Chapter Twenty-Three: Successive Frustrations
While Qin Yao was talking to Sun Zhong, there was another knock on the door outside the presidential suite.
This time, it was Xu Yan, a person in charge of a branch of ICBC.
She is quite familiar with Sun Zhong, after the two met, they first exchanged pleasantries, and then with Sun Zhong as a bridge, she and Qin Yao also made a simple mutual understanding of each other.
Soon the three of them sat down.
Qin Yao also got straight to the point this time, and handed the relevant documents about the hotel's equity to Xu Yan before he spoke: "I am wholly owned by this hotel, and I invite President Xu to come over today, mainly to talk to President Xu about the loan!"
Xu Yan did not give an answer at the first time.
She flipped through the documents several times, and only after she was sure that the equity agreement was not forged, did she turn her attention to Qin Yao again.
Xu Yan, the former boss of Zhouhai International, also knew each other, and the relationship between them was also good.
Although she didn't know what Qin Yao used to make the former boss sell this hotel, as far as the current situation is concerned, the young man in front of her is obviously not a good stubble.
"I don't know how much Mr. Qin needs to borrow, what is it for, how long is the loan cycle, and what is the interest rate that he can afford?" Xu Yan asked several questions one after another.
"Five times leverage, the cycle is half a month, the interest rate is according to the regulations of your bank, as for the use, I'm sorry, I can't tell you!" Qin Yao replied, took a sip of tea, and waited for Xu Yan's reply.
"Five times leverage, between forty and five billion, isn't Mr. Qin joking?" Xu Yan was obviously shocked by Qin Yao's words, and the movements at hand froze, and even his voice increased by several decibels.
Xu Yan's thoughts at the moment are exactly the same as Tao Zheng's before.
A hotel with a market value of more than 100 million yuan has five times leverage.
is also a little-known outburst, can Xu Yan not frown.
The point is that Qin Yao is not even willing to disclose the usefulness of the loan, which is completely a problem for her.
Sun Zhong had been sitting next to him, and he had been observing the situation.
Seeing that Xu Yan seemed to be angry, he couldn't care about his relationship with Xu Yan anymore, so he hurriedly stood up to play a round.
"Don't worry, President Xu, my boss is a serious businessman, and the loan is also used for serious purposes, and it will not be used to do anything illegal, please put your heart in your stomach for this point. ”
"As long as President Xu can approve this loan, all the flow of the industry under my boss's name in the future can be given priority to deposit in your bank, which is a win-win deal!"
Of course, he knows what the bank cares about most.
decisively threw a huge bait, the purpose was also to stabilize Xu Yan.
Qin Yao also understood what Sun Zhong meant in an instant, and continued: "In addition to the hotel industry under my name, there is also a listed company, according to the current scale, there is at least 2 billion turnover in the account every year. ”
"In the next step, I am going to invest 10 billion yuan to set up a group, and the annual turnover can at least increase several times, I hope President Xu can seriously consider my affairs!"
Qin Yao sang and harmonized, and Xu Yan, who was flickering, was stunned.
Invest 10 billion yuan to establish a group.
The annual turnover has to be repeated several times.
All the running water is still in her bank.
This special lady sounds quite tempting.
You can take an industry worth one billion yuan and make a five-fold leveraged loan of 5 billion, which is a little more risky, right?
Xu Yan digested for a long time and finally came to her senses.
Anyone can paint a flatbread, the key is that she wants to believe Qin Yao, a stranger who has only met once?
"I'm sorry Mr. Qin, such a large sum of money is not something I can do, if Mr. Qin is willing to do this, I will truthfully report it to the head office, as for how the head office decides, I can't give Mr. Qin an answer now!" Xu Yan replied very tactfully.
Although there was no direct refusal.
But as it stands, it's basically a mess.
In this regard, Qin Yao didn't have any emotions, isn't it normal for this scene to appear?
Then, Qin Yao cast a look at Sun Zhong, who understood, and after saying a few polite words, he sent the guest directly.
Next, Qin Yao met with the heads of the other two major banks one after another.
The results were all unsatisfactory.
This day, before you know it, has come to an end.
"Boss, you don't have to worry too much, as the so-called boat goes straight to the bridge, I believe that you will succeed boss!" Although Sun Zhong was also very discouraged, he still comforted Qin Yao.
"Are you so sure?" Qin Yao raised his eyebrows and looked at him with a smile.
He himself has a few catties and a few taels, of course Qin Yao knows it in his heart.
If there was no system, he would still be the little clerk at the bottom and oppressed.
I didn't have the opportunity to talk to these Venerable Masters at all.
Sun Zhong's words are not lacking in sycophants, but Qin Yao still wants to hear his true thoughts.
"At the banquet last night, the boss promised to raise the wages of all employees, don't be too great at that time!" Sun Zhong gave Qin Yao a thumbs up and continued.
"I have been here since the beginning of the hotel, and it has been more than ten years, starting from the most basic waiter to become the general manager today. ”
"During this period, although there have been countless salary increases, each time it is symbolic, compared with the current prices, far from the current standard, although there are some dividends every year, hehe..."
"Water can carry a boat and overturn a boat, and if an enterprise wants to go further, the employees at the bottom are fundamental. And I happened to see the quality of the world in you, the boss. So I firmly believe that if you follow the boss, we will definitely not suffer!"
As soon as these words came out, Qin Yao himself was stunned.
Qin Yao asked himself, is he that great?
However, Sun Zhong's words also reminded him.
Water can carry the boat and capsize the boat, it turns out that the employees at the bottom are so easy to satisfy, in this case, what is the difficulty in front of them?
Even if not for himself.
As far as Sun Zhong said, Qin Yao must also do this thing.
"Borrow your auspicious words!" Qin Yao nodded solemnly, and then said: "You will still be fully responsible for the hotel in the future, and at the same time, you must be mentally prepared, I am afraid that it will not be as simple as managing a hotel at that time!"
"You can keep this suite for me first, I'll go back and deal with some things first, and I'll move over when I'm done, and I'll have to work hard for you during this time!"
Calculating the time, the place where Qin Yao originally rented and the contract he signed had also expired.
In the past, there were no conditions, so I could only nest in a boarding house of more than ten square meters.
Now, Qin Yao is already a billionaire, and there is no need to save money.
The two chatted for a while, and Qin Yao got up to say goodbye and leave.
Tomorrow, there is still a tough battle to be fought, Qin Yao must prepare in advance!