Tang Qing was thinking about his future plans, what was more miserable was that he had to go through the college entrance examination again, but after graduating for so many years, his high school knowledge was basically returned to the teacher, those questions knew him, but he didn't know the questions, he could only stare dryly when he met, if he could fight, he couldn't wait to strangle the other party.

Fortunately, there are still eight months before the college entrance examination, and with the vision of universities and graduate students, it should not be too difficult to pick up the knowledge of high school, especially English, unlike other subjects that do not have an in-depth understanding and just cope with the exam, and there is basically no opportunity to use it. English generally has to be memorized a lot repeatedly, and the memory is relatively deep, in Tang Qing's opinion, the easiest subject to pick up for the reborn is English, of course, this is only for those who have learned it seriously, don't be delusional about the scum of the passing level.

Besides, after graduation, I also worked in a foreign trade company, but after all, I was on the side, the level was not bad, and I usually like to watch English original movies, although I am not proficient in English, but it is definitely not difficult to read the book to cope with the college entrance examination.

Tang Qing, who had initially solved a subject, was suddenly in a good mood.

"It seems that I will study hard in less than a year in the next year, with my brother's IQ, it shouldn't be a big problem, at least it won't be worse than in my previous life. Tang Qing muttered to himself, at this time, Tang Qing was very envious of the seniors in the novel, but it was a pity that he didn't have this skill when he tried it just now.

Tang Qing didn't think that he would not be able to study if he was reborn, this is not only the expectation of his parents, but also the agreement with Lin Jiaxue, he wants to go to the same university as Lin Jiaxue, spend this regretful youth together, and realize the longing of his youth together.

Of course, making money is definitely necessary, Tang Qing's family is not a wealthy family, his parents used to be workers in a textile factory, after the factory was closed down by the management, the two were forced to lay off, and then rented a shop on the street of their hometown county to sell miscellaneous clothes, went out early every day, closed home after dark at night, just to earn a little more money, more than ten years like a day, all year round except for Chinese New Year's Eve and New Year's Day two days off for almost no free time.

His parents regularly gave his aunt 300 yuan a month for living expenses, of which 30 was used as his pocket money, which was obviously not enough compared to the life in his uncle's house, and his aunt often bought him clothes and school supplies, and gave him more pocket money to prevent him from telling his parents, so he has always had only two words of gratitude left in his uncle's family.

In the previous life, the old couple was tired for more than ten years and saved some money, ready to keep it for Tang Qing to buy a house and marry a daughter-in-law, but unfortunately they didn't expect that their grandfather fainted when he was farming two years ago, and was taken to the hospital and was found to have a terminal brain tumor.

After that, Grandpa's illness almost used up the family's savings, and in the end, he died after a few months, and Grandma died in the same year. Three years after his grandfather's death, that is, in April next year, he saw his father's brother, that is, his second uncle Tang Zekai, in fact, the second uncle's original name was Tang Kai, and later he added a Ze character in the middle, but at that time his second uncle seemed to be hiding something, and hurriedly met with them for dinner and left, and there has been no news since.

Thinking that his parents had never enjoyed any happiness in his life, Tang Qing couldn't help but feel sad, now that he was reborn and returned, he finally had a chance to make up for it, he must not let his parents suffer anymore in this life, let alone let them leave him.

In this life, you must make a lot of money, so that the people you love and those who love you can live a good life.

Now Tang Qing, thinking back to his previous life, found that his life in his previous life was really boring and pitiful, he was hopelessly stupid, he was alone, he didn't even have a girlfriend, even Lin Jiaxue was in the spirit of the sky, he would never want him to live like that...

Since God has asked me to live again, this life will make my life a little more wonderful and meaningful, Tang Qing silently made an oath in his heart.

As for Wang Yan, with Lin Jiaxue, he can only say sorry.

