Chapter 201: When Real Estate Is Motionless
"Invest in the Magic Farm project? Ahem, Fujita, I'm going to call it Happy Farm.
But it doesn't matter, Sumitomo Bank is pumping its head, and Fillson told me that the consortium is withdrawing money on a large scale. ”
Fujita really can't say anything about the boss's complaints. Although he is said to be himself, however, because of his long stay in the United States, it is difficult for him to understand his compatriots.
If you have to say that my investment in a foreign country is successful. Aside from investing the money in the White family, there really aren't any success stories.
So, William White wanted to raise money. The one who wants to lend money to this guy the most is himself.
Ahem, what do you say? This guy often picks up the wool of Ben, don't those consortia have a certain resentment?
Well, it's a strange place, and the harder you clean him up, the more respect he will have for you. If you show a cowardly and incompetent side, it will be miserable.
It is their tradition to bully the weak, and it is the norm for the superior to bully his subordinates and for the senior to bully the junior. If you watch Japanese dramas, you will find that most people actually don't think so.
If this Nima were in another country, the producers would probably vomit blood. How can you have a bad outlook, how can you let you play.
"Boss, your credit is very strong. However, they don't agree with you using a building in Tokyo as collateral.
If they can, they're willing to buy shares, or you can finance the Happy Farm project. ”
"Ahem, this is, don't they know, this project is extremely risky.
If you make it clear to them that there is no money, within three years, there is a high probability that there will be no profit. ”
Not to mention William White, Filson and Jason Gao were also surprised. What kind of farm and logistics is the boss, how unreliable it is.
That's it, and it can actually attract my own investment. Isn't the new headquarters of the legendary world in Tokyo?
The corners of Fujita's mouth twitched slightly, and these people still hadn't figured out the situation. For the current consortium, real estate and land are negative equity.
Yes, you read that right, it's not a question of whether the price goes down or not, this is Nima's negative equity.
Before '91, if you mortgaged your property to a bank, you could get a loan of up to 120% of the valuation, and the interest rate was extremely low.
As for now?
If you're lucky, you'll get seven percent off. That's it, the amount can't be too big. If you plan to borrow a billion yuan, take out a property with a valuation of two billion, otherwise, it is impossible to extinct it.
"Boss, Darong, who bought this Yaohan, now I don't recognize the grandmother who is at a loss.
Property tax is close to 1.5% per annum, plus those bank interest. Owner, this is far more than the price of the rent. ”
William White glanced at Jason Gao, that means, your melon mother-in-law, if you buy the real estate of this book.
"Boss, there is also a property tax in Xiangjiang, so don't expose your scars. ”
"Okay, okay, I'll tell you a secret. Do you know why it's called real estate?" Seeing that the three of them were all concerned, William White said infinitely13: "Real estate, even when you want to move, you can't move."
Hahaha, I can't move, I want to hold you until I feel your hairline, there are traces of snow" Listening to the song of panic guns, the three of them fainted together. Damn, can you talk well!
"Back then, a dilapidated palace could buy the entire Maple Leaf Country.
I said Fujita, what did you think about the thing that stayed inside?
If you don't hurry up at this time, what are you waiting for?"
"Ahem, boss, it was a valuation at the time. If it does sell, it's a bit ......"
"Okay, okay, if you don't want a property, you don't want a property. Tsk, don't say it, with this tax in the way, it is really impossible to engage in real estate. ”
"Yes, not only is it heavily taxed in the holding link, but even in the transaction link, the tax is also outrageous.
Most of the banks that have collapsed recently have problems with this. ”
At this point, Jason Gao is actually pulling the calf. Although Hong Kong also has a property tax, even in a very different way. If this method is also adopted, the property market will definitely not be so miserable.
It is said that the money is collected according to the valuation of the property. Theoretically, if the rate of return is less than 2%, you don't have to worry about maintaining a house. So, even if the interest rate on the loan is low, there will be no investment.
Ahem, well, there were a lot of local tyrants from the Big Rabbit Country who invested later. Tsk, let's be honest, don't look at the price is very affordable, this Nima is a big pit.
Yes, property prices in Tokyo are cheaper than in the magic capital. In this way, it does belong to the value depression.
However, even if you don't need a loan, it may not be cost-effective.
Hehe, I really thought that Xiao Yuben was so kind and didn't set investment restrictions. After 50 years, the tax you pay is basically the same as the price of your property.
Do you know that the bank can't hold up for Mao?
I don't have the money to pay taxes!
Deposits have been at zero interest for so many years, and if you can buy a house and support your retirement, the banking system of this is where so much money comes from.
Should this tax be levied?
Let's put it this way, listen to and learn from Xiangjiang, so good, how to rise and how to rise. Property tax is tied to rent, and you are not so much talking about property tax as you are talking about rent tax. If this burden is not thrown directly at the tenant, you come to me to reason.
As for the model?
This Nima is a nuclear bomb-level disaster.
If you do do that, well, the loss of capital is the sum of three years of GDP. If you think the loss is bearable.
God, if this money is used to build aircraft carriers. This is too Nima magnificent, and there is a fight with Lao Cao, who burned Chibi.
Rules are rules, and it is definitely not a good thing to change them hastily.
What, it's not fair to young people!
Ahem, that's a fact. However, have you ever thought that the property price in this book is so low, and someone buys a house for Mao or Mu! Is it really dignified to live in a capsule hotel?
Let's say you have an apartment in Tokyo worth 300,000 US dollars. That's pretty much what you earn for ten years without eating or drinking. The tax fee is about 5,000 a year and 50,000 yuan in 10 years.
Ahem, the rent of a house at this price is less than 2,000. Excuse me, is this a stupid thing to buy?
No one will make a lump sum payment, and the loan term is fifty years, which is not uncommon in this world. Fifty years later, the interest rate will at least double, if it is low.
Gosh, plus interest and taxes. Fifty years later, you'll pay at least $900,000 for the house. That's 30 years of not eating or drinking.
In the case of low interest, low property prices, and acceptable rents, no one buys a house for Mao, and the reason is here.
What, your annual salary is 100,000 US dollars.
When I didn't say anything, I had a house of my own, it was really fragrant.
What Fujita told William White was this. At present, few people have an annual salary of 100,000 US dollars. In this way, the recession of real estate and land is simply self-evident.
What kind of people are the banks, if you want them to be pick-up heroes, you can't be the father of the United States.
"Okay, Fujita, let's do Series A financing. Alas, I've been losing a lot lately, so let's see if we can make up for some blood, Filson, you and Fujita can sum it up. ”
The two odd-looking guys went to get busy, and William White didn't care. Come to think of it, the two guys will definitely complain. I've seen someone pretend to be 13, but I've never seen someone pretend to be you. If you are also considered to have suffered heavy losses, is it time for Soros to jump into the sea.