Chapter 077: I want to find a house around the car dealership

The second-hand car dealer only pays the compulsory insurance, or does not have insurance, and will return the insurance when selling the car, so that it saves another sum, and you will do the same when you are a car dealer.

"Oh, I see. Fei Ze said with a smile, "Manager Sun gave me the compulsory traffic insurance, what insurance do I need to buy?"

"Car insurance is divided into compulsory traffic insurance that must be bought and commercial insurance that can be bought or not, and can be matched at will. Fang Yuan understood that Manager Sun gave Fei Ze the compulsory traffic insurance, and Fei Ze had a headache about what kind of commercial insurance to buy, and how much to buy.

"Yes, exactly. Fei Ze said, "If you don't buy it, you can't do it, and if you buy it, you're afraid of buying the wrong one, and it's a waste of money to buy, so it's a headache." ”

"I'll give you an analysis one by one, and you can refer to it. ”

There are four basic insurances and more than a dozen additional insurances in commercial insurance, which are very complex and have many pitfalls.

At this time, Fang Yuan's car dealer system showed its advantages, and all the information appeared in his mind.

First, decide which commercial insurance you want to buy.

Fang Yuan believes that the type of commercial insurance to buy should be judged based on one's own model and purpose, the money in one's pocket, one's own driving skills, and the road conditions in the city.

Fei Ze bought more than 200,000 X-Trails, not 8,000 Jetta, not 5 million Rolls-Royce, of course, the three will not buy the same commercial insurance.

For a luxury car like Rolls-Royce, a scratch has to be fully painted, which costs more than 100,000 or 200,000 yuan, the goddess of the front of the car is 80,000 yuan, and the customized one is also hundreds of thousands, of course, buy full insurance.

Fei Ze's car is not that expensive, but he wants to travel around the country by car, and he can't be careless.

First of all, considering that he wants to travel across the country and the congested road conditions in Dahai City after returning, Fang Yuan suggested that Fei Ze should first buy three insurance, car damage insurance, car personnel liability insurance, and no deductible.

This ensures that if Fei Ziser hits a pedestrian or vehicle, the insurance company can cover the loss for him.

"Theft insurance is also necessary. Fang Yuan felt that he still had to buy theft insurance, after all, sometimes he parked in the wilderness, buying a theft insurance would have more protection, and he wouldn't have to buy it again in the next year.

"Well, I remember. Fei Ze turned on the note function of his mobile phone and recorded the few items that Fang Yuan suggested he must buy.

The second is engine wading insurance, Fang Yuan feels that this is not very necessary, save a little if you can, don't go to places with rivers, lakes, and puddles.

Pay attention to low-lying areas when parking and check the weather forecast.

"Scratch risk and glass breakage risk alone depend on your personal will, but I don't think it's at the level of Rolls-Royce, it's really unnecessary. "Fang Yuan thinks that scratch insurance and glass breakage insurance alone are very useful for imported luxury cars, and there is no need to buy them at the household level like ours.

There are also strange spontaneous combustion insurance, inability to find a third-party special insurance, compensation insurance for expenses during repair, liability insurance for mental damages, liability insurance for goods on the vehicle, insurance for designated maintenance plants, insurance for the loss of new equipment, etc.

Fang Yuan thinks that Fei Ze's X-Trail is only a few years old, and he doesn't pull goods, so the auto repair shop chooses his own and doesn't change expensive equipment, so he basically doesn't need to consider these types of insurance.

Fei Zelin listed it in a variety of ways, and after remembering Fang Yuan's suggestion that Fei Ze buy commercial insurance has three types of insurance, theft insurance, car damage insurance, on-board personnel liability insurance, and no deductible, and then Fei Ze asked Fang Yuan: "How much do you buy?"

"When driving on the road, no matter how careful you are, the chances of hitting people or cars on the road are not low. Fang Yuan believes that the amount of compensation for the three insurances is the most important, after all, big things such as hitting people, killing people, crashing cars, and hitting luxury cars all rely on this type of insurance.

