Different people will have different opinions about marriage.

Among the people Yanashita Hui knew, the fastest to get married was one of his cousins.

My cousin and my aunt met today, watched the house tomorrow, and got the certificate the day after tomorrow, and there is really no one at this speed!

Although the marriage speed is super fast, the relationship between the cousin and the cousin has been stable, and there may be occasional small quarrels after more than ten years of marriage, but there has never been a divorce or anything, which can be said to be very rare.

And the slowest rate of marriage is a friend of a friend, who is said to have been with his girlfriend for thirteen years before getting married.

Except for these two special examples, normally speaking, the time from love to marriage generally takes about two years.

However, that is for younger couples, like Wang Maowei and his cousin, one is 27 and the other is 24, they are no longer young in this era, and it is impossible to get along for a year or two before getting married.

Even if they wanted to, both parents wouldn't allow it.

Therefore, after confirming the relationship, the two are ready to get married at the end of the year.

In this regard, Yanagi Hui is more supportive.

Although the two have only been married for half a year since they met, it is enough for the two who have been getting along with each other for the purpose of marriage since the first day they met!

......

In just over two months, 2003 will come to an end.

The pressure on Li Wencheng, the head of the branch, is still quite great, and the deposit and loan tasks assigned by the branch have not yet been completed.

Generally speaking, if there is no deposit, there will be no loan, no loan, no interest rate spread, and no profit without interest rate difference.

Of course, banking is much more than just lending.

All in all, it can be said that it is the foundation of commercial banks.

And just as important is loans, which is one of the most profitable businesses for banks.

It stands to reason that there are so many people who want to take out a loan that this loan task is simply too easy to complete.

Unfortunately, lending banks are subject to risk control, and not just anyone or any enterprise is eligible to lend.

For a branch president like Li Wencheng, he would rather not be able to complete the loan task assigned by his superiors than blindly lend to enterprises or individuals.

Because once the loan released becomes a bad debt, he, the president of the branch, is responsible, and there is no hope of promotion at least, or even demotion, which is not a joke.

This is also the reason why Li Wencheng attaches so much importance to Liu Xiahui, a high-quality enterprise like Liu's Group without any debts is definitely a sweet spot in the eyes of the bank.

Li Wencheng had always wanted to get closer to Liu Xiahui and wanted to lend him a loan, but unfortunately he never found a suitable opportunity.

As a result, he never expected that Liu Xiahui would take the initiative to ask him to help introduce the partner because of his cousin's marriage, and then he also handled this matter beautifully.

With this friendship, coupled with Liu Xiahui's initiative to mention, whether it is a loan or a deposit task in the bank, he can help.

This made Li Wencheng feel moved, so he decisively invited Liu Xiahui to dinner, and prepared to probe Liu Xiahui's tone at the wine table to see if he could complete the remaining loan tasks sent by the branch!

......

Monday, October 20.

At 12 noon, the garden is full of incense.

Liu Xiahui and Li Wencheng chatted while drinking, and naturally they started to talk about their cousin and Wang Maowei, but while chatting, they talked about Liu Xiahui's Liu Group.

"Mr. Liu, I heard that the roast duck chain and roast goose chain under your Liu's Group are now focusing on the market in Guangdong Province?" Li Wencheng put down his chopsticks, took a sip of the teacup, and said.

Liu Xiahui took a sip of soup, nodded and said: "Yes, at present, we are mainly targeting the Guangdong market, and we plan to open the roast duck chain and roast goose chain all over Guangdong Province in the first half of next year!"

Li Wencheng said with a sigh: "Mr. Liu, your two chain companies are really too stable, it is said that the shops of each chain store are bought with money, which is simply invincible!"

Liu Xiahui said with a smile: "My way of doing business is actually not worth advocating, if it is not to buy a shop but to rent a shop, my two chain companies have already opened all over Guangdong Province!"

Li Wencheng waved his hand and said: "I think Mr. Liu's business style is very good, so many shops do require a lot of investment and a lot of time, but once the layout of the province is completed, the next thing is the time to harvest." ”

Liu Xiahui nodded and said: "I can also sacrifice the development speed in the early stage to ensure the income in the later stage, but in the eyes of those masters of capital operation, I should be quite stupid to do this, right?"

