Chapter 733 Industrial and Commercial Bank of China

Duan Yun, don't be ignorant!" Xu Liang's eyes widened, and he said to Duan Yun: "Everyone in the factory knows that those equipment were modified by you, and it is naturally your responsibility if something goes wrong! I advise you not to make things bigger, otherwise you won't have good fruit to eat!"

"Let me remind you again, after the handover procedure was completed, the labor service company had nothing to do with me, those machines and equipment were indeed modified by me, and without those modified machinery and equipment, it would be impossible to produce products that can be exported to earn foreign exchange, you all know this in your hearts, now you want to use this matter to scare, are you bullying me for not knowing the law?" Duan Yun's face showed a little disdain, and then said: " It's not impossible for me to repair that stove, but I have a few conditions, and I won't talk to you about this matter, I want to talk to Director Zhu personally......"

Duan Yun knew that this Xu Liang was just a cadre under Director Zhu, and he had no rights of his own, so Duan Yun wanted to take this opportunity to talk to Zhu Junhai in person.

"Do you still have the conditions? Do you want to talk to Director Zhu in person?" Xu Liang showed a touch of disdain on his face, and then said, "Who do you think you are?"

"Then forget it, I still have to leave beforehand!" Duan Yun got up and was about to leave.

Duan Yun knew that he was putting forward the conditions, Xu Liang couldn't be the master, and he didn't have the right to do so, so he didn't bother to waste time here.

"Duan Yun, don't be embarrassed!" Seeing that Duan Yun was leaving, Xu Liang said angrily.

"Goodbye!" Duan Yun finished speaking, turned and left his office.

"You'll regret it!" When he walked out of the office, Duan Yun stopped behind and heard Xu Liang's angry voice.

Duan Yunming knew that Xu Liang might want to take revenge on him, but he could only do this now, because before all the conditions were negotiated, Duan Yun's repairing equipment to the labor service company was tantamount to digging a hole for himself, and if something happened to the machine in the future, he really couldn't get out of the relationship.

Fortunately, when Duan Yun left the labor service company, he had already done all the handover work, and completely cleared all responsibilities, whether it was financial or equipment, as long as Duan Yun did not re-touch the equipment and products of the labor service company, then he would not have any legal responsibility, which was also where Duan Yun's confidence lies.

After leaving the labor service company, Duan Yun drove to the city, where he was going to apply for a loan from the bank.

At present, there is still a funding gap of more than 10 million yuan on the side of Duanyun Electronics Factory, and this money must be raised in the short term, otherwise, the foundry will not be able to start delivery.

When Duan Yun first took over the labor service company, because there was no balance on the books, he had no choice but to go to the bank to borrow a sum of money.

At that time, the process of borrowing money was relatively smooth, because from the second half of 1982, in order to solve inflation and encourage the development of individual business, the state had issued 17.6 billion interest-free and indefinite loans.

Even so, there are still very few people who go to the bank to borrow money, and there are even some local bank receptionists, who knock on the door of the house to ask the people to take out loans, which is almost unimaginable in later generations.

So at that time, Duan Yun's borrowing process was very smooth, and he easily borrowed a total of 200,000 yuan for a loan, and also borrowed 100,000 yuan in his personal name.

It was with this money that Duan Yun finally succeeded in revitalizing the labor service company and completing the task of turning losses into profits, and after the factory made money, Duan Yu quickly repaid the loan.

However, compared to the last time he only borrowed 200,000 yuan, the amount of this loan was very huge, so Duan Yun didn't know whether he could borrow money, so he could only give it a try first.

Driving to the city, Duan Yun first found the China Construction Bank that he borrowed money from last time.

After clarifying his intentions with the staff in front of the counter, Duan Yun was invited to the reception room next to him.

This time it was a relatively young borrower who received Duan Yun, and when he learned that Duan Yun was going to borrow a huge sum of 10 million yuan, his head suddenly shook like a rattle, even if Duan Yun said a lot of good things, but the other party still told Duan Yun that it was impossible.

Duan Yun was not surprised by such a situation, after all, the amount of this loan was too large, and the huge amount of 10 million yuan was equivalent to all the fixed assets of a large local large and medium-sized enterprise, and Duan Yun's electronics factory had no land or grass house, and the equipment was not very valuable, so it was basically impossible to borrow 10 million.

After some fruitless conversation, Duan Yun had no choice but to leave, and then came to an agricultural bank not far away.

In those years, there were not many state-owned banks, only the Agricultural Bank of China and the China Construction Bank, and since the China Construction Bank could not make a loan, Duan Yun could only turn to the Agricultural Bank for help.

However, to Duan Yun's disappointment, after coming to the Agricultural Bank of China, the loan clerk who received him heard that Duan Yun was going to borrow 10 million loans, and his reaction was almost the same as that of the loan clerk of China Construction Bank, even if Duan Yun said all the good things, the other party refused to lend him money.

In fact, what Duan Yun didn't know was that by 1984, the state had recovered all the remaining part of the 17 billion interest-free loans, and the state-owned banks had no pressure to lend, so naturally it was impossible to lend Duan Yun so much money.

Duan Yun originally wanted to talk to the manager of the Agricultural Bank of China, but was told that the bank manager was not there, and in desperation, Duan Yun could only leave in disappointment.

After walking out of the door of the bank, Duan Yun took out a cigarette from his pocket, lit it and took a few puffs.

Originally, Duan Yun thought that even if he couldn't borrow 10 million, he should be able to borrow millions of loans from the bank, but he didn't expect the national policy to become so fast that he didn't even borrow one or two million, which caught Duan Yun off guard.

In fact, if Duan Yun was still the manager of a labor service company, then he would still be able to borrow millions of funds, but now Duan Yun's electronics factory is a private enterprise, so it is even more difficult to borrow money from the bank.

Duan Yun smoked two cigarettes in one go, he planned that if he could meet with Director Zhu this time, he would propose a loan with him, after all, if the director of the Light Industry Bureau came forward, the bank would still consider it, but now Duan Yun didn't know if he could negotiate this matter with this Director Zhu.

Driving away from the gate of the Agricultural Bank, Duan Yun planned to go to the fourth archway to take a look at the recent situation in Cao Dong and Electronics Street.

However, less than 100 meters after the car drove out, Duan Yun saw a striking sign reading "Industrial and Commercial Bank of China" hanging at the entrance of a freshly painted two-story building on the left side of the street in front of him.

Seeing this Industrial and Commercial Bank, Duan Yun was stunned for a moment, because there was no Industrial and Commercial Bank in China before.

In fact, the Industrial and Commercial Bank of China was newly established on January 1, 1984 with a registered capital of 20.8 billion yuan, and in addition to its headquarters in Beijing, Beijing, Shanghai, Chongqing, Guangzhou and Daxing also opened branch offices.