These six banks can be divided into two grades.

The first level is two medium-sized banks, Hokkaido Takushoku Bank and Shizuoka Bank.

Takushoku Bank of Hokkaido is the largest bank in Hokkaido, with total assets of more than US$12,142 million, ranking 43rd among all banks in the island nation last year, just behind Chiba Bank.

The Bank of Shizuoka is the largest bank in Shizuoka Prefecture, with total assets of more than US$9.34 billion, ranking 58th in the banking industry of the island nation last year.

The second grade, from largest to smallest, are Hokkoku Bank, Hokkaido Bank, Fukushima Bank, and Nagano Bank, all of which are small banks in the island country, and they are all ranked outside the top 100.

The strongest bank, with total assets of just over US$4,331 million, ranked 104th last year.

The weakest bank, Nagano Bank, has total assets of more than $2,512 million, ranking 131st last year.

Even if all these six banks are acquired and integrated, according to the scale, they will be worthy of the scale of Concord Bank, which ranks 20th.

If Chiba Bank is added, it can be about the same as the eleventh island long-term credit bank in terms of asset scale, but it is still seven or eight billion US dollars short of Tokai Bank, which is in tenth place.

In addition to the disparity in asset size, the most important thing is that the companies served by these banks are all small and medium-sized enterprises in various places, and even if they are integrated, they are still far worse than the large banks in the island countries in terms of influence.

If you take these banks as the center, you can only pull up a bunch of small miscellaneous fish, and you can easily be crushed by the six major consortia of the island country, and even the banks facing the local consortia after the six consortia will be beaten.

So from this point of view, the current bank layout is definitely not good, and we must make plans on this basis!

Thinking about it, he didn't plan to let Liu Tianci do it again, and he would act after he went to the island country.

After reading the situation in the banking industry, Xia Yu picked up the situation report submitted by Wang Qi again.

Compared with Liu Tianci's report, Wang Qi's report is simpler because there are only two parts.

The first part is undoubtedly the situation of Jiuding Securities' island country branch.

Although the island country branch of Jiuding Securities Company has appeared for a short time, the transaction is very active, and Wang Qi has also continuously injected funds, so in terms of scale, it can be regarded as one of the large securities companies in the island country.

Although it is only the threshold for entering the large securities companies of the island country.

At present, the stock and bond assets held by Jiuding Securities Company have reached more than 1.27 trillion yen, equivalent to more than 5.37 billion US dollars.

Of course, this asset has been amplified by financial leverage, and if it is only its own assets, there are not so many.

The second part is the only joint venture company, Jiuding Yonghe Securities Company.

This company was established four years ago as a joint venture between Jiuding Securities Company and Fukuhara Kazuya's Yonghe Fund, each holding 50% of the equity, Jiuding Securities Company led the operation, and Fukuhara Kazuya provided the resources of the Sanhe Consortium.

With Fukuhara and also loss Sanhe consortium self-interest, Jiuding Yonghe Securities Company has also developed rapidly, although not as good as Jiuding Securities Company, but also has a lot of reputation in the capital market of the island country, is a medium-sized securities company.

The amount of bills and bonds held by Jiuding Yonghe Securities Company has reached 557.7 billion yen, which is more than $2.48 billion in US dollars at the current exchange rate.

Apart from these circumstances, the detailed assets of the two securities companies were not listed, because he did not need them for the time being.

"It all summed up well, everything I needed. ”

After putting down Wang Qi's report, Xia Yu commented with a smile, and Liu Tianci and Wang Qi couldn't help but show a relaxed smile.

Xia Yu looked at the two of them and said: "This year, the focus of my work will be tilted to the island country, and there will be a lot of opportunities in the island country in the future. ”

"Let's start with the banks. ”

"Tianci, Chiba Bank and the shares of the other six companies should all be divested, and their equity should be dealt with well, and no longer have any contact with Jiuding Bank. ”

"The focus of your work is to continue to expand the island country Jiuding Bank, 36 branches are still too few, we must do that every county has a branch, as for the top ten cities, each city must have more than three branches, and at the same time increase the absorption of savings and lending. ”

"But you have to pay attention, to cooperate more with large companies that are not the core enterprises of the five major consortia of island countries, and it doesn't matter if the interest rate is low, understand?"

