Chapter 436: Financial Freedom
When he got home, Ichino had already prepared dinner.
Four people, sitting together, picked up the wind for Qin Feng.
"Delicious, you don't know, this went to the northwest once, and I sighed again at the richness of life here. I really don't want to go to that kind of place a second time!" Qin Feng introduced to the girls what he had seen and heard in the northwest.
When the three women heard this, they were all embarrassed.
The place was too poor. If they were to be asked to pass, they would be very uncomfortable. It's not that we love the rich and the poor, but it's a natural reaction of people.
There is no way, people are like this, they like to work hard, from thrift to luxury, from luxury to thrift.
If you really live in that kind of place, nothing is convenient, how can you live that life?
Saddened!
"Today, the development speed of Beijing, I think it will surpass Xiangjiang in a few years. But there are still some places that are still so poor, I think, even if it is another 10 years, there will not be much change!" Lin Xiaoxiao sighed.
"Not only 10 years, even if it is 20 years later, there will not be much change!" Qin Feng shrugged.
Even in 2020, the place where it should be poor is still poverty. Those northwestern regions, especially the mountainous areas, are really poor. Its GDP per capita will not exceed $100 per year.
The people there live on a little corn and sweet potatoes that they plant. The food is also home-grown, and there is almost no surplus in life.
The little money that I saved that year was not enough to come to the capital and pay homage to the imperial capital.
Even if you give it a free ride and horse fare, even if you stay in the imperial capital for one night, it will be enough to choke. Even the worst hostel.
This was the current situation in China later. The gap between the rich and the poor is widening, and people are not as good as dogs.
"Then we should do more good deeds!" Shen Manli said.
"Well, my hometown is also such a poor place, I make so much money now, I also want to use it for charity!" Ihanno had tears in his eyes.
Yi Hannuo's hometown, Qin Feng has been there, and it is also a place that belongs to the poor mountains and bad waters.
Otherwise, he would not have committed the act of putting Yi Hannuo under house arrest and forcibly marrying his daughter-in-law.
"Well, I've got your back. However, I suggest that you save more money, invest, and have a stable income, which can ensure that you will have no worries about food and clothing in the future, and then go to charity!" Qin Feng said.
"But I'm already earning a lot now, and now I can earn 10,000 a week. Yi Hannuo said very seriously, "I don't count the rent every week, and I can't spend 100 yuan alone." ”
Qin Feng smiled.
"But prices will rise in the future, and the god of sushi, what if he doesn't want to sell it one day?" Qin Feng said, "What will you do then?"
"Now that I've graduated, I'm going to dance. I've been studying for so many years, and I'm definitely going to get a job!"
Qin Feng nodded.
"I know, you can dance. But dancing is very tiring, and it looks at people's faces. I just hope that you can be financially free in the future, and then decide for yourself what you want to do! without looking at anyone's face!" Qin Feng said very seriously.
Financial freedom! The three women all chewed on Qin Feng's words.
Today, this sentence is undoubtedly very avant-garde. Today's people haven't summed up such incisive four words.
"Yes, what we want to do is financial freedom. Only when you are financially free can you have more choices in life. You won't be wronged because of money. Whether it's charity or being a passer-by in the game world, no matter what you choose to do, financial freedom is the most important!" Qin Feng said.
"I see!" Ihanno nodded.
"Then what should I do?" Ihanno asked, "and now I have more than 200,000 in my hands." How should I invest it?"
Qin Feng smiled.
"Buy a house!" Lin Xiaoxiao added.
Qin Feng shrugged.
"That's true, if you don't want to worry about it, buy a house. Then you try to choose a house close to the city center, and preferably a small one, not a large one, and rent it out. With your current funds, you can take out a loan to buy 10 units and rent them out. Basically, you only need to subsidize a little more money every month to offset the mortgage every month!" Qin Feng said.
"My money is enough to buy one set, and you let me take out a loan to buy ten sets?" Ihanno frowned, she felt that this was too exaggerated.
"Only in this way can you achieve financial freedom!" Qin Feng smiled, "I'll settle accounts with you." In the future, if you want to ensure a financially free life, then, if you eat every month, even if you do it yourself, to ensure the quality of life, the money for all aspects of grocery shopping a month cannot be less than 3,000 yuan. ”
"3000!" Yi Hannuo exclaimed, "Now we buy vegetables a month, you like to eat mutton, I buy a little more, and it will only be 300 yuan!"
"Nuonuo, prices will rise, as far as China's economic growth rate is concerned, prices will definitely skyrocket!" Qin Feng said, "We have to look at the long term!"
"That's not so exaggerated!" Ihanno muttered.
"That's it, 3000 is too much!" Shen Manli also expressed incredulity on the side.
"In the future, how much will the imperial capital rise so much?" Lin Xiaoxiao couldn't believe it, this was almost the same as Xiangjiang.
Don't forget, our population is almost 1.3 billion. Qin Feng sighed, "Under this volume, it will definitely rise." ”
The women agreed.
"Then, when you wear clothes or something, you always have to buy some new clothes, cosmetics and the like every month, and then save money, on average for a month, 2,000 yuan. Otherwise, there will be no quality of life. Qin Feng said.
The women were silent.
"Then go out to play, this is always a year to go out and empty yourself, according to the calculation of 3 months, the average cost of emptying yourself a month is 50,000, which is very little, that is 150,000, that is cost-effective, 10,000 a month. Then, there is the corresponding sophistication, which is calculated according to 5,000 a year, and it is 420 yuan a month. And then there is going to a restaurant to eat or something, which is calculated according to 2000 a month. After all, if you want to ensure a quality life, it is still personal, and you need 200000 a month. This is the most basic guarantee of quality life!" Qin Feng said.
20,000 a month! This makes Ihanno feel a lot. He is making so much money now, in Qin Feng's eyes, it just exceeds the standard.
"There are so many people, and now they only earn three or four hundred yuan a month!" Yi Hannuo couldn't help but say.
"I'm talking about the future, when we're in our 30s, not now. But to be a long-term person, to take precautions, you can't just look at the present!" Qin Feng said with a smile.