On the other end of the phone, Robert John's eyes were dark, and there was an indescribable pressure between his eyebrows.

In three months, the Nanbo Bank absorbed deposits on a large scale at an interest rate higher than that of the State Bank of the Soviet Union, accumulating nearly 2 billion rubles.

However, only 1 percent of the deposits received and loans were released.

20 million rubles.

This means that interest alone every month is a terrible expense, and if it continues to make ends meet, Nanbo Bank will probably be able to file for bankruptcy soon.

"Boss. What are we going to do now?"

What to do?

Of course, it is to continue to absorb deposits.

There are many opportunities for empty gloves white wolves in the world, but not all times can be so empty gloves white wolves.

Shen Jiannan's eyes were full of wolf-like gloom. Grinning with a bloody mouth, he smiled vilely.

"Carrot head. Trust me, there won't be a problem. We're going to make money, lots and lots of money, two billion rubles, oh my God. What's the use of this money, we need to take in more deposits, you know?"

"Oh God. My dear boss. Do you know how much it costs us every day? If you absorb it, if somebody withdraws money on a large scale, we're going to go bankrupt. We can't even come up with 1.5 billion rubles now. ”

"Listen, Carrot Head. I know you're stressed, don't you feel like your heart is pounding! Your blood pressure is going up all the time? Relax man, you need a gentle and considerate girl. OK？”

"Boss. I now have high blood pressure every day. I'm worried that my heart is going to explode at any moment. My God. This is the USSR, the damned USSR. If we go bankrupt, I may never see my dear daughter again. ”

"Don't worry, turnips. If you really have an accident, I'll help you raise your daughter. ”

“......”

“......”

Hanging up the phone, Robert John let out a long sigh, he had to consider the suggestion mentioned by Shen Jiannan, otherwise, he would really explode on the spot.

FUCK。

Robert couldn't help but curse.

Tiered interest, 12%, 14%, or even 20%.

Thinking of what Shen Jiannan said, Robert John immediately felt that his blood pressure was rising.

Up to 20% p.a. interest.

What is the concept?

One million, 200,000 interest needs to be paid every year.

100 million, 20 million interest per year.

There has never been a bank, and it is impossible to make so much money in a year.

“FUCK、FUCK！”

After scolding twice in a row, Robert had to pick up the phone and press the extension number inside the bank.

Soon, the call was answered.

A magnetic voice came out of the earpiece.

"Mr. John. Hello. ”

"Hi. Daniela, you go upstairs for a moment. ”

Daniela Herzgauva, a former dancer in Prague, Czech Republic, was attracted by the high salary of Nanbo Bank, and is now the lobby manager of Nanbo Bank.

Can a girl also be a bank lobby manager?

Absolutely.

Her complexion is fair, her eyes are as shiny as green eyes, her figure is convex and concave, and her whole person is full of youthful vitality.

Compared to the big, fat, cold-eyed Obasans of the Soviet Union, Daniela Hertzkova's smile always makes people feel very kind.

It can be said that Nanbo Bank was able to absorb two billion rubles in deposits in just a few months, and in addition to the high interest, Daniela Hertzkova and her team are also inseparable.

That's right.

In addition to the accounting and cashier, the full-time staff transferred from First Capital of Nanbo Bank, the counter and hall customer service of the Moscow branch, Leningrad branch and Samara Bank are all top girls from all over the world.

With the sweetest smile and the warmest service attitude, they let every customer who comes to Nanbo Bank feel God-like treatment.

Of course, everything has a premise.

Each bank depositor invited by the staff can get a commission of 1% of the customer's deposit.

Bang bang –

Daniela Hertzgauva knocked on Robert John's office door, heard Robert say hello, smiled and walked in on his high heels.

The Braques are notoriously sexy, and although winter is approaching, the loose Italian fur can't hide Daniela Hertzgauva's bulge figure.

The long golden hair is like a wave, the green eyes are radiant, and the delicate lips are red and smooth, which makes people want to kiss Fangze.

"Daniela, my darling. You're so beautiful, I need you. ”

Robert stood up with an exaggerated scream, holding Daniela Hertzgauva's young, fiery body in his arms, rubbing his fat head back and forth.

Daniela Herzkova didn't dodge, smiling and letting Robert do it back and forth.

Obviously, the two of them have done this kind of office work not once or twice.

Soon, Robert John was sitting on the sofa in his office, waiting for spring to come.

Soon, spring really came.

The warm breath lingered, mixed with softness and blowing, calmed Robert's restless heart and his high blood pressure.

"Daniela. We need to absorb more deposits, listen. 12 percent interest, we can give them 12 percent if the client's assets reach 100,000 rubles, 14 percent if the client's assets reach 500,000 rubles, and 20 percent if the amount of the client's deposit reaches 1 million rubles. ”

"Oh God!"

Daniela Herzkova couldn't help but cover her mouth and exclaim.

Twenty percent interest, this figure is enough to make people's hearts move, and it will inevitably be much easier to absorb deposits with such high interest.

"Mr. John. Are you serious?"

I don't know what that neurotic thinks.

Robert sneered to himself, but his face was very serious.

"Of course. We have an excellent investment project, which now requires a lot of rubles, so, we need a large deposit now, the more the better. ”

“......”

Robert John didn't know that his lies had already told the truth.

The year 1990 was a year of special significance in the process of perestroika and disintegration of the Soviet Union. This year, the "500-day plan" for economic reform, as the most important page, was nailed to its calendar.

The news media waved their flags and shouted in unison for the "500-day plan" as if they had received the same order.

On September 5, Komsomolskaya Pravda published "Man, Freedom, the Market," in which it preemptively made public the contents of the plan, saying that its main feature was that everyone would receive a share from the state in accordance with a "new economic theory," stressing that only privatization could "restore social justice."

Reuters reported that Gorbachev and Yeltsin reached an agreement that "paved the way for major political changes."

In 1990-1991, the planned economy of the Soviet Union was decisively destroyed.

Social production grew negatively for the first time since the end of World War II, with gross social output, national income, and industrial output falling by 2 percent, 4 percent, and 1.2 percent respectively, fiscal deficits rising, domestic and foreign debts increasing, serious shortage of consumer goods, and a marked decline in the people's living standards, plunging the entire economy into a deep crisis.

In l99l, the economic crisis developed into a comprehensive and profound one, covering all sectors of the national economy, and the negative growth rate of production deepened sharply.

At the same time, inter-ethnic conflicts and workers' strikes have exacerbated socio-economic disorder and a comprehensive economic, financial, socio-political crisis.

And then.

Belch......

No more.

On December 25, 1991, Gorbachev signed his last presidential decree: resign as supreme commander of the armed forces and transfer control of the armed forces and 27,000 "nuclear buttons" to Yeltsin.

At 7 p.m., Gorbachev was in the president's office, facing the cameras, and delivered a speech to the whole country and the world about his resignation from the presidency of the Soviet Union.

"In view of the situation that developed after the formation of the Commonwealth of Independent States, I cease my activities as President of the USSR. This decision was taken on the basis of principle...... considerations.

I firmly advocate the independence of the peoples of all nationalities and the sovereignty of the republic, and at the same time I advocate the preservation of the Union State and the preservation of the integrity of the State. However, the situation is developing along a different path, and the policy of dismemberment and secession prevails, which I cannot agree with.......

I am also disturbed by the loss of the nationality of a large country by our people, which can have very heavy consequences for all. I am confident that sooner or later our joint efforts will bear fruit and that our people will live in a prosperous and democratic society. ”