't mention it, but asked for a drink. Yin Hong wrote down this detail, and Fang Yu is not like most male customers, who don't seem to be called eating if they don't drink.

Both of them are Jianlibao, eating and drinking, chatting for a while and then returning to the export room.

"Ah Yu, are you really not optimistic about export houses?" The title Ah Yu came up with Yin Hong's temporary idea. I feel that the measure is just right.

"There will definitely be good opportunities in the past few years, but in the future, with the development of the domestic market and the expansion of domestic demand, cancellation is inevitable. If Sister Hong puts it in her hand and has no risk, she will put it for three or five years and then throw it out, and use the money to buy a non-export house. Songjiang is a place where the state is vigorously supported and the natural conditions are so superior, the housing prices will be high in the future, and you doubt your life. ”

Yin Hong couldn't help but laugh again when she heard this, Fang Yu, this guy chatted very interestingly, and often came up with some words that didn't seem so good, but if you think about it carefully, you think it makes sense.

"Do you mean that the country will vigorously open up the real estate market in the future?" Yin Hong grasped the crux of the matter.

Industrialization is the only way for a strong country, and industrialization will inevitably lead to urbanization. The main characteristics of urbanization are mainly manifested in first-tier cities. The population is increasing, and the rise in housing prices is a product of rigid demand. Songjiang is built according to the model of a cosmopolitan city, with many opportunities and great attraction for young people. If there are so many people, you have to have a house to live in, right?"

Yin Hong thought for a moment and blurted out: "I have stayed abroad, and young people over there may not be able to buy a house when they get married." ”

Fang Yu shook his head: "How do foreign houses compare with those in China? Taking the United States as an example, the real estate tax must be paid every year, and the domestic property tax must be paid once." The real rich people in the United States and even the so-called middle class, who can afford to buy a house who does not buy it? Those who are not willing to buy a house are just too under too much economic pressure, and the young people of the United States like to live a relaxed life. Chinese people's obsession with home is largely reflected in the house. I don't even have a house, so what kind of home are we talking about?"

"It's also said that the young people who don't buy a house in the United States are often relatively low-level. ”

The meal was more pleasant, and seeing that the food was almost finished, Yin Hong called the boss to sign the order. Fang Yu drove Yin Hong back, returned to the company and found Fang Lishu who was taking a short nap, thinking that he hadn't woken him up.

When she was about to go to work, Fang Lishu took the initiative to find her: "Is there something wrong with Mr. Fang looking for me?"

Fang Yu smiled and said, "How do you know that I am looking for you?" Fang Lishu said: "Mei Ying saw you go to the finance room, and left when she saw me taking a nap on the table." Fang Yu didn't say anything, and remembered the details of Mei Ying in his heart.

"Well, both things have to do with loans. The city took care of the foreign exchange-earning enterprises and gave an interest-free loan support opportunity, which was to go to the head office of the CCB City to handle it, and the other was that Manager Yin had contracted the loan, and the amount of 10 million was 10 million, you were responsible for doing this first, and then went to the head office to handle the interest-free loan together. ”

Fang Lishu was overjoyed when she heard this, and said, "Great, you don't have to ask your father to tell your grandmother." By the way, Qin Lili's side is like this, after Mr. Fang left, she said that she went to ask the leader, saying that she could increase the loan of five million without any strings attached. ”

Fang Yu smiled when he heard this: "Forget it, don't trouble her." ”

Fang Lishu couldn't hide her smile and said, "Why is it causing trouble? Mr. Fang was not there at the time, and I didn't see her uncomfortable appearance." ”

Fang Yu smiled and shook his head: "Don't talk about people like that, she is also for work." In the future, the foreign exchange input of the Yiren side will be left in the Bank of China every month. Multiple friends and multiple paths, running a business is inseparable from the help of the bank. ”

"Knowing Mr. Fang, I will get things done. Fang Lishu said that she was going to say goodbye and leave, Fang Yu raised her hand to stop her, and muttered for a few seconds before she said seriously: "The company is developing rapidly, and the financial part must be with people who are absolutely trusted." I'm glad to hear that you're in adult education. I have to keep up with the speed of the company's development, otherwise I really can't find a trusted treasurer. Now it's a small company, the financial staff is already very tight, and the number of people will increase in the future. ”

said this in private, Fang Lishu no longer understood that it was a matter of IQ. Immediately nodded vigorously: "Mr. Fang, rest assured, I will definitely be able to keep up." Fang Yu smiled and nodded: "You don't care what others think of you, as long as you remember the letter." ”

Fang Lishu said goodbye, full of enthusiasm and busyness, and found Fang Lihua when she got off work in the evening and told her about it.

Fang Lihua couldn't help but secretly feel happy for her sister when she heard this, don't look at Fang Lishu is just a cashier now, but Fang Lishu's meaning is very clear, and she is treated as a confidant. When it comes to being a boss, the most trusted person is often the cashier. It was a wise choice to ask Fang Yu to let his sister stay and make a payment. Lishu has a weak personality, is careful in her work, and has a strict mouth, no wonder Fang Yu appreciates it.

Thinking of this, looking at her sister who had become extraordinarily bright because she was happy, Fang Lihua's heart suddenly skipped a beat, and she couldn't ....... 8)