235 Fruit Wine Channel

Binhai Commercial Bank can be said to be full of sincerity, and Xiao Feng certainly understands that it is time for him to show sincerity.

"Oh, that's really thanks to President Feng for paying so much attention to you. In this way, the opening banks of my three newly opened branches are located in your Binhai Commercial Bank, and in the other seven branches I have now, I am taking out three of them and putting them in Binhai Commercial Bank. ”

When several branches opened, Xiao Feng did not keep the opening bank of the branch consistent with the head office, although this would increase the workload of the accountant, but this was also the preparation he had made early in order to deal with various banks.

President Feng's eyes lit up immediately when he heard this, six branches, even if each store's net profit income of 10,000 yuan per day is put into their bank, it is 1.8 million a month, how much can this help them complete the deposit task?

In addition, Xiao Feng's three branches have to be mortgaged to their bank before the loan is repaid, which is the bank's favorite high-quality asset, and with these two guarantees, he does not have to worry about the risk of this business at all.

Don't look at this business is a flat interest rate, but a two-year loan, plus handling fees, can make them earn millions, in such an era of industrial recession, what more bicycles?

What's more, through this cooperation, I can get on the line with Xiao Feng, and if there is a business need for celebrity chefs in the future, then they must not be considered first?

At the wine table, the matter of this loan was probably finalized, and the rest of the matter was the work of Li Danni and their loan officers, Xiao Feng and President Feng were very happy and had a great appetite.

When he was happy, President Feng called the waiter and opened two bottles of red wine imported from France, and the market price of just two bottles of wine was more than 10,000 yuan, which can be described as 'full of sincerity'.

Just after tasting a sip of red wine, Xiao Feng suddenly remembered something, so he asked President Feng: "President Feng, are there any wineries near Bincheng that we want to sell? You are all big names in the financial industry, and you have a lot of information in this regard, can you help me inquire?"

President Feng, who had already negotiated a deal, immediately sat up straight again when he heard Xiao Feng's question, Xiao Feng planned to enter the wine industry, and he couldn't ignore this kind of information.

"Oh, I don't know what winery Mr. Xiao is asking, red wine, or white wine?"

"Red wine!"

Xiao Feng just got on the line with Helen in Thailand some time ago, and Helen has already brought the fruit wine he brought back from the other world to promote, I believe that the market will soon be opened in the United States, once people come to your side for large-scale purchases, you have to be trustworthy, right?

Xiao Feng bragged to Helen that he had a winery, if people came, they would see that you were a leather bag company, how could they cooperate with you?

So in order to cover the source of his otherworldly wine, the winery must buy one!

Xiao Feng also considered buying wineries abroad before, but when he thought that foreign wineries basically have a fixed output, and most of them have long been famous, you suddenly make a concentration of fine wines with different tastes, which will definitely arouse suspicion, so he set his goal in China.

Earlier, he had also done some homework and knew that there were some places in China that produced special red wine, but those areas had long been carved up by well-known domestic wine companies, so he could only put his goal back to his hometown.

It just so happened that the Zhuang market in his hometown was a big fruit-producing city, and there were many local wine-making companies, so he wanted to buy a winery here, not too big, as long as he could find a source for his fruit wine.

But after all, he had never been in this industry before, and he didn't know much about the information resources in this industry, so he just got on the line with President Feng today, considering that Binhai Bank is a veteran local bank that has been working in the Bincheng area for decades, and there are many local customer resources in his hands, so he simply opened his mouth and asked Lao Feng about them.

And this is the main reason why he chose to cooperate with the bank this time, after all, the bank has much more information and channel resources than him.

"Mr. Xiao, you really found the right person this time, when it comes to red wine wineries, my old Feng can be said to be definitely an expert. Because my hometown is in Zhuangshi, there are many red wine brewing companies there. However, there are no well-known red wine brands in our Zhuang City, so those companies are engaged in brewing puree, and then sell them to well-known enterprises at home and abroad to give others OEM business. To be honest, they earn all their hard-earned money, and most of it is made by those well-known brands... ”

Don't say it, this President Feng really didn't brag, when it comes to the red wine business, he is really the head, plus his hometown is from Zhuang City, and he really popularized a lot of knowledge about red wine to Xiao Feng.

"Mr. Xiao, are you still planning to get involved in the red wine business?"

"Well, there's an idea for that!"

"Then Mr. Xiao, are you planning to take out a loan this time? or... ”

Although he had just negotiated a deal with Xiao Feng, after understanding Xiao Feng's plan to enter the wine business, Lao Feng couldn't help but reevaluate the business he had cooperated with Xiao Feng before.

First of all, it depends on the person who is the person who speaks of the enterprise, whether you are innocent, whether you have a bad record, investigate your credit status, and also understand whether you have bad habits such as gambling, and then it depends on your way of thinking about running a business.

The most afraid is the kind of guy who is dissatisfied with a bottle and a half bottle of swaying, and today the industry has just improved a little, and then he will take money to invest indiscriminately, which is called diversification, to put it bluntly, it is uncertain, and it is often very risky to invest in such people.

And now that President Feng looks at Xiao Feng, he thinks that this guy is a little floating, doesn't he just open a fast food restaurant to make some money? Now he doesn't honestly open a fast food restaurant, but he actually wants to run to sell red wine, is this red wine industry so easy to enter?

In recent years, he doesn't know how many bosses in the wine industry have gone bankrupt and run away, and people have been doing it for decades.

The originally scorching atmosphere at the banquet suddenly became cold, Xiao Feng looked at President Feng's face, how could he not understand what he meant, and quickly explained with a smile: "Actually, I am only a shareholder, this company is what a French friend of mine wants to do, and the investment is mainly invested by him!"