Zhuang Rongkun returned in vain, and Zhuang Qingquan was the same,

Qiu Degen, the president of Far Eastern Bank, who had just lent 50 million Hong Kong dollars to Hang Lung Bank, vomited blood and called Zhuang Rongkun as soon as possible, wanting to get back the 50 million Hong Kong dollars.

It's a pity that it is a matter of life and death for his own bank, as soon as he signs it in black and white, the money is in hand, where will Zhuang Rongkun be as Qiu Degen wishes.

In these years, it is the uncle who owes money.

Upstairs of Jiahua Bank, Liu Cansong stood in a more private corner, watching the bank hall crowded with people, all looking excited, crowding to withdraw money, the bank staff tried their best to maintain order, and the lobby manager was sweating profusely.

His fists clenched, his forehead bruised, and his anger was nowhere to be released.

He got the news even later, when a large number of depositors came to withdraw money, the bank staff found out that something was wrong, and immediately investigated the reason and reported it to him, and when he found out, the bank hall was already crowded.

After thinking about it, he still didn't come forward, but asked the hall manager to go to the position and calm the customer's mood.

KWH's cash flow is now less than HK$20 million, and its gold futures business is in deficit of HK$220 million.

Now, as soon as the newspapers reported that K. Wah Bank had misappropriated funds, Liu Cansong knew that it was too bad, and even if he used means to close these third-rate tabloids, it would be too late, and tomorrow all newspapers in Hong Kong would report unfavorable news about K. Wah Bank.

A run is inevitable, but how can less than HK$20 million in cash withstand it?

If those customers who bought gold futures rushed to take delivery, it would be absolutely fatal.

Compared with ordinary depositors who withdraw hundreds, thousands, and tens of thousands of dollars each time, these customers who buy gold futures can settle tens of thousands of dollars, and there are many millions, and the funds of less than 20 million Hong Kong dollars cannot last long.

He wanted to borrow money, but no bank or company lent it to him, and he was even about to face the big corporate customers who had to withdraw their liquidity at KWIH, which was also fatal.

The more he thought about it, the more depressed Liu Cansong became, and he felt that the monstrous waves were about to drown him.

After a while, the lobby manager secretly left and ran to Liu Cansong, the sweaty lobby manager was on fire, and he said with difficulty: "President, the situation is not optimistic, more and more people are coming to withdraw money, and our funds will not last long!"

Liu Cansong nodded with a gloomy face, took a deep breath and ordered with difficulty: "There are still more than ten minutes before closing today, and when the time comes, you will directly close the window and let them come back tomorrow." ”

The lobby manager's face changed, and he blurted out: "But this ......"

Liu Cansong interrupted the lobby manager's words and ordered without question: "Just do it!"

The lobby manager swallowed the words back into his stomach and replied with a bitter face: "Yes!"

Then, the lobby manager left with heavy steps.

Looking at the back of the lobby manager, Liu Cansong pressed the shut-down and bit tightly, and finally sighed weakly.

How did he not know the disadvantages of forcibly closing?

But he also knew that if he insisted on not closing, then depositors would not believe that KWAH had enough money, and would definitely withdraw money overnight, and less than HK$20 million would definitely not be enough to support it.

And he knows better that just a few third-rate tabloids this afternoon have caused this situation, and early tomorrow morning, the major newspapers will definitely report the news, and the whole of Hong Kong will know about it at that time.

After tonight's news fermentation, Jiahua Bank will be crowded tomorrow, and it is useless for him to do anything now, the only way is to get enough money to deal with the run.

But now this situation still involves the embezzlement of customer funds and the huge loss of billions, and he knows that the major banks and financial institutions of the chicken thief will never lend a penny again.

Even if you find a friend with a strong relationship, the difficulty will increase infinitely.

"Hey......"

This night was destined to be a sleepless night for the Zhuang brothers and the Liu brothers, because after working hard for one night, they did not borrow a penny, but because of the frequent borrowing of money, outsiders were more sure of the newspaper's report.

Of course, on this night, the people who couldn't sleep were the depositors of Hang Lung Bank and K. Wah Bank, who could sleep when they thought of the hard-earned money stored in the two major banks?

There were also many people who waited overnight at the entrance of the head offices and sub-branches of Hang Lung Bank and K. Wah Bank with their passbooks, which attracted a large number of reporters to take photos and interviews.

I believe that the next day, these exciting news will spread throughout Hong Kong and even Southeast Asia through the mouths of the media.

The next day, the weather was fine.

