Han Sanjiang's point-to-point training has achieved outstanding results, as soon as the product is taken home, the villages are busy, a village of three people partnership is the first to start, the funds are not in place to find a loan from the Agricultural Bank, less than a month to install the equipment, transport back the materials, workers are slowly recruited from the village. A major transformation has been carried out from scratch, and the second technical talent cultivated by Han Sanjiang has been a complete success. As a result, he took off the conservative hat, which not only changed his thinking, but also made the people of the store self-reliant and self-reliant, which underwent a fundamental change.

At this moment, China Construction Bank also came to settle in Diankou, needless to say, he also wanted to get a piece of the pie in Diankou, because the people in Diankou were in urgent need of money, so they would ask them to borrow loans, and as soon as they borrowed the loans, they would generate interest.

Yu Deshui, the manager of the China Construction Bank, found Han Dajiang and discussed the construction of the bank building, so he asked Han Dajiang: "Han Dajiang, you built the bank building the first two times, and this time we still ask you to build it, I hope you will build a bank building according to the scale of the Agricultural Bank of China, but you have to give me a reference for the site selection, neither too far away from the Agricultural Bank of China and the credit cooperative, nor too close, where do you think it is more appropriate?" Yu Deshui is in his forties, wears a pair of short-sighted eyes, looks like a gentleman, wears a suit and tie, and looks like a manager.

Han Dajiang replied with a smile: "Aren't you a construction bank, engaged in construction? I suggest that you build it in the center of the store, so that each village is not close or far, and it is convenient and often visited!"

Yu Deshui thought for a while, and then said: "Brother Dajiang is referring to the square opposite the town government building, there is a vacant land, and it is very suitable for building a bank, according to the geographical location, it is not too far from the Agricultural Bank of China, and it is not very close to the credit cooperative, so it becomes a triangular distribution! Your suggestion is good, very good, then build a construction bank building there!"

Han Dajiang replied with a smile: "Manager Yu, your vision is like a torch, which is my Han Dajiang who said it well? Since you CCB can afford our store, I, Han Dajiang, will also sell face to you CCB, only counting the material costs, and the wages will be free, so I Dajiang will give CCB a meeting gift! I hope you will take care of it more in the future!"

Yu Deshui smiled and replied gratefully: "Brother Dajiang, you are really a good brother, you have given us a great face of CCB, and with the strong support of Brother Dajiang, our CCB will definitely develop smoothly in the future.

As soon as the China Construction Bank came, Han Dajiang vigorously supported it, and only charged for materials for building houses, and all the transactions that were made at a loss were done, so could the China Construction Bank not vigorously support the development of the store? This Han Dajiang's greeting gift was really powerful! All along, the Agricultural Bank of China and the credit cooperatives have done their best to lend money to the people of Diankou, and even if they have no money, they have to find a way to transfer money from other places and lend money to the people of Diankou without hesitation. This has more or less something to do with Han Dajiang's face.

Han Dajiang smiled and replied: "Manager Yu, we will be brothers in the future, don't be so polite if we are brothers?" Okay, I will ask someone to start construction tomorrow, and the construction bank will be completed in three months." With that, he took Manager Yu back to drink tea.

Han Sanjiang received a call from Han Dajiang, and Han Sanjiang asked, "Big brother, you have a lot of opportunities, why do you have time to call me today? I think there must be something great to tell me!

Han Dajiang smiled sweeter than honey and replied: "Little brother, do you know? Just now, Manager Yu of the China Construction Bank discussed with me about building a bank building, and I asked him to build it on the vacant land in the square next to the town government, and he agreed. You look at the road at the entrance of our store, every time we transport materials we dare not call a big car in, come in and can't get out, the car transporting materials is lined up in a long line, and there are not many things pulled, ten tons per car, it's really fucking annoying, even if it's a ten-ton car, it's not good to drive for a long time, we have to repair the road once a year, a road, a month can't transport the materials back, we can only pinch the days, it's almost the New Year, the road is repaired, we have no time to get together for the New Year, we have to hurry up to repair the road, otherwise we will go to work next year, the road has not been repaired, which will delay productionAlas!"

Han Sanjiang also followed the joy and replied: "Big brother, what you said is really good, if the road is hardened and the cement road is repaired, our big car will be able to come in, and it will not be a problem to load a car of tens to a hundred tons, so our cost will be reduced a lot, and the competition will be great!"

Mu Chunfeng came in to see the two brothers chatting on the phone, and when he saw Han Sanjiang smiling happily, he couldn't help asking, "Secretary Han, what is the good thing to make you like this?"

Han Sanjiang replied with a smile: "Han Dajiang said that Manager Yu of China Construction Bank found him today to discuss the construction of the bank building, and prepared to build the bank building on the vacant land in the square of the town government. Hehe, in the future, we can take out a loan to repair the road, we want to repair the main road, so that the villages will repair the roads of the villages, and the roads at our store will not be a problem in a few years, and there will be no need to worry about large trucks!"

Mu Chunfeng smiled and replied: "Han Sanjiang, don't say that I hit you, from Zhuji to the entrance of the store, if you reach the standard hardening, the cement road should be one foot thick, and there will be two or three layers of steel skeleton inside, which requires a lot of money, there is no one billion, everyone doesn't think about it, you think about it, a construction branch can borrow one billion yuan, and build a road for a town, isn't it a big joke? It is very difficult to borrow 100 million, but 100 million yuan does not play any role for us? Our appearance still depends on us, and even if we lend one billion yuan, so much interest, our town government can't bear it, and our local tax is not much every year, and the interest is not enough to give him all the interest!"

Mu Chunfeng's basin of cold water made Han Sanjiang cold from head to foot, and he was suddenly silent when he thought about it.

Han Dajiang on the other end was also silent, I don't know if he hung up the phone.

Han Sanjiang silently put down the phone, looking at Mu Chunfeng and didn't know what to say, he was a little lost and a little confused, if he really needed one billion yuan to repair the road, then the astronomical amount of one billion yuan was unimaginable at that time! Not to mention one billion, even a loan of 20 million yuan had to be divided into several loans, and he would not be able to get this money in a year! This was just a small branch of a town, and the power he gave could only be 20 million, and he would not be able to call the shots if he did more!

Mu Chunfeng saw Han Sanjiang's face of loss, so he said: "Secretary Han, what's wrong with you? What I said just now hit you? Let me tell you the truth, the annual quota of our credit cooperatives is up to 10 million, and the other 10 million I applied for from above before I was approved! The loan amount of the Agricultural Bank of China is larger, and it will not exceed 20 million, and the China Construction Bank will lend us at most 30 million, which adds up to only 70 million, if we borrow 70 million this year and can't pay back the interest next year, we will not be able to apply for a loan, do you understand this? I think you should understand that credibility comes first, and you can't borrow money without credibility!"

Han Sanjiang was silent for a while, and then asked, "Then how much is the loan in our town for a year?

Mu Chunfeng replied: "Our town's annual loan is 40 million, which has been capped, but the loan principal and interest of the previous 76 households are all over, and there is only 15 million loans, which are the loans of our new team, which have just been established, and after getting the first pot of gold until March next year, that is, in March of 85, the spring flowers will bloom, and shipping can be opened, so that the products can be shipped to Russia, Italy and France." If the first pot of gold does not go well, we will not be able to get the money, and even if the other party thinks that our products are not ideal, and if we want to keep a part of the final payment, we will not be able to repay the interest on the loan, and we will not be able to borrow the loan, and we will face the risk of bankruptcy!"