Qin Fei looked at Yao Ming, and really couldn't figure out how he could borrow a campus loan.

It's unimaginable.

About Campus Loans.

Qin Fei still understands something.

After all, children from poor families sometimes really have no money to eat, and they are embarrassed to borrow from their classmates.

It's really convenient to use this.

However, the interest in it is really ridiculously expensive, even more exaggerated than usury.

Qin Fei used it once, borrowed a hundred, and it became 200 in a week, and he didn't dare to use it anymore.

This is a lot of criminals, taking advantage of students' lack of financial literacy to induce or even deceive them into excessive consumption.

As a result, they make huge profits from students, and some girls are even forced to lose their lives to pay off their debts.

This is all a common occurrence.

They also have a variety of ways to advertise, and the school campus network has their rolling ads.

And this information often appears on the toilet panels of schools.

Here I have to remind all my classmates and friends again, the information that appears on the toilet door.

It won't be a good thing, or it's all shady, deceitful, and illegal.

You think about it.

Would any normal message advertisement be written in a place so filthy as the toilet.

"What kind of drug viagra guns and ammunition, what kind of innocent beauties, provoke train models, sister next door..."

I really don't want a word, and I have learned a lesson in blood and tears.

Although Yao Ming is tall and mighty.

The brain is actually average.

And his family conditions, how to say, are more than enough than the top.

Parents are just average working-class people.

Let's go up for well-off families.

He is the only son in the family, and his parents love him and dote on him.

So try to give him three or four thousand food expenses every month, so that he can eat better.

Otherwise, I wouldn't have thought of being so tall.

But that's it.

It also caused it to compare the style of extravagance and pleasure.

One is for his sister, and the other is for face, he disguised himself as a rich and handsome.

To know.

This weekly flirting and appointment run, the cost is very huge.

This is also the reason why Qin Fei likes soft rice.

No kidding.

Now, even if you save again, go out to eat, watch a movie and open a room, at least four or five hundred.

So in the long run, Yao Ming couldn't control himself, and the money on his body was like flowing water.

As a result, his body began to be strained, but in order to maintain his noble image for himself.

He had no choice but to bite the bullet and continue to get on.

This is the strange circle, once you get in, you can't get out.

Finally, one day, he couldn't stand it anymore.

I happened to see the damn campus loan slogan behind the back door of the toilet again.

"Urgent for your needs, low interest rates and high returns, cherish the present and taste life. ”

There is also a phone in the back.

.........

Yao Ming was a little scared at first, so he called first and asked.

On the opposite side is a sweet girl, gentle and understanding.

Since then, Yao Ming has been out of control and embarked on this road of no return.

At first, he just borrowed three or five hundred on it to solve his urgent needs, although the interest rate was high.

I can barely pay it back.

The key is once.

In order to charge a large amount of money to soak in Bai Yuxiu, he did not hesitate to use the campus loan to buy her an Apple mobile phone of 8,000 yuan.

Hehe, the culprit is Bai Yuxiu.

I didn't expect that.

Since then,

Yao Ming can't pay it back.

Later, more and more profits were rolled over, waiting for him to realize the seriousness of the matter.

He already owes fifty or sixty thousand dollars, and he doesn't pay it at all.

He could only run away and intercede with his creditors.

But of course, that gentle, lovely and understanding girl.

Overnight, he became a ferocious, irritable and perverted foot-picking man.

He panicked.

At the beginning, the creditor was relatively polite, but it was just a text message collection, and after no result.

The phone bombardment began.

A dozen calls a day.

And then it was just the start of intimidation.

Last week, he also led people to block the entrance of the campus, saying that he was going to beat people.

Yao Ming couldn't help it.

I didn't dare to tell my parents.

Theft was finally chosen.

Steal your phone to sell it.

Friends who read the book carefully, I believe they can also see some clues.

