Chapter 116: It's all well arranged
You still want to live here! Don't you mean you want to go out for a walk?" Han Zihe had no intention of living here at all from the beginning, she really had no interest in giving the spoiled white-eyed wolf as the capital of the old man.
"It's okay, when you go out to enjoy the mountains and rivers, you really need capital, you wait, I'll think about it. ”
Chu Zheng is lazy, he doesn't want to work hard to earn money in the game to win the world. This is not what the daughter-in-law and the master say, as long as he participates, then the life in the game he participates in is his, in this case, there is no such thing as the return of the original Chu Zheng and Han Zihe in the game after he leaves, and the wealth of the original Chu Zheng and Han Zihe will naturally belong to him and his daughter-in-law.
Thinking of this, Chu Zheng found the passbook and real estate certificate very familiarly according to his memory.
"What do you say about the two of us supporting the elderly with a house?" Chu Zheng looked at the table, looked at Han Zihe, and said excitedly, "Sign a contract with the government, then our existing three houses can give each of us a total of 18,000 yuan." ”
Han Zihe listened carefully and nodded.
Chu Zheng continued to count with his fingers: "Na, look, if we rent out the house again, the rent we just found on the Internet, I mean that if the three houses are added together, each of our husband and wife can get 5,000 yuan." ”
Han Zihe looked at the information he had just consulted, and continued to nod and listen to his calculations.
Chu Zheng took his mobile phone and began to knock on the numbers: "My pension after retirement is 16,000, and you are 15,000, so we can get the money every month...... I'm thirty-nine thousand, and you're thirty-eight thousand, right?"
"That's right!" Han Zihe didn't even need to count this little number, and the answer immediately appeared after a dozen glances.
Of course, Chu Zheng's serious calculation is also hard, and Han Zihe naturally will not be ridiculed.
No, Chu Zheng turned out some vouchers again.
"When we work, the unit gives shares dividends, so as long as we are good, we can each get a dividend of 3,000 yuan from the unit every month. In that case, I have forty-two thousand in my hand, and forty-one thousand in you. ”
Han Zihe listened to the number rising, and he couldn't express his joy in his heart.
"Well, if you count it...... The pension that the unit bought when we worked, as well as the various old-age security we bought ourselves, then I have 51,000 every month, and you are just 50,000. ”
Hearing this, Han Zihe was slightly stunned, and she said why did she suddenly feel that something was wrong!
"The amount you said, think about it yourself, can this be the level you had in the nineties?"
"It's true!" Chu Zheng was a little sneering, it seemed that he was clear.
Suddenly, in Han Zihe's mind, her master's figure appeared.
"So, here's ...... Our master made it up?"
"The main reason is that the old people think that the standard of living in the 90s needs to be improved. ”
"Okay!" Han Zihe sighed and said, "It's just an overhead!"
Otherwise, what else can you do!
"Actually, that's not bad!"
"No, I don't know, what is our master doing is to put the era after all, in the nineties!"
When Chu Zheng heard this, he actually didn't know very well: "It's probably our master's unique hobby?"
"Forget it, if you don't want to do this, you just keep counting!" Han Zihe was listless, and even Chu Zheng's interest was not as high as before.
However, although the interest is not high, it is still necessary to calculate what should be counted.
"You and I here usually don't spend much, although we have many children, but except for Chu Kuan, the other children have more or less returns, and even the youngest two daughters don't want the family's living expenses?" Chu Zheng calculated so, and checked the phone number of a well-known financial management company from above, it seems that he wants to consult and consult, if he sets aside part of the family's savings, can he still have some surplus.
"I don't think it's better to take such risks. Han Zihe remembered the previous arrangement of his predecessor, and immediately took out the contract from the big closet and showed it to Chu Zheng, "Isn't this that we used to give the bank 2,000 a month for financial management?
"It seems that there is a special explanation here, and when the financial period is over, we can deposit it as a long-term deposit in this financial project. Chu Zheng looked at it very carefully, and for this reason, he specially called the consultant who was in charge of their contract before.
