"Mr. Han, what does it mean to give money to users?"

Niu Ba still doesn't understand the words of South Korea and North Korea

"As you say, you don't understand the significance of Gui's practice. ”

"If it's a small company now, we can take it for granted that they're trying to cheat money. ”

"There's a good saying, you want my interest, but I want your principal. ”

"Some time ago, it was not exposed that people in some places were using this high-interest model to defraud their parents and fellow villagers of their money. ”

"It's just that now the model has moved from offline to online, and that's it. ”

"But Guishi is different, their family has a big business, and they don't lack money at all. ”

"If you want to say that Guiying is defrauding users of money, I think everyone should not believe it. ”

"After all, deception is a one-shot deal, and it is impossible to do this. ”

"Now Guishi is to grab our share, and if we fight in the same way as him, we will be led by the nose by him. ”

"Our payment pass has come to this day steadily, step by step. ”

"Alitong, Taozuan, and Weichat are all one product. ”

"Gui people get interest, but it's just icing on the cake. ”

"But if Alipay lends money to users to spend, it is a relief in disguise. ”

"The icing on the cake is never as good as sending carbon in the snow. ”

Han Chao took a sip of tea, smiled and said.

"What does Mr. Han mean is that we use the Alipay platform to lend money to users?"

"And then charge a certain amount of interest?"

"But if that's the case, it's also a question of whether the money lent out can be recovered. ”

"If the bad debts exceed a certain percentage, then our move is more dangerous than Guishi's. ”

Charlie took Han Chao's words and hurriedly said.

It's true to send carbon in the snow, but if the risk factor is too large, it's really not appropriate.

Niu Ba and Zhang Hu also nodded, expressing their agreement with Charlie's statement.

"As I said earlier, we have a product called Paypass. ”

"Analyzing the user's economic level from these products, with our current big data, it should be no problem, right?"

"Credit cards, you should all know, right?"

"We are now using big data to open a function for some high-quality users of Alipay, called Huabei. ”

"As long as the user opens Huabei and pays this month, we will give him a cover-up, whether it is online or offline. ”

"This month's flowers, next month's return. ”

"Isn't this a good solution to the stickiness problem of Paypass?"

"If the user really doesn't have the money to repay, it doesn't matter, pay a minimum payment, and then we will calculate the interest. ”

"Of course, we can't open all of them for the time being. ”

"And the quota that is open to everyone can't be the same. ”

"Those who have a house and a car can easily identify it through the payment pass, and this can be a little higher. ”

"It's still a student, give a little 500 thousand yuan. ”

"If the credit is good, the quota will be raised in the future. ”

"As for the money you said, it is not open for the time being, and when we mature in the later stage, we will open it again, and then we will name it Borrow. ”

"If that's the case, do you think the risk factor is high?"

Han Chao looked at Niu Ba, Zhang Hu and the others, and said with a smile again.

"Mr. Han's proposal is very good. ”

"We don't approve of this approach of Qian Bao this time. ”

"But if we don't do something, it doesn't seem right. ”

"Mr. Han's idea of sending carbon in the snow is very good, and even if there is a real problem, it is controllable for us. ”

And this approach is another big gimmick. ”

"If this path works, the payment will be more sticky. ”

Zhang Hu also smiled and said.

"Let's go down and arrange, remember that we are original and can't be led by the nose by our opponents. ”

"Let's just watch quietly how Qian Bao manages to get their game down. ”

Han Chao smiled again and said.

。。。。。。。

As soon as the big news of Qianbao came out, for some users who had spare money, it was still a little exciting.

Anyway, Guishi is a big company in Yanguo, and it is still guaranteed.

Why don't you put some money in the money treasure and try it first?

Where there are interests, there are people.

In just a few days, Qian Bao also attracted a lot of money.

However, for the time being, the large amount of money is not much.

Just like at the beginning of Alipay, not many people will put so much money into it at once.

The people of Yanguo are still very cautious.

In fact, this caution is a bit redundant.

Such a well-known large company, if it cheats money from the beginning, it is too low-level.

All scams start with the idea of giving users a taste of the sweetness first.

Casting a long line to catch a big fish is a slightly more advanced trick.

In recent times, the number of users who have withdrawn money has increased significantly.

Of course, not all users will directly transfer it because there is a lot of money there.

For some small business people, their money is not so easy to plan.

After all, the money treasure is regular, even if it is a month's regular, it is also regular.

Paypass is different for the time being, you can withdraw it at any time, and the income will be settled on a daily basis.

。。。。。。

"Dad, I'll just say this trick works, right?"

"You see that our money treasure is much higher now, and with this money, if we engage in real estate at that time, we can also plan reasonably. ”

"We don't have the courage to learn this trick. ”

This will be Gui Wuji, sitting on the sofa in Guiying's office, and said with a smile.

"Don't be too happy. ”

"South Korea and North Korea can get to this day, and they still have some ability. ”

Guiying also smiled and said.

However, his attitude towards his son will be very different from before.

"In terms of picking up girls, he still has a lot of skills. ”

"After all, Xia Yue and Liu Qingyi are two women, she can divorce. ”

Gui Wuji smiled again and said.

It's just that in this kind of laughter, there is some sadness that only he knows.

This Han Dynasty, whether it is Xia Yue or Liu Qingyi, as long as they marry him, they will be Wuji.

He didn't dare to guarantee that when he was socializing outside, he wouldn't play with other women.

But divorced, he felt that he would not be stupid to that extent.

Let's not talk about whether you love it or not, two women are definitely helpful to their careers.

He can play friends with beautiful women, play ambiguous, and even accidentally sleep.

But we still have to be very cautious about getting married.

There are thousands of beautiful women, but there may not be many who are beautiful and rich and powerful.

"This South Korean and North Korea are indeed too arbitrary emotionally. ”

"Although the summer is gone, with the means of summer, there must be a lot left for Xia Yue. ”

"And Xia Yue is indeed very good among the female streamers. ”

"To tell you the truth, if it weren't for the news between her and Han Chao, I would have thought about proposing marriage to you in the summer at that time. ”

"As for Liu Qingyi, the Liu family has been able to live in Yanguo for so many years, and it is still very beautiful, needless to say. ”

"However, the Liu family also has shortcomings, there are too many children and grandchildren, and sometimes they are not united enough. ”

Guiying also took his son's words and said with a smile.

When Gui Wuji heard his father's words, he felt even more painful.

Proposing to the summer?

Why didn't you do it earlier? If you had done it earlier, there might have been nothing to do with the ROK and the DPRK.