looked at Chen Mingyong and Yelena's eager and doubtful eyes.

"Say the answer. Fang Chen rolled his eyes helplessly, he felt tired and panicked.

The two glanced at each other, and had to put their doubts in their hearts, they believed that Fang Chen would give them an explanation.

"There aren't many things like today, maybe two or three times in the past two months, and if you agree to their request, you don't have much to lose. Chen Mingyong said honestly.

Originally, the little boy was meant to save money, not to withdraw money, which in itself would not cause any trouble to the bank, and it was a good thing for the bank to have a deposit.

The only thing that involved this opening was opened, or as Fang Chen was ready to do, promised that all Muscovites could withdraw money at any time, and the bank would lose interest for a few days.

There won't even be a few days of interest loss, and it's a big deal to postpone the date of withdrawal by a few days, and I believe that no one will not agree to this.

Huaxia Bank is not involved in any loans, all the money is almost exchanged for US dollars, it can be said that all the money is reserves, and there will be no such thing as other banks, because the loan cannot be recovered, which causes the bank to close down.

In other words, even if all depositors come to withdraw money, Huaxia Bank can still earn more than 20 percent of the money after converting all the dollars in the account into rubles.

Therefore, as before, it is still necessary to keep only one or two million rubles in the account every day as a reserve, in case someone withdraws money in advance.

However, the most important thing is that this kind of thing is indeed an occasional phenomenon, if Fang Chen really lets go of this opening, there will not be too many people who should do this.

Originally, early withdrawals were all things that depositors had to encounter and urgently needed money, and it was really unlikely that they would not need to return the money.

"If you do this, you will be a good man, an angel sent by God to Moscow, the conscience of Moscow, and your glorious image will shine like the sun on the whole of Moscow, and if you can, everyone will naturally be willing to deposit their deposits in Huaxia Bank. Yelena said with a sparkle in her eyes.

In fact, as soon as they finished the calculation, they found that there seemed to be many benefits, but the biggest drawback for other banks is the problem of reserves, but for Huaxia Bank, it is almost equal to nothing, and all the money of Huaxia Bank is reserves.

Fang Chen rubbed his nose, this Yelena is about to become a fan of her own brain, and even the conscience of Moscow said this.

And even if you have any kind of conscience, it should be the conscience of the Chinese people, and as for what the sun is shining on the whole of Moscow, it is even more unbearable, this should be Yeltsin, or Comrade Vladimir.

Finally, it should be said that Luzhkov, the emperor of Moscow.

"The biggest problem is breaking the rules. Yelena said.

Chen Mingyong nodded, this is actually the biggest problem they don't want to agree to, rules are rules, once the rules are broken, it will be infinitely harmful, people have bad roots, if you break the rules for some people, then others will also make more excessive demands, if they all agree, then this rule will no longer exist.

If you don't agree, then the other party will have grievances in her heart, why can you break the rules for a little boy, but you can't break the rules for him.

Hearing this, Fang Chen laughed instead, "Didn't you two understand what you two thought?"

Without waiting for the two to speak, Fang Chen continued: "Actually, this matter, just look at it in two, agreeing that the depositor will deposit the money back in the bank and continue to calculate interest, this is a good thing that has all the benefits and no harm, and it will even attract more Muscovites to deposit the money in Huaxia Bank, but agreeing to this little boy to deposit the money back in the bank is a rule-breaking thing, which cannot be tolerated." ”

"So, I agree with the depositor to deposit the money back, but I can't agree with the little boy to save the money back. ”

"Because of the previous rule, that is, withdraw money in advance, and the deposit receipt will be invalid!" Fang Chen said loudly.

As soon as these words came out, Chen Mingyong, Ye Lina, and Wu Maocai were instantly shocked, and at the same time, they also woke up to the mystery between Fang Chen's agreement and disagreement.

Fang Chen took a deep breath, changing the rules can naturally be changed, but just like that sentence, only to be blessed, only to be powerful, only to be a jade food, and the minister has no blessing to be a powerful jade food!

The ministers have blessings, prestige, and jade food, which are harmful to the family and the country.

In Huaxia Bank, only Fang Chen can change this rule, even if Chen Mingyong wants to change it, they must only get Fang Chen's consent, permission, and authorization.

Of course, if Yeltsin or Ge map are to be changed, Fang Chen probably wants to give them this face.

Otherwise, what did he have to disagree with, to say something unpleasant, he promised this little boy, which only meant that when the time came, the money he would return to him was only a few hundredths of the current value of the money, and it would not do him any harm at all.

Of course, if he doesn't agree, there is a high probability that the little boy will keep the money in another bank.

This is a problem of the times, it is the curse that no one in this era can escape, when the disaster comes, no one can escape, even if Fang Chen has the heart to stop it, he can't stop it, and he can't stop it.

This catastrophe was a seed that had been planted decades ago, and then it took root and flourished under the joint cultivation of the Soviet governments at all levels, as well as by the countries of Europe and the United States, including the Soviet people.

Everyone's choice can only be to go through hardships and be reborn.

After a few breaths, Wu Mao looked at Fang Chen, his face almost drooped to the ground, and muttered: "Then what about the Ninth Master, you really can't bear to look at such a fatherless, motherless, lonely and helpless child, sitting on the ground so pitifully." ”

Fang Chen glanced at Wu Maocai helplessly, and he didn't bother to scold Wu Maocai.

He could probably think that Wu Maocai was in love at this time, and saw himself from this little child, otherwise Wu Maocai was so small-bellied all day long, looking at the character of no one, how could he say good things for others, let alone such a Moscow child who had no relatives and no reason.

"What fate will this little boy face next?" Fang Chen asked Yelena.

Yelena hesitated for a moment, then said, "Either you live on the streets or you will be sent to an orphanage." ”

"It's more likely to be sent to an orphanage. Yelena hurriedly made up again.

After speaking, he wanted to stop, and he wanted to explain but didn't know what to say, for fear that Fang Chen would not believe it.