Compared with most other industries, the banking industry is a high-profit industry, but whether it can make money or not depends on the specific business situation.

Just like the current Guang'an Bank, with total assets of 200 million Hong Kong dollars, liabilities of 190 million Hong Kong dollars, net assets of only 10 million Hong Kong dollars, and because of the average operation, last year's net profit was less than 1 million Hong Kong dollars.

According to the situation when Guang'an Bank did not change, the profit dividend of 5% was less than 50,000 Hong Kong dollars, which was pitiful.

But if Xia Yu's resources are injected into Guang'an Bank, Guang'an Bank will definitely be able to expand, and it will not be difficult for the net profit to reach 10 million Hong Kong dollars at that time.

Not to mention anything else, Liu Tianci himself is confident that he will manage Guang'an Bank to this extent, and by that time, the five percent profit dividend will also be 500,000 Hong Kong dollars, plus the previous annual salary of one million, which is already more than what he paid in HSBC Securities.

In the future, in order to make his income higher, Liu Tianci will also do his best to develop the bank, and when the bank's income is high, his dividends will also increase, which is also what he deserves.

After all, it is necessary to take into account that 95% of the fruits of his labor created are given to Xia Yu, and it is impossible not to give him any hard money.

Of course, 5% will be given, and Xia Yu is also considering.

This is different from Yan Wenhan's to Jiuding Newspaper Company.

At that time, when Yan Wenhan joined Jiuding Newspaper Company, the company developed very well, and the cost of joining the company was not large, he was not the kind of particularly top talent, and he was already unemployed at home, according to his situation, it was already a lot to give a dividend of one percent.

But Liu Tianci's situation is completely different, Guang'an Bank has just taken over, and it is still in a low period, and Liu Tianci needs to develop it, which is definitely much more difficult.

And Liu Tianci originally had better treatment and development, without knowing that Xia Yu was a reborn, he was willing to take the risk of throwing away the original golden rice bowl to hold Xia Yu's silver rice bowl, if Xia Yu didn't come up with something real, even if Liu Tianci didn't say it, he would mind in his heart.

Why not draw him a bigger pie to motivate him to work harder?

"Boss, give me five days, and I'll resign after handing over my current work at HSBC. ”

Liu Tianci asked.

When Xia Yu heard this, not only did he not agree, but shook his head in Liu Tianci's astonishment.

Without waiting for Liu Tianci to ask, Xia Yu said: "Don't worry, I still have a plan to implement, I don't want Guang'an Bank to be noticed, and I also need you to help me watch it at HSBC." ”

Liu Tianci frowned, thinking that Xia Yu wanted him to be a traitor, but he resisted a little in his heart.

He can't do the thing of being a traitor and selling the old master for glory, even if Xia Yu asks him to do it, he doesn't want to do it, and even if Xia Yu really brings it up, he will feel that he has misseen Xia Yu.

Thinking of this, Liu Tianci said with a look of embarrassment: "Boss, isn't this okay?"

"Haha, don't think crookedly, I'm not asking you to be a traitor, but asking you to help me pay attention to some rumors, so as to remind me in advance. ”

Liu Tianci's concerns, Xia Yu was also clear, knowing that he wanted to be bad, Xia Yu said with a smile.

Liu Tianci's face softened, and just as he wanted to ask, Xia Yu said: "I'll tell you the plan, and you'll know what to do after listening." ”

Liu Tianci heard this. nodded, looked at Xia Yu with a concentrated gaze, and waited for his narration.

"You should also know that over the years, Jardine has been merging and robbing other people's companies and foundations, but unfortunately I am also their target, and I also took action some time ago, and I almost capsized the ship, so the feud has been settled!"

Xia Yu first created an image of a great and righteous bitter master for himself, so that he could become famous as a teacher, and also aroused Liu Tianci's hatred and hatred.

"Since Jardine wants to take away my foundation, then there is nothing to say, now I am also playing the idea of Jardine's enterprises, and at present, I have pulled more than 100 million Hong Kong dollars, and there is absolutely no problem with Jardine Matheson!"

Hearing this, Liu Tianci's eyes suddenly widened, and his breathing became short, he didn't expect Xia Yu to talk about such a powerful situation as soon as he came.

The idea of beating Jardine's subsidiaries has also attracted more than one billion funds?

So as Xia Yu said, there is absolutely no problem with Jardine Matheson, for one or two companies under Jardine, as long as they are calculated properly, it is very likely that they can grab it.

And there is one most critical point, more than 100 million funds, Xia Yu actually pulled his hand, which is comparable to all the funds he managed, which is too unbelievable, and I don't know how Xia Yu pulled it!

Of course, if he knew that the money belonged to Xia Yu, it was estimated that he would faint in shock, but these were destined not to be said, and Liu Tianci would not know.

Just when Liu Tianci was shocked, Xia Yu continued to tell.

"But you also know the influence of Jardine Matheson, even within HSBC, there is definitely their relationship, so it is absolutely impossible for my more than one billion funds to be placed in HSBC, there must be a bank that belongs to me, which can ensure the safety and confidentiality of funds, which is why I will buy Guang'an Bank. ”

Hearing this, Liu Tianci nodded silently, and finally figured out why he acquired Guang'an Bank at this point in time.

