Chris clasped his hands around the back of his head, remembered a sentence he had seen earlier in "Arnold's Autobiography", and grinned:

"Monsieur Ramirez, have you not heard the words of Arnold the Great? Since so great people have said so, it seems that there is no great harm in living in poverty. ”

The corners of Vic's mouth rose and he denied:

"Having said that, how many people in the world are determined, and most of them just want to live a good life and have a happy home. If we don't have enough to eat and sleep, then the suffering will increase, sin will breed, and human tragedies will be staged.

"And the family determines the origin, and the family wealth and family education determine a person's starting point. However, the level of education in our country and even in the world is not high, and there are very few who successfully graduate and enter universities, the poor cannot afford to go to school, and the aristocracy disdains high-end education.

"You see these busy workers, they are more focused on the present, because they don't have hope for the future, which is learned helplessness, they doubt that the future will not get better, they doubt that there is no opportunity, so they only focus on the present life, they just want to make the present life more enjoyable. So, when you fund him, he will use the surplus money to participate in the celebration instead of saving up for investment. ”

When Chris heard Vic's words, he was silent and did not refute them, because he also agreed with the gentleman's words, and he clearly kept a lot of content.

Because of poverty and hunger, when they choose food, their main consideration is not whether the price is cheap or whether it has nutritional value, but how good the food tastes.

When it comes to health, they often spend their money on expensive treatments rather than cheap prevention.

They will think less about the future, such as vaccinations, mosquito nets, water disinfection, insurance, etc., they do not like to delay gratification, and are more obsessed with the timely gratification of bread and beer, which makes it very weak in terms of safety and hygiene and the ability to fight risks, and it is also more difficult to accumulate wealth.

I remember reading a news story in the financial newspaper that Bert had ordered that economist and philanthropist Jeffrey Sachs had advocated for free mosquito nets, but he turned out to be wrong, and a mosquito net supplier had gone bankrupt because of a free mosquito net distribution program. After the scheme was discontinued, no one was willing to provide nets at any price.

Because people don't spend money on mosquito nets, they don't value them and therefore don't use them. Even if they do, they may become so accustomed to handouts that they may back off when they need to spend their own money on mosquito nets, or they may not want to spend their own money when they need other items, but wait for someone else to give them for free. This situation destroys a well-functioning market.

Moreover, the poor often lack sources of information to believe in the wrong things.

They don't know the benefits of vaccinating their children, the importance of basic education, how much fertilizer to use, which methods are most vulnerable to HIV, and what politicians do every day.

In remote rural areas of the Republic of Ireland and other areas, it may even be believed that children die because they see certain evil eyes in public.

It can be said that poverty and lack of knowledge have made them ignorant, and of course this has also intensified their belief in gods, which is probably what the Nine Orthodox Churches are willing to see.

But in the face of sudden diseases and natural disasters, they hardly get any protection they deserve.

So they will have more children, thus satisfying the quantity but reducing the quality, and if they are already poor, but they will have more children, then the children will get less educational resources, and people will have no knowledge, which will lead to ignorance on the one hand, and it will be more difficult to obtain wealth on the other hand, and so on, and it will never see the light of day.

One of the most frightening of these is that poverty does not simply mean a lack of money, it deprives people of the ability to realize their potential.

Their willpower and self-control will be worse, and willpower will be more likely to be depleted because there are so many things that require self-control. Self-control is like a muscle that we get tired of using it, so it's no surprise that the poor have a hard time saving money.

In addition, the poor live under tremendous stress, and the cortisol produced by stress can make us make more impulsive decisions.

This impulse leads to unreasonable spending, and people who cannot afford to eat will buy decent clothes, gamble, and show off at wedding and funeral ceremonies, and they will be more concerned about saving face in front of other poor people, which will waste their already not rich property on projects that do not improve their actual lives.

In terms of receiving education, in fact, most parents know that it is useful.

It is true that parents will be proud of their children's good academic performance, and they will also like to share this joy with their neighbors. In this sense, even if parents don't get a penny from their children, they may feel that it is worth it. Therefore, from a parent's point of view, education is not only an investment, but also a gift they give to their children.

