One hundred, four more than five, seems like nothing.

But 4.5 percent more than 100,000 yuan is 4,050 percent, and 4.5 percent more than 1 million yuan is 45,000 yuan, which is so much extra money for no reason, and there is no risk.

A paltry 4.5 percent is enough to drive the nuns crazy.

The Franciscan Convent of St. Franciscan, founded in the mid-fifteenth century, the Holy Church of the Cross survives centuries of war and frost. It is a typical Nordic wooden structure, and although it was damaged by fire in the seventeenth century, it still retains the appearance of ancient architecture.

In one of the monastery's annexes, the black-robed nun Uli Koskin and the priest Sauli Koskinen stage the same relationship between Freya and many male gods in Norse mythology.

The annex is very quiet, and Uli Koskin, who wears a nun's robe, is like a goddess in battle armor, receiving the radiance of Father Sauli Koskinen. No one would have thought that such a ridiculous scene would happen in the sacred and majestic monastic garden.

However, this is not ridiculous for the Finns, who in Norse mythology are their beliefs.

Five minutes later.

Sauli Koskinen put away the cross and arranged her clothes.

"Uli. I was told by a believer that I could earn 4.5 percent more a year by depositing my money in a bank in Germany than I did in Finland, and I didn't know how much money I lost every year. ”

"Oh my God. Is this true?"

"I couldn't believe it either, but I talked to friends in Germany. It's true, after a while, you go and take our money out to the Finnish bank to exchange it for Deutsche Mark, and it's not very convenient for me to go. ”

“......”

Evli Bank PLC, Reserve Bank of Actia, Bank of Åland, Bank of Finland, Bank of Suomenpankki, Bank of Sampo, Bank of Aktia, Bank of Pohjola, Bank of Japan and ......

The spread of the news has the same diffusion effect as the virus, and many people who know about the interest rate differential between Germany and Finland from foreign friends, relatives or classmates are crazy. The cook walked into the bank hall, the lumberjack walked into the bank with the bank card, the doctor with the passbook, and even the nun walked into the bank with the passbook and the bank card.

Soon, the Finnish banking sector sensed something was wrong.

It may be normal for one bank to have an abnormal deposit-loan basis, but all banks have an abnormal loan-to-deposit ratio deviation, which is definitely a problem.

Smack, smack, smack-

Helsinki, Bank of Finland.

The sound of leather shoes rubbing against the floor sounded rapidly on the third floor, from the hurried footsteps and the lack of rules to feel, the owner of the leather shoes was very frightened,

Jah Kreinen, head of the Bank of Finland's foreign exchange department, had not been working long in the morning when he received unusual news from major banks.

There are many people who don't know what is crazy, and after withdrawing money from the bank, they line up to exchange foreign exchange at major banks with money, and after investigation, it is found that these people are actually going to Germany with money. Capital is a direct variable of a country's economic stability and growth, and if there is a large-scale capital outflow, it will only make the current Finnish economy worse.

As the head of the foreign exchange bureau, Ya Klaining's job was to monitor foreign exchange flows, and when he found the seriousness of the problem, he rushed to the central bank without stopping.

Third floor, President's office.

Jauh Kleining stopped and knocked on the governor's office, and before he could reply, he pushed the door open and entered.

"Your Excellency. Something went wrong, many people are queuing up to exchange foreign currency, and the trend continues to rise, and if it is not controlled quickly, I am afraid that foreign exchange reserves will soon be depleted. ”

Behind the desk, President An Ning held a newspaper with a gloomy face, and after listening to Ya Klein's words, he pushed the newspaper onto the table.

Be wary of the devaluation crisis that exists in the Finnish mark.

Author: Shen Jiannan.

"The economy is a way of exchanging wealth, and hundreds of years of economic markets have shown that there are always ups and downs in the operation of the economy, which we call the economic cycle.

Statistics from the Finnish Ministry of Labor: In the second quarter, the national unemployment rate increased by five percent to 15 percent. ”

“......”

It is full of all kinds of economic data released by Finland in the last year, and from an objective point of view, there is nothing to add fuel to the vinegar and untrue.

But as a central banker, how could he not see the evil intentions contained in this newspaper, he could see at a glance that the article was completely a method of avoiding the important and trivializing the fish, exposing the bad problems with a magnifying glass, and erasing the possibility of change and improvement.

Shen Jiannan!

"Who is this bastard? What does he want to do?"

"You look down. ”

"We don't want to see Finland fall into a currency crisis because of the economic crisis. ”

“......”

"But we have to remind the Bank of Finland that it needs to see reality now to avoid a bigger crisis. ”

“......”

"I hope that the Bank of Finland will soon realize the seriousness of the problem and change the situation as soon as possible, and as an investor, I very much do not want to see the Finnish economy hit hard. ”

Shen Jiannan: Chief Analyst of Russian Geman Investment Management, Chief Investment Consultant of Russian Kamandi Investment Management, Hong Kong Second Joint Investment Fund Manager, the fund managed by him in 1991, obtained a return of 200%, has long focused on international economic and financial research and monetary field, has rich theoretical research and market experience.

Bang!

Klayin slapped him on the table, and the last words of the article made his lungs explode.

"Damn it, damn bastards! How can there be such a shameless guy, what does he want to do? What is the situation of Geman Investment and Kamandi, and what is this Hong Kong Second Union. ”

Compared to Jauh Kleinen's anger, Anning was much calmer.

He also knew very well what Ya Klayin was angry about, because the problem had been known for a long time, but there was no solution at all.

It's a dead end with no solution.

On the surface, this report is a reminder for the Bank of Finland to make changes, but in fact, it is questioning the incompetence of the Bank of Finland, denying the efforts made by the Bank of Finland, and bearish on the entire Finnish economy.

The purpose is the same as the title of this article.

Alert to the crisis of the depreciation of the Finnish mark, and to change the sentence to add one sentence to another, is the real purpose of this report.

crisis, wary of the devaluation of the Finnish mark.

This is simply a propaganda campaign to short the Finnish mark!