"I'm really a little confused, so what is the relationship between the two of you now, have you asked her if she is, even if she is a reserve, she has a head start. ”

"I asked, I said that I would be a boyfriend and girlfriend first, and it depends on my performance. ”

"The peak is turning, then you can be regarded as having survived, you have all happened before and you can continue, I think it is not far from success. ”

The old gun was also a little happy, "Hehe, yes, I think too, but it's just starting now, and I haven't thought about telling you before it's settled." ”

There was a wave of chatter here, and the wonder in my heart became even higher, his previous headaches and emotional affairs have gone on a broad road, so what else is there to solve with a mortgage, after thinking about it, I still plan to ask directly: "Hey, have you not had money recently?"

"Uh... It's fine. ”

"You kid don't play sloppy with me, Ruolai told me, I remember that your house is still supplied, if you really want to use a second mortgage, the value will not be too high, if it is so short, you can just tell me no." ”

"Oh, she told you so quickly. ”

"Don't be weird, people really treat you as a friend, I'm afraid that you won't be able to open your mouth if you lack money, if you really don't want it, she plans to make up with me to make up for you first, there is no need to make up for the second mortgage." After all, she paid off the cost here, and the ownership of your house was returned to the bank, and people gave you an appraisal and then got a mortgage for you. ”

He was silent for a moment, and then said: "Actually, it's not that I'm short of money, I already have living money, it's not like I'm thinking about making a little more money to manage my finances, who doesn't want to make more money." If I really ran to borrow money from you because I was in a hurry, then I would be able to open my mouth, but I am not in a hurry, I use your living money to make money, there is no such reason in the world. ”

I understood, "Your salary is not low, why are you still going to get this, yes, financial management, it is said that you have revitalized the dead money in your hand, but if you don't handle it well, it is easy to empty the bamboo basket." In addition to bank fixed deposits, no financial product dares to guarantee your principal with you. ”

"I know, high risk brings high reward, you don't have to weigh it. And I think this product is very good.,It's also reliable.,Look at the past income is also very stable.,The rate of return in my photo is still relatively normal.,It's not the kind of perverted high.,I don't dare to invest if you really want that.。 This product is because it is very popular, and there is a threshold for subscribing, at least 200,000, so I want to make up again. ”

"What kind of product, how much income can I get back for you in a year? ”

"200,000, a year, 50,000. ”

My phone didn't fly out, "What! Crazy, that's not high enough! That's enough for more than 20 points!"

"You don't understand, this line is like this, I'm not high, like some products can go up to fifty, the one I chose is still relatively conservative. If you're a few ordinary points, then I might as well throw away the fixed deposit. ”

I listened to him talk about one set after another, I think I haven't read much information, this time it's brain fever, if you want to persuade now, it must be impossible to persuade you, and it's easy to be anxious. After thinking about it, I said to him: "So good, in this way, you send me the information of what kind of product, we have a professional in our family, if he also thinks it is reliable, you will also lose the house, I will make up with you, count the two of us, the risk is also reduced." ”

So the old gun is more acceptable, he said very cheerfully: "Okay, then I'll send you the information in a while, but you have to hurry, their subscription is about to end, I don't see much stock, and we won't be able to catch up with the second car if we rub it back." ”

"Okay, I'll give you the letter after I'm done. ”

Su Er asked me what the situation was, and I was angry and said, "Gambling!"

"No, I think Lao Gun is usually a very stable person, how can he get addicted to gambling?"

"It's not that kind of gambling, he wants to scrape together 200,000 yuan to buy a fund with a return of 20 points, isn't that gambling? ”

Su Er was also a little surprised when he heard this, "Twenty points, this is too difficult." ”

"But it's true, I asked him to give me the information first, and then go back to Han Fei to see, he is not a professional, let him give an evaluation. The old gun is now a piece of coke, you run to pour cold water on him now, only a little water vapor is left, and the fire will be more vigorous, let's delay it first. ”

When we got home, we had a meal at Uncle Han's, and the information of the old gun was sent, I opened it and looked at it, I didn't understand, after all, I haven't been in contact with this much, the only common sense is that when I stayed in Lao Tan's advertising company before, I did a project for an investment company, and I saw some fur at that time.

After two glances, I suddenly felt familiar, this thing seems to have been seen somewhere, it must not be Lao Tanna, it should be the recent. I thought about it, and a person's name suddenly came to my mind, Fan Jiahui! Fan Jiahui is also said to be a person in this industry, and when I had dinner with her before, I was allowed to invest to earn pocket money, and later she also sent me a piece of information.

