Chapter 286 "Dragon and Phoenix Tribulation" A feasible plan for buying a house

In recent years, China's economy has developed tremendously, especially its GDP has grown by leaps and bounds, ranking among the best in the world, mainly because of the largest contribution made by real estate.

The rigid demand for houses and the fact that they have become a rigid special commodity that preserves and appreciates their value make many people desperately want to buy and sell them. What's more, there are many people who turn it into a profiteering commodity for investment, and continue to speculate on it. How many people just need it, a set is difficult to buy. And there are many speculators, who own many sets, or rent or idle waiting for value-added to sell them......

In this provincial capital, there are really a lot of young men and women like Chen Gang and Yang Xiumei who have not yet graduated or just graduated to work. You need to settle down in a place where you are about to live and work or have just started. Of course, everyone wants to buy and own their own house in one step. However, buying a house is not an easy task. Huge down payment, renovation costs, furniture purchases, monthly bank mortgage payments, and more. A series of large and small expenses incurred around housing, but not many people can face and solve them! Because of this, how many people are like looking forward to quenching their thirst for commercial housing - out of reach!

However, in the face of the huge temptation of the preferential internal employee policy of "Fengyue Mingcheng", Chen Gang and Yang Xiumei did not want to give up easily, although their economic strength was really limited. But they are working together, hoping to seize this opportunity to prepare 100,000 yuan in every possible way, and go to their own house even if it is half a house......

According to the location address sent by Yang Xiumei from WeChat, Chen Gang changed cars and searched for it several times. Near midnight, at a street supper stall, I finally met Yang Xiumei, who was sitting there drinking beer and eating supper.

As soon as she saw Chen Gang coming, Yang Xiumei angrily scolded him: "What's the matter with you? A big man, it took a whole night to come here! You made me wait for a long time, you are really angry and disappointed!"

"Sorry to keep you waiting. But I didn't mean to......" Chen Gang quickly nodded to her and apologized.

"Don't stand, come and sit down and have a drink with me!" Yang Xiumei ordered him, and then dragged a chair over to signal him to sit down.

"Well, thank you!" Chen Gang smiled and thanked her, and walked up to sit down.

After watching Chen Gang sit down, Yang Xiumei took the cup, poured him a full glass of beer, handed it to him and said with a bit of embarrassment: "Come, punish you for drinking three glasses before talking to me!"

Chen Gang took the wine glass, and said with a little embarrassment: "I can't drink any wine, I will only drink this cup with you, if you have three glasses, you will put me down......!

Hearing his words, Yang Xiumei didn't buy his account, and scolded: "Don't talk nonsense with me anymore, give me this drink first! How can a big man squirm like a woman?"

Looking at her angry talking, her flushed face, and especially the empty wine bottles discarded on the side of the table, Chen Gang was sure that she had drunk a lot of wine. So he didn't dare to provoke her, so he had to obediently tilt his head and pour a whole glass of beer into his stomach at once.

Seeing him drinking so boldly, Yang Xiumei immediately became happy: "Hehe, I also said that you can't drink, you can drink a whole cup in one sip! If I'm not mistaken, there are no ten bottles or eight bottles, and I guess I can't let you drink it!"

Chen Gang put down the cup and replied modestly: "Hehe, don't be mistaken by the way I drink, I Chen Gang really can't drink! In the past few years, I have been studying in the provincial capital, and every time I have a class reunion or something, I will be put aside for a few drinks and sleep!"

"Come on, I don't want to listen to your unreliable and unreliable talk!If it's three cups, I'll see if you're really drunk or pretending to be drunk tonight!haha......"

Yang Xiumei said, then snatched his cup again, poured the wine again, and handed it to him, signaling him to drink.

Chen Gang took the wine this time, and did not drink as she asked, but grabbed it in his hand and said to her: "Come on, you can't drink this wine too quickly, otherwise you will be really drunk and have an accident! I guess you had already drunk a lot of wine before I came, right? Let's talk now, don't drink anymore." Is that okay?"

