"I don't know, I can't give a definite answer to that question. Jiang Yun replied like this, Fang Yun didn't have any emotions, because this matter was too complicated. In the case of a change in the city's leadership, caution on the part of the banks is completely normal.

Quite simply, in 97 years of history, the bad debt rate of domestic banks reached one-third. From the perspective of financial theory, 8 percent is a tipping point, and when the unlucky catch up with the bad ones, the bad debt rate of 6 or 7 percent goes bankrupt, such as Lehman Brothers. How did these bad debts come about? A considerable part of them are the product of the pressure put on the banks by the government to save the state-owned enterprises.

The Chinese economy in the first five years of the 90s can be said to be ups and downs. The economic blockade of China led by the United States, the complete withdrawal of foreign capital, and in 91, foreign economists could not find a single one who was optimistic that China could survive. The rhetoric at the time was that for a maximum of three years, the collapse of the economy would lead to revolution and the regime would be overthrown.

Outcome...... and survived. From the development of industries that were highly dependent on foreign capital to the de-dependence on foreign capital, in 94 the United States took the initiative to give up the blockade, who wants to lose such a large market? I know that at that time, Germany and Japan were still doing very lively business with China, Japanese household appliances, German automobiles.

Seeing that China could not be killed, foreign capital came back and the blockade was lifted.

Therefore, Fang Yu thought that Jiang Yun's words were fine, and initially ruled out the possibility of internal and external collusion. In other words, because of the business model of the Yiren brand, Yuanda has sufficient cash flow and the company's operation is very healthy. Even if you don't have a government loan, as long as you don't have a hurry, you can build a building slowly. This will mean that the company will not even sell the off-the-plan.

Why don't you sell the off-the-plan property? Because the soft sister coin has now reached a trough of value, and you can spend it as soon as you have the money in your hand.

"What should I do next?" Jiang Yun is the person in charge of the building, so there must be a tone.

Fang Yu had already prepared, and replied naturally: "Do it according to the original plan, and the project will continue." ”

Jiang Yun hesitated for a moment before asking: "Is it to sell some of the pre-sale properties to the outside world?" This suggestion naturally hopes to alleviate the financial pressure of Yuanda Company, if it is the first half of the year, Fang Yu will consider it. Now, even if there is a big problem, Fang Yu doesn't care. It's a big deal to withdraw all the funds from the stock market in the United States and invest them in China.

"I think it's safest to go everything according to plan, you don't have to worry about the funds, the head office will make regular payments. ”

Of course, Jiang Yun had nothing to say about this decision, although she was very worried that something would go wrong next, since Fang Yun had decided, the only thing she could do was to implement it. The advice is given, and what remains is not to change the boss's decision, but to get the job done.

"I'll try to figure things out, at least to find out who's targeting the boss. Jiang Yun expressed her loyalty.

Fang Yu smiled: "Just do your best, don't embarrass yourself too much, and don't take this matter too seriously." I think a big reason for this is the adjustment of domestic financial policies. Fang Lishu will believe this, Jiang Yun doesn't believe a word, a billion building. Yuanda now has less than one billion dollars. If you don't have a bank loan, what are you doing?

After saying goodbye and leaving, Jiang Yun considered another angle in his heart, did Fang Yu solve the crisis he was facing from another channel? After all, this building was not built by Fang Yu on his own initiative.

Early the next morning, Fang Lishu drove Fang Yu to the airport, and the suitcase she brought back was not opened. Except for the three women, no one in the company knew that Fang Yu had returned. Fang Yu dealt with it as if nothing had happened, and explained to Fang Lishu before boarding: "The bank still has to urge the loan." ”

Fang Lishu said that she knew, Fang Yu boarded the plane, and two and a half hours later, walked out of the SAR airport. Guo Yurong, who was waiting outside to pick up the airport, waved his hand with a smile on his face, and stepped forward to take the salute: "Fang Sheng has worked hard. ”

"Is the result of the primary election out there in the talent market?" Fang Yu was not polite at all, and asked her to take the luggage.

"There are a total of 10 suitable candidates, and they will be notified to come for an interview after the time is determined. Guo Yurong's capable side came out, Fang Yu's pace was big, her cadence increased when she followed, and she didn't wear high heels under her feet, but a pair of sneakers. The body is also a simple combination of trousers and shirts, unlike the previous skirts.

Guo Yurong took the driver and waited outside the airport, Guo Yurong followed in the back row when she got into the car, Fang Yu didn't say anything, Guo Yurong was overjoyed, she didn't have this opportunity before. Guo Yurong has not seen a rich man, but he has never seen such a young man who made a fortune quickly from scratch. She doesn't have any ideas in terms of relationships, but what she needs in terms of career.

Guo Yurong values the huge potential of Fang Yu, which brings a boost to her personal career. Another reason is Li Ping, in Guo Yurong's view, Li Ping's relationship is also very important. In Hong Kong City, I realized how important relationships are, also known as connections. Collusion between officials and businessmen in the capitalist world is the norm.

