Chapter 42 Bank Loans
Chen Fan turned on the hands-free and turned his phone to Sister Fang.
Sister Fang's pupils shrank, and sure enough, she saw Qin Bao'er on the mobile phone screen.
"Thank you for helping me block the wine yesterday!" Chen Fan said with a smile.
"It's a trivial matter, you gave me an exclusive one yesterday, and now the social repercussions are great, and the director is full of praise for me!" Qin Bao'er smiled slightly.
"Are you free? I'd like to have dinner in the evening. ”
"Okay, where are you going to eat?"
"Watch again, I'll pick you up at the TV station in the evening. ”
"Okay!"
Chen Fan hung up the phone, his eyes swept to Sister Fang, and he was asking: You should believe it now, right?
Sister Fang's face was piled up with a smile that was more ugly than crying: "Little brother, Sister Fang is not doing the right thing, how about raising the demolition fee to 2500?"
"2500? Isn't everyone else's family 3800? Why is it 2500 when you come to me, are you scolding me for 250?" Chen Fan snorted coldly.
"Don't dare, don't dare. The decoration experts of that house have evaluated it to be 2500, if you don't believe it, I can't help it!"
"So be it, count it at 2500. Also, the floor of the resettlement house?" Chen Fan is not an aggressive person.
"Small high-rise, give them the 17th floor, brand new elevator room, finely decorated. Sister Fang said eagerly.
The dislocated woman on the side said nervously: "Sister Fang, that house obviously promised to be a wedding room for my son." ”
Sister Fang coughed dryly: "I'll help you arrange it later, anyway, let this house out now." ”
"It's so-so. Chen Fan nodded, now he also had an explanation for Lu's father and Lu's mother.
Lu Zhengyi stepped forward and grabbed the woman's dislocated arm, straightened it and gently pushed it on the shoulder to help her reset it.
The woman shook her hand and said in surprise: "Okay, it doesn't hurt......
Seeing Lu Zhengyi using such a method, a look of awe appeared on Sister Fang's face.
"Okay, then it's okay, you prepare the contract, I'll call them to come and sign it. ”
"Okay, okay!" Sister Fang nodded again and again.
Just returned to the door of Lu's house.
Father Lu couldn't wait to ask, "Xiaofan, how is it?"
Chen Fan said: "It has been negotiated, the house is calculated according to 2,500 per square, and experts evaluated at that time that the decoration in this house is worth 2,500." ”
Father Lu said: "Great, in fact, we also know that the house can't get much money, and we will be satisfied with 2000." ”
"Good news, I helped you change the floor of the resettlement house. 17 floors, small high-rise, finely decorated. ”
Lu's mother was surprised: "Fine decoration? Great! We were originally assigned a floor, but there was no decoration, and we were going to get a demolition subsidy to invite someone to decorate." ”
"Well, let's go, go to the neighborhood committee to sign the contract!"
Chen Fan took Lu's father and Lu's mother to sign the contract, in duplicate, and Sister Fang promised that the demolition money would be credited to their bank card within a week, and gave them three keys to the new house.
Lu's father was very excited to hold the contract, and Lu's mother grabbed the key and pinched it tightly.
Like, that's all they are.
"Xiaofan, thank you, thank you so much. Father Lu bent his knees, almost kneeling down towards Chen Fan. Chen Fan hurriedly held on: "Uncle, I can't help it, this is just a gesture for me!"
"Xiaofan...... You're such a nice guy. Lu's mother burst into tears, "Xiaofan, when we get the demolition subsidy and cook a big table of good dishes at home, you must come to enjoy it!"
"Of course, definitely. Chen Fan smiled and nodded.
After solving the matter of Lu's father and Lu's mother, a stone fell in Chen Fan's heart, which they deserved.
The slanting sun shone on the tiles of Yan Shan, reflecting the smile of Lu's father and mother, which made Chen Fan feel very down-to-earth, as if he had realized some kind of life value.
His steps were brisk: "Old Lu, let's go." ”
got into the car, Chen Fan said: "Go to Rongcheng TV." ”
At the entrance of Rongcheng TV station, a luxury Porsche 911 slowly stopped, and the license plate number of the four nines attracted a burst of side eyes.
Chen Fan sent a WeChat message to Qin Baoer: "Have you gotten off work, I'll be waiting for you at the door of the TV station." ”
Qin Bao'er made an "OK" gesture and will be there soon.
Qin Bao'er, who was in a cream-colored windbreaker, walked out of the TV station building with a white Chanel bag, her face was exquisite, like a character coming out of a painting, with an elegant and calm temperament. Gu Lan's temperament is sexy and coquettish, while Qin Baoer's temperament is like a clear lake, intellectual and elegant.
Chen Fan got out of the car window and waved at Qin Bao'er: "Beauty!"
Qin Bao'er smiled slightly, skillfully pulled the door and got into the car.
"Chen Fan, your car is good!"
"Thank you for the compliment, I originally wanted to treat you to Western food, but I found that a new seafood buffet restaurant has opened nearby, and I will take you to try it. ”
Qin Bao'er smiled: "Okay, I like seafood very much." ”
......
The two of them feasted in the restaurant.
