Chapter 178: Opening an Account

"Mr. Jing, please!" Wei Chenjun smiled and invited Jing Gao to taste Jialin Lou's signature dishes: all kinds of raw Menghai.

Counting dosbo, lobster, scallops, sea bass, etc.

Although Wei Chenjun settled on Hong Kong Island, he received a Western education. She went abroad in high school, attended college at MIT, and later worked in investment banking on Wall Street. But she is very skilled.

Regardless of whether Jing Gao has $1 billion in funds, she doesn't need to question it, she will always see the truth.

"Mr. Jing, try this dim sum again: Sicilian red shrimp xiaolongbao. A popular classic. ”

"Well, thank you!" Jing Gao tasted the chopsticks and slowly ate the xiaolongbao.

It was past ten o'clock in the evening after dinner, and it was nearly eleven o'clock. It's not that Wei Chenjun is waiting for Jing Gao to have dinner, Jing Gao doesn't have such a big face. Instead, her schedule follows the opening time of the U.S. stock market.

"Mr. Jing, see you tomorrow!" Wei Chenjun shook hands with Jing Gao and left in a car at the door of the Peninsula Hotel.

Itaka smiled and turned and entered the Peninsula Hotel.

According to the way it is written in the online article, if he is a person who "loves flowers", he will have to wear gold-wire glasses, comb his hair parted, wear a handsome suit, hold his hand to his nose and smell it, and the fragrance will linger. Wei Chenjun is indeed very beautiful!

But the person in life who is so pretentious?

Jing Gao didn't take that lightly. Enjoying life and mingling with the flowers are two different concepts. The latter is a subset of the former. Life is not only about poetry and distance, but also about reluctance. In the same way, happiness in life can only be obtained by interacting with women, but also friends, a sense of accomplishment, interests, etc.

Jing Gao didn't know if he was happy because Weiwei's answer that she almost agreed to be his girlfriend made him happy, or if he could come to Hong Kong Island and swipe the unlimited card unscrupulously, all the rules and confinements were broken and extremely comfortable.

In short, he is in a very good mood right now.

In the hall, Xiao Qiao and the bodyguard Fu Ye greeted him. Xiao Qiao saw Jing Gao's face full of spring breeze, and said curiously: "Mr. Jing, have you talked about it?"

Of course, Itaka will not bring Xiao Qiao alone to Hong Kong Island. Now is not the time for him to go to Ganga Lake Medicine alone. Little Joe also brought an assistant who was proficient in English. The little girl is a professional English level 8, with a translation level in spoken English, and an accounting qualification certificate.

When she and Fu Ye came, they both took economy class.

On the Internet, it is 985 per capita, and the annual salary is more than one million. But the real annual salary of 500,000 yuan is not so easy to get. You have to have excellent skills and qualities. And it takes hard work and a lot of time.

Some people are very dissatisfied with Ma's father's view that "996 is a blessing". All sorts of witticisms, ridicule on the Internet. But let's be honest, it depends on how much money you give. If you can earn five or six hundred thousand yuan a year, you don't go, and some people want to go.

And most of the ridiculers are estimated to not even be able to pass the interviews of Alibaba, Huawei, and Tencent, and they don't even have the qualifications for "996".

It's not that easy to make money.

Jing Gao nodded to Xiao Qiao and said, "Tomorrow at 10 o'clock in the morning, I will go to her office in Central to verify the capital and sign the contract." According to her rules, the annual management fee is 3%, and the excess income is calculated separately. ”

"Grab the money!" Xiao Qiao calculated in his heart, the annual management fee is 30 million US dollars! Walking on long legs, he followed Jing Gao upstairs, and the room of the Peninsula Hotel has been opened.

"Pick a bank tomorrow. I transferred the funds. ”

Where did you get the funds? Xiao Qiao suppressed his doubts and said, "Okay, Mr. Jing." ”

...

...

Hong Kong Island has a well-developed financial industry, with more than 150 large and small banks. It is divided into licensed banks, restricted license banks, and deposit-taking companies. Only licensed banks are allowed to use the name "Bank" without restriction.

Licensed banks are allowed to carry on the following businesses: current and savings deposits, accepting deposits of any amount and maturity from the public, and paying or accepting cheques issued or deposited by customers.

Restricted licence banks are engaged in merchant banking and capital markets activities and can accept deposits of HK$500,000 or more for any maturity.

As for "deposit-taking companies", they are all subsidiaries of banks. It is mainly engaged in a variety of specialized businesses such as private consumer credit, commercial loans and securities.

The first problem Idaka faced was to pick one bank out of more than 150 banks to provide him with financial services.

First, banks in the United States and its juniors (the Five Eyes) can be excluded. How long has it been since the Prism Gate incident in 2013? His brain didn't get into the water.

Secondly, he didn't want to check his bank statements anymore. Originally, there was nothing wrong, but after checking too much, there was something.

Wu Jingshu, who is also a translator and accountant, suggested: "Mr. Jing, then choose a Swiss bank." Although on 6 May 2014, Switzerland signed the Declaration on Automatic Exchange of Information in Tax Matters with 46 countries, marking the end of more than 300 years of secrecy in the Swiss banking sector, they are still better kept confidential than other banks. ”

Idaka said: "That's the Swiss bank!"

A few people took the Peninsula limousine to the Swiss Bank (UBS) at the Central Tower.

It was a twenty-seven or eighteen-year-old man who spoke Cantonese, and enthusiastically led the three of them to a small reception room, serving tea and pouring water, "What business do you want to handle? You can call me Owen." ”

Jing Gao drank tea and said, "I want to open an account in your bank." ”

Owen quickly switched to Mandarin and said, "Hello, sir." My Chinese name is Xu Yanghong. It's a pleasure to serve you. ”

The next account opening process went smoothly.

This surprised Idaka a little. Now speaking Mandarin on Hong Kong Island, it is unlikely that they will be called "Ah Can" and "Beigu", and we are now rich people. The value of the renminbi has long surpassed that of the Hong Kong dollar.

But it's normal to be blindsided, or not to be well serviced. Therefore, he and Xiao Qiao deliberately brought Wu Jingshu, who was good at spoken English. I don't think this bank's relationship manager has a good work ethic.

"Mr. Jing, this is your bank card. Xu Yanghong politely presented the bank card. I sent the Itaka line out of the door. Just now, Jing Gao had already informed him that he would transfer a sum of money to this account later.

The driver slowly started the Mercedes and headed for the Bank of China Building not far away. Wei Chenjun's office is located here.

In fact, as a company that roams the stock market, bond and futures markets, there is no need to crowd into Central in today's era of developed Internet and mobile phone networks. However, setting up an office in Central, where every inch of land is at a premium, shows her strength even more.

Jing Gao took out his mobile phone, and before he came, his commonly used mobile phone number had opened various services and opened Alipay for transfer.

According to common sense, the figure of $1 billion cannot be transferred at all. Moreover, his Alipay is a RMB account. But in his operation interface at this time, the road was unimpeded, and the funds arrived smoothly.

After a few moments, a text message from UBS came in: Dear Mr. Jing Gao, your account has received $1 billion.

At this time, the group also arrived in front of the Bank of China Tower.