Sure enough, none of the newspapers in Hong Kong, headed by a series of newspapers of the Jiuding Newspaper Company, did not report on the hot problems of Hang Lung Bank and K. Wah Bank, and the citizens who did not know the news yesterday were frightened by these news, especially the depositors of the two major banks, whose faces changed drastically, and they went straight home to get their passbooks and line up to withdraw money.

On his way to work, Xia Yu saw a branch of Hang Lung Bank in Kowloon crowded with people, and the bank hall was crowded with people.

Seeing such a grand scene, Xia Yu stopped and watched for a while before leaving with an inexplicable smile.

Hang Lung Bank and Ka Wah Bank are in trouble!

In Tin Shui Wai, Yuen Long District, New Territories, Chen Qiang rummaged through the cabinets at home, and finally found his regular passbook at the bottom of the box.

Picking up the passbook, he quickly ran out of the door and rushed to the nearest branch of Hang Lung Bank on Anning Road.

As for the fixed deposit interest that is about to expire for three years, Chen Qiang has already forgotten about it, and will get the principal back first, and then talk about it, the interest that was valued in the past is not worth mentioning at all in front of the principal.

It's just that as soon as he went out, he saw his neighbor's cousin Chen Dashan.

Chen Dashan saw his nephew's panicked expression, and immediately asked with concern: "Qiang Zai, what's wrong?

Chen Qiang stopped and hurriedly said: "Uncle Cousin, my money is stored in Hang Lung Bank, and now the newspaper says that Hang Lung Bank has lost hundreds of millions of dollars by misappropriating funds, I have to get the money back quickly, otherwise it will be gone." ”

"I'll go first, I won't tell you, it's too late, there is a newspaper on the stool in my house, you can read it yourself. ”

Dropping this sentence, Chen Qiang disappeared at the speed of a 100-meter sprint in Chen Dashan's stunned.

"Wait, isn't Hang Lung Bank an old bank, why is it going bankrupt?"

Chen Dashan muttered to himself, thinking that his nephew said that he had a newspaper in his house, and sure enough, when he went in, he saw the newspaper on the stool, and it was still the largest newspaper in Xiangjiang, Jiuding Daily, he immediately picked it up and read it.

After reading it, he said with palpitations: "Fortunately, my money was not deposited in Jiahua Bank and Hang Lung Bank, I didn't expect that these two powerful old banks had problems, hey, I hope Qiang Zai will get the money back, this is his mother's wife book for him." ”

Just after rejoicing, his face froze, and a thought came to his mind.

Some of his family's money was deposited in Kangnian Bank, a bank smaller than Ka Wah Bank and Hang Lung Bank, which was also deposited because of its proximity and higher deposit interest rates.

Now, although there is a Jiuding Bank with the highest deposit interest rate in Hong Kong, his fixed deposit will mature in eight months, so he has not taken it out and deposited it in Jiuding Bank.

Only now, he suddenly felt extremely uneasy.

Even established banks such as Hang Lung Bank and K. Wah Bank have problems, and each of them has lost hundreds of millions, and small banks like Kangnian Bank have given such high deposit interest rates, is there also a problem with the capital chain?

Although the newspaper didn't report it, it doesn't mean that there is no risk, right?

The more he thought about it, the more bottomless Chen Dashan's heart became, and when he thought of the 5,000 Hong Kong dollars he had saved, his heart began to become anxious.

Do you want to get it back?

If you get it back, the interest that has lasted for more than two years is gone.

If you don't get it back, if there is a problem with Kangnian Bank, the capital may be gone.

After struggling for a long time, Chen Dashan, who was cautious, gritted his teeth, resolutely returned home, found the passbook, and headed towards Kangnian Bank.

And because of the explosion of Hang Lung Bank and K. Wah Bank, there are not a few people like Chen Dashan who have chosen this way.

For a time, not only Hang Lung Bank and K. Wah Bank were overcrowded, but the number of withdrawals from many small banks also skyrocketed.

This is the sorrow of small banks, whose creditworthiness is not high enough in the minds of the general public, and they are easily affected by a storm.

As for those big banks such as HSBC and Standard Chartered Bank, there is no such concern, and depositors are very confident.

Although Jiuding Bank is a new bank, the public's confidence in it is not bad, after all, it is a bank of the god of stocks, and the depositors who will deposit money to Jiuding Bank know a lot about Xia Yu's deeds, and naturally know Xia Yu's net worth and the huge flow of funds, so they can save money with peace of mind.

For a time, the entire banking industry in Hong Kong was affected. An impatient breath permeated the sky over the Xiangjiang River.