Chapter 18 Ten Million Dollars? No, One Million Dollars
Some people say that a woman's lining is given by a man.
There is some truth to this.
No one's temperament is innate, women's grace and luxury or delicate elegance often come from men's dedicated care, do not worry about the tediousness of life, do not have to bear the oil, salt, sauce and vinegar to urge people to grow old.
Otherwise, no matter how beautiful and luxurious a woman is, she will become a hysterical shrew because of life.
Some people also say that there is no more brilliant female companion who can grow face for men.
There is some truth to this.
No matter how luxurious a big house is, no matter how expensive a car or watch is, you can buy it with money, but compared to a truly graceful and exquisite female companion, everything else is not worth mentioning.
It's easy to get, but it's hard to find.
A delicate, elegant and sincere woman is hard to find in the world.
As Shen Jiannan and his entourage stepped into the bank, the eyes of the people in the bank involuntarily turned to Song Xiaodan first.
A white hat, with bright red flowers on the brim, sparkling stars and diamonds all around, a translucent scarf covering the face, and a delicate face looming under the scarf, there is a mysterious graceful and luxurious temperament.
The dress intertwined with rose red and silver filigree outlines a delicate but peaky graceful posture, which is gorgeous without being vulgar under the unbearable squint of the material. A three-tiered diamond necklace hung from her fair-skinned neck, and an oversized red gemstone in the middle shone brightly, reflecting her whole person beautifully.
The dignity and grace are undoubtedly displayed, and people are fascinated at a glance.
Shen Jiannan is not full of jewels.
The well-fitting black suit has a faint luster, a white shirt with a blue and white tie, a light smile on his face, and a slender figure looks personable, and as he steps forward, a Rolex watch with gold and verdant intertwining will occasionally be revealed on his wrist, and the whole person looks deep and restrained.
It's not blind, everyone knows that the two of them are worth a lot of money.
What's more, there are imposing bodyguards behind the two, their steady steps maintain the best distance at all times, their eyes are like electricity, and their actions are clean and neat, and a fool can guess that the person who can hire this kind of bodyguard is either rich or expensive.
Belch......
Shen Jiannan didn't pretend on purpose.
The United States is a federal republican constitutional state composed of multiple races, colors, and regions.
Freedom and equality. It is the foundation of the United States of America. But it turns out that freedom, equality, and the absence of discrimination are a joke.
In the centuries-old history of the United States, racial discrimination and oppression have never been broken.
In 1882, the U.S. Congress accepted the Chinese Exclusion Act by Republican Senator John Miller. This is one of the most severe restrictions on immigration in U.S. history. The Chinese Exclusion Act banned Chinese laborers employed as miners from entering the United States for 10 years, or they were imprisoned or deported.
Many Chinese were brutally beaten and killed simply because of their race.
When the Chinese are denied equal employment opportunities, land, business, and education, the activities of the Chinese living in the United States are confined to the Chinese community.
That is, "Chinatown".
They can only survive by running laundries, restaurants, grocery stores, and other low-level humble and difficult service industries.
Why?
A large part of the reason is because the Chinese are poor.
No, it can't be said to be because of poverty.
Chinese people are too hardworking in their bones and don't know much about life, and many Chinese in the United States make money, and would rather be half-hungry than bring money back to their homeland.
This is the most intolerable thing for a capitalist country.
Compared with the natural laziness and squalor of black people, the most discriminatory thing about capitalism is the Chinese who live like ants and cannot abandon their homeland in their hearts.
Shen Jiannan has been in the United States for a long time, and he knows very well what the attitude of American high society is towards Chinese.
If are slaves, the Chinese can only be counted as third-class humans.
In a celebrity gathering place like the financial district, if you don't have enough pomp, in addition to being discriminated against and disgusted by people for no reason, you may be arrested by the federal police for a random reason.
The police in the United States never need a real reason to arrest people.
If you resist, you'll be shot.
Especially these days.
The Chinese are poor, that is known to the world, and the poor tea eggs cannot afford to eat, so they naturally have no dignity.
For blacks and Chinese, white police chiefs have only one attitude.
In order to avoid unnecessary contradictions and troubles, the image of Shen Jiannan and his entourage is very in line with the trend of the top upper class, which makes people feel awe.
Pretending to be a pig and eating a tiger costume?
