The bureau does not support, oppose, or set up obstacles to the independent operation of enterprises.

Hu Shuo got such a result, which is really sad and joyful. He really has no selfishness at all, he just looks at the worried appearance of those workers on duty every day, and he wishes they could have a class every day. But some people just don't know how to cherish the opportunity and do a good job as a security guard, and now no one needs to recruit others.

This is 1992, it is difficult to find a job, not 20 years later, it is really not possible to move bricks on the construction site and earn more than 100 a day.

Now is not the time for the wave of layoffs, and when that happens, it will really be all kinds of laid-off workers.

As a business leader, Hu Shuo is really heartbroken. The deputy director in charge of logistics came to ask for instructions, and Hu Shuo kept scratching his head: "Send some five-kernel mooncakes." "This is the cheapest, even if it is the cheapest, so many workers will send it down, and it will cost tens of thousands of yuan.

The deputy factory director left, Hu Shuo struggled in the chair for a while, and stood up violently: "As long as Yuanda Company can continue to accept people, it is not a pity that my black yarn hat as a broken factory director is lost." ”

Yin Hong came, carrying a bag in her hand: "Mr. Fang, I'm sorry." ”

Fang Yu didn't have much impression of this, and the people in the bank were not easy to deal with. Especially for loans, it is really people who need loans who want to take out loans, people in the bank have ugly faces, people who don't need loans, the bank does everything possible to ask you for a loan.

Fang Yu is now a person who does not need a loan, the company's cash flow is sufficient, there is no plan for big development, and there is no need for a loan.

"Manager Yin is polite! and brought gifts. "Fang Yu is still very polite to the reception, and those who come are guests.

Yin Hong put down the bag in her hand and said with a smile: "You're welcome, this is also in China, if it is in the United States, a customer like Mr. Fang, the bank has to hold it in the palm of his hand." ”

"Oh, Manager Yin is a turtle?" Fang Zhen's statement, Yin Hong heard it for the first time, and after a pause, he chuckled: "This statement is interesting, well, I did study in the United States for two years." At that time, I took the exam in the system, and I took a written test and interviewed for double one, so I got a chance to study. "What do you want to express? Fang Yu didn't want to think about it if he didn't understand it.

"Manager Yin actually doesn't need to be so polite, I'm the most afraid of trouble, there are no special circumstances, I won't change the bank. "Fang Yu said very directly, which means that there is no serious business to bother, everyone is so busy. Fang Yu has been really busy recently, and within a week after Qiu Xiaoyou returned to the United States, he asked for delivery again, and sent the previous $100,000 on credit.

Fang Yu really didn't expect that the design he copied from later generations was very popular in this era. Qiu Xiaoyou repeatedly emphasized on the phone that the concept of pure cotton fabrics is very popular in the United States. The four-piece set of bed sheets, the color is novel, the price is cheap, and the cotton is made, these three elements contribute to the hot sale.

"It's not that I want to bother, Fang has always lacked sensitivity to foreign exchange. Unbelievers always waited, and the people from the Bank of China arrived soon. When it comes to foreign exchange, BOC has an advantage. If I lose Mr. Fang's customer, I will be responsible. I'll tell you the truth, Mr. Fang, don't think I'm pretending to be miserable. Yin Hong was very straightforward, explaining her intentions with a smile, and she didn't mind lowering her rank at all. To tell the truth, as long as Fang Zhen doesn't change her foreign exchange account to another bank, she doesn't mind taking advantage of Fang Zhen.

Such a tender young man, Yin Hong really felt that he was taking advantage of himself, but unfortunately, Fang Yu was not interested in it at all. Even if Yin Hong was wearing the glasses of the Yiren brand, the buttons of the shirt were also opened.

Fang Lihua knocked on the door and came in, followed by a young woman, seeing Yin Hong, she couldn't help but flash a surprise, and greeted with a smile: "Manager Yin is here, Xiaomei is going to make tea, and the tea leaves are on the bookshelf." ”

Xiaomei twisted her waist to work, Yin Hong didn't mean to move, and said with a smile: "Do I want to avoid it?"

Fang Yu waved his hand: "It's okay, Manager Yin waits." Fang Lihua said: "Mei Ying, technical secondary school degree, has worked in the branch below for a period of time, has experience in writing work, what does Mr. Fang think of this assistant?"

Fang Yu smiled: "I believe in Director Fang's vision. Fang Lihua nodded: "Then I'll set up a long table outside, Fang always has something to call someone, and you don't have to run over so much trouble every time." ”

"Director Fang has a heart, for specific work matters, Director Fang will take it for a while. "The matter of the assistant is so decided, the serious secretary should have a small office next door, but the conditions are limited, so he can only stay in the big office.

