Chapter 261: Leningrad
Fang Chen's eyes narrowed, looking at Yelena, there was still such a thing?
"Originally, Luzhkov thought that these banks deliberately did not take money, but after sealing these banks, he found that they really had no money, and they lent money to some enterprises, and now the enterprises refuse to repay the money on the grounds that the loans are not due, isn't that giving them money for nothing!"
Smiling and smiling, Yelena suddenly found that Fang Chen and Chen Mingyong were looking at her with a strange look.
She remembered at this time that when she first joined Huaxia Bank, she also yelled at the urgency to absorb Huaxia Bank to deposit money, and quickly lend it out, and even planned to use Luzhkov's face to recover the loss of Huaxia Bank.
And she made fun of those banks like this, but what was the difference between what she thought at the time and those banks?
"Looks like I'm an idiot too. Elena smiled self-deprecatingly.
Compared with such a rate of depreciation, the interest on a mere loan is only a few dollars, which is really how much money is lent out and how much money is lost.
Now it seems that Fang Chen's coping strategy is correct, exchanging all the money into US dollars, so that he will not be affected by the depreciation of the ruble, but can make a lot of money.
She sighed inexplicably in her heart, why did Moscow and the Soviets become like this, and honestly running a business would lose money and bankrupt, while someone like Fang Chen could make a lot of money by doing the opposite.
Is it Fang Chen who is wrong?
It was Moscow that was wrong, and it was the Soviets who were wrong, and the Soviets were indeed terminally ill.
"Elena, it's not that you're not smart, the depreciation of the ruble to this situation is actually something that none of us expected, and if I can insist on the conjecture about the depreciation of the ruble, I should give them more interest. Fang Chen said with a sigh.
"Boss, you are an angel, an angel to save the people of Moscow!" Ye Lina burst into tears of excitement and walked over to give Fang Chen a huge hug.
Chen Mingyong looked at the ceiling helplessly, Ye Lina was still too young, the contact time with Mr. Fang was too short, and he didn't know Mr. Fang too well, if Mr. Fang really thought so, when he proposed to increase the interest just now, Mr. Fang agreed.
Of course, it is also possible that Yelena knows it, and now she is acting for Mr. Fang.
Life in the world depends on acting skills.
During the time he worked with Yelena, Yelena gave him the feeling of being shrewd and strong.
However, he suddenly found that as soon as Yelena saw Mr. Fang, she became almost like a little girl in her twenties, her IQ dropped a lot in an instant, and her eyes were full of worship, and she almost flashed starlight.
After a few breaths, Fang Chen broke free from Yelena's embrace, almost suffocating him to death just now.
Yelena looked at Fang Chen's expression and said curtly, "Boss, I just want to express my gratitude." ”
"Okay, if there's anything else to say, if not, I'll go back. Fang Chen glared at Yelena angrily.
"This is a business plan for the future development of the bank, which I agreed with Yelena, please take a look at it. ”
As he spoke, Chen Mingyong put a document in front of Fang Chen, which was the main purpose for him and Yelena to invite Fang Chen over.
Fang Chen picked up the document and flipped through it casually, at first he looked indifferent, but his brows couldn't help but become solemn.
Chen Mingyong and Ye Lina's hearts couldn't help but chuckle, and they immediately hung up, and now looking at Fang Chen's expression, he knew that he was very dissatisfied with this plan.
They were a little at a loss, they didn't know what the problem was, this business plan was carefully drawn up by the two of them, they thought it would be affirmed by Fang Chen, but now it seems that there is probably a big problem.
You must know that their big boss, in addition to his business and financial talents, is characterized by a big heart, moody and unmoved, he doesn't take anything to heart, and he doesn't easily show any dissatisfaction on his face.
Secretly, the two pushed twice, although Yelena is not a standard S woman, but after all, she is also an S woman, Chen Mingyong is Yelena's opponent.
He had to stand up and ask, "Mr. Fang, is there anything wrong with this plan?"
Fang Chen was silent for a few seconds, and said slowly: "It's not too much of a problem, I agree with the matter of opening the fifth and six branches, Moscow is so big, there is only one head office, and four branches are not suitable, too few." ”
In addition to the Huaxia Bank under Fang Chen's feet, in the past two months, Chen Mingyong and Yelena have also opened four branches in other regions of Moscow, and are now preparing to open the fifth and sixth branches, and in this plan, there will eventually be ten Huaxia banks in Moscow, which can be regarded as basically covering Moscow completely.
There is no objection to this, the bank always has a radiation range, even if there are many people who are willing to come to Huaxia Bank across the region to deposit, but there are still more people who don't know the existence of Huaxia Bank, let alone come to deposit money.
In the future, the bank coverage density will be at least 100 or more in any city or any bank with all kinds of business halls, because the coverage of a business hall and point is actually only two or three roads.
In a city as big as Moscow, with ten branches, it can only be said that there is a Huaxia Bank in each of the ten administrative districts of Moscow, and if we talk about coverage, this bank will cover nearly 20 kilometers.
From the perspective of future generations, this is far from enough, but for now, it is probably okay.
Even if it doesn't work, there is no way, there is not enough manpower.
Hearing this, Chen Mingyong's hanging heart fell halfway, and he also knew what the problem was.
"Then do you think there is a problem with opening a branch in Leningrad?" Elena couldn't help but ask.
Chen Mingyong also looked at Fang Chen strangely, to be honest, he couldn't understand that Leningrad's status in China was almost the same as that of Shencheng.
There were only two municipalities in total, one was Moscow and the other was Leningrad, named after the founder of the Soviets, and its status can be imagined.
Moreover, Leningrad is the second largest city in S, the central city of the Northwest Region, an important water and land transportation hub in Russia, and is also known as the northern capital of S.
Leningrad occupies an important place in the economy of Leningrad, is a large integrated industrial city, a window to Europe, where many foreign NSNs, multinational corporations, banks and other business bases are located. 11