Chapter 402: Enemies
Banks and commercial companies are much more leisurely than securities companies, and near nine o'clock, the elevators in the north tower are still crowded with people waiting to go upstairs, and there are mostly young women who are showing off their flowers.
After Lu Jianchao and the others squeezed into the elevator first, and waited until the next elevator came, Cao Mo, Cheng Xi, Chen Chang, and Yu Jing finally squeezed in.
Cao Mo thought to himself that in the eyes of outsiders, he and Li Xiaodong were general friends, what excuse should he find to go to Li Xiaodong's office to watch the excitement later?
He thought about it again, Lu Jianchao and Lu Jiancheng both knew in their hearts that he was leaning over to watch the excitement, in order to see their embarrassed appearance, so even if he was looking for a lame excuse, it was normal.
"Would you like to eat together at noon?"
The elevator went to the floor where the Yinguang Plaza Commercial Group was located, and Yu Jing squeezed out of the elevator while discussing with Cheng Xi and Chen Chang about having lunch at noon.
The elevator was too crowded, and at the same time there were other people coming down from this floor, Yu Jing was squeezed so that her center of gravity was unstable, and she bumped into Cao Mo's back unguardedly, and her hand was on Cao Mo's shoulder to stand firm, and her chest was squeezed to a little painful.
She was a little embarrassed, and without waiting for Cheng Xi and Chen Chang to reply, she waved her delicate little hand, shouted "bye-bye", pushed Cao Mo out of the way, and got off the elevator directly.
A few people went down, and the elevator became relaxed.
Cao Mo didn't think much about it, moved to the corner and stood in the corner, holding his chin and pondering an excuse.
There were many colleagues in the elevator in the industry, and Cheng Xi didn't want to be too intimate with Cao Mo just now, so he put his chin on Cao Mo's shoulder at this time, bit his ear and asked, "Why are you smiling so weirdly?"
"Huh!?"
Cao Mo thought that Yu Jing's chest hit his back just now, no one cared, he was embarrassed to reminisce, and replied to Cheng Xi sternly,
"What do you think, what did I take advantage of her just now? I'm still wondering if Lu Jianchao and Lu Jiancheng went to Xinhai United Bank at this time, did they find Li Xiaodong and beg him to save Taihua for the last time—you said that at this time, I walked into Li Xiaodong's office and watched this scene, would it be particularly cool?"
"Can you have a little more noble pursuit in life?" Cheng Xi glanced at Cao Mo and said coquettishly.
"Falling into the well and beating the water dog are all the pleasures that life should pursue, otherwise why would I join in the fun?" Cao Mo joked.
The elevator continued to rise and stopped on the floor of the international department of Xinhai United Bank, and several people stepped out of the elevator at this time, but they all looked back at Cao Mo curiously.
As a regional joint-stock commercial bank, Xinhai Union Bank is not comparable to the four major commercial banks, but any large department is also overcrowded.
However, even at the headquarters of Xinhai United Bank, where the beauty is like a cloud, Cheng Xi is very eye-catching, how can she not attract the attention of others when she sees her standing intimately with a strange young man in the elevator?
"You go directly to Li Xiaodong, his office is on the thirty-second floor, and I won't accompany you there. ”
Although Li Xiaodong, Lin Yunshan, Zhou Bin and other senior executives of Xinhai United Bank knew about her relationship with Cao Mo and usually treated her very politely, Cheng Xi did not want to attract too much special attention among ordinary colleagues;
"Let's just go over and watch the excitement, it's too blunt—how can we do such a non-technical thing? I will sit at your workstation with Chen Chang first, if I happen to meet Chen Tianxin or Zhou Bin, and then they will accompany me to Li Xiaodong to see the excitement, this is logical!" Cao Mo cheekily followed Cheng Xi out of the elevator and walked towards the floor turnstile inside Xinhai Lianxing Bank.
"Didn't you just talk about the acquisition, and you still have to keep it strictly confidential, aren't you afraid of looking too ill-intentioned if you just go over?" Cheng Xi took out the work card from his bag and took Cao Mo and Chen Chang through the turnstile together, and at this time, there were no outsiders around, so he asked curiously.
