Even Chen Wei himself had a hard time figuring out what negative price trading was, let alone a layman like Zhang Chuankai.

Chen Wei briefly explained a few words to him, but the more Zhang Chuankai listened, the more confused he became.

The brain just can't turn around.

Chen Wei was very helpless, so he could only tell him that if the international crude oil really fell to a negative price, then those of them who bought crude oil shellfish would have the risk of liquidation.

Chen Wei has learned that the crude oil shell wealth management product launched by Guohua Bank has no leverage.

Normal futures products are all margin trading, but the leverage ratio is different, so if the futures price falls too much, it is easy to liquidate.

Theoretically, as long as the customer does not stop the loss, he can carry it all the time, and he only needs to move the position for another month before expiration.

However, now there is a negative price transaction, once the crude oil really falls into a negative price, then the customer's book may become negative, which is often referred to as liquidation.

If the position is liquidated, the bank will definitely require the customer to make up the funds, otherwise it will be liquidated.

In this way, the customer's loss will be irreparable, even if the crude oil price rises again in the end, it has nothing to do with the customer.

That's the potential risk.

And this risk is quite large, theoretically speaking, not only to lose the principal, but also to build money in it.

Although Zhang Chuankai hadn't figured out what a negative transaction was, as soon as he heard Chen Wei say that it was not enough to lose the principal, and it was possible to continue to lose money, Zhang Chuankai was anxious.

He couldn't resist his daughter-in-law this time, so in desperation, he gritted his teeth and took out 50,000 yuan and handed it to his daughter-in-law to invest in crude oil shells, thinking that it would be a big deal to lose all the 50,000 yuan, although it was also very painful, but it would not be bankrupt.

But if you lose all 50,000 yuan, you have to continue to pay more, and it is unacceptable to say anything.

Zhang Chuankai is a person who does not like to take risks.

During this time, international crude oil rose in a wave, although it was not big, but it also made his wife earn some money.

Especially last night, the crude oil market rose sharply, and his wife directly earned five or six thousand yuan, which was enough to catch up with his monthly salary.

His wife was so excited that she couldn't do it, and she told Zhang Chuankai vigorously that she was fortunate that she didn't listen to Chen Wei at the beginning, otherwise, she would have made less money.

Although Zhang Chuankai didn't agree with his wife at that time, he didn't have this idea in his heart.

Now that Chen Wei said this, Zhang Chuankai became worried.

He would rather not earn this money than lose it.

Zhang Chuankai asked Chen Wei carefully, whether this crude oil shell will really fall into a negative price, whether it is really possible for him to lose all the principal of 50,000 yuan, it is not enough, and he has to continue to lose money, and asked Chen Wei again, what if he really loses a lot, and then has no money to repay.

Chen Wei couldn't answer these questions.

He hadn't read the contract for the crude oil shell, how did he know what the bank would do in the end.

As for whether crude oil will fall into a negative price, no one dares to guarantee this.

Even his skills may not be 100% guaranteed, and there is still a certain probability of deviation.

Not to mention others.

Therefore, Chen Wei can't guarantee Zhang Chuankai at this time that the crude oil shellfish will definitely fall into a negative value, but it is just that there is such a possibility now.

Chen Wei finally told Zhang Chuankai bluntly, anyway, the risk had already told him, what to do, let him make his own decision.

After hanging up the phone, Lian Yingying on the side shook her head and smiled, and said: "You are really idle, this kind of thing, if the price of crude oil really falls, it's fine, if it doesn't fall, you let the family sell the crude oil, and when the time comes, people don't know how to bury you." ”

Chen Wei also smiled bitterly and said: "Coach Zhang is good, he is very responsible, he has worked hard to earn those two money, and I really can't bear to see him lose it." Anyway, what should have been said has already been said, and he still doesn't listen, it's his own business. ”

Lian Yingying said again: "You said that you are a big boss with a net worth of tens of billions, and the big deal of billions is not enough for you to worry about, and you have to worry about these trivial things, and the key people are likely to not appreciate your affection, let me tell you what is good." Then again, that Coach Zhang, don't you know that you are a big boss with a net worth of tens of billions?"

Chen Wei thought for a while and said, "I shouldn't know, I didn't mention it to him anyway, Xiao Ru's side, Xiao Ru shouldn't know much, right?"

"I just don't know. You said that if he knew, what would he think? In other words, you, an investment tycoon with a net worth of 10 billion yuan, personally called him to remind and explain, if you say this, will anyone believe it?" Lian Yingying said with a strange expression.

Chen Wei really didn't think about it.

Speaking of which, he is indeed an investment boss with a net worth of tens of billions now, and Zhang Chuankai is just an ordinary driving school instructor.

If Zhang Chuankai goes out and says that he knows a big boss with a net worth of tens of billions, I'm afraid that people will laugh at him for not waking up.

Not to mention, this investment tycoon with a net worth of 10 billion yuan also called him personally to explain some investment issues.

Thinking about it from Zhang Chuankai's point of view, life is indeed wonderful.

From Chen Wei's point of view, this is actually very common.

Chen Wei just thinks that Zhang Chuankai is not bad, so he will associate with him.

And if Zhang Chuankai really looked groveling in front of him, boasting in front of outsiders, and even swaggering and deceiving under the banner of Chen Wei, then Chen Wei would have ignored him a long time ago.

Chen Weiwan smiled, and then said with some emotion: "I hope that Zhang Chuankai will never know my identity, so it's good to treat me as an ordinary friend." ”

"I don't know if you feel that the more money you have, the fewer friends you have. Even Yingying sighed.

Chen Wei was stunned for a moment.

He hadn't really thought about it.

The main thing is that he had very few friends before, even less than now.

Because of this, his feelings are not very obvious.

But in fact, if you think about it carefully, even Yingying's words are not unreasonable.

Don't talk about it from afar, just talk about Chen Yunbo.

It was one of the few good friends of Chen Wei.

But since Chen Wei told him that he wanted him to be the manager of Tianrun's technical department, Chen Wei could obviously feel that Chen Yunbo's attitude towards him had changed subtly.

In addition to being close, Chen Yunbo faintly had a little more respect for Chen Wei.

That subconscious respect that employee has for his boss.

Because of such a relationship, the originally pure friendship between the two will no longer be as pure as before, and it will inevitably be mixed with some other things.