I flipped out her WeChat and found the previous information, and compared it, it was actually the same company. I called Kang Kang and asked her to give me a careful comparison of the two documents to see if there was any result.

Kang Kang quickly came to a conclusion, "It's the same investment company, this Shengya Investment doesn't know the bottom, I don't know what the background is, but looking at the introduction on his official website, there are several authoritative people on the platform, all of whom are senior practitioners in the financial industry." The two pieces of information you get are actually two product series, the difference is that one has a higher income and the other is more conservative. ”

I took a look, the one Fan Jiahui gave me was conservative, and the one given to me by the old gun was obviously more radical, and some of the products on it had a return rate of 30 to 50, and the product selected by the old gun was relatively low in this information, but it had reached 20. And the share that Fan Jiahui gave me was about 10, but what she promised me verbally at the beginning was not this number.

At this time, Xi Fan just sent Ren Hanfei back, and after eating just now, Xi Fan sent Bai Siqiao to take him to Huang Tianye to take a look. I beckoned, "Han Fei, come on, come on, your life is here, show Brother Li, how about these products?"

Ren Hanfei took the tablet in Kang Kang's hand, and only glanced at it a few times before saying, "Brother Li, are you short of money?"

"No, I'll just show you this, I didn't want to buy it. ”

He nodded, "It's not much to look at, the product is decent." ”

"So... Is it feasible?"

"No, for example, if you go to play cards, I will give you an estimate of 30% of the income, and you have earned it, is it reasonable? ”

"Yes, yes, no, how can you promise that, you can guarantee that I will win tonight. ”

"Well, here's the problem, none of these products tell you, you will definitely get the profits. You see that there will be small words under all his products, and the rate of return is for reference only, and he will repeatedly tell you that you need to be cautious when investing risky. ”

"What's wrong with that? People are also kind. ”

"No, it's the right to know, he has the obligation to inform you of the failure of the investment, after which your investment is a personal act, and he will not pay for your losses. In other words, all of these products have the potential to cost you nothing, and he doesn't have to pay anything for it. ”

"But the references he wrote above are not fake, you look at this, the return rate in the past three months is 24%, which means that the people who have invested in these three months have made money. If this is fraudulent, there are provisions in the Advertising Law, and he will be directly investigated for his misconduct. ”

Ren Hanfei smiled, "Brother Li, do you know how to steal chickens? When stealing chickens, you don't just start to do it, but first sprinkle a handful of rice, and wait until the chicken is in place, and then you start." In recent years, there have been few investment products for bombing mines? Even if there is a big backer platform, as long as it explodes, it will be what it should be. And there are some greasy things in it, and some products are rushing to explode at the beginning. ”

"Huh, to die?"

"He raised enough money, and then how to invest you have no chance to participate, this project may be left hand to right hand, and then tell you that the investment fails, their company can apply for bankruptcy liquidation, the compensation should be repaid, but the big head has already gone out, you have no way at all. ”

I was momentarily speechless, "This... Isn't this the same as private lending? ”

"It's still a little different, in my opinion, it's nothing more than a difference in the credit system. The credit system of private lending comes from people, I trust you, I will give you the money, and finally the dealer ran away, this is a string of things, talking about a hammer deal. Therefore, private lending was quite prosperous in the first few years, but after so many times, the credit system has already collapsed, and no matter how ironclad the relationship is, it will have to fall out. ”

"And this kind of product is different, his credit system is built on itself, that is to say, you trust this company, this platform, and there may be introducers, but in the final analysis, it is still in the company. The company made its own endorsement beautiful, and then made a sum and left, liquidated the assets, and then found a shell to continue playing. ”

Xi Fan nodded and made a cutting gesture, "Cut leeks." ”

I thought, "That is, it's not very reliable." ”

"It's very unreliable, but there is no shortage of speculators in this world, so there is no shortage of leeks. And although this company looks very ranked, it is still private in nature, and it is the same as the private lending you said, that is to say, he does not have a four-line background, and there is no involvement of large funds, from the perspective of risk, it is much higher, because your money is not like a fund that goes to the bank supervision, but goes to the hands of specific borrowers. But in terms of returns, the latter can be higher, and its threshold is extremely low, mainly for the common people. ”

There is no mistake