At this time, a colleague passed by, and Cheng Xi stopped the man and asked, "What about Minister Chen?"
Cheng Xi didn't want to take Cao Mo to her workstation to arouse onlookers, so she wanted to find Chen Tianxin, deputy minister of the International Department, and let Chen Tianxin take Cao Mo and Chen Chang directly to Li Xiaodong's office.
"Minister Chen, they just entered the conference room - who are they, are they looking for Minister Chen?"
People who work in bank headquarters have a natural psychological advantage of being on top.
The person who was stopped by Cheng Xi glanced at Cao Mo and Chen Chang with vigilant and scrutinizing eyes, and thought that some customer was looking for Chen Tianxin, and asked curiously.
"Oh, they want to see Minister Chen, so I'll take them in by the way, and I don't know what's going on with them," Cheng Xi didn't bother to explain too much, and after perfunctory treatment, he directly took Cao Mo and Chen Chang to the VIP room where customers are usually received and sat down, and then asked, "You haven't answered my question yet!"
"In addition to being able to watch the Lu family brothers' every move up close, this opportunity should not be missed, and also, I just want to behave ill-willed!" Cao Mo looked at the reception room of Xinlian Bank, the leather sofa with delicate leather, which looked quite high-end, sat down and said to Cheng Xi.
Although the Lu brothers have become water dogs, and the main opponents of several joint buyout funds to compete for a controlling stake in Taihua Group are Han Shaorong and Huamao Capital, it does not mean that they can ignore the Lu brothers' movements.
In fact, even if the property rights and control of the collateral and assets have fallen under the control of the creditors after many debts owed by the Lu family have defaulted one after another, as long as the Lu brothers can repay these debts in the future, the creditors are still willing to continue the previous call agreement - not to mention, there are still some unexpired debts, which have not yet defaulted in theory, and the control of the mortgaged assets has not been transferred.
No one is really willing to go to the trouble of dealing with collateral and assets that are heavily valued at a discounted value.
Claims arising from the supply of goods or contracted construction are more complicated to deal with.
As long as it is possible, even if it is even a part of the debt, the creditor is definitely more willing to get cash directly from the Lu brothers.
The management of Taihua Group is a direct cronie supported by the Lu brothers.
If the Lu brothers are not willing to cooperate, even if other families get the controlling stake in Taihua Group, it will not be easy to rectify the management and restore the group's operations to normal.
Although they are still hidden under the surface of the water, at least before several formal agreements are signed, they cannot directly expose the acquisition intention, but he met the Lu brothers unexpectedly at this time, and unintentionally stimulated them to create more obstacles for Han Shaorong to seize the controlling stake of Taihua Group, isn't it also a matter of course?
"By the way, Lu Jiancheng said that to you in front of the tower just now, is it also considering that you have a deep grudge with Han Shaorong, and want to stimulate you to come in and insert a lever?" Chen Chang usually has a lot of contact with Cao Mo with Cheng Xi and Yu Jing, and has taken over the task assigned by Ge Jun in the past few days, and has concentrated on studying the complex creditor's rights involved in Taihua Group and New Taihua Holdings, and at this time he can vaguely guess Lu Jiancheng's intention to say that to Cao Mo in front of the tower just now.
"The enemy of the enemy is a friend, and many times this is an unbreakable truth!" Cao Mo said with emotion.
Cao Mo is not a jealous person.
If it weren't for Zhou Han, he wouldn't have considered letting the Lu brothers go, or giving them something left in the end—after all, that would maximize Tianyue's interests, and even if he kept them to contain and target Han Shaorong, it would be better than killing them completely.
However, now, it is naturally the Lu family that is completely dead, and it is the best Lu family.
"Manager Xiaocheng, are these guests looking for Vice Minister Chen?" A middle-aged woman in a professional suit with a somewhat bloated figure pushed open the door of the reception room, her scrutinizing eyes were hidden behind thick black-framed glasses, she first glanced at Cao Mo and Chen Chang, and asked Cheng Xi, "What are they looking for Minister Chen?"