Mei Ying, who had made tea, put it down in front of Yin Hong, and then added water to Fang Zhen, and then smiled sweetly at Fang Zhen: "Mr. Fang, do you need to change the tea leaves?" Fang Ying shook his head, and Mei Ying said: "Then I'll go down." ”

Yin Hong couldn't help but sigh in her heart, there are so many beauties in this company. The boss is a handsome guy who is tender again, isn't he afraid of other people's gossip? Thinking about it, Yin Hong couldn't help but kindly remind: "Mr. Fang, the employees of Yuanda Company are a bit yin and yang." ”

Mei Ying, who walked at the door, heard this, wrote it down in a small notebook, and made a small report to Fang Lihua when she went out, but Fang Lihua smiled when she heard it: "Don't think about it, people are kind." Mei Ying said indignantly: "I think she is complaining." ”

Fang Yu showed helplessness here: "Manager Yin's kindness is in my heart, but I can't help it, right? Moreover, young men with young positions, or men in the prime of life, I have a small temple here, and I can't fit it. Even if Director Fang deigned, it was a coincidence. ”

Yin Hong understood, it was not that she didn't want to recruit men, but that it was difficult to recruit them, and she couldn't help but smile when she thought about it: "That's really the truth." Fang Yu nodded: "I am a private enterprise, if it weren't for foreign exchange earnings, the bank might not be able to look at it." ”

"This is the truth, if it weren't for the foreign exchange-earning enterprise, it would not be my turn to get acquainted with Mr. Fang. "This woman speaks, she really has a very good appetite for the other party, how to say it, ordinary Chinese people are not so direct when they speak. It seems to be a product of overseas training.

Fang Yu said: "That's the situation, I'm a businessman, if the Bank of China finds it, I will open an account, but I won't transfer the foreign exchange business because they say a few nice words." ”

Finally heard some dry goods, Yin Hong would not think that Fang Yu would approve of her because she had two fewer buttons, but she was a businessman. As long as the conditions given by the Bank of China are good, why should people hang themselves on your tree?

"Do you have any needs, and within the scope of your ability, you will do your best. Of course, Yin Hong was going to react.

Fang Yu didn't directly mention the conditions, shook his head and said, "I don't have any business for the time being, and I may want to trouble your bank in the future." ”

It's easy to do if you ask for something, I'm afraid that Fang Yu won't ask for anything. Yin Hong carefully studied the situation of Yuanda Company and found it very tricky. The company's financial situation is very healthy, and its specialty stores have a monthly turnover of about 300, which is very scary. You know, it's just a shop.

It is not known what the future holds, but looking at the momentum of the Yiren store, it will only get better and better in the future. Yuanda Company also has another big head, that is, the business from various wholesale markets, on average, more than 2 million per month. If you do the math, the monthly turnover is five million.

With the foreign exchange business, it was 400,000 last month, and at the beginning of this month, it was already 200,000. With a turnover of 10 million a month, in this era, let alone private enterprises, state-owned enterprises are considered very outstanding enterprises.

In fact, Yin Hong is still a little, she doesn't know that the branch in the imperial capital has opened, and the opening bank is ICBC. In order to connect with each other, ICBC also has an account, and the money from the imperial capital goes directly into the ICBC account, with a total amount of more than 5 million in September. The monthly turnover of Yuanda Company has exceeded 10 million.

It is undoubtedly a miracle to be able to make such a big business without pressure on funds. This is mainly due to two points, one is the cash flow of the store, and the other is the monthly payment method adopted by Qin Dahe. In other words, the interest that should have been on the loan is now borne by Qin Dahe. But Qin Dahe is happy in it, and the Lotus brand, the independent brand fabric of Jinxin Factory, is now all pulled by the Yiren.

Other domestic brands of clothing, in terms of the choice of fabrics, prefer imported fabrics. Especially for several influential suit brands, Qin Dahe's sales staff have hit a lot of nails.

"Besides, it won't be long. Fang Yu still didn't give an accurate word, but Yin Hong was still a lot more relieved. After all, Fang Yu was relieved, as long as he took out a loan from CCB, everything would change essentially. What used to be a one-sided demand has now become a partner. Of course, the attitude of the bank as a partner is determined by the state of the enterprise.

For example, enterprises such as the Sixth Cotton Spinning Factory and the Red Star Factory, if they want to take out a loan now, Yin Hong will definitely avoid them. State-owned enterprises, the loan does not need to be repaid by the person in charge. can get a loan, and the leaders of state-owned enterprises can call the bank dad. Of course, when it comes to repayment, the bank has to call the corporate dad.

All in all, money is dad. When you take out a loan, the bank is your father, and when you repay the loan, the enterprise is your father.

Of course, it depends on the amount of your loan, if you can borrow hundreds of millions from the bank, the bank will have to provide for you, for fear that you will have an illness or disaster. Anyway, it's heartbreaking.

For a customer like Fang Yu, the bank welcomes and worries about it, because he will not be unable to change the loan and cause bad debts, and because he is afraid that he will be pried away by other banks, and hopes that he will deepen the relationship with the bank loan.

Banks are such a miraculous place, domestic banks have to be a little more miserable, especially at this stage, most of the state-owned enterprise loans have the risk of not being able to repay the loans, the problem is that when there are administrative instructions, even if it is a vertical banking system, it can't offend the local administrative departments too badly, right?

Yin Hong left satisfied, Fang Yu didn't take a look at the bag she left, Mei Ying glanced at it when she cleaned it up, and her eyes were full of dissatisfaction: "This woman is very willing." ”