It was Manager Yang of the Stanley branch of Lida Hong who introduced Su Jian and Qin Fan to buying the property.

"Qin Shao, are you still satisfied with the house?" asked Manager Yang in stiff Mandarin.

Qin Fan smiled and nodded: "Thank you for your hard work." ”

"Qin Shao, we still have a mansion here, I don't know if you are interested?" Manager Yang asked tentatively, he who has been in the real estate agency industry all the year round, and he was sure at a glance that the young Qin Fan was a big financier.

"Oh, where?" Qin Fan asked casually.

"A mid-levels mansion on Victoria Peak. Manager Yang hurriedly replied. Su Jian was afraid that Qin Fan would not know the market, so he added with a smile on the side: "That is a real mansion in Hong Kong." ”

Through Manager Yang's introduction, Qin Fan learned about the two areas of Taiping Mountain, the mid-level area and the peak area, which are the two favorite luxury residential areas of mainland buyers, and most of these mainland buyers are for self-occupation.

The Peak has always been Hong Kong's traditional super-luxury residential area, and it is also a place where the wealthy gather. For many Hong Kong "new immigrants", being able to buy a mansion on the top of the hill and live next to the rich means that they have got a ticket to enter the "Hong Kong rich circle".

"Whose property is that mansion?" Qin Fan asked with one more mouth.

"It was a friend of our owner. Manager Yang replied with a flicker.

"Is it Liu Changming's mansion?" Qin Fan asked after thinking about it.

Seeing Qin Fan ask, Manager Yang nodded depressedly, now Deng Zhiren, the big boss of Lida Bank, has given the money of Lida Bank to the rose garden blood transfusion again and again, and it has now reached 90 million Hong Kong dollars. Lida Bank is almost unable to hold on.

A few years ago, it also embarked on the road of debt management. The first of these debts was US$17.2 million and RMB34.22 million from a company with a "background" in Beijing.

Deng Zhiren's loans were all short-term high-interest funds borrowed through abnormal channels, and he was not familiar with the mainland's various tricks in the operation of funds.

He rashly broke into this circle, and he was so frightened that he was already in debt before he knew it, and he couldn't stop it.

The former shareholder, Liu Changming, bought his mansion in Hong Kong through the Mid-Levels branch of Leader Hong, Hong Kong's largest real estate agency.

Liu Changming played the trick of the white wolf with empty gloves on the project of the Beijing Rose Garden, but he was smashed and finally ended up in disrepute.

At the beginning of the year before last, Liu Changming, who owed huge debts and had an unbalanced mentality, died at home, and it was rumored that he had overdosed on drugs, and there were also rumors that he committed suicide.

And since he died in the mansion, the mansion has not been taken off for more than a year.

"Do you want to take a look?" Su Jian asked, at the end of last year, he and Fangfang were invited by Deng Zhiren to go to the mansion to see it, although they liked it, there was still less money in their pockets.

Qin Fan shook his head, for him, since there was no such thing as Liu Changming dying in the house, he would not buy any mansion, since he didn't buy it, what would he look at.

Manager Yang did not give up, persuaded again and again, and called the manager of the Mid-Levels store of Lida Bank.

Qin Fan looked at his subordinates who were loyal to Deng Zhiren, and couldn't help but nodded, but what he didn't know was that Deng Zhiren's Lida Bank implemented a joint-stock system, like Manager Yang, they all held shares in the company, and once the company collapsed, they couldn't get a penny.

Despite this, Qin Fan still shook his head, no matter how cheap he sells, Hong Kong's property market will plummet next year!

From 1985 to 1997, Hong Kong's property market experienced 12 consecutive years of sharp growth, and Hong Kong's housing prices increased by more than 6 times. In 1996, due to the large number of buyers and the shortage of houses, developers had to implement lottery purchases - Hong Kong entered the era of national lottery purchases about 20 years earlier than the mainland.

In 1997, the property market in Hong Kong came to an abrupt halt. There are two reasons: First, the outbreak of the Asian financial crisis has greatly damaged Hong Kong's economic vitality and punctured the bubble in the property market; second, Tung Hwa, the first chief executive after Hong Kong's return to the motherland, has put forward the "80,000 Five-Year Plan," that is, no less than 85,000 low-cost housing units will be built every year.

The house Qin Fan is buying now is just for self-occupation, not pure speculation, and he has no interest in those luxury houses at all. Besides, if you want to speculate on the house, you have to wait until after 97.

In the evening, Deng Zhiren contacted Su Jian by phone from Beijing, and the two talked for more than an hour.

"What's so difficult about finding you?" Qin Fan asked with a smile.

Su Jian knew that he was a little worried about him, so he hurriedly said, "Old Deng is in trouble." ”

During the chat, Su Jian relayed Deng Zhiren's current situation: last year, he listened to Qin Fan's persuasion and did not agree to Lao Deng's request, and then Deng Zhiren met Liang Zhenshan, a Shanxi man who claimed to be a very "upper-class background", and boasted that his mobilization of 100 million yuan of funds was as easy as finding things in his opinion, and these skills were exactly what Deng Zhiren dreamed of.