Hearing this, Liu Tianci immediately asked: "Chairman, don't there be six major consortia in the island country? Which consortia is the rest of the consortia we want to cooperate with?" ”

Xia Yu immediately said: "This is also what I want to tell you, Jiuding Bank should establish a cooperative relationship with the core enterprises of the Sanhe Consortium in depth, whether it goes through the flow or not is secondary, and the most important thing is to lend to these enterprises and establish debt relations." ”

"The core of the Sanwa consortium, Sanwa Bank, has total assets of less than $75 billion, and the other Toyo Trust Bank is not worth mentioning. ”

"On the premise of doing this well, if the funds are sufficient, then focus on cooperating with influential families in the Sanhe consortium, providing loans to other enterprises of these families, and establishing friendly and cooperative relations. ”

"Understood?"

Liu Tianci had already vaguely guessed what the purpose of the chairman was, he tried his best to suppress the shock in his heart, and said solemnly: "Chairman, don't worry, I know what to do, after I go back, in addition to doing what you say, I will also mobilize another three billion US dollars to enter the island country and accelerate the expansion." ”

Xia Yu looked appreciative, and said softly: "It's okay, you can do the rest yourself, as long as you can meet my requirements." ”

Subsequently, Xia Yu looked at Wang Qi, who was sitting in a precarious position, and instructed: "Wang Qi, the island country Jiuding Securities Company will also continue to grow, I can tell you directly, in the next eight or nine years, the island country's stock market will at least soar four times, with the current strength of Jiuding Securities Company, there is not much meat." ”

"Although the stock market on the Xiangjiang side has entered the formal, the plate is still too small, and Jiuding Securities Company is about to approach the ceiling, no matter how high it is, it is too much, and the funds should focus more on the island country. ”

"In addition, I am going to buy Nomura Securities in the island country. ”

"Nomura Securities Co., Ltd. is one of the core enterprises of the Sanhe consortium, but it is very independent, Sanhe Bank only holds 5.1% of the equity, and with the strength of Sanhe Bank, it is impossible to help Nomura Securities too much. ”

"However, Nomura Securities Company is one of the top ten securities companies in the island country, and there is also the largest unofficial Nomura Research Institute in the island country, which is full of elites, and it is not so easy to beat. ”

"Nomura Securities Company also has a branch in Xiangjiang, and you must have fought with it before, so you should know the strength of Nomura Securities. ”

"Although it is a hard bone, as long as it can defeat Nomura Securities, it is enough to make Jiuding Securities' reputation to a higher level, and with this halo, you can seize the opportunity to raise funds openly. ”

"This time, you go to the island country with me, you will operate it, I will personally sit in charge, and you will also take this opportunity to exercise, the Xiangjiang capital market is currently just a small pond, you are still young, and you have been staying here, which is not conducive to your growth. ”

Wang Qi nodded heavily and replied: "Chairman, thank you for your cultivation!"

Xia Yu showed a smile: "You are my arm, if you don't cultivate you, then who will I cultivate?"

Wang Qi looked at Xia Yu gratefully, his heart full of emotion.

"You are leaving for the time being, and you want to arrange a person to temporarily manage the company, does Yuan Tianfan have the ability now?"

In the face of Xia Yu's inquiry, Wang Qi said without hesitation: "Chairman, in the past few years, I have brought Tianfan with me, his talent is the strongest of all the employees I have ever seen, and there are few people who can compare with him in Xiangjiang, and now he is very clear about all aspects of the company." ”

"I think he can do it!"

Xia Yu smiled and bowed: "If you have it, it's him, just take this opportunity to temper him." ”

"You have a good talk with him when you go back, and the group will immediately issue an appointment document. ”

"I'll give you two days to hand over the matter, and go to the island country with me on the seventh day of the first month. ”

"Yes!"

Wang Qi replied decisively.

"Do you two have any questions?"

"If not, go back......"

PS: Write to more than two o'clock, let everyone wait for a long time, the second more send, and ask for a recommended ticket monthly pass

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