Chapter 1045: Shocking the World (First Update)
Liu Dashan swallowed his saliva, took his eyes off the "Qian Mountain" in front of him with difficulty, looked at the sparse crowd of withdrawals in front of the counter, and pulled his nephew Liu Wei to the counter: "Wei Zai, let's go and ask how much the interest difference is." ”
Of course, Liu Wei had no opinion, and immediately followed his second uncle Liu Dashan to the counter, and found a window with the least number of people to wait in line.
After lining up for a while, it was finally Liu Dashan's turn.
"Hello, what business do you need to handle?"
The young and beautiful teller asked Liu Dashan politely in a soft tone.
Liu Wei, who was behind Liu Dashan, looked straight at it, and hurriedly said: "Hello Miss, help my second uncle see, how much is the interest on his money when it is fully deposited, and what is the interest on all the money that is withdrawn immediately?"
Liu Dashan hurriedly said: "That's what it means." ”
The beautiful teller smiled and nodded, "Okay, please tell me the bank card and ID card, you can sit down first and wait for a while." ”
After speaking, the beautiful teller immediately took the bank card and ID card and started to inquire, then picked up the calculator to quickly calculate it, recorded the data on paper, and then read it to Liu Dashan.
"On June 1 last year, you deposited 30,000 Hong Kong dollars in our bank for a fixed deposit of five years, and the agreement signed at that time was a lump sum deposit and withdrawal, and the interest rate of the five-year fixed deposit was 8.12 percent, and if you had saved up in 1985, the amount of interest you could get was 12,180 Hong Kong dollars. ”
"The current interest rate of our bank is 2.21%, you have saved for 425 days, if you withdraw it now, you can only calculate it according to the current interest, and the current interest amount is 771.98 Hong Kong dollars. (Real data, the interest rate was really high at that time, the highest demand in 82 years was 2.88 percent, and the highest demand in 96 years was 2.97 percent, which is like the current demand of 0.35 percent)
"Are you going to take it out now or continue to save for a fixed period?"
Liu Dashan hasn't read any books, but at least the relationship between size and size can be understood.
The gap between continuing to deposit to maturity and cash out is as high as more than 10,000 Hong Kong dollars!
In addition to supporting his family, he has only saved 30,000 yuan in his fifties now, if he is allowed to earn it himself, when will he earn more than 10,000 Hong Kong dollars?
And if he handed over the money to the bank, it would take more than three years to get more than 10,000 yuan.
He is nothing more than taking on the possible risk of bankruptcy of Jiuding Bank.
Bankruptcy?
Thinking of this, Liu Dashan subconsciously looked at the "Qian Mountain" in the center of the lobby surrounded by the crowd.
I thought of what Liu Tianci said in the audio just now, and there were more than 10 billion cash in the vault of Jiuding Bank.
Will Jiuding Bank really go bankrupt?
After struggling in his heart for a while, he gritted his teeth and said, "I won't take it, keep it." ”
"Okay, thank you for your support and trust in our bank, and I wish you a happy family!"
The smile on the face of the beautiful teller became brighter and brighter, and she immediately returned the bank card and ID card to Liu Dashan as she spoke.
Liu Dashan picked up the bank card number and ID card and immediately put them in his pocket, then got down from his seat and looked at his nephew Liu Wei.
"Wei Zai, do you want to withdraw money?"
Liu Wei shook his head violently and said, "Second uncle, I won't take it either." ”
The people who were queuing up behind Liu Dashan and Liu Wei to withdraw money saw this scene with their own eyes and were also affected, some people simply left the line and did not plan to withdraw any more money, and most of those who continued to queue just wanted to know what the amount of their fixed deposit interest and current interest was.
On this morning, the lobby of the headquarters of Jiuding Bank was overcrowded, but almost all of them were people who heard the news and came to see "Qianshan", and there were very few who really wanted to withdraw money.
Some counter staff were idle watching the excitement, and from time to time lamented that the chairman and president were too clever.
