But there were also a few posts that were sent to Gulan in horror. shouted 'Ponzi scheme' and urged Gulan not to be fooled, lest he harm others and himself. Some bluntly say that it is a pyramid scheme, so don't step into the trap.

Some directly said that it was a lie and persuaded her to restrain herself from the precipice. Another good friend told her that she had been involved in several of them, and she couldn't believe it, and she couldn't reach out and hold her by in her eagerness. It was as if there was an abyss in front of Gu Lan, and if he accidentally kicked him, he would be shattered and never recovered.

None of these posts were posted in the group, but peer-to-peer to Gulan himself, which can be described as well-intentioned. The posts were written by close friends and family, including one of his sons, who said that the systems were simulated and manipulated behind the scenes.

Although there are not many of these posts, the fear in the words is like being bitten by a snake, the palpitations like being burned by a soldering iron, the earnestness of the words, and the harshness of the tone, so that Gu Lan has to pay attention to it.

After all, she was new to this path, and she knew what was at stake. But she didn't quite understand the depth of this karma. For this reason, Gulan deliberately checked the Internet for a 'Ponzi scheme'. This check startled Gu Lan himself.

It is clearly published on the Internet: Ponzi scheme is the name of investment fraud in the financial field, the ancestor of pyramid schemes. Many illegal pyramid schemes use this trick to amass money.

This scam was "invented" by a speculative businessman named Charles Pounds. Ponzi schemes are also known in China as "empty gloves and white wolves" to tear down the east wall and make up for the west wall. In short, it is to use the money of new speculators to pay interest and short-term high returns to old speculators, in order to create the illusion of making money, and then defraud more money.

Charles Pounds was a 19th- and 20th-century Italian-born speculator who immigrated to the United States in 1903 and in 1919 began a plot to trick people into investing in a fictitious business, promising a 40% return on profits within three months.

The cunning Pounds then pays the new investor's money as a quick profit to the original investor in order to lure more people into falling for it. Due to the high returns of the early investors, more people will follow.

Pounds managed to attract more than 30,000 investors in 7 months. This conspiracy lasted for 1 year before people who were carried away by interests came to their senses. Later generations called it a Ponzi scheme.

The above also lists the 10 classic cases of using investment, financial management, lottery, and virtual currency to set up scams on the grounds of investment, financial management, lottery, and virtual currency. Looking at it, Gu Lan, who had only learned about it until now, was dumbfounded.

She was ashamed of her ignorance. What happened more than 100 years ago is hung on the Internet every day, and she doesn't know anything about it. If it weren't for the strong reaction of her group friends, wouldn't it be ridiculous that she would still be selling imitations of it everywhere without knowing how to pretend to understand.

Although she still doesn't dare to say that the non-governmental mutual financial management in the East China Sea Blue Ocean New Area and the world ticket project are all 'Ponzi schemes', these projects have the shadow of using the money of new speculators to pay interest and high returns to old investors. More or less, it is a routine of demolishing the east wall to make up the west wall, and the white wolf with empty gloves.

There is not even a fictitious enterprise in the blue ocean, and it claims to have no boss, no company, and no product, and it is directly to grab money, count money, and divide money.

Although this world ticket is said to combine the virtual economy with the real economy, develop minerals, timber, docks, and even build a financial empire, who can guarantee that it is not a blank check.

Gulan shuddered a little when he thought of this, but he was reluctant to give up. I thought that if it was true, it would be a chance to make a fortune. If it is true, due to his indecisiveness and giving up with his own hands, in the end, the family members who participated at the same time have all made a fortune, and he is empty-handed, will he also become a laughing stock.

If you don't give up, there is no bottom or number of how far this thing can be done. To be honest, she is not afraid of failure, and failure is nothing more than a loss of money.

What she is afraid of is not succeeding, because she came in early, launched early, according to the sharing reward mechanism, it is possible, even certain, to make some money. What I am afraid of is that this project will be overwhelmed in the end, and even the high-level people will leave, and many lower-level people will cry and become refugees.

It has really become a Ponzi scheme, can you buy back your dignity, image and face with the money you earn? She felt that this kind of ending was the least successful, more than losing some money. I can't make up my mind when I think about it, and I sit there at a loss.

At this moment, her daughter also sent her a WeChat message. The daughter did not directly criticize or stop her, but tactfully advised her to consult more, understand more, and discuss with professionals. It's not too late to make a decision when you've figured it out, and it's not a matter of a day or two anyway.

This reminded her, and immediately called Yun Shuifu in the capital. She was as anxious as an ant on a hot pan, but there was no response. The phone was called twice in a row, but no one answered.

Putting down the phone, Gu Lan didn't feel good in his heart. I thought to myself, didn't I retire in the past few years, I had less contact, I didn't even care about my old classmates, and I was estranged?

After sitting and thinking about it, he made a bet in his heart that if the phone call was connected again, he would ask about it, especially the mystery of Chairman Shui. If it still can't be done, it means that the project is unpopular, and this road is not working, so simply don't do it.

After making up his mind, he was about to dial the phone again, when the ringtone of "Love Fight to Win" rang. Gu Lan was overjoyed when he saw that it was Yunshui who came back angrily, and quickly picked it up.

As soon as I answered, I heard "Hello, Aesthetics." Yun Shuinu's Mandarin with a slight rural accent sounds particularly kind. Aesthetics is Yun Shuinu's special name for her, and it is the abbreviation of beautiful classmates, which sounds more intimate.

Gu Lan hurriedly replied: "Hello, Yunshui. Yunshui is Gu Lan's pronoun for him, which means that he has no anger in her heart, and he also has a unique taste.

"The aesthetics are still so hard. Yun Shui asked on the phone.

"Where to fight, what to fight when you retire?" asked Gu Lan with some incomprehension.

"Even the ringtone of the mobile phone will win if you love to fight, and you don't fight yet. You are living to old age and fighting until you are old. Yun Shui replied.

Only then did Gu Lan think that it was his mobile phone ringtone that gave Yunshui the topic, and hurriedly answered: "How can you fight, you didn't even answer the call twice." ”

"I was in the bathroom just now. I ran out without hearing the phone ring, and when I saw that it was your phone, I immediately dialed it back. It's rare to receive a call from you, and I'm so excited. What's the matter? It's early in the morning. ”

In a few words, Yunshui made the cause and effect clear, and asked the right question.