Chapter Twenty-Seven: Completely Crooked

was scolded as a profiteer, Shen Jiannan was not happy.

"Xinyue, I think it's a little better than exploiting and squeezing you, I'm just exploiting myself for a little money, but you can't even squeeze orange juice for yourself. ”

“......”

Chinese culture is broad and profound, Lu Xinyue didn't understand what it meant for a while, and when she understood, her face instantly turned red.

There are people all around, and this bastard actually said this openly, and let people not live. Annoyed and angry, Lu Xinyue's crescent moon formed almond eyes, and he couldn't help but kick people when he raised his foot, but unfortunately, Shen Jiannan had already prepared, grabbed the drink and laughed and ran away.

"Sister Crescent. What did the master mean by what he just said?"

"What else can he say with that broken mouth. Ignore him, I'll take you around our school. ”

“......”

Xuanwu Road, not far from Huahai University, the group divided into two roads and walked into the school campus respectively.

Leafy French plane trees shade the sky and stand on both sides of the walkway, providing a large shade for the hot summer day, some girls sit on the bench in the shade with books in twos and threes, and there are also boys with long hair hiding in the shade holding a broken acoustic guitar, shouting self-indulgent music.

In a remote place, couple-like men and women leaned together, or lay on the bench, complaining to each other or doing some intimate movements, laughter and coquettishness made Shen Jiannan feel unreal many times.

But after all, it is not the past, having attended proms and experienced girls from other schools to send warmth in the middle of the night, this guy has realized that in this era of savage growth and just being invaded by Western culture, the extreme embodiment of polarization is the real nineties.

Some people, for the West, worship as if they believe in God, whether it is good or bad, there is no mistake.

Later, many people felt disgusted by the sweet air in the United States, but in such an era, there was no shortage of values that were transmitted by the Liuyang faction to transmit some American spring water and the true fragrance.

Sexual openness, open-mindedness, capital value impact, and universal values are all under the impact of various Western cultures, which makes people lost and confused.

This is an era of dragons and snakes, and in this era, what he can do is really very limited.

Crossing the main road, bypassing several secluded corridors, in an unconscious stroll, Shen Jiannan unconsciously walked to the place where he used to be in class.

It's a coincidence.

Standing downstairs, you can see that in a classroom of economics and finance, there is a teacher teaching something in the classroom, and from a distance, it seems to have a sense of familiarity.

With nothing to do, Shen Jiannan stopped Tang Dunhou and his party who were following behind, and walked up to the teaching building alone.

"The difference in equilibrium price and equilibrium quantity caused by changes in demand and supply is called the supply and demand theorem in economics, so theoretically speaking, the relationship between supply and demand determines the change in price. ”

“......”

"The price is determined by the value. Value is the basis of price, and price is the monetary expression of value. All other things being equal, the price is proportional to the value. ”

"For example, the price of money is subject to the amount of money issued, and if the amount of money issued exceeds the amount of money needed in circulation, it will cause the depreciation of paper money and the rise of prices, and vice versa. ”

On the podium, a young man who looks to be about 30 years old holds a textbook and talks to the students about the basic concepts of economics.

That's right, about thirty years old.

Zhao Aihua, one of Shen Jiannan's former students, has been in high school for eight years, and the youngest student in the class is twelve years old, and because of his age, he was jokingly called Uncle Zhao by some classmates.

A thirty-year-old man is already really mature, holding a textbook, wearing a straight Mao suit, with a six-and-four-point head, and a black-framed glasses, not to mention, compared to Shen Jiannan, Zhao Aihua, who has a mature appearance, is more like a teacher.

"And the same is true in commodity resources. For example, when there is a shortage of a certain material in the market, excluding factors such as policy interference, then its price will rise. And vice versa, when there is a flood of goods in the market, its price will fall because the supply is greater than the demand. ”

“......”

"The value of commodities is 、...... according to social productivity and cost."

“......”

Listening to Zhao Aihua holding the textbook and telling the students on stage, Shen Jiannan felt both regret and relief.

