Chapter 1104 Cash Checks
Chang Kuan stood in the corridor of the hotel, and when he heard that there was a problem with the loan, he was so frightened that his pants pockets were sweaty, and he completely sobered up in an instant: "What's wrong, what's wrong with your side?"
"Mr. Chang, don't worry, the problem I am referring to is not a financial problem, and now the other party has decided to lend!" explained the lawyer.
"Oh, buddy, can you not gasp for breath when you speak! Do you know how scary your sentence is? Don't lie at all, I almost pulled it in my trouser pocket!" Chang Kuan heard that the money was fine, and exhaled deeply: "You used to apply for loans, since the money is fine, then what else can be the problem?"
"The main problem now appears in the payment method, originally according to the normal loan process, it is necessary for the bank to be reviewed by the credit department after the loan will be credited to the designated account, but you also know that the loan of Xiaoxin Factory this time is not very formal...... "The lawyer explained very professionally.
"Oh, don't tell me this, I don't understand, just say it, what's the problem!" Chang Kuan asked very straightly.
"That's the case, our loan this time is a local commercial bank's regional branch to us loans, and this kind of loan that violates credit regulations is basically issued by the lending bank with the precipitation funds in the capital pool, to put it bluntly, that is, the leaders of the branch use the money deposited in the bank to put some more sure loans, so as to increase some gray income for themselves, so although this kind of loan will also sign a valid legal contract, but it will not be entered into the system and reported to the head office, so the payment method is not remittance!" The lawyer explained in a way that Chang Kuan could understand.
"Don't send money, do they still have to give us 30 million in cash?" Chang Kuan was not surprised by the statement that he was less than the lawyer, because this kind of loan method is also relatively normal.
"It's not so exaggerated as cash, because the amount of our loan is relatively large, so the bank gave us two ways to accept, all of which are check modes, which are cash checks and transfer checks, because transfer checks must first have their own opening bank, endorse their own opening bank name and account number and official seal, and then put the funds into our designated bank, which will be a little troublesome, at least three days, and the other is cash checks, which can be taken away by anyone to withdraw money! But the bank will give us a quick prescription, and it will be able to give it to us tonight!" replied less than the lawyer's speed.
"Do you still have to choose this kind of thing? Didn't you know before, the time on our side is relatively tight, and the time given to us by Lao Cao is about to expire, since the cash check is fast, let's go this way!" Chang Kuan responded.
"Okay, then I'll reply to the bank now, Mr. Chang, 30 million is definitely not a small amount, if we want to get a cash check, then you'd better come in person!"
"It's okay, you can do this with Lao Li, you will keep the check after you get it, and then Lao Li and the two of you will supervise each other!" Chang Kuan continued to instruct after listening to Xiao Xiao's words.
Because the bank that was smaller than their loan was a small city in another province, and it was not connected to airplanes, Chang Kuan tossed it so late that he couldn't come back at all, and he had to guard against another accident on Cao Shoude's side, so he couldn't leave at all.
The reason why Chang Kuan chose to put the check there is because Xiao Xiao is a lawyer and knows the cost of breaking the law, and his wife and children are all in Shen Y, so he will not take this risk, plus Li He has cooperated with him for decades, and the two sides are also a little relative, so the distillery took down the branch, which is also beneficial to Li He, who has a small stake in Xiaoxin Distillery, in this case, Chang Kuan is also more at ease with Li He.
"Okay, then I'll do what you want as soon as possible, and thank you for your trust in me!"
......
In a hotel in Shen Y, Yang Dong was inviting a few friends from the public security and the procuratorate to dinner because he wanted to dredge up Ma Ruilin's case, and when he went to the bathroom halfway, he also received a call from Jiang Baocheng.
"Dongzi, how did you go back to Shen Y to do something, did it go well?" Jiang Baocheng asked with a smile.
"It's going well, I've done everything I wanted to do before, but there are some other changes in the middle, I'm dealing with it!" Yang Dong stood by the window in the corridor and lit a cigarette.
"Oh, then when you sign an agreement with Mulun Factory tomorrow, you won't come, I'm still thinking about looking for you to have a drink!" Jiang Baocheng was slightly disappointed when he heard that Yang Dong would not go to the city tomorrow.
"Don't worry, when the matter at hand is done, I'll go over and get together with you!" Yang Dong explained with a smile.
"I understand, speaking of which, you have been really busy lately, not only have to do your own business, but also have to be busy with the mortgage of the winery, which is really tiring!" Jiang Baocheng responded very understandingly.
"What are you talking about?, what kind of winery mortgage?" Yang Dong was stunned when he heard this.
"Haven't you already decided to buy the Mulun Distillery with full ownership? I'll accompany Chang Kuan and Cao Shoude to eat with me now, Chang Kuan said this himself!" Jiang Baocheng was also stunned when he heard Yang Dong ask him about this.
"You mean, Chang Kuan mortgaged the winery?" Yang Dong frowned.