......Seeing that Cheng Xi was a little at a loss in front of the middle-aged woman with a mean face and a somewhat aggressive attitude, Cao Mo bowed slightly and answered the middle-aged woman's question, "We actually want to find President Li Xiaodong and Li." ”
"If you are looking for President Li, you can go directly to the thirty-second floor to contact the president's office!"
It was a little strange for Cao Mo to find Li Xiaodong but came over to find Chen Tianxin first, but the middle-aged woman guessed that they might know Chen Tianxin, and wanted to introduce Li Xiaodong to talk about something through Chen Tianxin, and she didn't ask anything more, but she questioned Cheng Xi provocatively,
"Xiao Zhou has already informed Vice Minister Chen, Vice Minister Chen will come over after the meeting, you don't want to be in front of Vice Minister Chen's guests again. Minister Gu just asked you to make the report last week! Have you finished it?"
Cheng Xi is not as flamboyant as Chen Chang, although he doesn't really want to pay attention to the woman, but he also responds perfunctorily.
Seeing that Cheng Xi did not move, the middle-aged woman walked away with an unhappy face.
Cheng Xi stretched out his hand and pinched Cao Mo, and said angrily: "They all said that you should go directly to the thirty-second floor to find Li Xiaodong!"
"Who is this person, can he still give you anger in the New Union Bank?" Cao Mo asked curiously.
"She is Wang Chaoyong's aunt, and she has just been transferred from the branch below to the international department as the deputy director of the office - in the international department, and now she looks at me the most. Cheng Xi glanced back at the door closed tightly before he dared to speak ill of the man.
"Ahh
Since the class reunion that was definitely not a pleasant few years ago, Cao Mo thought that he would never have any intersection with people like Wang Chaoyong from now on, but sometimes the world is so small.
In other words, even in Xinhai, which has a population of more than 20 million, the social circle of the middle and upper classes is relatively narrow.
He remembered that Wang Chaoyong had only one uncle, and he was also a promising bureau chief in Qingshan District.
Aunt Wang Chaoyong has the support of the director's husband, and Cheng Xi has ruthlessly rejected Wang Chaoyong's passionate pursuit before, so it is no wonder that she will be displeased; Cheng Xi's "superior" family background can probably only be regarded as "ordinary" in the eyes of Aunt Wang Chaoyong, right?
............
............
After a while, Aunt Wang Chaoyong and Chen Tianxin pushed the door open again.
She pushed open the door and saw that Cheng Xi was still sitting inside, and her wrinkled eyebrows showed a trace of anger, obviously she thought that Cheng Xi was deliberately fighting with herself and challenging her authority, so she deliberately did not return to her job.
She didn't care about Chen Tianxin and the strange customers, and asked sternly and almost hysterically: "Xiaocheng, why are you still in front of Minister Chen's guests, don't you have the work to complete yourself? Let outsiders see it, or do you think that the girls of Xinlian are so frivolous that they can't move their legs when they see a man, what do they look like!"
"Ahem, Director Zhang, pay attention to your words, do you talk like that?"
Many employees at the headquarters are related households with unusual backgrounds, and Chen Tianxin will pretend to be deaf and dumb at this time, whether these people are fighting openly and secretly, or being jealous, and he can't cover his ears and run away at this time, so he can only pull down his face slightly, and "openly" stop Zhang Juan from saying more ugly things in front of Cao Mo.
"......" Seeing that Chen Tianxin, who usually pretends to be a good man and has a scheming stomach, actually reprimanded himself today, Zhang Juan wanted to spill but was afraid that Chen Tianxin was the deputy minister, and his old face turned red, and he was a little at a loss.
"Director Zhang is inexplicably strict, did you see that I couldn't take a step forward, and deliberately attracted my attention like this? It's a pity that I like young and beautiful young ladies, Director Zhang, at your age, if the powder on your face is washed off, you may be able to catch up with my grandma, it's really not to my liking!" Although Cheng Xi is not a character to be manipulated, it is always difficult for young girls to fight against middle-aged women in the unit, Cao Mo met today, so he naturally wanted to stand up for Cheng Xi, looking at Aunt Wang Chaoyong and said with a smile.
"You!" Zhang Juan's old face full of fat powder was distorted with anger.