"Do we sort out the money from other investment and financial management, if it is appropriate, it will be deposited in this project, which is not quite the same as other financial management projects, which is more like treasury bonds. If you seize this opportunity, you can continue to save it for a long time in the future, with an annual interest rate of 6%!"
"I remember that you didn't invest some money in a few friends' companies before, and those shares were not counted?"
"There are still a lot of dividends after the dilution of the shares, otherwise we wouldn't have the ability to buy a house for all six children!"
Hearing Chu Zheng mention this matter, Han Zihe thought of Chu Kuan: "Do you want to buy a house for this kid?"
"That's not it, it's the same!"
Chu Zheng said this, Han Zihe especially wanted to ask, what about the kid's house?!
"That's not a school district house, that kid is eager to try the school district house near the first middle school attached to the primary school and the first middle school, so he sold the big three-bedroom room and replaced it with a single one! It's probably less than 30 square meters!"
"He just wants to put his child's household registration there, but in fact, he doesn't want to live there!" Han Zihe didn't expect that there would be a school district house concept now!
"Although the concept of school district housing has not been proposed, it is still necessary to divide the study according to the district, and it is impossible to go to school in a nearby primary school without this hukou. ”
Han Zihe thought of the big three bedrooms with good area and orientation, and he was very distressed!
"Forget it, don't care about him, he can toss it if he's happy, there are no children left and right!"
The child was not born, and I don't know what Chu Kuan is tossing!
Thinking of this child, Chu Zheng also shook his head.
"Now the shares are diluted a lot by them, and we only have five or six thousand yuan a month in our hands, and if you see whether this is good, we can simply cash it out, let's gather this money and see how good it is to put it in the treasury bonds to get interest! And this is not a one-time income, it is a long-term income. ”
"It's fine, if it'...... In the future, in the event of an international economic crisis, maybe our shares will be lost!" Chu Zheng didn't have much ambition originally, so Han Zihe said this, and he did it.
"However, we need to calculate it and see how the money is calculated, after all, if it is a long-term transfer...... It's not easy to use, so the savings we have been saving must not be moved, and even part of it has to be set aside to be put together with the deposit. Also, the youngest two daughters are also going to get married in the future, let's ask the two children about their future work and life, even if the second daughter has to perform duties abroad for a long time, isn't there a time to come back?"
"Yes, it is better to buy the house for them now, and then the dowry and the money for both of them will be left for them alone. ”
Chu Zheng and Han Zihe calculated, and the two of them pondered and pondered, but they decided to wait for the money for the children to be set aside, let the savings be whole, and leave the rest for emergency use, and the rest should be placed in a project similar to national bonds.
"If that's the case, the two of us will have an average of 60,000 yuan a month to enjoy!"
Chu Zheng whispered to Han Zihe: "Not to mention being rich and expensive, we can be regarded as doing whatever we want! We can play wherever we want! As long as we don't spend too much money and are too extravagant, we will definitely be able to play comfortably!"
"Look at what makes you happy!" Han Zihe couldn't help but be a little amused when he saw Chu Zheng showing a little childishness.
"Haha, I'm really happy about this, but then again, since we have plenty of funds, let's talk to the boss, the second and the third, and let them stop giving us living expenses, and it's not easy for them. ”
"Just take it for you!" Han Zihe disagreed, "Don't let them give it, believe it or not, after a long time, those children will not have this home in their hearts!"
"That's right. Since coming to the game, Chu Zheng has also inherited his predecessor's feelings for children, "I'm just afraid that they will work hard!"
