What is an Insurance Company?

Liars, fools, nothing good.

Since the appearance of insurance companies in China, the name insurance company has been equated with a combination of liars and pyramid schemes.

Whoever sells insurance can completely kill all relatives.

Because, 99% of all the people who sell insurance, the first sales target they find will be relatives and friends.

It won't be long before the person who does insurance will become the object of disgust, relatives will immediately avoid it when they see it, and friends will run away when they encounter it.

Those who sell insurance are big scammers, and insurance companies are companies that specialize in cheating money.

Even if the three companies split by the PICC have a Chinese prefix, it is still difficult to avoid the concept of scammers given to the four words of insurance company.

This is an industry that people despise and loathe, and it is also an industry that makes people frown deeply.

Tang Jiefang couldn't help frowning.

As the president of Huahai University, he had to think about what kind of impact the establishment of an insurance company would bring to the school, and if the school became a group of liars that everyone hated and despised, then where would he, the president, still have the face to do it.

A guy like Shen Jiannan has already become a refiner, and when he saw that Tang Jiefang's face was wrong, he hurriedly blew a crooked wind.

"Headmaster. It is better to teach a man to fish than to teach him to fish. All universities in the United States have their own industries, so they don't have to rely on government funding. However, in recent years, the financial pressure in our country has been relatively tight. If the school has its own school enterprise, it can relieve a lot of pressure for the country. ”

Tang Jiefang's heart moved.

With his knowledge, how could he not know the truth that it is better to teach a man to fish than to teach him to fish.

If the school has its own financial resources, not only can it reduce the pressure on the country, but the school will not have to live in a tight financial situation all the time.

But then, he couldn't help but sigh.

"That's the United States, our domestic environment, you know. ”

"Huaxia University can have Fangyuan Group, why can't Huahai have its own school enterprise?"

That's right.

Why can't Huahai have its own school enterprise?

"Xiao Shen. I have all learned about the three companies under PICC, and their performance is a mess, and their reputation, you know, is really not very good, and it seems that there is no future in insurance. ”

No future?

There are a few industries in the world that are more lucrative than insurance companies!

Shen Jiannan secretly slandered to himself.

However, he also knew that Tang Jiefang really couldn't be blamed for this.

For many people, when it comes to the financial industry, the first thing that comes to mind is securities, and as for the banks that can be seen everywhere, they are ignored.

As everyone knows, among the three basic frameworks of the financial industry, the securities industry is the industry with the most shallow background.

You don't see all the most expensive buildings in the world for insurance companies.

The world's largest companies by market capitalization are also listed banks.

As for the insurance company.

In the eyes of many people, it is almost directly linked to scammers, and there is no future at all.

In the 90s and even 20 years later, a large part of the Chinese population had a similar understanding of insurance to those of the most disgusting pyramid schemes or fraud syndicates.

The pyramid increase structure, the model of linking the interests of superiors and subordinates, and the brainwashing marketing training have made many people have a deep dislike for this industry.

But Shen Jiannan understands how terrible the power of this industry, which everyone hates, is after it grows bigger.

Banking, securities, trusts, and insurance are the four basic frameworks that make up the financial market.

People in finance know that banks are the most important component of the financial market, but Shen Jiannan knows very well about the future. Insurance companies are the deepest and most terrifying of the four major frameworks of the financial market.

Because, any company can go bankrupt, including banks, but insurance companies have a rule that they will never allow bankruptcy.

This alone is enough to prove what insurance companies really mean to a country.

As for the power of insurance companies, for a long time it was simply unknown about its power.

Most people feel that an industry that everyone spurns can have a lot of prospects.

If there is an insurance person in the family, then he can definitely get rid of all his relatives, which shows how unpopular insurance is.

Until a certain treasure series was born in later generations.

Relying on the terrifying financial power, a certain treasure insurance capital pushed all the way in the securities market, killing everyone in the major listed companies everywhere they went.

The real estate tycoons, electrical giants and major listed companies are all dumbfounded and messy in the wind, and those bigwigs who usually gamble 100 million and billion dollars on the top can only scold others for being barbarians in front of their unrivaled terrifying strength.

It was only then that people realized what kind of power insurance funds wield.

The so-called department is only a series of a company, and it is just a drop in the iceberg for the insurance industry.

Among them, Kangtai, whose reputation is not obvious, has a working capital of insurance funds that has reached 17 trillion yuan.

What is the concept?

It's all cash rather than market capitalization, enough to buy a state in the United States.

However, in the 90s, the insurance industry was one of the most neglected industries, and no one who had an ideal would want to get involved in such an industry.

Even the three major Chinese characters split out by PICC, most of the policies can only be sold to state-owned enterprises and institutions by bundling marketing, and as for selling insurance on the street, it will only be salivaed.

Commercial insurance was completely suppressed by AIA, a foreign insurance company under American International.

In addition to sales reasons, it is more caused by people's disapproval of insurance, as well as the concept of the times and the concept of service.

Monks from outside are good at chanting.

AIA, a foreign financial insurance company, made a lot of money in premiums from China in the 80s and 90s. It is also in this environment that the top management realizes that wealth is being plundered in the form of finance, so they fully support domestic insurance companies.

Later, it became bigger and stronger, and instantly killed the safety of HSBC.

Later, after the establishment of the Insurance Regulatory Commission, Article 1 positioned insurance companies as enterprises that could only merge and could not go bankrupt.

The so-called too big to fail, it is the insurance company.

During the subprime mortgage crisis, major investment banks and commercial banks went bankrupt repeatedly, but AIG came back from the dead.

Why?

The implications are so broad that if an insurance company fails, it can cause a violent upheaval in the entire country.

It can be said that an insurance company that is too big to fail is simply a gold medal for avoiding death.

The vital interests of millions of people are involved, and if it were not involved in politics, a huge insurance company would not be touched at all.

But there is one thing that can enter the insurance industry, each of them has a huge background.

If it works well, the insurance company is a Danshu iron coupon, and if it doesn't work well, it will become a life-saving charm at any time.

In the world of capital, there has always been murder everywhere.

However, if you cooperate with a university like Huahai to control an insurance company, it will definitely be a win-win result.

"Headmaster. You know, American International Group, the premiums earned from our country are hundreds of millions a year, and Neon First Life Insurance Company has an annual profit of tens of billions. ”

"Do you think I can still cheat school?"

"I'm the most ashamed of the kind of guy who only cares about making money for himself and forgets that he doesn't even know how to be grateful. ”

"Think about it, if we set up an insurance company, when we have a profit, how much money we can save the country every year. ”

"It's been a long time since the teachers' salaries have been paid. Relying on the above funding alone is unbearable for students and schools. ”

“......”