"It's good that you know! I did drink a lot of wine before you arrived! Look at these wine bottles......" Yang Xiumei replied to him affirmatively, and pointed to the empty wine bottle on the table, and then asked him, "This second glass, you will drink it for me immediately, if you don't want to drink, don't talk to me!"

"This ...... Isn't it okay?" Chen Gang held the cup in his hand, wanting to refrain from drinking.

"Of course not! Why don't you drink it? Do you want to ...... Don't you eat and drink in a toast?" Yang Xiumei stared at him angrily.

It's better to be respectful than to obey fate, seeing that Yang Xiumei is such a strong person, but it is not easy to refuse, Chen Gang had to pick up the wine glass again and drink the wine in one go.

"Good job, good luck! good drink!"

Yang Xiumei stretched out her thumb to praise him, and snatched the cup and poured it full of wine and handed it to him.

Chen Gang shook his head and hands at her and said, "Let me rest for a while, don't force me to drink the third cup first......!"

Hearing Chen Gang say this, Yang Xiumei respected him this time and didn't rush to force him to drink. So he put down the wine, went straight to the point, and said to him:

"Okay, I'm not going to beat around the bush, I just want to tell you tonight that we're going to buy a house together. If we do what you said before you came, then we really won't be able to scrape together the money to buy a house! If this continues, as soon as the waiting time is over, the house will be ruined......

When Chen Gang heard this, he shook his head helplessly and said, "Then what's the solution? Who made us both in the same bad situation? So we have to face reality!"

"What kind of bad reality and face?" Yang Xiumei looked unconvinced, "It's just that you are incompetent! But now, tomorrow, take me to your brother. I told him that I was your girlfriend, and if he didn't agree to buy a house together, then we'd break up!

Hearing Yang Xiumei say this, Chen Gang suddenly laughed and said: "Haha, it's useless! I know better than anyone what kind of person my eldest brother is and what kind of mentality." As long as he believes or denies something, even ten cows can't pull it and make him change his mind!"

"Oh my God, what kind of big brother are you, so unopen and unreasonable?" Yang Xiumei stared at her eyes in surprise, and then asked angrily, "Is your big brother in the provincial capital now, you will take me to meet him tomorrow, let me open and persuade him!"

"You can't change him, take you to see him and I'll see it!" Chen Gang shook his head with a wry smile, and then asked her, "Don't talk about mine, now let's talk about yours." How much money did your mom get you? How much is it short?"

"Mine, I'm still 108,000 miles away!" Yang Xiumei sighed and shook her head, "However, I'm at least much better than you, my mother told me today that if I really want to buy a house, she can help me get 30,000 yuan at most!"

Chen Gang applauded with both hands and praised: "Then you are good!

But Yang Xiumei disagreed: "Oh, you pig brains count, 30,000 is still far from 100,000! I didn't dare to be greedy and think about it, and I still expect you to make up more, at least 50,000 yuan per person, right? But you ...... now? You really let me down!"

"I'm sorry, you forgive me for being incompetent!" Chen Gang hurriedly apologized, "The plan can't keep up with the changes......! It is possible to sell the mountain at home to raise money. Who knew that it was my eldest brother who stood up against it and didn't support me to buy a house at all. You know, I'm not afraid to tell you now, I even think better in my heart, that is...... If the fruit trees on the hill at home can really be sold, or even sold for more than 100,000 or 200,000 yuan, I plan to win my quota myself. Then, with the rest of the money, I will work with you to win your place......"

"Haha, you Chen Gang, you are really wishful thinking and whimsy!" Yang Xiumei couldn't help but sneer and mocked, "You even bought the house with me now...... You can't get a penny out, and you're still dreaming of winning two sets? You're doing too unreliable in your daydreaming! You're really a fool's dream, it's all nonsense!"

Listening to Yang Xiumei's merciless taunting blow, Chen Gang had no choice but to smile helplessly, "So...... Things are always changeable in this world, and plans can't keep up with changes!"

Yang Xiumei also nodded in agreement with his statement, so she opened another bottle of wine and poured it into her glass. Then he picked it up and clinked glasses with him and said:

"Come, let's make this glass of wine first, I have a good plan in mind, I'll tell you after drinking this glass of wine!"