Li Wencheng said with a smile: "For our bank, we don't like the kind of high-debt company with capital operation, although that kind of business mode is indeed easy to become bigger and stronger in a short period of time, but once there is any accident in the capital chain, there will be a chain reaction, and the whole company will really fall!"

But Mr. Liu, your steady and steady operation is different, even if there is any unexpected situation, the anti-risk ability of your two chain companies is also first-class.

Therefore, Mr. Liu, a company like you is our bank's favorite big customer!"

Liu Xia Hui laughed and said: "It makes sense, doing business, it can't be smooth sailing, there will always be twists and turns, I buy a shop to operate on the one hand for investment, on the other hand, it is also to avoid risks."

After all, the biggest expense of the chain company is the salary of employees and the rent of the store, I buy the store to operate, then there is no need for the rent of the store, and the ability to resist risks will naturally become much stronger!"

Li Wencheng smiled and said: "This kind of wealthy business mode is what you can afford, Mr. Liu, and ordinary catering companies don't dare to be so capricious!"

Liu Xia Hui said: "It's okay, the investment in the early stage is indeed a little bigger, but as the chain stores open more and more, the profitability is getting stronger and stronger, and now there is very little money to invest." I believe that in the near future, the profitability of the chain store alone will be enough to support this expansion rate!"

Li Wencheng gave a thumbs up and praised: "Admire, when the profitability can support this expansion rate, Mr. Liu, your two chain companies will become two hens that lay golden eggs!"

"It's still early!"

"Mr. Liu, you are so humble!"

The two chatted while having a drink from time to time, and the conversation was very speculative.

It wasn't until Liu Xiahui inadvertently said that Liu's Group was still short of funds, and there were still many projects to be launched, but there was not enough financial support, that Li Wencheng finally found an opportunity.

"Mr. Liu, didn't you say that our branch has a deposit and loan task and can ask you for help at any time? I thought that Mr. Liu, your Liu's group was not short of funds, so I have been embarrassed to open this mouth. ”

The more Li Wen spoke, the more excited he became, and said with a smile on his face: "Who would think that Mr. Liu, your Liu's group would be short of funds, then I can't help but say, look for me when you are short of funds, I am worried about how to complete the loan task sent by the branch!"

Liu Xia Hui smiled: "That's great, my original plan was to wait for the roast duck chain and the roast goose chain to complete the layout in Guangdong Province, and then start other projects after the profitability skyrockets."

Since you have a loan task, Li Xing, then I will start these projects in advance, which will be beneficial to both of us!"

Li Wencheng nodded again and again and said: "Win-win is the foundation of long-term cooperation, I don't know how much money you need Mr. Liu?"

Liu Xia Hui said: "My group has not taken out a loan, I don't know how much I can borrow?"

Li Wencheng said with a smile: "Mr. Liu, your Liu's group not only owns a lot of real estate, but also has such a strong profitability, the group's potential is huge, the risk is extremely low, it may be difficult to borrow one billion and eight billion, but it is definitely not a problem to borrow three or five billion!"

Liu Xiahui nodded and said: "Then Li Xing, you can do it, the amount of money has no impact on me, anyway, how much loan is helpful to Li Xing, then I will borrow as much as I want!"

When Li Wencheng heard this, he hurriedly picked up his wine glass and said: "Mr. Liu, I won't say much if I thank you, everything is in the wine, I respect you!"

Liu Xia Hui also picked up the wine and clinked glasses with him, and said, "Li Xing doesn't have to be polite, this is also good for me!"

Li Wencheng silently kept this favor in his heart, raised his glass and said, "Cheers!"

Yanagishita Hui smiled: "Cheers!"

......

The original plan of killing three birds with one stone has now been completed, and Liu Shita Hui is still very satisfied with this.

The next loan procedures naturally do not need to be run by Liu Xiahui in person, after all, this is a group loan, not a personal loan, Liu Xiahui, the boss and chairman, only needs to sign the key documents OK.

Since Liu Xiahui said that the amount of loan would not affect him, Li Wencheng naturally handled this loan according to the maximum 500 million plan.

With this 500 million loan, their branch will be able to exceed the loan task this year!

The loan was handled very smoothly, and a high-quality group like Liu's Group, as long as the turnover and profits were announced, it was easy to find a bank to borrow three or five hundred million yuan.