Immediately, Tang Qing began to think about how to make money again. Although I have lived for many more years, I am just an ordinary person who goes to school honestly, works steadily, and occasionally reads novels, and has no special talents, and does not know how to program like my predecessors, does not remember the lottery, does not know singing, does not remember stocks, and is not a genius, even if I have been in society for a few years, it seems that it is useless.

No, there is a chance for stocks, but that is half a year later, and only those two or three stock dark horses, from the bull market of 07 years is still long, even if you remember some other ways to make money, such as buying a house and hoarding it, but there is no start-up capital, the parents at home have a little savings, but if you want to persuade your parents to take it to yourself, hehe, then forget it.

Tang Qing scratched his head vigorously, and suddenly found that he really couldn't think of any way to make money quickly for a while, and there was nothing to empty the white wolf project.

It seems that not everyone can be the protagonist when they are reborn, there is no experience of the protagonist without the strength and IQ of the protagonist, Tang Qing made such an evaluation of himself.

God, aren't you playing me again, so give me a golden finger, otherwise with this memory, the Internet feast has been almost eaten, and the monopoly of several giants has been basically formed. Even many of them have already been listed, and the chances of buying shares are slim now, and even more so in the future. Not to mention investment projects, now the start-up capital alone can puncture all his illusions, this is really a rush to take a gun ready to hunt in the wild, and suddenly find that there are no bullets, this feeling is simple.

"It would be nice to have a bank, and it would be so troublesome to get as much money as you want. Tang Qing, who hadn't come up with a clue after thinking about it for a long time, muttered in a low voice.

Just when Tang Qing's thoughts drifted farther and farther away, and he had begun to break through the sky, and when he was developing towards delusion, a voice like a silver bell sounded in his head.

"Hello host, the personal banking system is at your service. ”

The sudden sound made Tang Qing jump out of bed in fright, but he was not so scared, for example, even if someone clearly told you that someone jumped out to scare you at the bend in front of you, you still had an inevitable reflex to avoid this sudden situation when you got there.

After being stunned for a few seconds, Tang Qing's mind began to analyze the current situation.

I'm strangling, what's the situation, my gold finger is coming?

What did it just say?

Bank?

Does that mean a lot of money, a lot of money, a lot of money, a lot of money, a lot of money, say important things three times, especially important things more often.

"What system are you?" asked Tang Qing, who had come back to his senses, in a low voice

"Personal banking system, host. The voice rang out again.

Hearing this, Tang Qing finally put his mind at ease, it seemed that it was not an illusion, and it was really a bank.

"What is your main role?" Tang Qing didn't ask if it was possible to borrow a lot of money for the mentally retarded, it was better to let the system introduce what it could do, so as not to be poured cold water.

"The main purpose of this system is to train the host to become a qualified banker. ”

So 'exquisite'... role. Tang Qing couldn't help but complain, but it seemed that the question he asked was wrong, and the reality threw the IQ that he had just felt floating back to the ground.

"What is your main function. After thinking carefully for a few more seconds, Tang Qing threw out another question.

"The main function of this system in the novice period is to allow the host to exercise the various abilities of the protagonist by earning money and doing tasks, as well as to provide the host with necessary material and information support. ”

After asking carefully for more than ten minutes, Tang Qing finally understood what this system could do, the main thing was that he could give him a certain amount of money every month, let him find someone who needed it, and collect the principal and interest when due, and at the same time, he could also take out a loan in the system every month.

The system only charges a monthly interest rate of 0.5 percent, and the annual interest rate is 6 percent, which is almost equivalent to the interest of the bank's commercial loans, but the bank's interest generally fluctuates slightly, and the system simply takes a whole number, and if the interest he lends exceeds the monthly interest rate of 0.5, the interest on the excess part is his.

His own personal loan is interest-free, and every year today, that is, October 1st, when the annual liquidation is due, all the personal loans for this year need to be paid off at one time, and can not be paid off in advance and arrears, if it can't be repaid within the day, hehe, the system will say goodbye, and the memory will be deleted and become an idiot.