There is only one possibility that the biggest is that someone is beaten for no reason, and the police rush to deal with the violence, resist, and send you a bullet in minutes.
But the United States also has American benefits.
Capitalism, rooted in the bones of all people, is at the heart of this country.
As long as there is enough wealth, here is the living God.
To be a hall manager at Merrill Lynch, in addition to the necessary high-quality service, you also need to have a good vision.
Shen Jiannan and his entourage walked into the hall and immediately attracted the attention of Johnny Pitt, the bank's duty manager.
The necklace around the female partner's neck is worth hundreds of thousands of dollars, and the custom-made Rolex that occasionally shows off on the wrist is worth hundreds of thousands of dollars.
This is a big customer.
According to the image and temperament of Zhao Shen Jiannan and his party, Pete immediately divided the customer level in his heart.
This is the unspoken rule of all banks.
Because, no matter how loyal a customer is to the bank, if he is a poor ghost, it is impossible to bring any profit to the bank, but if it is a super potential customer, he can compare hundreds and thousands of customers with a single hair.
Perhaps, they accidentally bought an insurance policy, perhaps, they just opened an account in the bank and saved money.
It's all the most wonderful thing.
Just like the conditions are reversed, before Shen Jiannan and his party entered the front desk of the bank, Johnny Pitt walked over quickly.
"Hello sir, I'm Johnny Pitt, the lobby manager of Merrill Lynch, how can I help you?"
Pete's posture was very low, and he bent over towards Shen Jiannan with one hand and performed butler-like etiquette.
This is the law of survival in the banking industry.
In addition to the most respectful and intimate service, even super VIP customers can enjoy additional free services from the bank.
Make appointments with the nation's top private doctors, queue up for the highest level of wards, provide helicopter transfers to and from the country, schedule the tightest flights, and even protect the mercenary lineup.
Only the unthinkable, there is nothing that cannot be done.
Regarding Johnny Pitt's attitude, Shen Jiannan naturally will not feel flattered, this guy knows very well that in the United States, as long as there is money, these bankers in front of him are all grandsons, but when you go bankrupt, the best friendship boat, that is to say that it will be overturned.
"Hello, Mr. Pete, I need to buy Treasury bonds, I don't know if you can help me. ”
Treasury bonds in the United States are, of course, US Treasury bonds.
It refers to the national bonds issued by the U.S. Treasury on behalf of the federal government, and in layman's terms, it is the bonds issued by the U.S. government on national credit.
Since Treasury bonds are issued by the U.S. government, they have the highest creditworthiness and are recognized as the safest investment vehicle. According to different issuance methods, U.S. Treasury bonds can be divided into three types: certificate treasury bonds, physical coupon treasury bonds, and book-entry treasury bonds.
It is considered to be the most stable and reliable bond due to its high security and strong liquidity.
Therefore, it is also known as "gilt securities".
According to the repayment period, government bonds can be classified into term government bonds and indefinite government bonds.
Term treasury bonds: refers to treasury bonds issued by the state with strict deadlines for repayment of principal and interest. Term treasury bonds can be divided into short-term treasury bonds, medium-term treasury bonds and long-term treasury bonds according to the length of the debt repayment period.
This is short-term to long-term, generally between one year and thirty years.
When it comes to investing, risk and return tend to be relative.
Since Treasury bonds are known as the most reliable investment tool, it means that their returns are not too high.
Under normal circumstances, the interest rate on the 30-year US Treasury bond is basically about 6 percent, the yield on the 10-year US Treasury bond is currently around 4.5 percent, and the yield on the five-year Treasury bond is about 3 percent.
What Shen Jiannan wants to buy this time is a bearer type of 10-year treasury bonds.
With the proceeds of the Treasury bonds, First Capital certainly does not need it. But one of the characteristics of U.S. Treasuries is that they are very liquid and that governments buy them.
Internationally, it is worth as much as the US dollar.
In addition, government bonds have a stable income, so if you are in urgent need of cash, you can almost use government bonds as collateral to the equivalent of the local currency. Because Treasury bonds are bonds issued by the U.S. federal government, as long as the U.S. government exists, it must be redeemed at maturity according to the promised yield with interest.
Default, in the history of the United States, other claims have been at risk, but there has never been a default on the national debt.
This is the only reason why Shen Jiannan bought US Treasury bonds.