The head office is to resolve the crowding turmoil, and the people who were originally going to withdraw money basically went home, but the other branches are still busy.
However, the run on other branches was eliminated in the afternoon.
Just because at noon, Global Satellite TV's "Noon News" focused on reporting on Jiuding Bank's unprecedented "feat" in the world.
"Midday News" also reported an interview with Liu Tianci, president of Jiuding Bank, who said some "hot" words with confidence on his face.
Jiuding Bank's deep pockets, not afraid of squeezing, and not seeking depositors' deposits, the high profile is imprinted in the minds of every audience who watches the news.
The whole Xiangjiang was shaken!
Jiuding Satellite TV covers the entire Southeast Asia, and many people are shocked by this.
This "feat" that shocked the world gave Jiuding Bank a strong advertisement, resulting in the explosive growth of Jiuding Bank's various businesses in Southeast Asia, of course, this is a later story.
At present, the major banks in Xiangjiang are shocked and extremely envious of the financial resources of Jiuding Bank, and many bank leaders have sent condolences to Liu Tianci, the purpose of which is self-evident, that is, to hope that Jiuding Bank can help them through this turmoil.
In the afternoon, except for the headquarters of Jiuding Bank, which was almost crowded with people who wanted to see the world, the long queues at the doors of other branches and subordinate banks such as Dao Heng Bank, K. Wah Bank and Hang Lung Bank all disappeared, in stark contrast to other banks that were still in the midst of the run.
What made those banks even more indignant was that some citizens immediately ran into Jiuding Bank to deposit money after withdrawing money from their banks.
This scene is too heart-wrenching......
Other big banks, such as HSBC, Hang Seng Bank, Bank of East Asia and Bank of China, were eager to follow suit immediately, but they found that they either did not have so much cash or needed a certain amount of time to mobilize funds.
On the contrary, after Garth Liddell of Standard Chartered Bank talked to Liu Tianci on the phone, he immediately asked Xia Yu for instructions to do the same, and got Xia Yu's approval and support.
On Monday morning, news about Jiuding Bank's "mountain of HK$1 billion in cash" dominated the front pages of almost all newspapers, and the newspapers under Jiuding Newspaper Company seized the opportunity to fancy praise Jiuding Bank.
Seeing this situation, Xia Yu also smiled at Liu Tianci and said that this time it will be the beginning of Jiuding Bank to officially surpass HSBC to become the leader of Xiangjiang Bank!
Liu Tianci firmly believes that Jiuding Bank is not listed, otherwise even if the stock market crash breaks out, the stock price of Jiuding Bank will be able to rise against the market.
......
Jiuding Bank's grand occasion is only a standout, other banks are still in the midst of an increasingly fierce run, and the stock market is not to mention, the two-day closure on Saturday and Sunday did not bring a respite to the stock market, but because of the latest progress of the Jianing Group announced by the police, investors are becoming more and more pessimistic.
With the opening of the stock market at 10 o'clock in the morning, the Hang Seng Index market once again started a plummeting mode, and the three that fell the hardest were Jianing Real Estate, Vinda Shipping and Qichang Life Insurance.
Xia Yu's attention was only slightly focused on the Jianing Group, which could no longer run away, and he paid more attention to the Swire Consortium.
Looking at the soaring trading volume and slowly falling stock prices of companies such as Swire Pacific Group, Swire Shipping Company and Swire Warehouse Company, Xia Yu couldn't help but sneer.
The Shi Yahuai family was still dying, clutching at a small tree on the edge of the cliff and trying to climb up.
But no matter whether the Shi Yahuai family is catching grass or trees on the edge of the cliff, anyway, this week, he has made up his mind to pull grass and cut down trees, no matter what, he must let the Shi Yahuai family and the Swire Consortium completely fall into the abyss!
PS: The first update is sent, there will be a plus more today, I wish everyone a safe and healthy Dragon Boat Festival!