But after thinking about it, Liu Tianci became excited, he didn't expect that the boss Xia Yu would have this kind of old bottom, and he had more than one billion funds, and all of them had to be placed in Guang'an Bank, so the situation of Guang'an Bank far exceeded his psychological expectations, and he completely won the lottery!

What a surprise!

I thought that Guang'an Bank was an ordinary small bank, and he plucked up the courage to take over, and was mentally prepared for several years of hard work, but he didn't expect Guang'an Bank to be a piece of gold that was covered, and the surprise came so suddenly!

"Guang'an Bank will definitely change its name in the future, and I have already chosen the name, it will be called Jiuding Bank, which will be the financial center of all my enterprises. ”

"Changing the name, the benefits will be very great, at least the reputation and credibility will no longer have to work hard to run from scratch, and the business will be better developed. ”

"But before the end of my plan, I don't want Jardine Matheson to know that I have a bank, and in the case of the bank just taking over, the employees can't be completely trusted, and when the time comes, as long as you check carefully, Jardine Matheson will definitely be able to find out the clues, which will increase the uncontrollable risk!"

"So before the end of my plan, Guang'an Bank must be low-key and low-key, which is why the news of Guang'an Bank's change of ownership has not yet been exposed. ”

"If you lose your position at HSBC Securities now and move to Guang'an Bank, it will definitely attract the attention of many people, now you understand, right?"

After speaking, Xia Yu looked at Liu Tianci with a smile on the corner of his mouth.

Liu Tianci nodded solemnly, knowing that he was indeed not suitable for changing jobs now.

"You also know that my current funds are in HSBC, and I have also used HSBC's financial leverage, I am worried that Jardine Matheson will make crooked moves when the time comes, so you are in HSBC Securities, the news must be more well-informed, notify me in advance, and I will be able to deal with it in time." ”

Xia Yu explained.

"Don't worry, boss, I will definitely keep an eye on it, and report to you as soon as there is news!"

Liu Tianci solemnly assured.

Since he was not betraying the interests of HSBC, but helping Xia Yu to prevent Yihe, of course he would not refuse.

Even if he doesn't consider that Xia Yu will be his new boss, just referring to his friendship with Xia Yu, he will definitely help with this favor.

What's more, Xia Yu and him are both Chinese, and when facing the British, they should be consistent with the outside world.

"Well, that's up to you!"

Xia Yu said with a smile.

"But you don't have to do nothing, I give you a task, that is, during this period of time, the Guang'an Bank understands thoroughly, and formulates a good development plan, when my plan is over, the bank reform will be carried out as soon as possible, which must have a complete set of plans, so this set of plans will be done by you, the general manager of the bank. ”

Xia Yu smiled and admonished.

"Okay, I'll do my best!"

Liu Tianci nodded and reassured.

"For a while now, the president of Guang'an Bank is still Liang Dingbang, wait a minute, I will take you to see him, I will let him hand over to you, you need anything to find him. ”

"Okay!"

......

After that, Xia Yu took Liu Tianci to find Liang Dingbang, and when he saw Liu Tianci, Liang Dingbang was very surprised, and then he was shocked.

Liu Tianci is one of the top few existences in HSBC Securities, and it is naturally impossible for Liang Dingbang not to know him, and it is precisely because he knows him that he is suspicious.

didn't let Liang Dingbang think too much, Xia Yu introduced: "Liang Sheng, let me introduce you, this is Liu Tianci, the general manager of the Kowloon branch of HSBC Securities, and will later serve as the general manager of Guang'an Bank." ”

"God, this is Liang Dingbang, the president of Guang'an Bank. ”

"Hello!"

Liu Tianci stretched out his hand with a smile and said.

Liang Dingbang hurriedly stretched out his hand to shake hands with Liu Tianci, and said with emotion: "I didn't expect that Liu Shenglai would take over, with Liu Sheng's ability and Xia Sheng's strong support, Guang'an Bank will definitely flourish." ”

While speaking, Liang Dingbang also admired Xia Yu very much in his heart, and directly poached the elite executives of HSBC in a few days, and he didn't know how Xia Yu did it!

......

After greeting for a while, Xia Yu said to Liang Dingbang: "Liang Sheng, I still have to trouble you to serve for a while, and it will take some time for Tianci to complete the affairs of HSBC Securities." ”

"During this period of time, Tianci will gradually become familiar with the situation of Guang'an Bank, and when the time comes, you will need to provide any information he needs, and I will trouble you to connect with him and complete the transition well. ”

"Xia Sheng, rest assured, I promise to fully cooperate!"

Liang Dingbang assured with a serious expression.

"Another point, before Tianci officially takes over, don't reveal any news that he is going to change jobs. ”

Xia Yu finally admonished.

"Don't worry, I'm very tight-mouthed!"

Liang Dingbang nodded in response.

"Liang Sheng, I'm going to trouble you then!"

"Don't bother, this is what I should do!"