Therefore, Fang Yuan suggested that Fei Ze save money and never save in this aspect, when traveling by car across the country, it is best to buy more than 1.5 million for the three, even if it is changed to 1 million in the second year after returning.

"Yes, you're right, I'm not going to pick on that. Fei Ze nodded, very much agreed with Fang Yuan's suggestion, he knew that buying a higher amount of insurance could be regarded as giving himself more protection and improving his ability to resist disasters, he felt that it was worth it.

Fei Ze turned off his phone and looked at Fang Yuan with a strong thanks.

It's no wonder that Fei Ze is so excited, with Fang Yuan's suggestion, he bought the most satisfactory model, and took the trouble to analyze the type and amount of insurance for himself, so as to ensure that he would not panic if he encountered something bad on his journey.

It didn't take long for Wang Zhi and Sun Yanming to come back, and when they heard about Fang Yuan's recommendation of insurance to Fei Ze, Wang Zhi was also very curious, and shouted for him to give him a set too.

"What are you in a hurry?" Fei Ze pulled Fang Yuan and walked out, "Let's go eat first, say at the dinner table." ”

"Brother, forget about eating, when you come back, I'll pick you up. "Fang Yuan didn't give Fei Ze face, he was scared.

According to the posture of these people, if you go to eat today, you will definitely drink too much, and it is a trivial matter if you can't go to work tomorrow, what if you drink yourself into the ICU?

"No, let's drink and sing today. Wang Zhi gave the other two brothers a look, he himself rushed to the other side of Fang Yuan, and the two of them set up Fang Yuan and walked out of the door.

Wang Zhi's two brothers got the order of the eldest brother and pounced on Liu Liang and Sun Yanming like wolves.

One of them grabbed one and walked out, as if they were afraid that Sun Yanming and Liu Liang would run away.

Liu Liangmei followed, without the persuasion of others, he walked faster than anyone else.

Sun Yanming was anxious, and shouted in a panic: "Don't pull, don't pull, I'll close the gate and lock ......"

......

Wang Zhi's Audi A4allroad and Fei Ze's X-Trail bought, if there is compulsory traffic insurance, in fact, customers can drive away without transfer.

Sun Yanming was worried that Wang Zhi and Fei Ze would drink and let them drive, so the seven of them got back into his Octavia station wagon.

Sun Yanming drove out of the parking lot steadily, and Fang Yuan, who was pulled by Fei Ze and a few people to sit in the back row, suddenly said to Sun Yanming: "Manager Sun, my rent is about to expire in a few days, and I want to take half a day off to find a house." ”

"Okay. Sun Yanming agreed very happily, he knew that Fang Yuan's place was too far away from the car dealership, and he had to get up at six o'clock every morning and squeeze the bus for a few hours to work, and asked very intimately, "Is there a suitable place?"

"No, I'm looking for a house near the dealership. ”

"Manager Sun, I have to ask for leave in a few days. Liu Liang, who was sitting in the co-pilot, hurriedly turned around and said that he wanted to go with Fang Yuan to find a house.

"Yes. Sun Yanming knew that Liu Liang and Fang Yuan were fellow villagers and had a good relationship, and he was also very happy when he criticized him, "Or you can drive my car when you arrive, so it will be more convenient." ”

"Drive your car?" Fang Yuan and Liu Liang both had driver's licenses, especially Liu Liangxian was very excited.

"Fang Yuan, do you want to find a house around here?" Wang Zhi suddenly said, "I have a suite in Qianyuan Community, and the rent will expire at the end of next month, and those who rent a house will go back to their hometown, you can take a look." ”

"What a coincidence. "Fang Yuan has heard of the Qianyuan community, and it seems to be seven or eight stations away from the car dealership, although it is a little far, but it is much closer than where Fang Yuan and the two of them used to live.

Moreover, the Qianyuan community is a high-end community, and the greenery, environment, and public security are all good.