With Li Wencheng, the head of the branch, the speed of the procedures is also very fast, and in less than a month, a full 500 million yuan entered the account of the Liu Group.

With these 500 million, Liu's Group's funds are unprecedentedly sufficient.

As a result, the seafood restaurant chain plan that had been temporarily suspended was launched again.

Under the interference of Liu Xiahui, a boss with obsessive-compulsive disorder, the seafood restaurant chain plan is the same as the previous roast duck and goose chain, which does not plan to rent a shop to operate, but plans to buy land to build a seafood restaurant by itself.

And the construction standards have been set.

In the four super first-tier cities of Beijing, Shanghai, Guangzhou and Shenzhen, the construction fund of a seafood building is the highest 50 million.

First-tier cities are 40 million construction funds.

Second-tier cities are 30 million construction funds.

The third-tier cities are 20 million construction funds.

Fourth-tier cities are 10 million construction funds.

The construction fund includes the cost of buying land, building a building, renovating, opening a business, etc.

According to the current city ranking, the entire Guizhou Province, including the provincial capital, no city can be qualified to enter the second tier, until more than ten years later, with the power of the whole province for the development of the provincial capital, the provincial capital is barely qualified to squeeze into the second tier city.

After setting the standard, the rest will be arranged by the general manager He Hongwen, and the primary place for development is naturally Guangdong Province.

From site selection to land purchase to building a building, and then renovating and opening, this is not something that can be completed in a short time.

At the time of the launch of the seafood restaurant chain plan, the 20 million investment in Hesha Town has already been in place, and the pig farm and feed processing plant are in full swing, and the slaughterhouse and sausage processing plant have also been selected and can start construction at any time.

At a meeting of the county government, the county magistrate praised Hesha Town by name, so that the secretary and mayor of Hesha Town had no smile during this time.

As the first contributor to the investment of 20 million yuan, Liu Yuanqing, the deputy mayor of the town, is also registered in the hearts of the county leaders, and he has made such a brilliant achievement in less than three months after taking office, which can be said to have a bright future.

In the blink of an eye, 2003 came to an end.

On December 30, Xiangjiang superstar Sister Mei passed away.

When the news came, Liu Xiahui couldn't help but let out a long sigh, he wanted to go to watch Sister Mei's farewell concert in November, but in the end he didn't go.

Because he couldn't stand that sad parting scene.

Whether in the past or present life, Yanagishita Hui is a sentimental person.

When he was a child, he watched the series "Journey to the West", and when he saw the scene when Sun Wukong was driven away by his master, he wanted to shed tears.

When I grew up, I watched the part "Dragon Babu" and saw the chapter of "The Empty Promise of Cattle and Sheep outside the Saiwai" Azhu's death, and the tears flowed down as if I didn't want money.

This plot is really so abusive that people can't stand it!

(The big guy who couldn't help crying when he saw this plot, please sign in)

Looking at Master Jin's many works, in terms of the degree of abuse, this plot is definitely ranked first in Liu Xiahui's heart.

Maybe it's because the charm of Qiao Feng, the protagonist, is really too great, seeing him kill his most beloved woman by mistake, that kind of grief is really crying after watching it.

It was precisely because he didn't want to see this kind of scene of life and death, so even though Liu Shita Hui liked Sister Mei a lot, he still couldn't bear not to attend her farewell concerts.

People are born to die, although Sister Mei's early death is sad, but who knows that this is not a new beginning?

For example, Yanagi Hui, didn't he say goodbye to that world in his thirties in his previous life?

But now he is living a hundredfold and a thousand times happier than in his previous life......

......

On the last day of 2003, Liu Xiahui came to Yuan Jinbo's house again.

After eating and drinking, Yuan Jinbo asked, "The land auction will officially start tomorrow, Xiaohui, how are you ready?"

Yanagi Hui said: "It's already been prepared, just wait for tomorrow's auction!"

"You have to face a lot of competitors, including some well-known real estate developers, and it's not easy to get this land out of front of them," Yuan said.

Liu Xiahui nodded and said confidently: "I know, I am fully prepared, as long as the auction price of this land does not exceed 300 million, I will definitely take it!"

Seeing his confident nephew, Yuan Jinbo couldn't help but smile and said, "Your preparation is indeed sufficient, although there is a difference between the estimate and the transaction price, it will not more than double it."

If nothing else, this 280 acres of land should be yours!"