The collapse of the Soviet Union was imminent, and if you want to maximize profits, it is natural to buy a large number of junk companies in the privatization of the Soviet Union, but if you want to buy those companies, you need to have a large number of rubles to buy shares in people's hands.
This is a contradictory structure.
The ruble will collapse, and there will be absolutely no suspense, and if it is injected directly into the USSR in dollars, it will be exchanged for a pile of waste paper.
However, if you hold a large amount of U.S. Treasury bonds, you can pledge them to the local currency of any other country at will. In addition to preventing exchange rate risks, there will also be a certain amount of income, and it can be sold in the market at any time.
Buy Treasury bonds.
Johnny Pitt was overjoyed.
The U.S. government ran a deficit as a result of the war against Iraq, and in order to compensate for the fiscal pressure, the Treasury issued a large number of Treasury bonds three months ago.
Every bank has a certain sales target, and as one of the largest investment banks and securities companies in the United States, Merrill Lynch naturally has a certain quota.
Not enough, Pete didn't have any surprises.
The U.S. Treasury bond issuance is about $500 billion a year.
Basically, there will be Treasury bonds issued every week, construction bonds, war bonds, and various kinds of Treasury bonds, and the largest buyers of these Treasury bonds are American institutional investors, American banks, and American individual investors, which account for about 40 percent of the issuance of US bonds.
Otherwise, they are sold to governments or investors around the world.
Because in addition to stable income, treasury bonds are also a good tax shelter tool. In order to encourage investors to subscribe to Treasury bonds, the U.S. government stipulates that interest income from the purchase of Treasury bonds can be reduced or exempted from income income tax.
This is undoubtedly a great attraction in terms of the fact that the proceeds of marketable securities must be included in the total income of the investor and subject to income tax payment.
In addition, American residents are very investment-conscious, and almost every day, customers will come to the bank to buy Treasury bonds.
In the sale of treasury bonds, more than 60 percent of the treasury bonds were bought by himself, and it can be said that Neon is the largest bondholder in the United States and the largest creditor in the United States.
With an oriental face, extraordinary temperament, and wealth, Johnny Pitt immediately confirmed Shen Jiannan's share.
This is an uncle from Yuben.
"Sir. Please follow me to the highest VIP lounge on the second floor, and we will have the most professional staff to handle it for you. ”
Shen Jiannan's rating was determined, and Johnny Pitt's service immediately rose to the highest level. It's not groveling, but it's definitely the best service.
This is the tenet of the U.S. banking industry, and the customer is God.
Soon, led by Johnny Pitt, the group arrived at the VIP room on the second floor.
Not a loss to Merrill Lynch's VIP room.
The opulent halls are full of luxury, with glittering silverware, exquisite paintings on the walls, and soft carpets that are inaudible when you walk around.
Four blondes and a man in a suit dressed in professional attire greeted the people as they entered.
The smile on his face is like a pious messenger, welcoming God to the earth.
No.
More devout than to God.
"Dear Sir and Madam, your coffee. ”
As soon as the two of them took their seats, a female bank clerk smiled and brought two cups of mellow coffee on a tray.
The coffee is smoky and fragrant.
Placing the coffee on the table, the blonde clerk smiled and bowed away. That kind of humility and obedience makes people feel natural and comfortable in their hearts.
Picking up the coffee and stirring it, Shen Jiannan tasted it.
Original coffee, very mellow.
Thinking about the service attitude of banks in other regions, Shen Jiannan didn't smash his mouth.
No wonder it was able to bring down the major banks of the USSR.
With this attitude of service, that is, without interest, the banks of the Soviet Union also had to lose under the service.
One is to treat his grandson coldly, and the other is to treat God with the same care, and fools know which one to choose.
"Sir, the current treasury bonds have a 30-year, 10-year and 5-year maturity, and in terms of investment income, we recommend you to buy 10-year treasury bonds, I don't know if you are satisfied. ”
“ok。 Just what the doctor ordered. ”
"I don't know how much 10-year Treasury bonds you need to buy, I'm going to prepare the procedure for you now. ”
Shen Jiannan smiled and silently stretched out a finger.
One finger.
Johnny Pitt probed as much as he could.
"A million dollars?"
Shen Jiannan shook his head.
Oh buy karma!
Johnny Pitt exclaimed in his heart, his eyes wide open with disbelief.
"Ten million dollars?"
"No, 100 million...... Dollar. ”