As a result, Liang Zhenshan was appointed as the general manager of the Rose Garden Company, and his main responsibility was external financing.

However, Deng Zhiren soon discovered that all the "Liu Changming" in the world have the same moral concept and professional character, and there is no exception in this regard.

In just half a year, he discovered that Liang Zhenshan was using his reputation as "the first villa in the capital" to swindle and deceive everywhere, and privately engraved the official seal for illegal financing, and also embezzled a large amount of money that he had managed to raise for the rose garden to survive.

So, Deng Zhiren angrily expelled Liang Zhenshan. He turned to attack Deng Zhiren for using the rose garden to cheat money, and instigated a group of creditors to come to the door to collect debts, and also made the dilemma of the rose garden public to the media.

"None of them are vegetarians. Qin Fan sighed, relying on the advantage of rebirth, despising any "smart person" in this world, maybe he will suffer a big loss.

Although the conversation is understated, it can't hide the thrilling inside story......

"Alas, if I go, I can still ......," Su Jian said with emotion.

"You pull me down!" Qin Fan sneered: "Do you think Deng Zhiren is a good corner!"

Tang Zhiren was called the "wonder boy" by his peers in the Hong Kong property market, and he went from a low-level police officer to the CEO of Hong Kong's largest real estate agency.

Playing tricks, ten Su Jian is not an opponent, he still has a sense of guilt, he can't have a little mercy in a business war, otherwise he will die by himself!

"Brother Su, I don't have many friends, I don't want anything to happen to you. Qin Fan said half-truthfully.

But he didn't expect these half-truths and half-truths to make Su Jian a little moved.

-------------------------------------------------------------------------------

"Qin Fan, this is President Lai of Yuanhua Company, Wen Feng, this is my little brother Qin Fan. Su Jian introduced the visitor.

The person who came was a tall and handsome young man, and there were two entourages behind him, after Qin Fan shook hands with Mr. Lai and said a few words, his eyes moved to the faces of the entourage behind him, how to look at it and feel familiar.

The man grinned and blinked.

Xiao Lai was chatting with Su Jian about other things, and Qin Fan suddenly remembered: "Are you Jinsong?"

Li Jinsong still didn't speak, just nodded, and the other person squinted at Li Jinsong and Qin Fan, but he didn't speak, and stood behind Mr. Lai with Jinsong.

Lai Wenfeng suddenly turned his head and asked, "You know each other?"

Li Jinsong bent down and said, "He is my high school classmate." ”

"What a coincidence. Su Jian laughed.

"Classmate, then you can go and catch up. Lai Wenfeng waved his hand at Li Jinsong.

......

"When did you come over? We haven't seen each other for five or six years, haven't we?" Qin Fan asked with a smile after sitting down on the side.

"Well, I didn't get into the exam after graduating from high school, so I went here to mess around,! You still haven't changed at all!"

"What's the matter, I think you're a little afraid of Mr. Lai?" Seeing his different expressions before and after, Qin Fan asked strangely.

"That's not afraid, that's the rule, when I first arrived in Guangzhou, the money I brought was stolen by thieves, and I almost starved to death for a few days. Li Jinsong smiled bitterly.

"How's it going?"

"What else, how good can it be to work for people. Li Jinsong still smiled bitterly.

Qin Fan nodded in the direction of Su Jian and Lai Wenfeng and asked, "How did you find this?"

"I don't know, we are subordinates, and the less we know, the better. Li Jing tightened his mouth and replied.

"Damn, even hide it from me!" Qin Fan said with a smile.

"Hey, will it be clear if you go back and ask Mr. Su?"

During the chat, Li Jinsong still revealed some of his situation, he has been here for three years, he doesn't go home often, and his girlfriend hasn't talked about a ......

As he was talking, there was a greeting from there, and Li Jinsong hurriedly stood up and walked towards Mr. Lai.

"Brother Su, I'm going to pick you up at the airport, if you don't leave tomorrow, I'll invite you and Brother Qin at the Regent Hotel. Lai Wenfeng said politely.

"But the sweet girl who picked you up?" asked Su Jian with a smile. Lai Wenfeng also smiled and nodded.

......

"Brother Su, how come you know everyone?" Qin Fan asked curiously, in his cognition, Su Jian and Lai Wenfeng couldn't be defeated together.

"One of my grandfather's subordinates is working in Xiamen, and when he heard that I was here, he asked Wen Feng to take care of it, after all, he was more familiar here, and he arranged it last time I came. Su Jian said simply.

......

The next night, Lai Wenfeng sent Li Jinsong to drive to invite, and after Qin Fan arranged his mother, Dong Min, the child, and Sister Zhuang in the hotel, he and Su Jian sat on the Mercedes-Benz 600 that came to pick up.

In the luxury box of the Jinghua Hotel, there were only Lai Wenfeng and his sweet sister, and Qin Fan could be regarded as seeing the real person.

With long flowing hair and two curved eyes, perhaps immersed in love, with a smile on the corner of his mouth, he is more beautiful than his image on TV.

"Brother Su is good, Little Brother Qin is good. The sweet girl Yang Yuying also shouted with Lai Wenfeng.

Qin Fan was amused when he heard it, these two people were younger than him.