"Although they are not as important as Han Pin Zhanzhan and their hearts in our hearts, the emotions that should be inherited have also been inherited, is it possible that you are the only one who is your father!" Han Zihe sneered at Chu Zhenghou and said, "The living expenses they sent, we, are all intact, you see whether to continue to ask the original financial planner to help manage money, or to save it, all of them are saved, if they are in need, let's make up for it here, and it's okay to help." ”
"That's right!" Chu Zheng clapped his hands and said, "Like Chu Kuan, there is really a need, if it weren't for the matter, let's almost give some, it means something, no matter how much it is, let him know the truth that there is a reward for paying!"
"You calculate how much those children have given to the family before, and then, just open an account! Just make a clear distinction, so that they don't have too much thought about housing for the elderly. ”
Han Zihe said this, and Chu Zheng understood: "You are right, there are many children, there are many ideas, not to mention other people, it is Chu Kuan, this kid, he will definitely make trouble, after all, there is no property to inherit It is a very serious matter in his opinion." ”
Chu Zheng said that the other party might want to make trouble, and he didn't care in his heart, after all, these children were not Han Pin Zhanzhan and them, so they would make trouble, at most, they would be a little troublesome, so they wouldn't say how sad they were.
In this way, Chu Zheng was thinking with Han Zihe about how to arrange the next trip.
"We say we want to enjoy life here, but we still have to complete the tasks that need to be done. ”
Han Zihe said this, which made Chu Zheng a little confused: "How do you want to complete the task?"
"Let's go to the boss first!" Although Han Zihe didn't have much expectations for this trip, since she was this Han Zihe here, she had to do her duty, "Although there are many children, it can't be said that we don't have too much energy to invest in them, and we must always take care of them! ”
Han Zihe said this, and Chu Zheng thought it was right.
"It's just that before you leave, you still have to say hello to the children. Chu Zheng didn't think there was a need to play with the children and attack suddenly.
"Well, you tell him!" Han Zihe felt that Chu Zheng entered the role very quickly, so it was good for him to do this.
"No problem. However, Chu Zheng felt that the boss might not have time to receive them now, "What if the child goes on a mission, let's live with our daughter-in-law and son, it's a little uncomfortable." ”
Chu Zheng is very similar to Han Zihe, he doesn't like to get too close to outsiders, so if he lives with his daughter-in-law and son-in-law, he and she don't think it's very suitable.
"This doesn't mean that we have to leave now, we still have a lot of plans here that need to be perfected! The things we need to prepare when we go out to play are not allowed to be bought? Also, the money we just mentioned, as well as the shares, don't all need to be arranged step by step!"
Han Zihe felt that there was no need to rush, just have a plan.
Since there is no time requirement, Chu Zheng naturally does not have too much sense of urgency.
"Then I'll say hello to those old friends!" Chu Zheng knew that he should solve the issue of shares first, after all, what needs to be done later has something to do with money.
To say, Chu Zheng's mobility is still very good, no, after he discussed the meeting time with his eldest son, he began to meet with his old friends frequently.
The issue of shares is very easy to deal with, now, it happens to be the upswing of the economy, and the companies started by old friends are basically booming, so Chu Zheng has just revealed his intention to sell shares, and his old friends look at him with the expression of a fool.
Chu Zheng: "......" He is not stupid!
"It's not that the children are all big, my wife and I just want to enjoy life in peace and stability, and now we are preparing the future industry for the children, and our hands are a little tight, so I want to shoot all the ones that can be made, so as not to make them think that they will favor one over the other!
Chu Zheng insisted on wanting to sell, and his friends naturally did not insist on not buying, and reminded him that the current value and appreciation space of the shares were just out of friendship. Now that my friend has thought it through, who can be willing not to take advantage of this?!
"Just think clearly!" The friend before signing the contract specially reminded Chu Zheng that it was not too late to regret it, and if he wanted to regret it after signing it, it would be impossible!
"Look I'm such a person!" Chu Zheng received the other party's kindness, but still insisted on signing a share resale contract with these old friends.
In this way, Chu Zheng was neat and quickly returned the funds.
"Daughter-in-law, the money we got is much higher than we planned before, you see, we should ...... How do I arrange a deposit?"