New York.

Duncan Apartments.

Late at night.

Adam had just returned from the Columbia library, armed with borrowed medical books and videotapes, ready to stay up late.

He had also bought a lot of medical books and had some videotapes from Leonard to read them carefully.

But that's not a system after all.

It's not as rich and comprehensive as the collection of books and videos in the Columbia library.

Therefore, Adam spent almost all his time in the library, systematically reading medical books and watching various medical videos, far more assiduously than others.

The accumulation of today may save one more person's life in the future.

If this is the case every day, how many more lives he will save in the future, and how many more lives he will live.

Thinking of this, he tried harder.

His stamina has reached the level of your show, and his energy seems to be endless, and this level of liver explosion is actually not a burden on him at all.

But just showing his side in front of people makes people feel that he is simply the Liver Emperor.

This also made the classmates who mocked him as the king of the first day of F5 have a big difference in his opinion.

When, the Liver Emperor is admirable.

If they knew that Adam would go home until two or three o'clock every day, they would be going crazy.

Back in the apartment, Adam left the books and videotapes in his study (a two-bedroom room that he had converted into a study), picked up the phone, and checked to see if there were any calls to find him.

Especially Heather's.

Before leaving, he told Heather to call him at night to report his safety.

Adam glanced at it and saw a message from an unfamiliar number, and when he pressed it, it was Heather calling.

Following the number, Adam dialed.

The phone rang a few times and it was connected.

"Hi, Heather. ”

"Adam. ”

Heather's voice came from something strange.

"What's wrong?"

Adam was too familiar with Heather, and keenly noticed Heather's strangeness, and asked with concern, "Isn't things going well?"

"It's not. ”

Heather smiled: "Things are going well, my parents are indeed just my adoptive parents, the letter is my own grandmother, I have booked a plane ticket, I will go to the airport later, I should be able to figure out what is going on tomorrow, but I estimate that I will have to stay there for a few more days, and after everything is done, I can go back, I, I miss you a little ......"

"Huh. ”

When Adam heard this, he breathed a sigh of relief, and couldn't help but laugh: "Miss me, where do you think?"

On the other end of the phone, Heather couldn't help but laugh stupidly, and she didn't know what to say, which made Adam a little strange.

The two laughed for a while and got back to business.

"If your grandmother is here, how can you be adopted by your adoptive parents?"

Adam asked, puzzled.

He remembered Heather saying that her adoptive parents were not good to her.

"I don't know. ”

Hartford, in the hotel, the blush on Heather's face has not yet dissipated, but the smile is no longer there, forcibly suppressing the desire to talk, and half-truths say: "They won't say, I can only go to my hometown to know the truth." ”

"That's all there is to it. ”

Adam had a sense of foreboding, but he didn't mention it to Heather.

Heather could think of a problem, and he naturally thought of it.

It's just that he never imagined that there would be another one, so he only guessed that Heather's adoptive parents might be abductors, or maybe she was adopted from some irregular channels.

"If you take over the estate and the farm and need money, be sure to call me. ”

Adam remembered one more thing and hurriedly reminded him.

In the United States, the so-called real estate and land always belong to the individual and can be passed on to hundreds of children and grandchildren, which is a false proposition.

Because all properties in the United States need to pay property tax every year, and the tax rate varies according to the location.

In remote and impoverished areas, property taxes are very low, perhaps only a few thousandths.

But in prosperous areas, the property tax could once be as high as nearly 2%.

Multiplying this ratio is the value of the property, and this value is on the market.

In other words, as the price increases, so does the property tax you have to pay.

There's a problem.

If it is your ancestral property, the surrounding housing prices have increased significantly, resulting in a significant increase in the value of your property and the proportion of property tax.

And once it is sold and re-purchased, how can there be an ancestral house that will be passed down forever from generation to generation?

The so-called people who can afford this kind of house are not bad for this property tax?

That's big talk, too.

A billionaire lives in a mansion of tens of millions of dollars, and the annual property tax is as high as 200,000.

And are billionaires short of these 200,000?

Sometimes it's really lacking!

Because net worth and cash flow are completely different concepts, when encountering financial constraints, in addition to selling assets, sometimes you can't even take out 200,000 yuan.

And once you don't pay the property tax, the house that belongs to you forever will be forcibly taken away and mortgaged for auction.

There is also the issue of inheritance.

The inheritance of the rice country is also very interesting.

That is, you must pay the inheritance tax in full before you can get the inheritance.

And this inheritance tax is also levied according to the amount of inheritance, and the proportion can reach up to 50%.

Such a high inheritance tax forced those rich people to do charity one by one, and even donated their entire net worth at every turn.

Is there such a saint in the world who gives all his wealth for charity?

There may be one or two, but most people will never be able to do it.

But why are they all so keen to do it?

Because of the charitable fund, except for a small part of the income that must be given to charity every year, the rest of the money is still at the discretion of the owner of the charitable fund.

Compared to the huge inheritance tax, this expenditure is completely negligible.

Wealthy people have a wide variety of family charitable funds, and they avoid taxes as much as possible by donating money to their family charitable funds and then transferring control of the charitable funds to their children.

Of course, this kind of tax-avoiding charitable fund is essentially tax evasion, and naturally not everyone sets it up, which belongs to the capital game of the rich.

If you have a little less capital, you want to donate all your net worth for charity?

I'm sorry, you don't have this qualification, you don't deserve it.

Eighty percent of the estates and farms that Heather's grandmother left for Heather fall into the latter category, so inheritance tax will be a big problem.

If she hadn't left a large sum of cash in advance to help her pay the inheritance tax first, then Heather would have been troubled if she wanted to take over the inheritance smoothly.

If it's not good, if it drags on for a few years, and you still can't afford it, then you can only hand it over to the state......

Of course, with Adam here, naturally he won't let Heather be such a captain of the rice country.

"Well, I will. ”

A smile appeared on Heather's face again, and she answered sweetly.