Chapter 580: Ultimate
Now Qiu Fei has begun to confront Chaoba Technology in many products.
And Qiandu Company still has Gui Wuji to give him capital needs.
The two Koreas also feel that there are many things and they are going to start mentioning their plans.
Therefore, the DPRK decided to slowly refine some other functions of Paypass.
It's no longer just a matter of using the software as a payment software.
Suddenly, one day, Chaoba Technology announced that as long as the money is placed in the payment pass, the income package will have daily interest.
To make a very simple ratio, put 10,000 yuan in the income package of Alipay, and there will be almost 1.3 yuan of income a day.
And this money is not fixed, you can use it whenever you want.
In other words, this income package of Alipay is one or its financial product.
The earnings from the first day will be credited directly to the account on the second day.
As soon as the news of Chaoba Technology on Paycom was announced.
Everyone in the Yan Kingdom felt incredible.
The income of 10,000 yuan a day is 1.3 yuan, which is equivalent to an annual income of almost 5 points.
The key is that this money can be used at any time, and at this time, in Yanguo, the annual rate of fixed deposits in banks for one year is less than 3 points.
That's the difference.
At the same time, Alipay also announced an important feature, that is, through Alipay, users can directly use a debit card to repay credit cards without any fees.
However, the current supported bank credit cards are not particularly complete, but Alipay also said that more bank credit cards will be opened in the future.
At this time, Yanguo wanted to repay the credit card was particularly troublesome, and he needed to withdraw money and repay the cash through the bank counter.
Even if it is an online repayment, it is particularly troublesome, and there are several sets of processes to go through.
But the function of payment is much simpler.
You can easily repay the loan at home without having to run to the bank.
These two functions have also been discussed by the majority of financial self-media.
But many people are a little confused, pay through this, is this money safe?
Also, with such a high income, how can Alipay make a profit?
However, out of trust in the payment pass product, there are still many people who put a little deposit in it at the beginning.
A few days later, the money went up, and then they withdrew it again, and the money really arrived.
And there is no cost for the whole process.
That's a good thing.
For many people, although they have some change in hand, they don't know when they need it.
Therefore, the money did not dare to be deposited for a fixed period, so it had to be put in a bank card.
But there is basically no benefit in putting it in a bank card.
But now it's different, it's better to have 10,000 yuan a day and 1.3 income.
Although the money is not very much, mosquito legs are also meat.
People who know how to settle accounts think it's perfectly okay to do so.
Chaoba Technology suddenly released this big move of Paypass.
also made Qiu Fei feel a little caught off guard.
He also thought that Chaoba Technology would take action on some of its products after experiencing the derailment incident between South Korea and North Korea.
I didn't expect people to ignore themselves at all.
Instead, he started to make big moves on other products.
These functions of Paypass may not be understood by ordinary people.
But Gui Wuji understands very well.
He had to admire Han Chao's cleverness.
An enterprise is most afraid of having no capital chain.
But this trick completely solves this problem.
It looks like Alipay is paying a lot of money.
But compared to the benefits generated by the use of these funds by themselves, it is not worth mentioning at all.
Ordinary people think that this change is placed in it and can be withdrawn at any time, and Paypass does not dare to use it.
But if there are 1 billion people in the entire Yan country who put money into it every day, it is impossible for everyone to take out the 1 billion yuan.
Alipay only needs to calculate the bottom line of the amount of fixed change per day.
Then when you use this fund, as long as it is not higher than this fixed bottom line, it is very stable.
Of course, if all the people put in the change on the same day and take it out the next day, then there is a danger in the payment pass.
But this kind of thing can't happen.
This is all statistically probable.
To put it mildly, if all users withdraw all their deposits in a bank on the same day, then that bank is also at risk of failing.
But that doesn't happen at all.
Qiu Fei had to admire the foresight of the ROK and the DPRK in terms of layout.
With this function of Alipay and good operation in the later stage, then all Alipay users will be counted as providing a steady stream of money to Chaoba Technology.
And Chaoba Technology can use this money to generate greater benefits.
Don't underestimate the money of these users, although the number of individuals is not much, but after all, the number of users is huge, then this number may be no less than a bank, or even more.
As soon as he thought of this, Qiu Fei felt his scalp tingle.
Why didn't I think of such a product?
While ordinary people are calculating the income they put into the paypass income package every day, the bigwigs are studying the paypass model every day.
Many bigwigs can't hold back and want to copy a software like Paypass.
However, Paycom has been around since 9158.
In total, Alipay has been regarded as one of the oldest products of Chaoba Technology.
Moreover, Paypass has the product of Weichat as the source of traffic, and it is not difficult to promote.
The most important thing is that the software has now fully occupied people's lives, both online and offline.
For ordinary people, he is a good product to be trusted.
Safe and fast.
If this kind of product wants to be replaced, it is no less difficult than micro-chat.
Originally, the official did not pay attention to these things of Paypass.
But after the incident, the official found that this matter really did not seem so simple.
However, these functions of Paypass have not been in operation for a long time, so it is difficult to say for the time being.
A good product is not only to see the scenery when he comes out, but also to see how far it can go.
These current features of Paycom have not stood the test of time.
Just after the payment pass opened the function, the jitter side also put a big move.
There were also live broadcasts in the past, but the number was very small at that time.
But now it's different, and now many big Internet celebrities have started live broadcasting.
The traffic of Panzuan is saturated.
There is an urgent need for new ways to bring more traffic to Taozhuan from other software.
The advantage of live streaming is that when you are swiping the jitter, you can calculate the products and even content that you may be interested in according to the big data used by some of your mobile phones.
Then it will recommend you related products or products that are sold live.
This kind of advertising is more direct and more accurate.
Although many users also plan these, after all, the price of jitter is very low.