Chapter 409: Seamless
Sheng Kai didn't know Su Fengqi, so when she heard him looking for herself, her heart moved.
If it weren't for the mysterious man hiding behind him, the bank manager he had never met, how could he accurately call out his name? And he was an important guest, and even Banten was snubbed by him?
Seeing that no one answered, the lobby manager also turned around and shouted, "Who is Mr. Sheng Kai, we will find Mr. Su." ”
Wan Dan and Ye Liangying had already looked at the bloom in surprise, they really couldn't imagine that Su Fengqi actually asked them to wait first in order to bloom.
Seeing Wan Dan and Ye Liangying looking at the blooming eyes, the lobby manager was taken aback and asked in surprise, "He...... Is it in full bloom?"
Without waiting for Banten to answer, Sheng Kai said, "I am Sheng Kai." ”
The lobby manager was taken aback, the look of surprise on his face instantly changed to a smile, and he hurriedly said to the two security guards behind him: "Don't get out of the way, this is Mr. Su's important guest." ”
Su Fengqi had already greeted him, stretched out his hands, held Sheng Hua's left hand and said, "Mr. Sheng, I am waiting here, please follow me to the reception room." ”
Although Sheng Hua was surprised, he still had that calm and indifferent look on his face.
Seeing this, Ye Liangying shouted: "Mr. Su, what's the matter with you, we also have something very important to look for you......
Su Fengqi, who was originally going to lead the bloom upstairs, heard her words, turned around and said, "I'm sorry, this is an important guest who has been explained by the head office and needs to be received by me personally." If you have something to do, please come back in the afternoon or tomorrow, if it doesn't have to be signed, I can arrange a vice president to assist you......"
Wan Dan's face became more and more ugly, and without waiting for Su Fengqi to finish speaking, he snorted angrily and said, "Aren't you afraid that I will transfer my account to another bank?"
Wan's is also a big account in Hongfeng Bank. How many banks are thinking about pulling Wan's business, although Hongfeng Bank only pulls Wan's infrastructure business, which is already very considerable.
Moreover, Wanshi infrastructure is currently the main industry of Wanshi Group, and billions of annual turnover go from other banks, and the loss of this business is indeed a huge loss.
This is also the reason for Banten's confidence that no bank would be stupid enough to launch this business.
But Su Fengqi's answer once again shocked him.
"If Mr. Wan has to do this, then I can only express regret. ”
After he finished speaking, he turned sideways and moved out of the stairs and said, "Mr. Sheng, please!"
Then he completely disappeared from Wan Dan and Ye Liang Film and Television.
"You're ......!"
Wan Dan's face turned pale with anger, and although he gritted his teeth with hatred, he was helpless.
"He's here to take out a loan, and you're actually offending me for him?"
He said again reluctantly.
Su Fengqi turned his head and said, "This is an order from the head office, and I am only responsible for reception." As for what Mr. Sheng is here for, I can't control it, and Mr. Wan shouldn't be able to control it, right?"
Wan Dan suddenly felt that his face was gone, and he said angrily: "Let's go." ”
Regardless of Ye Liangying, she turned around and walked out of the bank.
From this attitude of Mr. Su, Sheng Kai was even more sure that he was ordered by someone, so he didn't hesitate to offend Wan Dan to help him.
Coming to the reception room, Su Fengqi introduced himself: "My name is Su Fengqi, general manager of Hancheng Branch of Hongfeng Bank. Just a little episode, please don't care about Mr. Sheng. ”
Sheng Kai smiled indifferently and said, "How do you know me?"
"I met Mr. Sheng once, but I didn't have the opportunity to meet him at the time. ”
"Oh, when?"
"I was at the venue at the time of the auction. ”
Someone brought two cups of hot tea, Sheng Kai took one of them, sat on the sofa, looked at Su Fengqi and asked, "Isn't it worth it for you to offend the son of the Wan family for me, a person I don't know?"
Su Fengqi smiled: "If I offend you because of the son of the Wan family, it is not worth it." ”
Sheng Xingxing was full of doubts, and he asked again, "Do you know what I'm here for?"
"Loans, building houses. ”
Su Fengqi's answer was simple.
"How do you know? Your bank was the first one I chose, and the information was revealed so quickly?"
"When the Golden Leaf Company auctioned the land, it occurred to me that you might need a loan. Banks are businessmen, just like your company, but they do things differently. Therefore, we also need to be sensitive to business sniffing and keep abreast of market dynamics......"
"You can't convince me, did you plant spies around me?"
Su Fengqi smiled softly and said, "Mr. Sheng said that he laughed, there are commercial spies, but I am not going to plant spies around Mr. Sheng for this matter." I know that Mr. Sheng is confused, but in fact, when Mr. Sheng went to Mr. Xie of Millennium Infrastructure, I knew about Mr. Sheng's grand plan. Xie and I have always been good friends, and your message is what he told me. He told me that if Mr. Sheng came to me, he would ask me to do my best to help Mr. Sheng complete the loan, because he was also optimistic about the project. I sent the information of the Golden Leaf Company and Mr. Sheng to the head office, and I received the support of the head office, and the head office instructed me to win the business. ”
After listening to his explanation, Sheng Kai said suspiciously: "Then how do you know that I have come to your bank now?"
"Because today I sent someone to the Golden Leaf Company to meet Mr. Ye and Mr. Sheng, but I got the news that Mr. Sheng has gone to the bank, and it is very likely that he will come to my Hongfeng Bank. ”
Sheng Kai was stunned, before he came to the bank today, he did talk to Ye Qingqing about going to Hongfeng Bank to try.
Listening to his explanation, it seems that everything is clear.