From an economic and financial point of view, classical economic theory has long been obsolete, and the relationship between supply and demand is no longer the one that dominates global resource prices. At one time, the international price of oil soared from $70 to $140, while oil production and consumption were basically flat, and there were even inventories.

At that time, the international community asked OPEC to increase production to curb the rise in oil prices, and OPEC said that it was not needed.

Many people think that OPEC is reluctant to increase production for the sake of profits, but many people don't know that OPEC is also helpless, because the pricing power of oil is not OPEC itself at all, but capital. In the subsequent disaster, although it was true that the demand for oil was greatly affected, it was able to kill the price of crude oil to the horizon and then to the eighteenth layer of hell, which has long surpassed the theory of classical economics.

But all of this, after all, is a later thing.

Shen Jiannan sometimes thought about what kind of impact it would have if the logic of the economic theories he had told at the beginning of his mind affected the variable relationships of this era.

Although, with the development of the capital market and the increase of liquidity in the financial market, the influence of supply and demand on prices has become less and less in the forward market pricing and the promotion of capital monopoly. It has become the pricing of rights, the pricing of capital, and finally the pricing of supply and demand, but the economic theory that has transcended the era for 30 years can easily become something like a demon in this era.

Just as in the feudal era, when everyone was equal in socialism, it would not only be regarded as an anomaly, but also as an enemy at all class levels.

Transcendence can be both progress and disaster.

On the podium, Zhao Aihua was holding the textbook in his hand and talking eloquently, with an elegant demeanor and a relaxed handwriting on his face, which was quite a bit of a scholar's taste, and it was completely impossible to see that he was actually still in the internship period.

Soon, after finishing what was to be said, Zhao Aihua closed the textbook and cleared his throat.

"Although the relationship between supply and demand determines the value factor is a basic concept in economics, I think this set of theoretical logic is too rigid, and an important link in the theorem is missing. ”

"Neon I think everyone knows that because of the scarcity of land resources, there has been a war against our country, a big reason is that the land is barren and the stable environment is very precious, and this logical relationship is also the biggest reason for the rise of neon in the past ten years. But I think anyone who has known Neon knows that at the beginning of last year, the demand in the market suddenly collapsed, and real estate prices fell by 80 percent in four months after banks stopped lending. ”

"Have any of your classmates known about this?"

"Mr. Zhao, I've heard that my cousin is doing business in Nagoya, and he said that in the past two years, many of the former bosses have become homeless people on the street, picking up garbage for a living. One of his former big customers jumped off the building and died at the beginning of the year because of the sudden collapse of Neon Real Estate and owed a lot of money to the bank. ”

"It's fallen by 80 percent in four months? Isn't that about to fall out, and I haven't fought a war in the past two years, and I haven't heard of an earthquake or anything? How can it fall so much?"

“......”

“......”

In the midst of the students' discussions, Zhao Aihua waved his hand to stop the students' commotion.

"To be sure, Neon's land area hasn't increased and its population hasn't decreased because of wars and natural disasters, but in fact, Neon Real Estate did drop by 80 percent in four months. ”

"The reason is actually in the bank capital, in the early 80s, under the injection of bank capital, neon real estate has risen rapidly, under the capital injection, there has been a monopoly, the price has grown rapidly under the monopoly factor, the Ministry of Finance has limited the size of the loan and the bank capital can no longer continue to be injected, so it led to the rapid collapse of neon real estate in four months.

This is also the reason why in the past year or so, more than 300 neon banking institutions have gone bankrupt, because the main factor driving the rise of bank real estate is the impetus from bank capital, and without continuous capital injection, it will lose demand, resulting in the collapse of real estate, the collapse of real estate, resulting in the capital invested in the banking industry becoming non-performing assets, and the bad debt rate increasing; in order to recover losses, banks can only deal with non-performing assets, resulting in housing prices continuing to fall. As a result, it led to widespread bankruptcy of banking institutions. ”

"So we can draw a conclusion......"

After a pause, Zhao Aihua picked up the chalk, turned around, and wrote a line of big characters on the blackboard.

"Capital determines price, and price determines supply and demand. ”