"Mr. Cao is the guest of honor of President Li and Chairman Yu, and he is also Cheng Xi's fiancé, please pay attention to what you say!" Of course, Chen Tianxin can't let Cao Mo and Zhang Juan have a dispute in the head office, and it is obvious that Zhang Juan provoked it, and he can only explain Cao Mo's identity and his relationship with Cheng Xi to Zhang Juan's "harsh words", and stop Zhang Juan's impulse to spill.
Zhang Juan hesitated.
Cheng Xi's parents are successful people in Xinhai, but they are not taken seriously by her, but what is the origin of Cheng Xi's boyfriend, and he was actually said by Chen Tianxin to be the VIP of Yu Yiming and Li Xiaodong?
Zhang Juan thought about it again, if this young man is really the guest of honor of Yu Yiming and Li Xiaodong, then he came to find Li Xiaodong today, it is necessary to go to the International Department first to wait for Chen Tianxin's introduction?
Thinking of this, Zhang Juan sneered, and said disdainfully to Chen Tianxin:
"Minister Chen is really scared of me, whether he is Li Xiaodong and Yu Yiming's VIP or not, can Xinlian casually let Xiao Qisan insult people?"
Zhang Juan's position in Xinhai United Bank is not as good as Chen Tianxin, but she has the support of the governor's husband, and she usually doesn't take Chen Tianxin very seriously, not to mention that she is also angry with Cheng Xi's attitude and Cao Mo's words, and she doesn't care about it.
Chen Tianxin was so angry that he choked, but he suddenly found that he really had no way to take a middle-aged woman who was about to make a fortune.
"How can I insult you, can't I refuse your harassment!?" Cao Mo stood up, opened the door of the reception room without any scruples, and asked loudly at Wang Chaoyong's aunt, "Could it be that you can still say that I harassed you in the other way - why don't you pee and take pictures of your old face, Cheng Xi and this beautiful young lady are by my side, I'm blind, don't harass them, go and harass you?! ......”
"You!" Zhang Juan suddenly realized that she was not Cao Mo's opponent when she sprinkled, her old face was so angry that she turned her head away, walked into an office diagonally opposite, and closed the door with a "bang".
In the public office area, there are countless heads poking out to look.
“...... Enough, you're not ashamed!" Cheng Xi pulled Cao Mo back to the reception room with a smile, and said coquettishly, "You want to make Wang Chaoyong and his little aunt angry and have a cerebral hemorrhage, this scene is not easy to clean up!"
"That's it, don't you believe that Minister Chen is asked to comment on the reasoning, I'm blind, I won't harass you, and I will go to harass her old woman?" Cao Mo sat down with a hippie smile and smiled with Chen Tianxin, "Let Minister Chen laugh, I am a mixed sect, but I am not afraid of women spilling." ”
"......" Chen Tianxin smiled awkwardly, and he couldn't talk to Cao Mo with some bitterness, so he diverted the topic and asked, "Why does Mr. Cao have time to come to us today, do you really want to see President Li?"
Chen Tianxin was also very confused, Cao Mo obviously knew Li Xiaodong, and if he wanted to see Li Xiaodong for anything, it would not be his turn to introduce him.
"I'm just looking for an excuse to come to your bank to accompany Cheng Xi more!" Cao Mo wouldn't tell Chen Tianxin too much detail, so he casually found an excuse and said nonsense, "I didn't make an appointment with President Li, he is such a busy big man, if I have time, I will go up and rub him for a cup ......of tea;
Chen Tianxin didn't believe that Cao Mo would be so idle or that he and Cheng Xi were really clingy to this point, so he took out his mobile phone with a smile and said, "I don't know if Governor Li is free at this time, I'll call and ask." ”
"Well, I know Cao Mo is here, you are in the VIP reception room, I am here......"
As soon as Chen Tianxin's phone was dialed out for a while, he saw Li Xiaodong push the door and walk into the reception room, sit down with a smile, and said to Cao Mo: "Lu Jiancheng said that I bumped into you downstairs just now, I guess you should have run over to see the excitement - I really can't find an excuse to avoid the Lu brothers, so I can only come downstairs and have a cup of tea with you first...... Minister Chen, it's been a while, why haven't you prepared tea here, won't you even be reluctant to take out the tea?"