Immediately, Tang Qing closed his eyes and called up the personal information of the system, and the operation interface with a sense of science and technology was imprinted in his mind, and the information was as clear as if he really saw it:

Host Name: Tang Qing

Account Level: Level 1

Experience: 0/100

Loan amount of this month: 0/500,000

Personal quota for this month: 0/100,000

Withdrawable assets: 100,000

Spirit: 51+10 (Human Limit 100)

Constitution: 49+10 (Human Limit 100)

Source gas value: 10

The system stipulates that customers can gain one point of experience for every 10,000 principal returned, and the amount of external and personal loans will be doubled on the current basis for each level of increase. It is equivalent to saying that if he is second-level, he can personally borrow 200,000 yuan every month.

He didn't understand what the source gas value was, the system only said that it could improve various abilities, and the later functions were to be developed, as for what to be developed, the system said that his account authority was low and he had no right to view, but Tang Qing, who knew Chinese characters, looked at the data of the two plus ten, and it was clear what this thing could do at the moment.

Finally, let's talk about this withdrawable asset, which is the funds that he can personally withdraw from the system's personal account, the initial level is directly rewarded with 100,000, and there is no need to pay it back, and every time the system is upgraded in the future, the current level will be rewarded with a one-month personal quota as a reward, that is to say, when he is promoted to the second level system, he will directly give 200,000 to spend casually.

Looking at the reward of 100,000 yuan, Tang Qing was speechless for a while, there is a system is hanging, except for the compensation of his parents before his rebirth, his savings are less than half, and the system almost blinded him as soon as he appeared, and directly gave 100,000 pocket flowers, this is still zero four years, and happiness should not come too suddenly.

In order to cultivate him, the system will take the initiative to provide a customer every month whose capital needs account for about 40 to 60% of the external loan amount of the month, and the selection can not be refreshed, and the contract can be successfully signed according to the content of the task, regardless of whether the other party finally repays the money The contract expires and the experience will be automatically increased, and there is no punishment.

As for the rest of the funds, he needs to find a loan object by himself, and he can only sign a contract for repayment within a month of more than ten days, and the interest is only charged for a whole month, for example, even if the other party borrows for ten days, it will charge a month's interest, and the current system of more than one month contract does not provide loans, and only the system has experience in lending money. Personal loans and other money lent out inexperienced.

Even if you pay it back in advance, it is useless, you can only gain experience on the day when the contract expires, and if you don't pay it back after the deadline, you will have experience on the day you repay the money.

Speaking of which, I have to say that the system assessment of the first 24 o'clock of each month is more pitiful, the system will assess all the expired contracts from the previous assessment date to the 24 o'clock of this month, if the funds that are not paid reach 20% of the total quota of the month where the contract is signed, it will be regarded as unqualified, and each level will be assessed twice in a row or unqualified for three consecutive assessments, and he will have to become an idiot.

For example, this month's external loan amount is 500,000 yuan, except for the customer recommended by the system, the total amount of other contracts exceeds 100,000 yuan during the monthly assessment, and the monthly assessment of the month is directly unqualified.

However, the system also gave him a room to operate, that is, there must be a time interval between the day the contract expires and the assessment time, as long as there is a way to get the other party to pay back the money during this interval. For example, the one-month loan lent out on the second day of this month, the contract will expire on the second day of the next month, and the first one will definitely not be assessed, but the first of the next month.

As for the principal and interest recovered by the system itself, they disappear in place and cannot be used again.

Of course, the other party will not take the other party if it is not on the system, the collection system does not care, the system will directly transfer this part of the loss to him, and the interest system does not want it, and the loss principal is fully included in the personal repayment of the annual liquidation, even if the other party pays it back after the assessment, it cannot be revoked.

This forced him to control the risk carefully, as for helping the other party advance money to repay the system, Tang Qing could only think about it but didn't dare to do it, because he remembered what the system said to him at the end just now.