Yang Xiumei raised her head after speaking, and simply drank the whole glass of wine into her stomach in one go.

Seeing Yang Xiumei drink the wine so boldly, Chen Gang was a little frightened, he hesitated with a glass of wine, but was urged by her unhappily:

"Don't hesitate with me, hurry up and give me this glass of wine!

Seeing her unhappy appearance, Chen Gang couldn't shirk it anymore, so he had to bite the bullet and drink the wine in one go.

Seeing that Chen Gang simply drank the wine, and his face began to be burned red with alcohol, Yang Xiumei's unhappy expression was put down. She thought for a moment before she spoke:

"Actually, I have always had a particularly bold idea plan in my heart, and I hope to get your approval and support when I say it......"

"Oh, then speak up quickly! I would like to hear your ideas and plans, how bold and special they are?"

Yang Xiumei didn't tell him immediately, but took the wine bottle and poured half a glass of wine into her empty glass, took a sip, swallowed it into her stomach, and then said unhurriedly:

"Now, isn't it possible to apply for a credit overdraft card everywhere? Also, aren't there all kinds of lending platforms on the Internet? I think we can go and apply for a few credit cards with large amounts, and go to some large lending platforms on the Internet to apply for loans! I think that if it goes well, it should be easy to make up for 50,000 or 100,000 yuan of money......

However, before Yang Xiumei could finish speaking, Chen Gang interrupted her in horror: "Oh my God, Xiumei, how dare you do this?"

Yang Xiumei immediately asked him dissatisfiedly: "What's the matter? Chen Gang, don't you agree? What are you worried about?"

Chen Gang immediately replied: "Of course I'm worried and scared! Do you think you don't have to repay the overdraft money and loans? And it's not a small amount...... If you do what you say and do, and you can't use it and you can't use it, then you will break the law and will be arrested and imprisoned!"

"Cut, don't scare me!" Yang Xiumei said disapprerovingly, "Let's get the money out to buy a house and make value-added investments, and we don't spend it on a big deal! Have you not used a credit card yet? Credit card loans do not need to be paid off immediately, but only need to be repaid a part every month." ”

After hearing this, Chen Gang said to her: "Yes, I admit that I have not applied for a credit card. But I still know a lot about the use of credit cards and the repayment rules. Let me tell you, there are quite a few students in our school who are trapped and stuck in credit cards and cannot extricate themselves! Every month they are anxious about repaying their credit cards and trying to find ways to scrape together money to pay them back! Some students do a lot of ridiculous things in order to repay the money...... There are even female classmates who were chased by loan shark platforms, took nude photos and threatened! There are also ...... who were chased by knives to force them to repay their debts."

"Come on, Chen Gang, don't tell me about those useless things!"

Yang Xiumei was very tired of what he said: "Don't think that you are the only one who has gone to college! Don't forget that I have just come out of the university church! As far as you are talking about, in which school does it not happen now? Those are just a small number of very unlucky classmates! That is because they are not in good control and have not been able to make good arrangements for spending money and repaying their loans! As I said, we are now making it out to buy a house and make a value-added investment! Besides, we still have a job now, we have an income every month, as long as it goes smoothly and we can repay the loan on time every month, then we won't have any problems at all!"

"But this ......"

Listening to what Yang Xiumei said seemed to make sense, Chen Gang couldn't find good words to deal with it.

And Yang Xiumei continued: "Listen to me and imagine it again, take 10,000 steps back." In case there is a real problem with our ability to repay the loan, we will sell the house and not pay off the money we owe at one time! You think about it, the house we bought is constantly increasing in price and value! We have really come to that point, and we can not only pay off the loan, but also make a lot of value-added income from it!"

Yang Xiumei unfolded her beautiful fantasy and said exaggeratedly, while Chen Gang's thoughts, the more she listened, the more she followed her beautiful vision, and flew fluttering......

The night was already very deep, but seeing that Chen Gang had been completely moved by her, Yang Xiumei was even more excited, so she poured the wine into the cups of the two people, and brought them to clink glasses together and drink happily.

Then, two young people who are not deeply involved in the world continue to discuss in depth how to conspire and how to operate a feasible plan to complete the first house in their lives......