Which of the top bigwigs over there in Hong Kong City didn't start as a comprador?

When the car arrived at the door of the hotel, the moment he got out of the car, Fang Yu saw Nanxia, this guy's smile was very real.

Nanxia's understanding of Fang Zhen has also changed a lot in just one day, I thought that it would be difficult for Fang Zhen to come back in a short period of time, but I never thought that he would come back overnight. This is very interesting, if the 20 million dollars that Fang Yu said is true, then some changes must be made.

"It's hard work, things are going well, right?" Fang Yu greeted him naturally, without showing the slightest tiredness or worry.

Nan Xia shook hands and said with a smile: "Don't you know the situation in China? As long as the foreign exchange arrives in the account, there are difficulties to handle, and even more so if there are no difficulties." Not to mention other places, the demand for electronic components in the special zone is a huge demand for foreign exchange every year. ”

Fang Yu smiled and said: "Don't lie to me, although there is a big gap in electronic components in the south, I have heard of the e-waste import industry in some coastal areas." Nan Xia was stunned for a moment, looking a little embarrassed, this guy is an expert.

Fang Yu is not an expert at all, but the import of garbage will be banned in the future. At present, domestic imported garbage, a considerable part of which is electronic waste, extracting a part of the usable electronic components from the garbage, as well as various precious metals. This industry is actually quite profitable, but the disadvantage is huge pollution.

In the process of development, in the process of catching up with industrialization, the price paid by the country is not insignificant.

After ordering a sentence, it was a little cold, and in the process of entering the hotel, Fang Yu suddenly said: "In the afternoon, I will ask the port city to transfer the money to the account of the Bank of China in the port city." I'll tell you the name of the company, you can look it up. After the formalities are completed, the money will be immediately transferred to the account on the special zone side. ”

Nanxia suddenly perked up, this is the dollar. The US dollar in this era has really played a huge role in the mainland.

"In short, what I spent in the end must be RMB, and how the SAR government goes to fight for it has nothing to do with me. What fell to the ground was 20 million dollars, not a penny. Fang Yu emphasized again.

Nan Xia gave a very positive answer: "As long as the dollars are put into the account of the new company, the land matter will be handled immediately." ”

"That's what I want to see the most, starting a new company and things will be right. If the house is done, I will go to see the house tomorrow and buy a car by the way. These are all my private funds, and it is not a matter of staying in a hotel. ”

After sitting down in the room, Nan Xia gave a suggestion: "There is a new real estate delivery recently, is Fang always interested?"

Fang Yu smiled when he heard this: "If I can, I hope to buy one down, which can be used as a staff dormitory in the future." ”

Nanxia wanted to beat people, so he said casually: "One building is unrealistic, and there are still ten sets of eight houses." ”

Fang Yu said decisively: "Then ten sets, it is best to be in one building, the floor does not matter." In addition, I also need a house to live in, and the second-hand house that can be moved in immediately is the best, and the villa is not unacceptable. ”

This local tyrant's face made Nan Xia's face slightly sideways, he hadn't seen a rich man, but who was so rich?

"Okay, I'll arrange it for you as soon as possible, I guess you will have to stay in the hotel for a few days. Nan Xia dropped a sentence and left, he was well-informed, but the other party didn't know much about his personal information. So now that he has changed his mind, he has to figure out the details of this guy, and he always feels that it is too bad to feel that things are out of his control. I wanted to take a pinch of Fang Yu, and sell some news to him by the way, and if I was lucky, I could still get a favor. Now it seems that there is no chance to speak.

People don't care about what's going on.

Guo Yurong waited for Nanxia to leave before asking: "Fang Sheng, I heard Sister Ping say that Fang Sheng will spend one billion yuan to build a building in Songjiang, why don't you sell the pre-sale property?"

"One is to plan to use it for its own company, the company is developing rapidly, how can it do without office land in the future? The seat of that building in Songjiang is very good, and not selling off-plan properties means not worrying about not being able to rent out. I plan that in the future, my son will be able to live without food and clothing for the rest of his life by collecting rent. The latter sentence was a joke, but Guo Yurong clearly felt that Fang Yu had no financial pressure.

In this case, Guo Yurong was relieved, after all, she still believed in her own vision and judgment. The interview is then confirmed for tomorrow.

After Guo Yurong said goodbye, Fang Yu had just started to make himself a cup of tea, and Li Ping called in.

"Are you back in the Special Administrative Region? Songjiang is fine, right? If you are short of money, I can scrape together 30 or 50 million for you. ”

A strong sense of concern rushed over, and Fang Yu couldn't help but be slightly moved: "Thank you, there's no need." Now the company is in good condition, and if the building is not in a hurry, it will look like more than two years. The funds in hand now will be no problem within a year. ”

"Oh well. Li Ping said a few more words and hung up the phone. After Fang Yu hung up the phone, he sighed slightly.