But if a child does not understand the content of the teacher's lecture and finds the learning content difficult, then he may blame himself, not the teacher, and eventually he may think that he is not a piece of learning material, he will completely give up learning and daydream during class, so many children refuse to go to school.

In addition to the restrictions on family income, many children in Federenburg drop out of school to work before they finish public school, and use their meager income to supplement their families.

Eventually, what people can or can't do often end up being self-fulfilling prophecies.

Children give up going to school because teachers or parents don't think they're smart enough, fruit shop owners don't work hard to pay their loans because they think they're still in debt, and nurses don't go to work because no one expects them from their jobs.

The ability of the poor to cope with risks is low, and their ability to work is not outstanding enough. So find a way to become an expert to increase income, and find a way to diversify assets and hedge risks. So they might have the idea of taking out a loan.

However, in order to control the risk of loans, banks and other formal financial institutions are more inclined to lend to people with controllable risks, while the poor are often not among them, because of their poor ability to resist risks, they may not be able to repay the money, so the probability of low-interest formal financial institutions giving them loans is lower, therefore, they can only borrow "usury", because of the high interest rate, it is more difficult for them to get out of poverty!

In the same way, poverty restricts the scope of movement and freedom, and can become increasingly marginalized and classified from mainstream society. One class plays with another, from one class to another, and the gold pound is a stepping stone. That's why nouveau riche try to blend in with mainstream society.

Because of poverty, even if the poor have the idea and courage to do business, they lack the investment of physical capital, and many opportunities to make money are therefore denied to you. For example, if you find that large-scale sheep raising is particularly profitable, but you don't have the money to build a sheepfold, buy sheep, and prepare forage, you can only look at the "sheep" and sigh, and the rich also find this business opportunity, and people make money.

The poor are often the first to suffer from economic crises. Economic recessions often start on the edges. And economic growth often starts at the center.

To the poor, every year feels like being in a huge financial crisis. When faced with falling wages or incomes, a natural response of the poor is to increase their workload. However, this is sometimes a self-defeating practice.

However, Chris also understands that to discuss poverty in the context of the capitalist economy is to be blindfolded and say that he has seen the light of day.

Just like the food production on the earth in the previous life, it was enough for everyone to have enough food and clothing and be rich. Houses began to be built, and everyone could get a high-class residence of one hundred square meters. Why not?

Because the rules of the capital game and the world will not be easy for you to get. Only hard work and struggle, only earning money will get these. Of course, there's nothing wrong with that.

In fact, the hardest work is still the working masses, who have meager incomes and long working hours. At least, work harder than the people who talk about it. But you will find that only those who use their brains and have wisdom can get out of poverty. To put it more bluntly, it is the clever who deceives the hard-working.

The essence of poverty is that the survival of the fittest is a big wave of sand.

Adapt to the upgrade of the game, and those who do not adapt can only be driven by cattle and sheep.

So for this world, there are kingdoms, there are republics, there are nobles, there are churches, there are transcendentals, there are gods...... Under all kinds of constraints, it is impossible to have the scene of the previous life.

The defeat and end of Arnold the Great speaks for itself.

At this moment, a "light" was generated within Chris, a "light" to the whole world!

"Huh. Vic glanced at Chris in surprise, he didn't know why, he always felt that at this moment, the young man next to him seemed to be different.

"Mr. Ramirez, are you from the capital Atlantus?" asked Chris suddenly.

"yes. Vic smiled slightly, "What's wrong?"

"How are the people doing there compared to Federenburg?Will there be many people starving and cold?Will there be so many diseases and disasters?" Chris looked at the gentleman beside him expectantly.

Vic pressed the top hat on his head, and with a smile in his eyes, he replied:

"That's a question you'll find out when you get there. It's just that I want to tell you one thing, under any prosperity, there will be hidden greed and sin, because the human heart is like this. In fact, what you said at the beginning is right, the people who go to work here every day, although they are not rich, but they live a simple and fulfilling life. ”