"As a shareholder of Xiaoxin Factory, you don't know about this matter?" Jiang Baocheng was quite surprised.
"You wait, I'll call Chang Kuan now!" Yang Dong thought that Jiang Baocheng had heard some rumors, but Jiang Baocheng personally said that he was with Chang Kuan, and immediately hung up the phone and called Chang Kuan.
"Hey, Xiaodong?" Chang Kuan quickly connected the phone.
"I heard that you mortgaged the Xiaoxin Distillery?" Yang Dong asked bluntly.
"You know all about this. Chang Kuan saw Yang Dong ask about this matter, hesitated, and admitted without concealment: "This matter, I originally thought to wait for the results tomorrow to tell you, but since you know, you will know, this matter is because when I was about to sign a contract with Cao Shoude a few days ago, he temporarily told me that there were other people who wanted to buy his factory, so ...... Now I have asked Lao Li to take the formalities to apply for a loan, and the bank has already put down the loan, Xiaodong, don't worry, although we have purchased the Mulun Distillery wholly owned, I definitely not want to dilute your shares, I have already thought about it, and after the branch factory is bought, you will account for forty percent!"
After Chang Kuan opened the chatterbox, he told Yang Dong what happened as it was, and Yang Dong was very speechless after listening to Chang Kuan's words: "Old Chang, I am not calling you to fight for shares, but you must know that I am also one of the shareholders of Xiaoxin Distillery, so I must at least have the right to know about the distillery's decision-making, right?"
"Xiaodong, you are really too sensitive to this matter, in fact, after I made this decision, I didn't want to hide it from you from beginning to end, just to save time, I know that opening this branch may lead to a shortage of funds for the distillery, but in fact it is not as bad as you think, maybe you don't understand my approach very well now, but I believe that after seeing the benefits on the side of the branch, you will understand my current hard work!" Chang Kuan knew that he was responsible for this matter, so he patiently explained.
"I'm really convinced of you, how did a person who usually looks honest suddenly become so bold?" Yang Dong heard that Chang Kuan had completed the loan quietly, and continued to ask helplessly: "I didn't even sign the mortgage, what did you do?"
"I can get the money in three days, sign your fake power of attorney, that's still a thing!" Chang Kuan smiled.
"You're really a ancestor!" Yang Dong scolded without a temper at all, and then continued to ask: "Now the money is already in your hands, right?"
"Here's me, don't worry!" Chang Kuan knew that Yang Dong had an opinion on this matter, so he didn't say much and agreed, so as not to make Yang Dong feel uncomfortable.
"Since you really want to take down the Mulun Factory, then this matter will go according to your thinking. Yang Dong had inspected the Mulun Factory with Chang Kuan before, and felt that buying the Mulun Distillery directly, although the risk was a bit big, but it could also bring huge benefits, not to mention that now Chang Kuan had paid a deposit of 15 million, which made the acquisition of the new factory a matter of completeness, and he raised objections in this case, in addition to affecting internal unity, in fact, there was no meaning, so his first reaction was to decide to work with Chang Kuan to deal with this matter.
"Haha, I knew that my eldest brother would definitely understand me, don't worry, as long as we can successfully win the Mulun factory, within two years, I will definitely triple your worth!" Chang Kuan held the phone, and his words were full of ambition and pride.
......
On the other hand, after a phone call between lawyer Xiao and Chang Kuan, he went to the credit department of the bank with Li He, and lawyer Xiao also began to sign a series of loan contracts as Chang Kuan's carte blanche lawyer, and after the loan contract was completed, the two of them sat in the reception room, waiting for the bank to provide a check.
"Director Li, I have already negotiated with Mr. Chang before, he said that the cash check for this loan will be supervised by the two of us when it is kept, so when the check comes down, let's put it in this lockbox, I will hold the box, the password will be set by you, and tonight, you will be a little wronged, we will live in the same room, okay?"
"Okay, we've known each other for so many years, what's the trouble with just such a little thing! You wait here, I'll go!" Li He nodded with a smile, got up and walked out the door.
Two minutes later, Li and Shen entered the bathroom of the bank and immediately dialed a phone number.
"Hey?" a male voice came from across the phone.
"There was something unexpected, Chang Kuan didn't come over to pick up the check in person as originally planned, but decided to let me keep it with the lawyer who came over!" Li He responded in a low voice.
"I didn't see it, Chang Kuan's heart is quite big, and the check for 30 million is actually handed over to others with confidence!" The other party seemed to be a little surprised by this result.
"Chang Kuan didn't come, so won't you get rid of him according to the original plan?" Li He frowned: "If Chang Kuan doesn't die, won't I be finished?"
"Don't worry, as long as you follow my plan, the 10 million I promised you will definitely be able to fit into your pocket! Chang Kuan will not die, and it will not have much impact on the plan!" the other party replied in a tone that did not fluctuate.
"What about my family, are you all arranged?" Li He heard this, and his nervousness gradually calmed down.