Chen Fan asked: "Sister Bao'er, your Mandarin is very standard, the words are correct and round, and the standard Beijing accent." ”
"Yes, I am from Yanjing, I originally interned at CCTV, and then I was transferred to Chengdu and came to Rongcheng. ”
"Rongcheng has developed very quickly over the years!" Chen Fan said with emotion.
Qin Bao'er continued: "Yes, Huaguo is building the Shuyu Economic Circle, and the development over the years is obvious to all. ”
"Sister Bao'er, are you married?" Chen Fan gossiped.
"Married? no, I fell in love once when I was in school before, but after graduation, I was busy collecting and editing every day after my work was transferred to Rongcheng, and I didn't have time to fall in love at all. Qin Bao'er shook her head and said.
"Sister Bao'er, there aren't many people who work as hard as you do. Chen Fan sighed.
Qin Bao'er knocked on the side and said: "Earn your own money, spend it in a down-to-earth way! I'm curious, which son-in-law are you?"
"I came from a poor background, and this money is the same as you, I earned it myself, I used to make an investment, and now I have returned to my capital. Chen Fan revealed a little. Qin Bao'er nodded, and her impression of Chen Fan rose a few points.
After eating the buffet, Chen Fan asked, "Send you back or back to the TV station?"
"Let's go back to the TV station, I'll drive back by myself, and I have to come to work tomorrow!"
"Isn't tomorrow Saturday?
"It's nice to have a day off for the TV station, it's very tiring. Qin Bao'er smiled bitterly.
The work pressure is high, but she earns a lot, she can earn 40,000 or 50,000 yuan a month, and 560,000 yuan a year.
The next day, the factory officially started, the machine rumbled into operation, and all the employees were full of enthusiasm and enthusiasm.
Chen Fan promised them that they would double their overtime pay on weekends, and they would work harder one by one.
The Administration Department notified Chen Fan to hold a morning meeting.
Conference room.
General Manager Zhang Tianlai sat in the main seat, Chen Fan and Ji Mingxue sat in the first position on the side face to face, and the managers of other departments lined up in turn.
Zhang Tianlai said: "I arrange the recent production task, we must produce 3 million printed T-shirts in a week, and the task is distributed as follows......"
"Mr. Fan, I suggest purchasing the latest fully automated lathe equipment......"
Chen Fan gave instructions one by one, he now has less than 10 million, 8 million, and an automatic lathe costs 1.5 million, he is a little tight in his hands, and the bank still has 30 million loans to repay.
This funding gap is as high as 40 million, and Zhang Tianlai gave up 5 million orders, and the deposit in it will be 10 million, which adds up to a gap of 50 million.
Originally, Chen Fan thought he was quite rich, but now that he looks at it, he is almost like a poor bastard.
At the end of the meeting, Chen Fan said to Zhang Pengfei: "Fatty, call the female manager of ICBC and make an appointment to meet today." ”
Zhang Pengfei immediately called the female manager and asked to meet at 1 p.m.
The female manager met Chen Fan and Zhang Pengfei in the VIP room, and Zhang Pengfei squeezed his eyebrows with the female manager, and was looked at by Chen Fan.
"Hello, my name is Chen Fan. ”
"Mr. Fan, hello, my name is Han Xue. The female manager had three cups of tea poured out.
"I'm here to discuss the loan with you. ”
The female manager was suddenly a little embarrassed: "Mr. Fan, your plant and equipment have been mortgaged once, and when your previous loan has not been paid off, the second mortgage can only borrow much money, please understand." ”
"I know, this is the big flat I bought in Wangjiang Mingmen, 13 million in full, you see how much you can borrow. ”
The female manager calculated: "These add up to a total of 20 million loans to you." ”
"20 million!" Chen Fan groaned, "Can you take out a loan for the original shares of the currency circle here?"
"Raw stocks?" The female manager was taken aback, and then regained her expression: "This still has to be evaluated by experts." ”
"Yes. Chen Fan nodded, and the female manager immediately arranged for financial experts to come in to verify the original shares.
The experts were dumbfounded when they saw the original shares on Chen Fan's mobile phone: ", big guy!"
"One million original shares are now worth $28 per share, and they have no market value. "This financial expert was shocked, what is a big guy, this is the real big guy.
One million original shares, two hundred million!
The female manager immediately smiled: "Mr. Chen, with your original shares as collateral, I can call the shots and lend you 100 million." ”
"Yes, hurry up, within three days, I will see the money in the account." Chen Fan nodded.
Chen Fan borrowed 100 million yuan with equity mortgage, spent 30 million to pay off all the debts of other banks, and borrowed 50 million from the bank with Shunji's plant equipment.
"It's rich again. Chen Fan looked at the 1200 million lying in the account, and the countless zeros behind him, and breathed a sigh of relief, no wonder the rich people are so rich, it turned out that they were all loaned!
To solve the funding gap, Chen Fan put 50 million yuan into the company's account as development funds and handed it over to Zhang Pengfei for supervision.
With the injection of funds, all departments immediately like a fish in water, the purchasing department is busy purchasing imported machine tools and equipment, the legal department submits trademark registration, the sales department is responsible for liaising with foreign trade, and the human resources are responsible for recruitment. The whole company is like a giant wheel, spinning rapidly.
Chen Fan took a breath and could go to the driving school to practice again.