"Minister Chen was in a meeting just now, and I didn't dare to ask Cheng Xi to pour me tea and drink!" Cao Mo said with a smile.
"......" Chen Tianxin saw Zhang Juan looking over from her office, and had the heart to clean her up, shouting, "Director Zhang Juan, come over and make tea for President Li's guests!"
There are too many related households in the industry, and Li Xiaodong has no means to cure such a big plate - Zhang Juan can not look at Chen Tianxin's face, but she does not dare to disobey Li Xiaodong in person.
Looking at Li Xiaodong standing in the reception room and talking to Cao Mo enthusiastically, she was secretly shocked in her heart, she couldn't figure out what the identity of this young man was, at this time she stomped her feet with hatred in her heart, and she could only squeeze up a smile that was more ugly than crying and came over, helping to serve tea and water.
This in itself is also the responsibility of office personnel.
"Xintaihua Investment holds two percent of the equity of our bank, which is currently mortgaged to Xinchang Steel Trade Group, Xintaihua Investment's loan to Xinchang Steel Trade will expire in a few days, Xinchang Steel Trade has also sent a letter to our chairman, as soon as the time comes, they will freeze this part of the equity, and ask us to suspend the director qualification of Xintaihua Investment, and also ask us to cooperate with them to go through the equity transfer registration procedures," Li Xiaodong sat down, talking about Lu Jiancheng and Lu Jianchao rushing over today, and there is no need to avoid Chen Tianxin for these things. Zhang Juan was present, and he said directly, "Xintaihua has a relatively low mortgage rate for this part of the equity, and the total amount of principal and interest owed to Xinchang Steel Trade is 150 million, and although our bank has not yet been listed, two percent of the equity net assets are about 300 million - the Lu brothers now have to find a buyer to take over this part of the equity before defaulting." ”
Unlisted banks have a narrow exit channel for equity investment, and there is usually no financial investment that favors unlisted banks, unless the discount is very high.
In the past year, not to mention non-listed banks, listed commercial banks have fallen below the price-to-book ratio of many people, usually compared with net assets, the stock price has to be discounted by six or seven.
Now that the economic crisis is in full swing, there are fears that banks' non-performing asset ratios will rise sharply, which has further weighed on the valuations of unlisted and listed banks.
The Lu brothers now have to find a buyer before the debt defaults, and the shareholders and management of Xinhai United Bank, which already has a right of first refusal, are the best targets.
In particular, Xinhai Union Bank is also actively planning to go public, and to launch a new management stock ownership plan, in fact, it can take over this part of the equity at an appropriate price.
Of course, the top management of Xinhai Union Bank now knows in their hearts that Han Shaorong, who is now one of the major shareholders, is sniping at Taihua.
Half of this part of the equity has been bitten in the mouth by Huamao and Xinhai United Iron and Steel Group, who will stand up to support the management of the stock ownership plan to take over this part of the equity at this time?
Others can hide and not express their position, but it is difficult for Li Xiaodong to hide as the president of the bank, and the Lu brothers came to the door just to think that Li Xiaodong could stand up and push forward this matter with one blow.
Even if there is no plan to secretly set up an acquisition fund, even if Li Xiaodong is usually close to Yu Yiming and has a weak relationship with Han Shaorong, it is impossible to stand up and offend Han Shaorong for the Lu family, which is destined to lose power or even have nothing.
"Since the Lu family brothers told you that they bumped into me, they naturally expect me to intervene to stir up the situation," Cao Mo hugged the back of his head with both hands and said, "Then I'll stir up the situation, how much principal and interest do they owe to Xinchang Steel Trade?
Zhang Juan was half-squatting in front of the coffee table full of resentment and pouring tea, and when she heard the words of Li Xiaodong and Cao Mo, she couldn't help but be a little distracted while being shocked.
Cao Mo stretched out her hand and knocked on the coffee table and reminded Zhang Juan: "Director Zhang Juan, I know that I am relatively handsome, but it is enough for you to peek twice, there is no need to pour water everywhere on the coffee table!"