Knowing this, Yao Ming usually does some very things, such as stealing other people's laundry detergent, shampoo, shower gel, and even toothpaste.

.........

"Qin Fei, I really didn't know that this campus loan was so terrifying, and I didn't know what to do. ”

Yao Ming has been tortured for several months, and finally can't stand it anymore, and now he is really desperate.

He also knew that there was a student who had been so discouraged by them that he was afraid to go back to school.

"And how much do you owe now?"

Qin Fei looked at Yao Ming's helpless eyes, thinking that after all, he was a roommate, and he couldn't see death without help.

"Sixty thousand. Yao Ming said this number, which still startled Qin Fei.

Ordinary students, no matter how much they squander, it is impossible to use so much money in just one semester.

"You borrowed sixty thousand?"

"No, actually, I just borrowed more than 10,000 yuan, and the rest is interest. ”

Yao Ming added again, desperate, now he can't pay the interest.

Qin Fei knew that this campus loan was very pitiful, but he really didn't expect this interest to be so terrifying.

Qin Fei had read some books on law and knew that it was illegal.

"Have they come looking for you?" Qin Fei asked.

"I've been here, and they've threatened me that if I don't pay for it this month, they're going to mess with me. ”

"They are breaking the law, you don't have to be afraid, you can call the police. ”

Qin Feike is a person who knows the law and abides by the law, and gave him good advice.

"I didn't dare, they said they would kill me if I called the police. ”

"Hehe, they are scared of you, now the whole society is sweeping away the evil and evil, do they dare to mess around. ”

"But, I..." Yao Ming actually thought about calling the police, but he had a lot of scruples.

"Don't worry, they are usury, it is illegal, I know a good policeman, should be able to help you solve this problem, the worst result, that is, you only need to repay the principal. ”

Qin Fei is indeed very professional, and knowledge can really change fate

"Really?" Yao Ming seemed to see a chance and jumped out directly.

"Well, you can keep the evidence that they intimidated you and that you borrowed money, and it's best to join the other victims and explain the situation to the police when the time comes. "Qin Fei can be regarded as benevolent and righteous.

"Thank you, Qin Fei. ”

"Don't thank me, I just don't want my phone to be gone again, and it's also about sanctioning these criminals. ”

"Hehe, Qin Fei, you are indeed different. For the first time, Yao Ming had a sense of convincing Qin Fei.

"I'll call the police for you now, and then you can do what the police say. ”

Qin Fei immediately called Captain Lu.

Explained the situation to her.

Captain Lu didn't have any nonsense.

A reply was given at the first time.

"Let your classmates call me, and then explain what happened clearly, don't have any reservations, and leave the rest to me." ”

"Captain Lu, how much money do my classmates have to pay back in this situation. ”

"What should be repaid must be returned, and what should not be repaid should not be repaid, and no point must be returned. The Captain was succinct and to the point.

"That's... And..."

"Qin Fei, are you doubting my professionalism?" Captain Lu was furious.

"No, don't dare. Qin Fei was speechless, this woman is a real tiger, no wonder she can't find a boyfriend.

"I've seen this kind of case a lot, and I've dealt with a lot of it, don't worry. ”

Captain Lu felt as if he was going a little too far, and explained.

"Captain Lu, thank you, I'll treat you to dinner another day. ”

"Your meal is impossible in this life. ”

"Haha, you know me, Captain Marine. ”

"Stop talking nonsense, I'm busy. ”

.........

Qin Fei hung up the phone.

called Captain Lu to Yao Ming, explained a few words, and then went to the bar.

Yao Ming's matter, solve it yourself.

Finally unexpected.

A group of loan sharks were all caught and duly punished.

As for Yao Ming!

His affairs were known to his parents.

Although it hurts!

But it's also early detection and early treatment!

More than 10,000 pieces.

It's nothing.

It was also borne by his parents.

From that day on, Yao Ming never made an appointment again!!

This Jianghu has lost a cannon king.

......