In this way, the money generated by the additional interest rate is paid through the sales contract, and their loan contract is always regular, and there is not much interest.

The only risk, and the biggest risk, is that the money is not paid in advance, after all, people are here to take out loans, if there is money with prepaid interest, who will come to the microfinance company for a loan, and take it to buy some fixed assets to go to the bank for a loan, isn't it better?

Generally, the interest is paid with the principal in each period, but there are some special tightrope loans, the other party is mortgaged with fixed assets, Zhu Yankang is greedy for people's fixed assets, after all, the country is privatized by land, and it is the biggest victory to get the land, Yansheng Group is willing to give greater preferential treatment to loan customers who use land as a guarantee, that is, they can only repay the interest agreed in the loan contract every month or quarter, and do not have to repay the principal first, nor do they have to pay off the additional interest first, as long as they are paid off in full in the last installment. Of course, the amount on the sales contract attached to this kind of loan contract will be larger, and people who are not desperate will not actually sign this kind of contract.

A serious person who is engaged in business and entrepreneurship, signing this kind of loan contract is equivalent to working for Zhu Yankang, and it is not worth it at all.

Zhu Yankang is aiming at only one kind of person, that is, people who are contaminated with bad habits, such as DU and DU people, in order to get cash, they don't care about signing anything at all, and most people can't afford to pay it back, and in the end they can only use the land and real estate at home to pay off the debt, once they get the land, Zhu Yankang will either demolish the house to build a shop or a high-rise apartment, or sell it for cash, in short, they will make a lot of money.

Even Zhu Yankang specifically targeted some second and third generations who had land and houses, trying to lure them into degeneration.

What Du Xiao wants to do is very simple, he just needs to find the person who is still burdened with Zhu Yankang's loan, and send someone to tell them and their family about the situation: they are all under Zhu Yankang's trick, and they have been defrauded.

Then provide legal aid to these people free of charge.

For these people, Du Xiao claimed to be a public interest lawyer organization, just to save them.

In fact, it is not a lie, Tianhua Group does have some public interest lawyer organizations to serve the public welfare activities of Tianhua Group.

Many people believe it when they hear that they are lawyers or public interest lawyers, and of course, many people also have ghosts in their hearts, thinking about what a cheap thing it is to cheat a loan and not have to give a place.

Du Xiao didn't mind that they took advantage of it, anyway, it was Zhu Yankang's advantage.

He really did his best to help these people fight the lawsuit.

Let's not talk about whether the lawsuit can be won, the most important thing is that during the period of the lawsuit, they don't have to repay the loan, this part of the assets are frozen, a lawsuit will be fought for at least more than a year, a few more, a dozen, or even dozens, including some that are still within the legal range, as soon as they heard that they could take advantage of Zhu Yankang, they also shouted that they wanted to fight a lawsuit, Du Xiao helped, and in the end he lost the lawsuit, he just went back to pay the money.

The key is that during the two-year lawsuit, Yansheng Group could not and could not recover the cash at all.

And this cash is used to redeem the wealth management products sold by the bank.

Of course Du Xiao will not let go of this side, the first batch can barely be cashed with the company's funds, but the next batch will not be cashed, at this time, it will incite public opinion, saying that Yansheng Bank cheats money, sells wealth management and does not pay, defrauds, stirs up public opinion, and makes Zhu Yankang anxious, after all, they really can't take out the money to pay.

After coming and going, the supervision bureau has also been eyeing Yansheng Group, in fact, they have been eyeing it for a long time, and they have been waiting for Zhu Yankang to reveal his feet and problems.

This set of combination punches was beaten, and Zhu Yankang was powerless.

When Liu Qianqian saw the news of the bankruptcy of Yansheng Group in the newspaper, she almost choked to death by the bun.

She heard that Du Xiao was going to deal with Zhu Yankang, but she didn't expect it to be so fast, and it had only been a few months.

The variety show has just been filmed, and the movie has just been filmed, why did this get rid of the Yansheng Group?

Du Xiao actually explained the principle to her, but Liu Qianqian didn't understand it.

Now that Zhu Yankang has been detained, there is no danger to Liu Qianqian for the time being, but he probably won't be detained for too long, after all, this matter is very serious, and he can't keep detaining people in the detention center, and the people on Zhu Yankang's side will also bail him.

At this time, another explosive news suddenly appeared.

[Liu Shi Xiao Qian died unnaturally? Key recordings leaked! The real culprit turned out to be Zhu Yankang, president of Yansheng Group!]

It's not enough to describe this news with explosiveness, it's completely nuclear bomb level.

Hua Qiaoran simply woke up on the phone, and so did He Xuan, the difference is that Hua Qiaoran answered her own phone, and He Xuan was on Liu Qianqian's phone.

The night before yesterday, Liu Qianqian forgot the phone to He Xuan, but He Xuan didn't take it seriously, Liu Qianqian is used to life without a mobile phone, if she wants to find her and Du Xiao, if she wants to chat about WeChat, she can also use Du Xiao's spare mobile phone.

Hua Qiaoran answered the phone one by one, and said one by one that she was not clear, and she would go to the company immediately, and she would give everyone a satisfactory explanation when she came back.

He Xuan can only say that she is Liu Qianqian's assistant, and everything should be handled by the company.

Liu Qianqian was the last person to know about it.

There is no way to do this, she doesn't have the habit of brushing Weibo when she gets up in the morning, although she will look at the newspaper, but the newspapers have a lag, and the news is posted on Weibo after the newspapers of the day are printed. She only saw the progress of the Yan Sheng Group case, but the case dragged on for such a long time, even the newspapers lost interest in it, and only gave a small corner like a tofu block.

It just so happened that she didn't have a job today, so she had breakfast at home, so she went for a walk in the garden, and when she came back from the walk, she saw Du Xiao coming out of the study with a phone: "Sister Hua asked you to go to the company." ”

"Got it. ”

Du Xiao glanced at her deeply: "You wait for me, I'll go with you." ”

Liu Qianqian didn't doubt him, and waited for Du Xiao for a while.

Ye Zhonghai disappeared in the morning, and Meilan was not there, so it was estimated that she went to work.

When the two of them arrived at the company, on the way from the underground parking lot to Hua Qiaoran's office, Liu Qianqian already felt that something was wrong: "Why does it seem that everyone is looking at me?"

Du Xiao said: "Let's go to Mr. Hua's office later." ”

Liu Qianqian was inexplicable. Fortunately, she arrived soon, she pushed the door and saw that in addition to Hua Qiaoran in the office, there were also Ying Zhimin and He Xuan, these two people were normal, and they were thinking about whether it was a new job and why such a big formation, when she saw Qiu Qiming and Lin Jia on the sofa again.

"Huh, Uncle Qiu, Sister Lin, are you here?"

Lin Jia was obviously a little nervous and angry, but Qiu Qiming was calmer than her.