And what he said was logical, the news that he planned to build a skyscraper was indeed leaked to Xie Jinchun on purpose.
It just so happened that Xie Jinchun and Su Fengqi were good friends, and Xie Jinchun talked to him about it to persuade him to agree to give the Golden Leaf Company a loan.
After knowing the news, Su Fengqi took the initiative and sent someone to the Golden Leaf Company to contact the business, but Sheng Kai happened to come to the bank, and coincidentally, it was their Hongfeng Bank.
All this seems to be a coincidence, but there is nothing wrong with the logic.
Bloom couldn't help but be confused again, and the tension and excitement that began to arise close to the truth instantly turned into disappointment.
"Do you know how much loan I need?"
He looked at Su Fengqi, trying to find something in his eyes.
But Su Fengqi's eyes were clear and there was no fluctuation: "About 15 billion, right?"
Sheng Kai nodded, and said, "Do you know that our Golden Leaf Company is just a small company, and it is not even a third-rate company in Hancheng. ”
"Not right now, but if you finish this skyscraper, you can be among the best. ”
"Then you dare to hand over 15 billion to us with confidence?"
"A one-time 15 billion is definitely not good, and it will take more than three years to build such a skyscraper no matter how fast it is. We can release this money in installments. In this way, it can not only reduce your interest pressure, but also relieve the financial pressure of our bank. ”
Su Fengqi had obviously already thought about it, and he answered all the questions without thinking too much.
After speaking, he thought for a while and said: "Of course, Tongxingzhai Iron Mine must be used as collateral, as for the loan term, it is estimated that five years is not enough, then the loan interest is calculated on the basis of five years......
Sheng Kai has already asked the accountant to calculate, if the loan is 10 billion, the annual interest is about 800 million, with the current operating capacity of the Golden Leaf Company, there are still some difficulties to bear.
But if the building is built, put into use, and is running normally, then there will be a surplus of about 2 billion yuan per year, excluding the loan interest.
This project is very risky, but he firmly believes in his heart that this project will definitely get off because he is optimistic about the development of Hancheng and the development of Baishui District.
"So, Mr. Su is willing to lend us money?"
"Of course, this is the instruction of the head office, and besides, I am also optimistic about your project, and it is also my honor to contribute to this project. ”
"That'...... When can I go through the formalities?"
"You can do it now, but it will take a while to disburse the loan, ten days at the earliest, and a month at the latest. Because this amount must be approved by the head office before it can be down. ”
Sheng Kai got up and said, "If I am sure that I can come down, I will let the design institute prepare the design, and time is also precious for us." ”
Su Fengqi then got up and said, "I can come down, I promise." You just have to go to the design institute and carry out the preliminary demolition works. ”
This matter was so smooth that Sheng Xingzhong always felt that something was wrong.
However, everything Su Fengqi said, every sentence was seamless, and he wanted to find something from the middle, and he had no way to start.
Since he can take out a loan, then don't care about him so much and build this building.
Su Fengqi called the manager in charge of the loan, asked Sheng Kai to hand over the information, and filled out the loan application, and finally said to him: "The information has been handed over for the time being, but you are not a legal person, and you have to sign it in the end. ”
Sheng Kai looked at his watch and said, "It's too late in the morning, I'll come over in the afternoon." ”
"Mr. Sheng is also an impatient person. In that case, I am going to the provincial capital in the afternoon, and you will come directly to Manager Huang, and I will ask him to complete all the formalities for you. ”
Su Fengqi thought for a while and said.
Sheng Kai nodded and said, "Thank you, Mr. Su." ”
The two shook hands, and Sheng Kai left the bank, pedaled his bicycle, and headed for the company.
Along the way, Sheng Xingxing kept thinking about this matter, and it went unexpectedly, just like the feeling after the successful bidding, it seemed that everything had been arranged by someone.
However, if there is someone behind you to help you, then you should not ask for such a high interest......
He reached out and pressed the stone talisman in his chest pocket, let out a long sigh of relief, temporarily put aside the distractions in his heart, and went to the company.
Ye Qingqing heard Sheng Kai say that the loan had been settled, and asked her to go to the bank in the afternoon to sign, she couldn't help but be dumbfounded.
"Really...... Is it really solved?"
That's 15 billion, which is an astronomical amount for any one person.
She is bent on strengthening the Golden Leaf Company, fulfilling Ye Tianhong's long-cherished wish, and making the Ye family brilliant. But she never dreamed that there would be an investment of 15 billion......
She felt like a dream, and after listening to the words of the bloom, she felt unbelievable.
Sheng Kai understood her mood at this time, not to mention her, and his own heart was not completely calm at this time.
Just as when he suddenly received an order in the army, and a million troops were handed over to him for command, everything was so incredible.
"It was solved, and the general manager of Hongfeng Bank personally received it. The information has been reported, just wait for you to sign, and then report to the head office for approval. However, the loan is divided into four installments, the first installment is 5 billion, and the next three installments are two 4 billion and one 2 billion. ”
Ye Qingqing didn't hear the words clearly, and asked blankly, "Hongfeng Bank?"
"Yes, Mr. Su said that he sent someone to our company today to discuss this business with us. ”
"Yes, there are two people here today, and one of them is the business manager of Hongfeng Bank. He asked if we needed a loan for the land we auctioned, and I told them that you had already gone to their bank......"
Sheng Kai said that to determine whether what Su Fengqi said was the truth.
Although he knew in his heart that Su Fengqi could not tell a lie so blatantly, his psychological effect was at work, and he had to verify it himself before it counted.
After hearing Ye Qingqing's words, his heart relaxed.
Perhaps, this is really his own luck, maybe it is the luck of Ye Qingqing, and even the entire Golden Leaf Company?